Duluth, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Duluth, MN Metro in January 2026 was $1,577.823. The month over month percentage change (MoM) was -0.15%, and the year over year percentage change (YoY) was -0.91%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Duluth, MN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Duluth, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Duluth, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Duluth, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Duluth, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 692.7936489247661 | NaN | NaN |
| Feb 2012 | 690.371914357366 | -0.35 | NaN |
| Mar 2012 | 694.6501318165909 | 0.62 | NaN |
| Apr 2012 | 695.2422966687203 | 0.09 | NaN |
| May 2012 | 693.7900087770871 | -0.21 | NaN |
| Jun 2012 | 692.0124940974717 | -0.26 | NaN |
| Jul 2012 | 688.1437418576529 | -0.56 | NaN |
| Aug 2012 | 689.1899421898473 | 0.15 | NaN |
| Sep 2012 | 679.5836992417185 | -1.39 | NaN |
| Oct 2012 | 670.9658168048352 | -1.27 | NaN |
| Nov 2012 | 668.8113048643339 | -0.32 | NaN |
| Dec 2012 | 669.7403005376987 | 0.14 | NaN |
| Jan 2013 | 673.4522116397013 | 0.55 | -2.79 |
| Feb 2013 | 682.71235471876 | 1.38 | -1.11 |
| Mar 2013 | 688.2961288477997 | 0.82 | -0.91 |
| Apr 2013 | 686.1846680643637 | -0.31 | -1.30 |
| May 2013 | 696.014839403301 | 1.43 | 0.32 |
| Jun 2013 | 730.0865183384783 | 4.89 | 5.50 |
| Jul 2013 | 750.0286283318434 | 2.73 | 8.99 |
| Aug 2013 | 758.6182809113932 | 1.15 | 10.07 |
| Sep 2013 | 763.7339763561627 | 0.67 | 12.38 |
| Oct 2013 | 750.0282662211243 | -1.79 | 11.78 |
| Nov 2013 | 754.6865169964472 | 0.62 | 12.84 |
| Dec 2013 | 767.8431796719062 | 1.74 | 14.65 |
| Jan 2014 | 770.2646067039669 | 0.32 | 14.38 |
| Feb 2014 | 764.4708472627199 | -0.75 | 11.98 |
| Mar 2014 | 767.9382275304846 | 0.45 | 11.57 |
| Apr 2014 | 771.2732847528614 | 0.43 | 12.40 |
| May 2014 | 766.2952796933995 | -0.64 | 10.10 |
| Jun 2014 | 768.43625083709 | 0.28 | 5.25 |
| Jul 2014 | 768.1014130544106 | -0.04 | 2.41 |
| Aug 2014 | 766.479644870773 | -0.21 | 1.04 |
| Sep 2014 | 767.80330715172 | 0.17 | 0.53 |
| Oct 2014 | 758.6695101697838 | -1.19 | 1.15 |
| Nov 2014 | 756.8363619794131 | -0.24 | 0.28 |
| Dec 2014 | 751.7034140998126 | -0.68 | -2.10 |
| Jan 2015 | 734.688016603621 | -2.26 | -4.62 |
| Feb 2015 | 737.9499552133399 | 0.44 | -3.47 |
| Mar 2015 | 742.4033754249103 | 0.60 | -3.32 |
| Apr 2015 | 740.0725433413596 | -0.31 | -4.04 |
| May 2015 | 754.940822784769 | 2.01 | -1.48 |
| Jun 2015 | 768.3138562136542 | 1.77 | -0.02 |
| Jul 2015 | 774.860863761121 | 0.85 | 0.88 |
| Aug 2015 | 767.6386121970828 | -0.93 | 0.15 |
| Sep 2015 | 767.6323744813444 | 0.00 | -0.02 |
| Oct 2015 | 763.5117379294329 | -0.54 | 0.64 |
| Nov 2015 | 773.6389199147268 | 1.33 | 2.22 |
| Dec 2015 | 778.1709728521307 | 0.59 | 3.52 |
| Jan 2016 | 764.5536696016843 | -1.75 | 4.07 |
| Feb 2016 | 753.0885109378196 | -1.50 | 2.05 |
| Mar 2016 | 755.3574223566782 | 0.30 | 1.75 |
| Apr 2016 | 751.2205098595541 | -0.55 | 1.51 |
| May 2016 | 751.6178461183446 | 0.05 | -0.44 |
| Jun 2016 | 750.9081071460922 | -0.09 | -2.26 |
| Jul 2016 | 742.3483019777264 | -1.14 | -4.20 |
| Aug 2016 | 743.5118659953371 | 0.16 | -3.14 |
| Sep 2016 | 745.9036024294397 | 0.32 | -2.83 |
| Oct 2016 | 749.5829510775629 | 0.49 | -1.82 |
| Nov 2016 | 770.7975451179547 | 2.83 | -0.37 |
| Dec 2016 | 801.139426733389 | 3.94 | 2.95 |
| Jan 2017 | 824.8817783644291 | 2.96 | 7.89 |
| Feb 2017 | 828.4202861091912 | 0.43 | 10.00 |
| Mar 2017 | 831.2546592961194 | 0.34 | 10.05 |
| Apr 2017 | 822.5691491358798 | -1.04 | 9.50 |
| May 2017 | 822.658278730626 | 0.01 | 9.45 |
| Jun 2017 | 819.6987848871045 | -0.36 | 9.16 |
| Jul 2017 | 828.7966174987712 | 1.11 | 11.65 |
| Aug 2017 | 829.1392191916009 | 0.04 | 11.52 |
| Sep 2017 | 829.2210726540576 | 0.01 | 11.17 |
| Oct 2017 | 839.0518296780294 | 1.19 | 11.94 |
| Nov 2017 | 843.6641477780511 | 0.55 | 9.45 |
| Dec 2017 | 848.1691186656919 | 0.53 | 5.87 |
| Jan 2018 | 838.3993158525373 | -1.15 | 1.64 |
| Feb 2018 | 860.0500365589378 | 2.58 | 3.82 |
| Mar 2018 | 871.085599684995 | 1.28 | 4.79 |
| Apr 2018 | 876.7090095180362 | 0.65 | 6.58 |
| May 2018 | 889.6860996903273 | 1.48 | 8.15 |
| Jun 2018 | 891.5188465889469 | 0.21 | 8.76 |
| Jul 2018 | 892.0889440242936 | 0.06 | 7.64 |
| Aug 2018 | 895.72155577885 | 0.41 | 8.03 |
| Sep 2018 | 904.097521555193 | 0.94 | 9.03 |
| Oct 2018 | 919.5392841614452 | 1.71 | 9.59 |
| Nov 2018 | 923.4420298738951 | 0.42 | 9.46 |
| Dec 2018 | 907.9598616358253 | -1.68 | 7.05 |
| Jan 2019 | 906.0930782236252 | -0.21 | 8.07 |
| Feb 2019 | 904.7867717075237 | -0.14 | 5.20 |
| Mar 2019 | 904.3527222821285 | -0.05 | 3.82 |
| Apr 2019 | 902.176360803314 | -0.24 | 2.91 |
| May 2019 | 901.8313685216854 | -0.04 | 1.37 |
| Jun 2019 | 886.9766778228277 | -1.65 | -0.51 |
| Jul 2019 | 887.8378598283095 | 0.10 | -0.48 |
| Aug 2019 | 881.0301952643367 | -0.77 | -1.64 |
| Sep 2019 | 881.7438960556733 | 0.08 | -2.47 |
| Oct 2019 | 890.2718159435672 | 0.97 | -3.18 |
| Nov 2019 | 895.1725368502566 | 0.55 | -3.06 |
| Dec 2019 | 902.9793970243688 | 0.87 | -0.55 |
| Jan 2020 | 897.3182369331294 | -0.63 | -0.97 |
| Feb 2020 | 890.2193466990673 | -0.79 | -1.61 |
| Mar 2020 | 892.8466132077504 | 0.30 | -1.27 |
| Apr 2020 | 885.7285686836423 | -0.80 | -1.82 |
| May 2020 | 883.4613927211324 | -0.26 | -2.04 |
| Jun 2020 | 881.1255705156733 | -0.26 | -0.66 |
| Jul 2020 | 873.9400837271994 | -0.81 | -1.56 |
| Aug 2020 | 873.7144124340737 | -0.03 | -0.83 |
| Sep 2020 | 880.9247284641333 | 0.83 | -0.09 |
| Oct 2020 | 888.8943220201509 | 0.91 | -0.15 |
| Nov 2020 | 896.8632027907183 | 0.90 | 0.19 |
| Dec 2020 | 901.422783180751 | 0.51 | -0.17 |
| Jan 2021 | 885.6442588555116 | -1.75 | -1.30 |
| Feb 2021 | 899.5262067368603 | 1.57 | 1.05 |
| Mar 2021 | 928.8283283186313 | 3.26 | 4.03 |
| Apr 2021 | 936.2371180398022 | 0.80 | 5.70 |
| May 2021 | 940.0717221830466 | 0.41 | 6.41 |
| Jun 2021 | 956.6369843773468 | 1.76 | 8.57 |
| Jul 2021 | 963.4869571964311 | 0.72 | 10.25 |
| Aug 2021 | 972.2913047573277 | 0.91 | 11.28 |
| Sep 2021 | 981.2983966581621 | 0.93 | 11.39 |
| Oct 2021 | 996.0012955748696 | 1.50 | 12.05 |
| Nov 2021 | 998.5674799624131 | 0.26 | 11.34 |
| Dec 2021 | 1006.6976925911925 | 0.81 | 11.68 |
| Jan 2022 | 1042.6180111026613 | 3.57 | 17.72 |
| Feb 2022 | 1082.727013554601 | 3.85 | 20.37 |
| Mar 2022 | 1133.8803033272438 | 4.72 | 22.08 |
| Apr 2022 | 1227.211758687072 | 8.23 | 31.08 |
| May 2022 | 1268.004477880304 | 3.32 | 34.88 |
| Jun 2022 | 1314.8787046756609 | 3.70 | 37.45 |
| Jul 2022 | 1311.0189943668324 | -0.29 | 36.07 |
| Aug 2022 | 1289.2637249494373 | -1.66 | 32.60 |
| Sep 2022 | 1376.382404502328 | 6.76 | 40.26 |
| Oct 2022 | 1456.1179311459334 | 5.79 | 46.20 |
| Nov 2022 | 1442.5741624673258 | -0.93 | 44.46 |
| Dec 2022 | 1394.6225257153797 | -3.32 | 38.53 |
| Jan 2023 | 1386.3899031341248 | -0.59 | 32.97 |
| Feb 2023 | 1388.886266091611 | 0.18 | 28.28 |
| Mar 2023 | 1429.6191262448604 | 2.93 | 26.08 |
| Apr 2023 | 1419.0190606389044 | -0.74 | 15.63 |
| May 2023 | 1443.5765125099483 | 1.73 | 13.85 |
| Jun 2023 | 1488.517510080064 | 3.11 | 13.21 |
| Jul 2023 | 1511.1393174754694 | 1.52 | 15.26 |
| Aug 2023 | 1543.204323227651 | 2.12 | 19.70 |
| Sep 2023 | 1565.4452970899024 | 1.44 | 13.74 |
| Oct 2023 | 1618.3346843978836 | 3.38 | 11.14 |
| Nov 2023 | 1599.8164398780027 | -1.14 | 10.90 |
| Dec 2023 | 1523.0569822396735 | -4.80 | 9.21 |
| Jan 2024 | 1503.4995553842903 | -1.28 | 8.45 |
| Feb 2024 | 1520.4228298572161 | 1.13 | 9.47 |
| Mar 2024 | 1535.9798745161843 | 1.02 | 7.44 |
| Apr 2024 | 1574.164974855953 | 2.49 | 10.93 |
| May 2024 | 1595.8692709401053 | 1.38 | 10.55 |
| Jun 2024 | 1586.3622117330165 | -0.60 | 6.57 |
| Jul 2024 | 1581.3599316097623 | -0.31 | 4.65 |
| Aug 2024 | 1540.74728520972 | -2.57 | -0.16 |
| Sep 2024 | 1507.429487938099 | -2.16 | -3.71 |
| Oct 2024 | 1539.347617602866 | 2.12 | -4.88 |
| Nov 2024 | 1586.185846115518 | 3.04 | -0.85 |
| Dec 2024 | 1580.1913807066871 | -0.38 | 3.75 |
| Jan 2025 | 1592.2932962519296 | 0.77 | 5.91 |
| Feb 2025 | 1583.8384238499689 | -0.53 | 4.17 |
| Mar 2025 | 1563.6573414973675 | -1.27 | 1.80 |
| Apr 2025 | 1577.699498047376 | 0.90 | 0.23 |
| May 2025 | 1595.802865596424 | 1.15 | 0.00 |
| Jun 2025 | 1602.978867878308 | 0.45 | 1.05 |
| Jul 2025 | 1598.976874650686 | -0.25 | 1.11 |
| Aug 2025 | 1589.0004717999755 | -0.62 | 3.13 |
| Sep 2025 | 1572.666910022855 | -1.03 | 4.33 |
| Oct 2025 | 1569.3922579932034 | -0.21 | 1.95 |
| Nov 2025 | 1576.1642916527458 | 0.43 | -0.63 |
| Dec 2025 | 1580.1587379028315 | 0.25 | 0.00 |
| Jan 2026 | 1577.8233002732295 | -0.15 | -0.91 |
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