Durham, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Durham, NC Metro in January 2026 was $2,610.783. The month over month percentage change (MoM) was -0.80%, and the year over year percentage change (YoY) was -7.26%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Durham, NC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Durham, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Durham, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Durham, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Durham, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 822.2838351689786 | NaN | NaN |
| Feb 2012 | 818.1887793608706 | -0.50 | NaN |
| Mar 2012 | 821.6833204752387 | 0.43 | NaN |
| Apr 2012 | 816.4673829072378 | -0.63 | NaN |
| May 2012 | 806.7424396093625 | -1.19 | NaN |
| Jun 2012 | 796.746655684384 | -1.24 | NaN |
| Jul 2012 | 787.1887274514226 | -1.20 | NaN |
| Aug 2012 | 791.436367594984 | 0.54 | NaN |
| Sep 2012 | 783.8186674421106 | -0.96 | NaN |
| Oct 2012 | 775.3564211496218 | -1.08 | NaN |
| Nov 2012 | 773.9562234440307 | -0.18 | NaN |
| Dec 2012 | 774.0975490588833 | 0.02 | NaN |
| Jan 2013 | 906.6128600473521 | 17.12 | 10.26 |
| Feb 2013 | 917.9426441518629 | 1.25 | 12.19 |
| Mar 2013 | 923.8771040564754 | 0.65 | 12.44 |
| Apr 2013 | 919.0961506475614 | -0.52 | 12.57 |
| May 2013 | 932.2087192166407 | 1.43 | 15.55 |
| Jun 2013 | 982.1525141150797 | 5.36 | 23.27 |
| Jul 2013 | 1012.5557903781357 | 3.10 | 28.63 |
| Aug 2013 | 1023.9362959435082 | 1.12 | 29.38 |
| Sep 2013 | 1030.5855952273948 | 0.65 | 31.48 |
| Oct 2013 | 1009.5413772870546 | -2.04 | 30.20 |
| Nov 2013 | 1018.67517512166 | 0.91 | 31.62 |
| Dec 2013 | 1038.9106610326992 | 1.99 | 34.21 |
| Jan 2014 | 1110.714788483205 | 6.91 | 22.51 |
| Feb 2014 | 1102.4900321331095 | -0.74 | 20.10 |
| Mar 2014 | 1110.4643487440853 | 0.72 | 20.20 |
| Apr 2014 | 1115.2211318257664 | 0.43 | 21.34 |
| May 2014 | 1107.8829778257013 | -0.66 | 18.85 |
| Jun 2014 | 1109.638876263102 | 0.16 | 12.98 |
| Jul 2014 | 1110.5651228896552 | 0.08 | 9.68 |
| Aug 2014 | 1112.4794197075173 | 0.17 | 8.65 |
| Sep 2014 | 1119.4695820870636 | 0.63 | 8.63 |
| Oct 2014 | 1109.868517490534 | -0.86 | 9.94 |
| Nov 2014 | 1109.2386317823825 | -0.06 | 8.89 |
| Dec 2014 | 1101.5666025287774 | -0.69 | 6.03 |
| Jan 2015 | 1077.2275969278653 | -2.21 | -3.01 |
| Feb 2015 | 1087.195937746772 | 0.93 | -1.39 |
| Mar 2015 | 1098.5204196003249 | 1.04 | -1.08 |
| Apr 2015 | 1095.4049414211563 | -0.28 | -1.78 |
| May 2015 | 1114.9920524995218 | 1.79 | 0.64 |
| Jun 2015 | 1131.8442829116166 | 1.51 | 2.00 |
| Jul 2015 | 1141.2744929216492 | 0.83 | 2.77 |
| Aug 2015 | 1132.2312448863534 | -0.79 | 1.78 |
| Sep 2015 | 1135.8562171139654 | 0.32 | 1.46 |
| Oct 2015 | 1133.2548045001352 | -0.23 | 2.11 |
| Nov 2015 | 1151.9274474684557 | 1.65 | 3.85 |
| Dec 2015 | 1159.4909230648755 | 0.66 | 5.26 |
| Jan 2016 | 1144.6186124847898 | -1.28 | 6.26 |
| Feb 2016 | 1131.4379276823897 | -1.15 | 4.07 |
| Mar 2016 | 1139.2502609765731 | 0.69 | 3.71 |
| Apr 2016 | 1135.804440199762 | -0.30 | 3.69 |
| May 2016 | 1139.7786360041694 | 0.35 | 2.22 |
| Jun 2016 | 1142.7226365399101 | 0.26 | 0.96 |
| Jul 2016 | 1135.333005114229 | -0.65 | -0.52 |
| Aug 2016 | 1140.1371882168262 | 0.42 | 0.70 |
| Sep 2016 | 1148.3099189247923 | 0.72 | 1.10 |
| Oct 2016 | 1156.17209053172 | 0.69 | 2.02 |
| Nov 2016 | 1191.3228630009453 | 3.04 | 3.42 |
| Dec 2016 | 1240.3374424808067 | 4.11 | 6.97 |
| Jan 2017 | 1228.042777148939 | -0.99 | 7.29 |
| Feb 2017 | 1235.4313500237424 | 0.60 | 9.19 |
| Mar 2017 | 1243.086768734477 | 0.62 | 9.11 |
| Apr 2017 | 1233.8597482030787 | -0.74 | 8.63 |
| May 2017 | 1235.9433324332758 | 0.17 | 8.44 |
| Jun 2017 | 1231.6598667798999 | -0.35 | 7.78 |
| Jul 2017 | 1245.029794614802 | 1.09 | 9.66 |
| Aug 2017 | 1244.3360662657326 | -0.06 | 9.14 |
| Sep 2017 | 1244.3590266726233 | 0.00 | 8.36 |
| Oct 2017 | 1262.1420050298034 | 1.43 | 9.17 |
| Nov 2017 | 1272.997850958393 | 0.86 | 6.86 |
| Dec 2017 | 1284.2150754123113 | 0.88 | 3.54 |
| Jan 2018 | 1310.46030083885 | 2.04 | 6.71 |
| Feb 2018 | 1351.4789942773598 | 3.13 | 9.39 |
| Mar 2018 | 1374.2116052852891 | 1.68 | 10.55 |
| Apr 2018 | 1386.8598486823882 | 0.92 | 12.40 |
| May 2018 | 1410.366985819389 | 1.70 | 14.11 |
| Jun 2018 | 1416.904452456261 | 0.46 | 15.04 |
| Jul 2018 | 1419.5349231287405 | 0.19 | 14.02 |
| Aug 2018 | 1428.6957366912625 | 0.65 | 14.82 |
| Sep 2018 | 1444.4408909502088 | 1.10 | 16.08 |
| Oct 2018 | 1474.293497606904 | 2.07 | 16.81 |
| Nov 2018 | 1484.303568629581 | 0.68 | 16.60 |
| Dec 2018 | 1462.6771183409471 | -1.46 | 13.90 |
| Jan 2019 | 1423.0561784615907 | -2.71 | 8.59 |
| Feb 2019 | 1415.978651114886 | -0.50 | 4.77 |
| Mar 2019 | 1408.3569487056416 | -0.54 | 2.49 |
| Apr 2019 | 1399.0607577576593 | -0.66 | 0.88 |
| May 2019 | 1395.8826436178515 | -0.23 | -1.03 |
| Jun 2019 | 1368.5841670635523 | -1.96 | -3.41 |
| Jul 2019 | 1368.479626021409 | -0.01 | -3.60 |
| Aug 2019 | 1356.971845380632 | -0.84 | -5.02 |
| Sep 2019 | 1360.8101427917277 | 0.28 | -5.79 |
| Oct 2019 | 1377.0622985837927 | 1.19 | -6.59 |
| Nov 2019 | 1385.3882724855193 | 0.61 | -6.66 |
| Dec 2019 | 1396.6585203958186 | 0.81 | -4.51 |
| Jan 2020 | 1376.67470236648 | -1.43 | -3.26 |
| Feb 2020 | 1364.1786477647815 | -0.91 | -3.66 |
| Mar 2020 | 1369.87597337004 | 0.42 | -2.73 |
| Apr 2020 | 1360.2417148876489 | -0.70 | -2.77 |
| May 2020 | 1356.3780729566952 | -0.28 | -2.83 |
| Jun 2020 | 1350.555117946931 | -0.43 | -1.32 |
| Jul 2020 | 1338.0033873974355 | -0.93 | -2.23 |
| Aug 2020 | 1338.7267870560775 | 0.05 | -1.34 |
| Sep 2020 | 1349.6154034927772 | 0.81 | -0.82 |
| Oct 2020 | 1362.3891353965487 | 0.95 | -1.07 |
| Nov 2020 | 1373.9466328310846 | 0.85 | -0.83 |
| Dec 2020 | 1382.54254961759 | 0.63 | -1.01 |
| Jan 2021 | 1371.9128778367262 | -0.77 | -0.35 |
| Feb 2021 | 1398.6805993391595 | 1.95 | 2.53 |
| Mar 2021 | 1452.4941297298078 | 3.85 | 6.03 |
| Apr 2021 | 1472.3326812334221 | 1.37 | 8.24 |
| May 2021 | 1485.2079028621567 | 0.87 | 9.50 |
| Jun 2021 | 1515.5361600972242 | 2.04 | 12.22 |
| Jul 2021 | 1528.846761318217 | 0.88 | 14.26 |
| Aug 2021 | 1548.07614511677 | 1.26 | 15.64 |
| Sep 2021 | 1574.5375674659947 | 1.71 | 16.67 |
| Oct 2021 | 1616.6616546343294 | 2.68 | 18.66 |
| Nov 2021 | 1638.5277744462915 | 1.35 | 19.26 |
| Dec 2021 | 1667.5434805921327 | 1.77 | 20.61 |
| Jan 2022 | 1712.4819310518717 | 2.70 | 24.82 |
| Feb 2022 | 1799.4105053345995 | 5.08 | 28.65 |
| Mar 2022 | 1912.781880580931 | 6.30 | 31.69 |
| Apr 2022 | 2106.918197564074 | 10.15 | 43.10 |
| May 2022 | 2203.9821395476683 | 4.61 | 48.40 |
| Jun 2022 | 2303.722088156041 | 4.53 | 52.01 |
| Jul 2022 | 2305.899485846573 | 0.10 | 50.83 |
| Aug 2022 | 2272.17071797506 | -1.46 | 46.77 |
| Sep 2022 | 2440.4016011914077 | 7.40 | 54.99 |
| Oct 2022 | 2590.492630053316 | 6.15 | 60.24 |
| Nov 2022 | 2556.2989080251855 | -1.32 | 56.01 |
| Dec 2022 | 2450.6992189266434 | -4.13 | 46.97 |
| Jan 2023 | 2413.9330776720453 | -1.50 | 40.96 |
| Feb 2023 | 2400.3686760377877 | -0.56 | 33.40 |
| Mar 2023 | 2454.836135468435 | 2.27 | 28.34 |
| Apr 2023 | 2419.537999953911 | -1.44 | 14.84 |
| May 2023 | 2449.1493911954876 | 1.22 | 11.12 |
| Jun 2023 | 2527.837675218524 | 3.21 | 9.73 |
| Jul 2023 | 2575.1392535218447 | 1.87 | 11.68 |
| Aug 2023 | 2643.5748652750667 | 2.66 | 16.35 |
| Sep 2023 | 2686.3793814958026 | 1.62 | 10.08 |
| Oct 2023 | 2790.24984660517 | 3.87 | 7.71 |
| Nov 2023 | 2762.062189599068 | -1.01 | 8.05 |
| Dec 2023 | 2632.8799440454777 | -4.68 | 7.43 |
| Jan 2024 | 2606.803176723128 | -0.99 | 7.99 |
| Feb 2024 | 2640.1685137566856 | 1.28 | 9.99 |
| Mar 2024 | 2662.5281212785685 | 0.85 | 8.46 |
| Apr 2024 | 2716.663870698297 | 2.03 | 12.28 |
| May 2024 | 2742.0307712066947 | 0.93 | 11.96 |
| Jun 2024 | 2711.400642158628 | -1.12 | 7.26 |
| Jul 2024 | 2694.4247670517143 | -0.63 | 4.63 |
| Aug 2024 | 2616.081927824466 | -2.91 | -1.04 |
| Sep 2024 | 2554.500734884145 | -2.35 | -4.91 |
| Oct 2024 | 2606.838760042176 | 2.05 | -6.57 |
| Nov 2024 | 2689.1004132433563 | 3.16 | -2.64 |
| Dec 2024 | 2673.8173584164433 | -0.57 | 1.56 |
| Jan 2025 | 2815.174316505444 | 5.29 | 7.99 |
| Feb 2025 | 2791.8981765772396 | -0.83 | 5.75 |
| Mar 2025 | 2748.4919601833376 | -1.55 | 3.23 |
| Apr 2025 | 2761.5961125857903 | 0.48 | 1.65 |
| May 2025 | 2777.4977440076177 | 0.58 | 1.29 |
| Jun 2025 | 2771.2135257413584 | -0.23 | 2.21 |
| Jul 2025 | 2744.008140327399 | -0.98 | 1.84 |
| Aug 2025 | 2710.114050780512 | -1.24 | 3.59 |
| Sep 2025 | 2666.7282801845304 | -1.60 | 4.39 |
| Oct 2025 | 2646.2516053229306 | -0.77 | 1.51 |
| Nov 2025 | 2643.527889629165 | -0.10 | -1.69 |
| Dec 2025 | 2631.8720887651975 | -0.44 | -1.57 |
| Jan 2026 | 2610.78289204927 | -0.80 | -7.26 |
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