Eau Claire, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Eau Claire, WI Metro in January 2026 was $2,035.986. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -3.48%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Eau Claire, WI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Eau Claire, WI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Eau Claire, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eau Claire, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 824.413070133256 NaN NaN
Feb 2012 820.4750014413552 -0.48 NaN
Mar 2012 823.1005473223724 0.32 NaN
Apr 2012 821.0759707714342 -0.25 NaN
May 2012 816.7661867087788 -0.52 NaN
Jun 2012 812.5170695974618 -0.52 NaN
Jul 2012 808.9043377482401 -0.44 NaN
Aug 2012 816.307417805124 0.92 NaN
Sep 2012 815.2048205114661 -0.13 NaN
Oct 2012 812.1921590463317 -0.37 NaN
Nov 2012 812.733980832015 0.07 NaN
Dec 2012 814.0579675353175 0.16 NaN
Jan 2013 820.0552219335663 0.74 -0.53
Feb 2013 829.189826209466 1.11 1.06
Mar 2013 833.325069124017 0.50 1.24
Apr 2013 828.985441673296 -0.52 0.96
May 2013 838.0483441499864 1.09 2.61
Jun 2013 875.630115964468 4.48 7.77
Jul 2013 898.1276555312704 2.57 11.03
Aug 2013 908.2020425726482 1.12 11.26
Sep 2013 916.2486370413769 0.89 12.40
Oct 2013 901.9293800140997 -1.56 11.05
Nov 2013 908.9880088750768 0.78 11.84
Dec 2013 923.5674299289324 1.60 13.45
Jan 2014 902.679049542505 -2.26 10.07
Feb 2014 896.1708843941744 -0.72 8.08
Mar 2014 902.2223197418917 0.68 8.27
Apr 2014 906.8325808476077 0.51 9.39
May 2014 900.7096548340354 -0.67 7.48
Jun 2014 901.6411878566933 0.10 2.97
Jul 2014 901.6751468674888 0.00 0.40
Aug 2014 902.9032717302421 0.14 -0.58
Sep 2014 907.6001208508676 0.52 -0.94
Oct 2014 898.1885767614248 -1.04 -0.41
Nov 2014 895.9060758750265 -0.25 -1.44
Dec 2014 888.4443887272002 -0.83 -3.80
Jan 2015 868.414435942627 -2.25 -3.80
Feb 2015 874.0089047663595 0.64 -2.47
Mar 2015 881.7187083837589 0.88 -2.27
Apr 2015 879.6539781758008 -0.23 -3.00
May 2015 895.5354455069155 1.81 -0.57
Jun 2015 909.2911128094236 1.54 0.85
Jul 2015 916.2114121298962 0.76 1.61
Aug 2015 909.4881098958522 -0.73 0.73
Sep 2015 912.3501680295842 0.32 0.52
Oct 2015 910.8801864698112 -0.16 1.41
Nov 2015 926.0316768185727 1.66 3.36
Dec 2015 932.5341950934019 0.70 4.96
Jan 2016 933.4483024876131 0.10 7.49
Feb 2016 922.9919183947843 -1.12 5.60
Mar 2016 929.5697378512707 0.71 5.43
Apr 2016 926.8751372226825 -0.29 5.37
May 2016 928.8519981512119 0.21 3.72
Jun 2016 928.1404418303491 -0.08 2.07
Jul 2016 918.4863893695411 -1.04 0.25
Aug 2016 919.7321459377017 0.14 1.13
Sep 2016 924.4583686077517 0.51 1.33
Oct 2016 930.2832128644505 0.63 2.13
Nov 2016 958.3969031476711 3.02 3.50
Dec 2016 997.4371741337013 4.07 6.96
Jan 2017 1015.8508441227824 1.85 8.83
Feb 2017 1022.7563316317594 0.68 10.81
Mar 2017 1030.1944502521194 0.73 10.83
Apr 2017 1024.2404023042423 -0.58 10.51
May 2017 1027.0560891650857 0.28 10.57
Jun 2017 1025.2276435468268 -0.18 10.46
Jul 2017 1034.7126579432309 0.93 12.65
Aug 2017 1031.7423243175267 -0.29 12.18
Sep 2017 1029.3974563247166 -0.23 11.35
Oct 2017 1042.0606573302202 1.23 12.02
Nov 2017 1051.0597301655357 0.86 9.67
Dec 2017 1058.991327229226 0.76 6.17
Jan 2018 1063.5937405190703 0.44 4.70
Feb 2018 1092.1082082173452 2.68 6.78
Mar 2018 1107.3264102797743 1.39 7.49
Apr 2018 1116.0458285386164 0.79 8.96
May 2018 1133.2727968092502 1.54 10.34
Jun 2018 1138.1361191231779 0.43 11.01
Jul 2018 1142.3467502201092 0.37 10.40
Aug 2018 1149.41306459763 0.62 11.41
Sep 2018 1160.4824011401438 0.96 12.73
Oct 2018 1180.0827689396144 1.69 13.25
Nov 2018 1187.2577440859634 0.61 12.96
Dec 2018 1171.4876973235305 -1.33 10.62
Jan 2019 1133.1914656148265 -3.27 6.54
Feb 2019 1132.1959643668374 -0.09 3.67
Mar 2019 1131.9655402752505 -0.02 2.23
Apr 2019 1129.5818044096059 -0.21 1.21
May 2019 1130.4203840735167 0.07 -0.25
Jun 2019 1110.953663387162 -1.72 -2.39
Jul 2019 1110.4602558125023 -0.04 -2.79
Aug 2019 1100.2031233581336 -0.92 -4.28
Sep 2019 1102.553411947555 0.21 -4.99
Oct 2019 1115.9008298271142 1.21 -5.44
Nov 2019 1123.7076974244694 0.70 -5.35
Dec 2019 1133.976921394903 0.91 -3.20
Jan 2020 1137.883362157584 0.34 0.41
Feb 2020 1129.5086983336464 -0.74 -0.24
Mar 2020 1134.103588600079 0.41 0.19
Apr 2020 1127.9062207295403 -0.55 -0.15
May 2020 1128.8842481885495 0.09 -0.14
Jun 2020 1129.604943783073 0.06 1.68
Jul 2020 1122.949464776685 -0.59 1.13
Aug 2020 1124.4125762167705 0.13 2.20
Sep 2020 1133.6358732927195 0.82 2.82
Oct 2020 1144.3039251785945 0.94 2.55
Nov 2020 1154.0172015181915 0.85 2.70
Dec 2020 1160.601141366536 0.57 2.35
Jan 2021 1148.5631544621472 -1.04 0.94
Feb 2021 1165.7075193504884 1.49 3.21
Mar 2021 1201.3590353601626 3.06 5.93
Apr 2021 1210.6999589029892 0.78 7.34
May 2021 1218.0479769237793 0.61 7.90
Jun 2021 1240.9326842449127 1.88 9.86
Jul 2021 1249.8236398980566 0.72 11.30
Aug 2021 1258.207410207578 0.67 11.90
Sep 2021 1267.7414102039918 0.76 11.83
Oct 2021 1286.02162758008 1.44 12.39
Nov 2021 1288.8457065982632 0.22 11.68
Dec 2021 1298.4493014610055 0.75 11.88
Jan 2022 1336.3364904496573 2.92 16.35
Feb 2022 1388.3440956936229 3.89 19.10
Mar 2022 1454.8077104554638 4.79 21.10
Apr 2022 1577.9887676119756 8.47 30.34
May 2022 1634.9562993474365 3.61 34.23
Jun 2022 1696.4620824684757 3.76 36.71
Jul 2022 1691.4277667533188 -0.30 35.33
Aug 2022 1664.6291325025786 -1.58 32.30
Sep 2022 1779.3239233793995 6.89 40.35
Oct 2022 1886.2175750877113 6.01 46.67
Nov 2022 1873.7886055308556 -0.66 45.39
Dec 2022 1814.6036826495097 -3.16 39.75
Jan 2023 1793.5286645964334 -1.16 34.21
Feb 2023 1798.7559512112057 0.29 29.56
Mar 2023 1851.8606297152487 2.95 27.29
Apr 2023 1839.3779038480857 -0.67 16.57
May 2023 1869.9147867786637 1.66 14.37
Jun 2023 1926.143436645724 3.01 13.54
Jul 2023 1953.3579393585019 1.41 15.49
Aug 2023 1998.2091862097498 2.30 20.04
Sep 2023 2028.5147335753456 1.52 14.01
Oct 2023 2099.1640022362726 3.48 11.29
Nov 2023 2072.761423575336 -1.26 10.62
Dec 2023 1976.0333230533874 -4.67 8.90
Jan 2024 1953.8833879159788 -1.12 8.94
Feb 2024 1984.934244398641 1.59 10.35
Mar 2024 2009.6071111557444 1.24 8.52
Apr 2024 2056.8373900911843 2.35 11.82
May 2024 2078.4744325646225 1.05 11.15
Jun 2024 2061.833652943935 -0.80 7.05
Jul 2024 2054.115304685311 -0.37 5.16
Aug 2024 2003.8231979439495 -2.45 0.28
Sep 2024 1961.612208133871 -2.11 -3.30
Oct 2024 2002.609667181874 2.09 -4.60
Nov 2024 2067.4513702926693 3.24 -0.26
Dec 2024 2062.3167400268244 -0.25 4.37
Jan 2025 2109.3001007959274 2.28 7.95
Feb 2025 2098.6489072549984 -0.50 5.73
Mar 2025 2074.95636626322 -1.13 3.25
Apr 2025 2092.401705282575 0.84 1.73
May 2025 2110.796356874169 0.88 1.56
Jun 2025 2112.7529655698904 0.09 2.47
Jul 2025 2095.469540757703 -0.82 2.01
Aug 2025 2073.7842644949087 -1.03 3.49
Sep 2025 2042.9870099825175 -1.48 4.15
Oct 2025 2032.6152176893406 -0.51 1.50
Nov 2025 2037.2108504421903 0.23 -1.46
Dec 2025 2040.6129600744894 0.17 -1.05
Jan 2026 2035.9855388109747 -0.23 -3.48