El Centro, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the El Centro, CA Metro in January 2026 was $2,286.531. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -0.36%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the El Centro, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the El Centro, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
El Centro, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
El Centro, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 678.3234242802465 NaN NaN
Feb 2012 691.3288581673953 1.92 NaN
Mar 2012 702.1988156413981 1.57 NaN
Apr 2012 699.0588465004596 -0.45 NaN
May 2012 692.6710110587308 -0.91 NaN
Jun 2012 688.5281951944228 -0.60 NaN
Jul 2012 679.8014750752308 -1.27 NaN
Aug 2012 682.1416495384684 0.34 NaN
Sep 2012 675.9338124411189 -0.91 NaN
Oct 2012 674.6821198186805 -0.18 NaN
Nov 2012 678.1990502466189 0.52 NaN
Dec 2012 684.8651768325307 0.98 NaN
Jan 2013 693.4928817687664 1.26 2.24
Feb 2013 704.7080722298051 1.62 1.94
Mar 2013 710.9429542230846 0.89 1.25
Apr 2013 712.0009968196138 0.15 1.85
May 2013 728.7950041595026 2.36 5.22
Jun 2013 775.0665427487514 6.35 12.57
Jul 2013 803.1865768634257 3.63 18.15
Aug 2013 815.8332547799464 1.58 19.60
Sep 2013 824.6745358992401 1.08 22.01
Oct 2013 814.4933119839043 -1.24 20.72
Nov 2013 829.2811095626441 1.82 22.28
Dec 2013 853.7883037384456 2.96 24.67
Jan 2014 860.4015780751258 0.78 24.07
Feb 2014 858.4373156232343 -0.23 21.82
Mar 2014 869.7014888349579 1.31 22.33
Apr 2014 879.4764703047913 1.12 23.52
May 2014 880.8351170731245 0.15 20.86
Jun 2014 890.7568202760824 1.13 14.93
Jul 2014 897.3999812206248 0.75 11.73
Aug 2014 902.4731153300783 0.56 10.62
Sep 2014 909.988499261008 0.83 10.35
Oct 2014 905.3825261650112 -0.51 11.16
Nov 2014 910.8847051599779 0.61 9.84
Dec 2014 909.0871696013594 -0.20 6.48
Jan 2015 887.1192400332031 -2.42 3.11
Feb 2015 890.7839663296227 0.41 3.77
Mar 2015 897.5076712820007 0.76 3.20
Apr 2015 897.8824833677406 0.04 2.09
May 2015 921.3578153201477 2.62 4.60
Jun 2015 941.9813954014471 2.24 5.75
Jul 2015 951.7304661954371 1.03 6.05
Aug 2015 944.042872249552 -0.81 4.61
Sep 2015 946.5337566147068 0.26 4.02
Oct 2015 947.254167717243 0.08 4.63
Nov 2015 968.9899958390629 2.30 6.38
Dec 2015 981.9654753552072 1.34 8.02
Jan 2016 997.9005018194127 1.62 12.49
Feb 2016 986.1815854174215 -1.17 10.71
Mar 2016 993.540731949918 0.75 10.70
Apr 2016 990.0993766990138 -0.35 10.27
May 2016 993.848829941835 0.38 7.87
Jun 2016 996.3239386194311 0.25 5.77
Jul 2016 988.5968196160158 -0.78 3.87
Aug 2016 991.267762458813 0.27 5.00
Sep 2016 994.9498855585105 0.37 5.12
Oct 2016 999.1174921571417 0.42 5.48
Nov 2016 1030.461492687596 3.14 6.34
Dec 2016 1075.3539704081256 4.36 9.51
Jan 2017 1073.5045053696006 -0.17 7.58
Feb 2017 1080.894904125903 0.69 9.60
Mar 2017 1092.6517204832644 1.09 9.98
Apr 2017 1090.7080088663288 -0.18 10.16
May 2017 1098.269407657323 0.69 10.51
Jun 2017 1097.29518424025 -0.09 10.13
Jul 2017 1108.2509738344997 1.00 12.10
Aug 2017 1102.8238322558102 -0.49 11.25
Sep 2017 1096.93682298315 -0.53 10.25
Oct 2017 1110.3261248185763 1.22 11.13
Nov 2017 1120.496056028058 0.92 8.74
Dec 2017 1130.4444908452106 0.89 5.12
Jan 2018 1148.088133416051 1.56 6.95
Feb 2018 1181.3153165840326 2.89 9.29
Mar 2018 1198.9353809068234 1.49 9.73
Apr 2018 1210.7661586527256 0.99 11.01
May 2018 1231.0505986615212 1.68 12.09
Jun 2018 1233.7137336685805 0.22 12.43
Jul 2018 1232.3039482262152 -0.11 11.19
Aug 2018 1235.6512748145494 0.27 12.04
Sep 2018 1244.4957910304265 0.72 13.45
Oct 2018 1265.6244523955204 1.70 13.99
Nov 2018 1270.5090401445982 0.39 13.39
Dec 2018 1250.0430145612231 -1.61 10.58
Jan 2019 1224.6891161371955 -2.03 6.67
Feb 2019 1224.8067759215335 0.01 3.68
Mar 2019 1228.9823179969612 0.34 2.51
Apr 2019 1232.5983320045093 0.29 1.80
May 2019 1239.883448025931 0.59 0.72
Jun 2019 1221.9627923755647 -1.44 -0.95
Jul 2019 1224.632686103762 0.22 -0.62
Aug 2019 1212.72893620493 -0.97 -1.85
Sep 2019 1214.9523659404647 0.18 -2.37
Oct 2019 1230.6337930897528 1.29 -2.76
Nov 2019 1242.7141699141307 0.98 -2.19
Dec 2019 1256.714017302141 1.13 0.53
Jan 2020 1246.235206840062 -0.83 1.76
Feb 2020 1228.067248638958 -1.46 0.27
Mar 2020 1224.8897688816005 -0.26 -0.33
Apr 2020 1212.20586038771 -1.04 -1.65
May 2020 1207.5139633118388 -0.39 -2.61
Jun 2020 1203.41260761914 -0.34 -1.52
Jul 2020 1194.2741122353605 -0.76 -2.48
Aug 2020 1197.1911692732215 0.24 -1.28
Sep 2020 1208.5113966686367 0.95 -0.53
Oct 2020 1215.243724430401 0.56 -1.25
Nov 2020 1218.749506175342 0.29 -1.93
Dec 2020 1216.9947435362192 -0.14 -3.16
Jan 2021 1218.070000604288 0.09 -2.26
Feb 2021 1237.2569780411127 1.58 0.75
Mar 2021 1280.461234670774 3.49 4.54
Apr 2021 1289.0755954166448 0.67 6.34
May 2021 1294.0486776289795 0.39 7.17
Jun 2021 1314.268431404116 1.56 9.21
Jul 2021 1322.805024374672 0.65 10.76
Aug 2021 1333.8509139952628 0.84 11.42
Sep 2021 1351.1382277210212 1.30 11.80
Oct 2021 1380.0170593943146 2.14 13.56
Nov 2021 1392.171319247232 0.88 14.23
Dec 2021 1410.5890301762533 1.32 15.91
Jan 2022 1467.9031765554787 4.06 20.51
Feb 2022 1519.8624842920951 3.54 22.84
Mar 2022 1583.7314544565616 4.20 23.68
Apr 2022 1709.3775503182471 7.93 32.60
May 2022 1757.5895979885117 2.82 35.82
Jun 2022 1815.8534338446325 3.32 38.17
Jul 2022 1809.6349586969436 -0.34 36.80
Aug 2022 1781.9461460660714 -1.53 33.59
Sep 2022 1911.4616127642694 7.27 41.47
Oct 2022 2028.4951004025895 6.12 46.99
Nov 2022 2003.153122430977 -1.25 43.89
Dec 2022 1929.5614795587546 -3.67 36.79
Jan 2023 1914.0962835035898 -0.80 30.40
Feb 2023 1918.0836491155544 0.21 26.20
Mar 2023 1977.5115403418258 3.10 24.86
Apr 2023 1957.1711557938913 -1.03 14.50
May 2023 1990.877152575486 1.72 13.27
Jun 2023 2047.5553779933352 2.85 12.76
Jul 2023 2071.238682203108 1.16 14.46
Aug 2023 2121.451702472515 2.42 19.05
Sep 2023 2159.4161888191597 1.79 12.97
Oct 2023 2245.0978230178657 3.97 10.68
Nov 2023 2224.08267444963 -0.94 11.03
Dec 2023 2125.2852457514937 -4.44 10.14
Jan 2024 2101.3336477247594 -1.13 9.78
Feb 2024 2135.667508996132 1.63 11.34
Mar 2024 2156.449174177687 0.97 9.05
Apr 2024 2200.736193621913 2.05 12.45
May 2024 2226.1360825435067 1.15 11.82
Jun 2024 2214.1807116538157 -0.54 8.14
Jul 2024 2210.7127815410386 -0.16 6.73
Aug 2024 2153.6977971083966 -2.58 1.52
Sep 2024 2106.6368786145676 -2.18 -2.44
Oct 2024 2158.615588775969 2.47 -3.85
Nov 2024 2238.153618178935 3.69 0.63
Dec 2024 2237.5577645859757 -0.03 5.28
Jan 2025 2294.807063362002 2.56 9.21
Feb 2025 2288.236740765186 -0.29 7.14
Mar 2025 2259.321105600319 -1.26 4.77
Apr 2025 2275.6685570744394 0.72 3.41
May 2025 2296.0664165883754 0.90 3.14
Jun 2025 2305.9911782370555 0.43 4.15
Jul 2025 2304.124308355395 -0.08 4.22
Aug 2025 2294.5873530761482 -0.41 6.54
Sep 2025 2273.523526286301 -0.92 7.92
Oct 2025 2271.2645234553584 -0.10 5.22
Nov 2025 2284.865615766168 0.60 2.09
Dec 2025 2290.465252324458 0.25 2.37
Jan 2026 2286.530762542119 -0.17 -0.36