Elkhart, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Elkhart, IN Metro in January 2026 was $1,601.592. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -1.83%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Elkhart, IN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Elkhart, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elkhart, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elkhart, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 575.1140146528636 | NaN | NaN |
| Feb 2012 | 573.7963107768429 | -0.23 | NaN |
| Mar 2012 | 578.3423749413231 | 0.79 | NaN |
| Apr 2012 | 578.5825909389283 | 0.04 | NaN |
| May 2012 | 575.2225921868048 | -0.58 | NaN |
| Jun 2012 | 571.6018743357843 | -0.63 | NaN |
| Jul 2012 | 569.1526954402141 | -0.43 | NaN |
| Aug 2012 | 575.8846141981924 | 1.18 | NaN |
| Sep 2012 | 575.4632916653172 | -0.07 | NaN |
| Oct 2012 | 574.1149623706451 | -0.23 | NaN |
| Nov 2012 | 575.6564184166904 | 0.27 | NaN |
| Dec 2012 | 576.882353285803 | 0.21 | NaN |
| Jan 2013 | 578.2354921905012 | 0.24 | 0.54 |
| Feb 2013 | 582.9885020085127 | 0.82 | 1.60 |
| Mar 2013 | 583.9149734003263 | 0.16 | 0.96 |
| Apr 2013 | 578.985357729551 | -0.84 | 0.07 |
| May 2013 | 585.2721665005517 | 1.09 | 1.75 |
| Jun 2013 | 614.6603042172743 | 5.02 | 7.53 |
| Jul 2013 | 634.3994791236851 | 3.21 | 11.46 |
| Aug 2013 | 644.6798577005188 | 1.62 | 11.95 |
| Sep 2013 | 651.7376027083599 | 1.10 | 13.25 |
| Oct 2013 | 640.594775685143 | -1.71 | 11.58 |
| Nov 2013 | 646.469799200348 | 0.92 | 12.30 |
| Dec 2013 | 659.5825484775833 | 2.03 | 14.34 |
| Jan 2014 | 657.1660003355313 | -0.37 | 13.65 |
| Feb 2014 | 652.3595335413629 | -0.73 | 11.90 |
| Mar 2014 | 655.9287082182292 | 0.55 | 12.33 |
| Apr 2014 | 657.3006788936407 | 0.21 | 13.53 |
| May 2014 | 651.806911121538 | -0.84 | 11.37 |
| Jun 2014 | 652.6636763422172 | 0.13 | 6.18 |
| Jul 2014 | 654.3306055941787 | 0.26 | 3.14 |
| Aug 2014 | 657.0572487931366 | 0.42 | 1.92 |
| Sep 2014 | 662.812860925412 | 0.88 | 1.70 |
| Oct 2014 | 657.4952657840477 | -0.80 | 2.64 |
| Nov 2014 | 656.8898916515147 | -0.09 | 1.61 |
| Dec 2014 | 651.2388515491393 | -0.86 | -1.26 |
| Jan 2015 | 643.6060924192581 | -1.17 | -2.06 |
| Feb 2015 | 647.678762114462 | 0.63 | -0.72 |
| Mar 2015 | 652.806237142016 | 0.79 | -0.48 |
| Apr 2015 | 649.3055268448924 | -0.54 | -1.22 |
| May 2015 | 660.8133819182001 | 1.77 | 1.38 |
| Jun 2015 | 672.4447919831853 | 1.76 | 3.03 |
| Jul 2015 | 680.1128167841148 | 1.14 | 3.94 |
| Aug 2015 | 676.749339766928 | -0.49 | 3.00 |
| Sep 2015 | 678.8248777055398 | 0.31 | 2.42 |
| Oct 2015 | 676.3773082034488 | -0.36 | 2.87 |
| Nov 2015 | 687.2470065785278 | 1.61 | 4.62 |
| Dec 2015 | 692.7024769693055 | 0.79 | 6.37 |
| Jan 2016 | 683.1247314104861 | -1.38 | 6.14 |
| Feb 2016 | 674.8957902653655 | -1.20 | 4.20 |
| Mar 2016 | 679.0979872054461 | 0.62 | 4.03 |
| Apr 2016 | 676.7180057817591 | -0.35 | 4.22 |
| May 2016 | 679.3342542248708 | 0.39 | 2.80 |
| Jun 2016 | 680.9676946568662 | 0.24 | 1.27 |
| Jul 2016 | 677.2852615729553 | -0.54 | -0.42 |
| Aug 2016 | 681.1843730074299 | 0.58 | 0.66 |
| Sep 2016 | 687.4922437659807 | 0.93 | 1.28 |
| Oct 2016 | 693.475639801085 | 0.87 | 2.53 |
| Nov 2016 | 716.5923109721707 | 3.33 | 4.27 |
| Dec 2016 | 747.9470895408142 | 4.38 | 7.98 |
| Jan 2017 | 741.8126813511491 | -0.82 | 8.59 |
| Feb 2017 | 745.9800758628993 | 0.56 | 10.53 |
| Mar 2017 | 751.4730615074759 | 0.74 | 10.66 |
| Apr 2017 | 746.8664408910759 | -0.61 | 10.37 |
| May 2017 | 749.5003596170345 | 0.35 | 10.33 |
| Jun 2017 | 747.1195161480043 | -0.32 | 9.71 |
| Jul 2017 | 754.7433225117156 | 1.02 | 11.44 |
| Aug 2017 | 753.8427184607367 | -0.12 | 10.67 |
| Sep 2017 | 752.6328440287866 | -0.16 | 9.48 |
| Oct 2017 | 762.2399695616131 | 1.28 | 9.92 |
| Nov 2017 | 768.4045169840499 | 0.81 | 7.23 |
| Dec 2017 | 775.637938874891 | 0.94 | 3.70 |
| Jan 2018 | 788.2324566960383 | 1.62 | 6.26 |
| Feb 2018 | 814.9395567292574 | 3.39 | 9.24 |
| Mar 2018 | 831.1832620432101 | 1.99 | 10.61 |
| Apr 2018 | 840.0562085209784 | 1.07 | 12.48 |
| May 2018 | 854.5562681591907 | 1.73 | 14.02 |
| Jun 2018 | 857.9202113368218 | 0.39 | 14.83 |
| Jul 2018 | 857.914042137966 | 0.00 | 13.67 |
| Aug 2018 | 861.9272641531102 | 0.47 | 14.34 |
| Sep 2018 | 870.4728453930644 | 0.99 | 15.66 |
| Oct 2018 | 889.01005996822 | 2.13 | 16.63 |
| Nov 2018 | 895.2278291948833 | 0.70 | 16.51 |
| Dec 2018 | 882.7813764875916 | -1.39 | 13.81 |
| Jan 2019 | 876.4610760206426 | -0.72 | 11.19 |
| Feb 2019 | 875.7913226323353 | -0.08 | 7.47 |
| Mar 2019 | 873.2842402352298 | -0.29 | 5.07 |
| Apr 2019 | 867.6705694465741 | -0.64 | 3.29 |
| May 2019 | 863.8240194791301 | -0.44 | 1.09 |
| Jun 2019 | 845.0061432028938 | -2.18 | -1.50 |
| Jul 2019 | 843.04006136426 | -0.23 | -1.73 |
| Aug 2019 | 834.3053898435398 | -1.04 | -3.20 |
| Sep 2019 | 835.5248886993988 | 0.15 | -4.01 |
| Oct 2019 | 844.1835444030612 | 1.04 | -5.04 |
| Nov 2019 | 848.7624271815343 | 0.54 | -5.19 |
| Dec 2019 | 854.6519755379909 | 0.69 | -3.19 |
| Jan 2020 | 853.8209624903268 | -0.10 | -2.58 |
| Feb 2020 | 847.7709639100656 | -0.71 | -3.20 |
| Mar 2020 | 852.8776788137272 | 0.60 | -2.34 |
| Apr 2020 | 848.4009828861919 | -0.52 | -2.22 |
| May 2020 | 847.5546329873539 | -0.10 | -1.88 |
| Jun 2020 | 846.0997136810397 | -0.17 | 0.13 |
| Jul 2020 | 838.727710466482 | -0.87 | -0.51 |
| Aug 2020 | 836.7955294198482 | -0.23 | 0.30 |
| Sep 2020 | 840.5088871826705 | 0.44 | 0.60 |
| Oct 2020 | 845.6981233783623 | 0.62 | 0.18 |
| Nov 2020 | 852.1139026099903 | 0.76 | 0.40 |
| Dec 2020 | 856.9743423380874 | 0.57 | 0.27 |
| Jan 2021 | 862.5599671862333 | 0.65 | 1.02 |
| Feb 2021 | 878.7316005152411 | 1.88 | 3.65 |
| Mar 2021 | 913.425969789557 | 3.95 | 7.10 |
| Apr 2021 | 926.4426745990759 | 1.43 | 9.20 |
| May 2021 | 933.2033072020363 | 0.73 | 10.11 |
| Jun 2021 | 947.2899879356627 | 1.51 | 11.96 |
| Jul 2021 | 949.2976917052189 | 0.21 | 13.18 |
| Aug 2021 | 953.5626933017741 | 0.45 | 13.95 |
| Sep 2021 | 960.4665163872223 | 0.72 | 14.27 |
| Oct 2021 | 976.3128768655617 | 1.65 | 15.45 |
| Nov 2021 | 981.1709096849343 | 0.50 | 15.15 |
| Dec 2021 | 991.2171496575704 | 1.02 | 15.67 |
| Jan 2022 | 1024.2203691801517 | 3.33 | 18.74 |
| Feb 2022 | 1071.8923887471692 | 4.65 | 21.98 |
| Mar 2022 | 1133.727526936576 | 5.77 | 24.12 |
| Apr 2022 | 1238.172445156612 | 9.21 | 33.65 |
| May 2022 | 1281.401386890959 | 3.49 | 37.31 |
| Jun 2022 | 1327.23359886378 | 3.58 | 40.11 |
| Jul 2022 | 1322.969092886043 | -0.32 | 39.36 |
| Aug 2022 | 1305.1875020198638 | -1.34 | 36.88 |
| Sep 2022 | 1403.525420785783 | 7.53 | 46.13 |
| Oct 2022 | 1493.0829010354123 | 6.38 | 52.93 |
| Nov 2022 | 1479.6076866635212 | -0.90 | 50.80 |
| Dec 2022 | 1426.7585443714106 | -3.57 | 43.94 |
| Jan 2023 | 1426.412617020144 | -0.02 | 39.27 |
| Feb 2023 | 1423.9135543839836 | -0.17 | 32.84 |
| Mar 2023 | 1457.740090686375 | 2.38 | 28.58 |
| Apr 2023 | 1439.5039791890981 | -1.25 | 16.26 |
| May 2023 | 1456.606061683788 | 1.19 | 13.67 |
| Jun 2023 | 1501.041017381934 | 3.05 | 13.10 |
| Jul 2023 | 1525.4423137869899 | 1.63 | 15.30 |
| Aug 2023 | 1560.0105678896186 | 2.27 | 19.52 |
| Sep 2023 | 1578.8629680036297 | 1.21 | 12.49 |
| Oct 2023 | 1631.3654978381187 | 3.33 | 9.26 |
| Nov 2023 | 1608.4619433106482 | -1.40 | 8.71 |
| Dec 2023 | 1530.746372203808 | -4.83 | 7.29 |
| Jan 2024 | 1512.3800257782254 | -1.20 | 6.03 |
| Feb 2024 | 1533.8896784682752 | 1.42 | 7.72 |
| Mar 2024 | 1545.64807184521 | 0.77 | 6.03 |
| Apr 2024 | 1573.3953089105505 | 1.80 | 9.30 |
| May 2024 | 1586.1068356183223 | 0.81 | 8.89 |
| Jun 2024 | 1572.2082877192545 | -0.88 | 4.74 |
| Jul 2024 | 1566.5058354603946 | -0.36 | 2.69 |
| Aug 2024 | 1526.5631755056331 | -2.55 | -2.14 |
| Sep 2024 | 1495.2769613613907 | -2.05 | -5.29 |
| Oct 2024 | 1530.94135641482 | 2.38 | -6.16 |
| Nov 2024 | 1587.022734934747 | 3.66 | -1.33 |
| Dec 2024 | 1588.3570386443075 | 0.08 | 3.76 |
| Jan 2025 | 1631.3824578064891 | 2.71 | 7.87 |
| Feb 2025 | 1624.5021062681442 | -0.42 | 5.91 |
| Mar 2025 | 1603.1429836566874 | -1.31 | 3.72 |
| Apr 2025 | 1612.35990947942 | 0.57 | 2.48 |
| May 2025 | 1625.4489101176905 | 0.81 | 2.48 |
| Jun 2025 | 1628.8584702867997 | 0.21 | 3.60 |
| Jul 2025 | 1624.0246785142058 | -0.30 | 3.67 |
| Aug 2025 | 1615.5007457951774 | -0.52 | 5.83 |
| Sep 2025 | 1600.4421311351405 | -0.93 | 7.03 |
| Oct 2025 | 1596.884794545454 | -0.22 | 4.31 |
| Nov 2025 | 1603.2229361484935 | 0.40 | 1.02 |
| Dec 2025 | 1605.526697483563 | 0.14 | 1.08 |
| Jan 2026 | 1601.591736748475 | -0.24 | -1.83 |
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