Elmira, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Elmira, NY Metro in January 2026 was $1,119.589. The month over month percentage change (MoM) was -0.37%, and the year over year percentage change (YoY) was -4.03%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Elmira, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Elmira, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Elmira, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Elmira, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Elmira, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 684.4863832030155 | NaN | NaN |
| Feb 2012 | 686.1204840543377 | 0.24 | NaN |
| Mar 2012 | 692.027577580737 | 0.86 | NaN |
| Apr 2012 | 691.4720816930072 | -0.08 | NaN |
| May 2012 | 687.0058992550514 | -0.65 | NaN |
| Jun 2012 | 681.4733457072838 | -0.80 | NaN |
| Jul 2012 | 677.4092710816792 | -0.60 | NaN |
| Aug 2012 | 679.9973743366718 | 0.38 | NaN |
| Sep 2012 | 677.3357688834222 | -0.39 | NaN |
| Oct 2012 | 674.3650958417663 | -0.44 | NaN |
| Nov 2012 | 674.5764145789707 | 0.03 | NaN |
| Dec 2012 | 675.1020899662722 | 0.08 | NaN |
| Jan 2013 | 680.0930222634348 | 0.74 | -0.64 |
| Feb 2013 | 689.5022556046163 | 1.38 | 0.49 |
| Mar 2013 | 697.0017467902339 | 1.09 | 0.72 |
| Apr 2013 | 695.7231499714333 | -0.18 | 0.62 |
| May 2013 | 701.3295259870353 | 0.81 | 2.09 |
| Jun 2013 | 723.4922205633659 | 3.16 | 6.17 |
| Jul 2013 | 735.1495199517216 | 1.61 | 8.52 |
| Aug 2013 | 738.7350887456082 | 0.49 | 8.64 |
| Sep 2013 | 740.7866506934586 | 0.28 | 9.37 |
| Oct 2013 | 730.1105959656345 | -1.44 | 8.27 |
| Nov 2013 | 734.4733903979746 | 0.60 | 8.88 |
| Dec 2013 | 744.4685105307838 | 1.36 | 10.28 |
| Jan 2014 | 743.061287274351 | -0.19 | 9.26 |
| Feb 2014 | 737.5212640662248 | -0.75 | 6.96 |
| Mar 2014 | 739.809996041187 | 0.31 | 6.14 |
| Apr 2014 | 740.8763266105215 | 0.14 | 6.49 |
| May 2014 | 735.3287697087709 | -0.75 | 4.85 |
| Jun 2014 | 733.8373979429444 | -0.20 | 1.43 |
| Jul 2014 | 731.627990519977 | -0.30 | -0.48 |
| Aug 2014 | 729.3278724813783 | -0.31 | -1.27 |
| Sep 2014 | 729.9067221447272 | 0.08 | -1.47 |
| Oct 2014 | 720.9353494231772 | -1.23 | -1.26 |
| Nov 2014 | 715.6292651560503 | -0.74 | -2.57 |
| Dec 2014 | 706.6420052754931 | -1.26 | -5.08 |
| Jan 2015 | 696.6725339223755 | -1.41 | -6.24 |
| Feb 2015 | 698.4540819418437 | 0.26 | -5.30 |
| Mar 2015 | 703.0833523553476 | 0.66 | -4.96 |
| Apr 2015 | 701.9725869722874 | -0.16 | -5.25 |
| May 2015 | 710.2795713772944 | 1.18 | -3.41 |
| Jun 2015 | 715.9959862167786 | 0.81 | -2.43 |
| Jul 2015 | 717.7449504713846 | 0.24 | -1.90 |
| Aug 2015 | 711.9924605808994 | -0.80 | -2.38 |
| Sep 2015 | 710.6932714812051 | -0.18 | -2.63 |
| Oct 2015 | 706.7330113867607 | -0.56 | -1.97 |
| Nov 2015 | 712.1607343681351 | 0.77 | -0.48 |
| Dec 2015 | 714.6721814991317 | 0.35 | 1.14 |
| Jan 2016 | 713.31822652652 | -0.19 | 2.39 |
| Feb 2016 | 706.9658552911744 | -0.89 | 1.22 |
| Mar 2016 | 708.773231779458 | 0.26 | 0.81 |
| Apr 2016 | 704.1146889324053 | -0.66 | 0.31 |
| May 2016 | 703.3542206685592 | -0.11 | -0.97 |
| Jun 2016 | 702.6020086338397 | -0.11 | -1.87 |
| Jul 2016 | 697.7781097476627 | -0.69 | -2.78 |
| Aug 2016 | 699.0480482908848 | 0.18 | -1.82 |
| Sep 2016 | 702.3148318944802 | 0.47 | -1.18 |
| Oct 2016 | 705.4362753974692 | 0.44 | -0.18 |
| Nov 2016 | 719.5364940061609 | 2.00 | 1.04 |
| Dec 2016 | 738.7994745798736 | 2.68 | 3.38 |
| Jan 2017 | 628.6328385451204 | -14.91 | -11.87 |
| Feb 2017 | 629.1497457686056 | 0.08 | -11.01 |
| Mar 2017 | 629.5503838363095 | 0.06 | -11.18 |
| Apr 2017 | 621.6458870792009 | -1.26 | -11.71 |
| May 2017 | 620.0300659793943 | -0.26 | -11.85 |
| Jun 2017 | 615.6944628917521 | -0.70 | -12.37 |
| Jul 2017 | 620.0228054237739 | 0.70 | -11.14 |
| Aug 2017 | 618.2596654546151 | -0.28 | -11.56 |
| Sep 2017 | 617.7173386913238 | -0.09 | -12.05 |
| Oct 2017 | 624.540997707702 | 1.11 | -11.47 |
| Nov 2017 | 628.3088539033895 | 0.60 | -12.68 |
| Dec 2017 | 632.1937610535708 | 0.62 | -14.43 |
| Jan 2018 | 638.4089037630897 | 0.98 | 1.56 |
| Feb 2018 | 653.8550765522527 | 2.42 | 3.93 |
| Mar 2018 | 660.1654678150096 | 0.97 | 4.86 |
| Apr 2018 | 661.9635316255341 | 0.27 | 6.49 |
| May 2018 | 668.6251906638654 | 1.01 | 7.84 |
| Jun 2018 | 671.1519434830127 | 0.38 | 9.01 |
| Jul 2018 | 674.2331416263031 | 0.46 | 8.74 |
| Aug 2018 | 681.202539709003 | 1.03 | 10.18 |
| Sep 2018 | 690.7593402033972 | 1.40 | 11.83 |
| Oct 2018 | 703.4100294912146 | 1.83 | 12.63 |
| Nov 2018 | 706.333554113797 | 0.42 | 12.42 |
| Dec 2018 | 693.6581273958369 | -1.79 | 9.72 |
| Jan 2019 | 684.0316076407285 | -1.39 | 7.15 |
| Feb 2019 | 678.4973782789987 | -0.81 | 3.77 |
| Mar 2019 | 673.6387019955696 | -0.72 | 2.04 |
| Apr 2019 | 668.2035700661451 | -0.81 | 0.94 |
| May 2019 | 666.0219139325046 | -0.33 | -0.39 |
| Jun 2019 | 655.4918172091898 | -1.58 | -2.33 |
| Jul 2019 | 657.2341249553958 | 0.27 | -2.52 |
| Aug 2019 | 654.3213576556177 | -0.44 | -3.95 |
| Sep 2019 | 656.8918458277153 | 0.39 | -4.90 |
| Oct 2019 | 663.5299096356189 | 1.01 | -5.67 |
| Nov 2019 | 666.5546542471495 | 0.46 | -5.63 |
| Dec 2019 | 671.544808982432 | 0.75 | -3.19 |
| Jan 2020 | 669.3028895448074 | -0.33 | -2.15 |
| Feb 2020 | 663.8645095200329 | -0.81 | -2.16 |
| Mar 2020 | 663.8697699290276 | 0.00 | -1.45 |
| Apr 2020 | 659.1376021552301 | -0.71 | -1.36 |
| May 2020 | 657.8439611729702 | -0.20 | -1.23 |
| Jun 2020 | 657.3220911457636 | -0.08 | 0.28 |
| Jul 2020 | 653.5319123049367 | -0.58 | -0.56 |
| Aug 2020 | 653.705834494124 | 0.03 | -0.09 |
| Sep 2020 | 657.6511882063861 | 0.60 | 0.12 |
| Oct 2020 | 662.345817738902 | 0.71 | -0.18 |
| Nov 2020 | 667.2199986039178 | 0.74 | 0.10 |
| Dec 2020 | 669.6936183309698 | 0.37 | -0.28 |
| Jan 2021 | 676.8020860591918 | 1.06 | 1.12 |
| Feb 2021 | 684.0944170879625 | 1.08 | 3.05 |
| Mar 2021 | 702.6461667559895 | 2.71 | 5.84 |
| Apr 2021 | 707.2008332552518 | 0.65 | 7.29 |
| May 2021 | 709.4527063031118 | 0.32 | 7.85 |
| Jun 2021 | 717.8059332639754 | 1.18 | 9.20 |
| Jul 2021 | 718.5309526918816 | 0.10 | 9.95 |
| Aug 2021 | 720.6707092637853 | 0.30 | 10.24 |
| Sep 2021 | 724.5575707213721 | 0.54 | 10.17 |
| Oct 2021 | 734.8527803594573 | 1.42 | 10.95 |
| Nov 2021 | 737.3453668955742 | 0.34 | 10.51 |
| Dec 2021 | 742.5736977576021 | 0.71 | 10.88 |
| Jan 2022 | 767.3878787691665 | 3.34 | 13.38 |
| Feb 2022 | 792.2753356828036 | 3.24 | 15.81 |
| Mar 2022 | 822.8962301292104 | 3.87 | 17.11 |
| Apr 2022 | 879.2892972552324 | 6.85 | 24.33 |
| May 2022 | 902.5883122461219 | 2.65 | 27.22 |
| Jun 2022 | 933.2488266089742 | 3.40 | 30.01 |
| Jul 2022 | 937.4503323437997 | 0.45 | 30.47 |
| Aug 2022 | 932.1736206362491 | -0.56 | 29.35 |
| Sep 2022 | 995.2546334796011 | 6.77 | 37.36 |
| Oct 2022 | 1052.3520755537108 | 5.74 | 43.21 |
| Nov 2022 | 1047.5047218231698 | -0.46 | 42.06 |
| Dec 2022 | 1018.4991832614694 | -2.77 | 37.16 |
| Jan 2023 | 1012.8628000461056 | -0.55 | 31.99 |
| Feb 2023 | 1013.8836456006329 | 0.10 | 27.97 |
| Mar 2023 | 1036.7850389812972 | 2.26 | 25.99 |
| Apr 2023 | 1026.9138230662154 | -0.95 | 16.79 |
| May 2023 | 1037.795676177488 | 1.06 | 14.98 |
| Jun 2023 | 1064.3665467010564 | 2.56 | 14.05 |
| Jul 2023 | 1078.7496310567453 | 1.35 | 15.07 |
| Aug 2023 | 1099.675819920604 | 1.94 | 17.97 |
| Sep 2023 | 1113.1143783448829 | 1.22 | 11.84 |
| Oct 2023 | 1149.02493245061 | 3.23 | 9.19 |
| Nov 2023 | 1140.5969575767124 | -0.73 | 8.89 |
| Dec 2023 | 1095.1039225777618 | -3.99 | 7.52 |
| Jan 2024 | 1081.9415244826114 | -1.20 | 6.82 |
| Feb 2024 | 1092.9760473414976 | 1.02 | 7.80 |
| Mar 2024 | 1102.3879676153783 | 0.86 | 6.33 |
| Apr 2024 | 1125.7451083828905 | 2.12 | 9.62 |
| May 2024 | 1141.1998607170315 | 1.37 | 9.96 |
| Jun 2024 | 1139.4107988456226 | -0.16 | 7.05 |
| Jul 2024 | 1140.5557817491026 | 0.10 | 5.73 |
| Aug 2024 | 1116.6197709297353 | -2.10 | 1.54 |
| Sep 2024 | 1099.970005887378 | -1.49 | -1.18 |
| Oct 2024 | 1118.989366101993 | 1.73 | -2.61 |
| Nov 2024 | 1149.1009406781325 | 2.69 | 0.75 |
| Dec 2024 | 1145.637182886789 | -0.30 | 4.61 |
| Jan 2025 | 1166.5986759942743 | 1.83 | 7.83 |
| Feb 2025 | 1156.9819505001828 | -0.82 | 5.86 |
| Mar 2025 | 1138.8659853441322 | -1.57 | 3.31 |
| Apr 2025 | 1142.0197237299076 | 0.28 | 1.45 |
| May 2025 | 1150.6552205081257 | 0.76 | 0.83 |
| Jun 2025 | 1154.5841270599299 | 0.34 | 1.33 |
| Jul 2025 | 1151.3708308438408 | -0.28 | 0.95 |
| Aug 2025 | 1142.9113026483274 | -0.73 | 2.36 |
| Sep 2025 | 1132.9695765982883 | -0.87 | 3.00 |
| Oct 2025 | 1126.2386622387558 | -0.59 | 0.65 |
| Nov 2025 | 1126.0625189431785 | -0.02 | -2.00 |
| Dec 2025 | 1123.746807498594 | -0.21 | -1.91 |
| Jan 2026 | 1119.5889857439045 | -0.37 | -4.03 |
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