Eugene, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Eugene, OR Metro in January 2026 was $2,768.913. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -6.72%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Eugene, OR metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Eugene, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Eugene, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Eugene, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Eugene, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1031.56585599283 | NaN | NaN |
| Feb 2012 | 1027.9304316216953 | -0.35 | NaN |
| Mar 2012 | 1027.4250917190989 | -0.05 | NaN |
| Apr 2012 | 1017.6411116403085 | -0.95 | NaN |
| May 2012 | 1003.4996271694461 | -1.39 | NaN |
| Jun 2012 | 992.5280773966534 | -1.09 | NaN |
| Jul 2012 | 983.9598391861939 | -0.86 | NaN |
| Aug 2012 | 990.7307660138648 | 0.69 | NaN |
| Sep 2012 | 985.1381615353781 | -0.56 | NaN |
| Oct 2012 | 980.6213865344528 | -0.46 | NaN |
| Nov 2012 | 984.2150120856313 | 0.37 | NaN |
| Dec 2012 | 990.1222708639464 | 0.60 | NaN |
| Jan 2013 | 1006.3042416068843 | 1.63 | -2.45 |
| Feb 2013 | 1024.3923647491943 | 1.80 | -0.34 |
| Mar 2013 | 1034.4097338350118 | 0.98 | 0.68 |
| Apr 2013 | 1030.594073470174 | -0.37 | 1.27 |
| May 2013 | 1044.595876055319 | 1.36 | 4.10 |
| Jun 2013 | 1099.179026901136 | 5.23 | 10.75 |
| Jul 2013 | 1133.9197508234367 | 3.16 | 15.24 |
| Aug 2013 | 1148.9988853353616 | 1.33 | 15.98 |
| Sep 2013 | 1157.9583517666288 | 0.78 | 17.54 |
| Oct 2013 | 1136.5965708207004 | -1.84 | 15.91 |
| Nov 2013 | 1147.657655681306 | 0.97 | 16.61 |
| Dec 2013 | 1174.3346936426096 | 2.32 | 18.61 |
| Jan 2014 | 1180.8016410921598 | 0.55 | 17.34 |
| Feb 2014 | 1177.7021967568774 | -0.26 | 14.97 |
| Mar 2014 | 1188.8624978408316 | 0.95 | 14.93 |
| Apr 2014 | 1195.1195784369627 | 0.53 | 15.96 |
| May 2014 | 1187.9164396646524 | -0.60 | 13.72 |
| Jun 2014 | 1190.5735053685908 | 0.22 | 8.32 |
| Jul 2014 | 1192.6272153809623 | 0.17 | 5.18 |
| Aug 2014 | 1195.2789190958622 | 0.22 | 4.03 |
| Sep 2014 | 1203.4526850407324 | 0.68 | 3.93 |
| Oct 2014 | 1194.462653226747 | -0.75 | 5.09 |
| Nov 2014 | 1194.4782426535353 | 0.00 | 4.08 |
| Dec 2014 | 1187.9578389024873 | -0.55 | 1.16 |
| Jan 2015 | 1169.200959851129 | -1.58 | -0.98 |
| Feb 2015 | 1180.559893124216 | 0.97 | 0.24 |
| Mar 2015 | 1191.5282932915443 | 0.93 | 0.22 |
| Apr 2015 | 1187.2359436838403 | -0.36 | -0.66 |
| May 2015 | 1208.7574349735899 | 1.81 | 1.75 |
| Jun 2015 | 1228.6761808856793 | 1.65 | 3.20 |
| Jul 2015 | 1240.9277109332554 | 1.00 | 4.05 |
| Aug 2015 | 1232.696371362464 | -0.66 | 3.13 |
| Sep 2015 | 1237.5057214277695 | 0.39 | 2.83 |
| Oct 2015 | 1236.529366272025 | -0.08 | 3.52 |
| Nov 2015 | 1259.3928174102157 | 1.85 | 5.44 |
| Dec 2015 | 1272.1583865148427 | 1.01 | 7.09 |
| Jan 2016 | 1255.6849212749603 | -1.29 | 7.40 |
| Feb 2016 | 1243.5171740688843 | -0.97 | 5.33 |
| Mar 2016 | 1254.3012905731644 | 0.87 | 5.27 |
| Apr 2016 | 1252.0190857156826 | -0.18 | 5.46 |
| May 2016 | 1258.9221025628678 | 0.55 | 4.15 |
| Jun 2016 | 1262.9611939469673 | 0.32 | 2.79 |
| Jul 2016 | 1256.3760337222961 | -0.52 | 1.25 |
| Aug 2016 | 1263.7398673779073 | 0.59 | 2.52 |
| Sep 2016 | 1274.8710503321481 | 0.88 | 3.02 |
| Oct 2016 | 1286.5557143532835 | 0.92 | 4.05 |
| Nov 2016 | 1331.6054401796355 | 3.50 | 5.73 |
| Dec 2016 | 1392.9686622570352 | 4.61 | 9.50 |
| Jan 2017 | 1385.1651746923835 | -0.56 | 10.31 |
| Feb 2017 | 1396.1550244683667 | 0.79 | 12.28 |
| Mar 2017 | 1408.8098707697427 | 0.91 | 12.32 |
| Apr 2017 | 1401.4088301979855 | -0.52 | 11.93 |
| May 2017 | 1408.3459823587443 | 0.50 | 11.87 |
| Jun 2017 | 1407.1765825201592 | -0.08 | 11.42 |
| Jul 2017 | 1424.9454838567945 | 1.26 | 13.42 |
| Aug 2017 | 1424.6424091785505 | -0.02 | 12.73 |
| Sep 2017 | 1424.9461260489095 | 0.02 | 11.77 |
| Oct 2017 | 1445.6897170043585 | 1.46 | 12.37 |
| Nov 2017 | 1458.9454303849288 | 0.92 | 9.56 |
| Dec 2017 | 1472.9463044716415 | 0.96 | 5.74 |
| Jan 2018 | 1471.3147271139808 | -0.11 | 6.22 |
| Feb 2018 | 1519.7048662762295 | 3.29 | 8.85 |
| Mar 2018 | 1546.0671850994393 | 1.74 | 9.74 |
| Apr 2018 | 1560.3608139262262 | 0.93 | 11.34 |
| May 2018 | 1584.8112352704225 | 1.57 | 12.53 |
| Jun 2018 | 1590.2093113840701 | 0.34 | 13.01 |
| Jul 2018 | 1593.08951259662 | 0.18 | 11.80 |
| Aug 2018 | 1606.726107674031 | 0.86 | 12.78 |
| Sep 2018 | 1625.8151948721143 | 1.19 | 14.10 |
| Oct 2018 | 1660.2239281225986 | 2.12 | 14.84 |
| Nov 2018 | 1669.679243455827 | 0.57 | 14.44 |
| Dec 2018 | 1645.5936801561716 | -1.44 | 11.72 |
| Jan 2019 | 1630.157990431901 | -0.94 | 10.80 |
| Feb 2019 | 1629.1840484391194 | -0.06 | 7.20 |
| Mar 2019 | 1624.5606961000558 | -0.28 | 5.08 |
| Apr 2019 | 1614.777816929678 | -0.60 | 3.49 |
| May 2019 | 1610.9785128431142 | -0.23 | 1.65 |
| Jun 2019 | 1581.684205364098 | -1.82 | -0.54 |
| Jul 2019 | 1584.3489786656196 | 0.17 | -0.55 |
| Aug 2019 | 1571.7161077239894 | -0.80 | -2.18 |
| Sep 2019 | 1576.0012689463488 | 0.27 | -3.06 |
| Oct 2019 | 1593.5973303873623 | 1.12 | -4.01 |
| Nov 2019 | 1601.2935840330151 | 0.48 | -4.10 |
| Dec 2019 | 1614.193781769448 | 0.81 | -1.91 |
| Jan 2020 | 1594.3579489172614 | -1.23 | -2.20 |
| Feb 2020 | 1588.4080550313565 | -0.37 | -2.50 |
| Mar 2020 | 1603.6045819890219 | 0.96 | -1.29 |
| Apr 2020 | 1598.073037261005 | -0.34 | -1.03 |
| May 2020 | 1595.8793890075658 | -0.14 | -0.94 |
| Jun 2020 | 1590.2285540585533 | -0.35 | 0.54 |
| Jul 2020 | 1573.2199956540017 | -1.07 | -0.70 |
| Aug 2020 | 1570.656247231817 | -0.16 | -0.07 |
| Sep 2020 | 1580.2198304761955 | 0.61 | 0.27 |
| Oct 2020 | 1594.0514089365972 | 0.88 | 0.03 |
| Nov 2020 | 1610.1166670546263 | 1.01 | 0.55 |
| Dec 2020 | 1624.8236402064263 | 0.91 | 0.66 |
| Jan 2021 | 1618.194257870838 | -0.41 | 1.50 |
| Feb 2021 | 1658.1595952772884 | 2.47 | 4.39 |
| Mar 2021 | 1732.0804491704864 | 4.46 | 8.01 |
| Apr 2021 | 1762.61127911669 | 1.76 | 10.30 |
| May 2021 | 1779.8133780955911 | 0.98 | 11.53 |
| Jun 2021 | 1813.547129873557 | 1.90 | 14.04 |
| Jul 2021 | 1822.3693069216943 | 0.49 | 15.84 |
| Aug 2021 | 1835.5854048567735 | 0.73 | 16.87 |
| Sep 2021 | 1854.0191063202037 | 1.00 | 17.33 |
| Oct 2021 | 1889.6742016230983 | 1.92 | 18.55 |
| Nov 2021 | 1899.1147482078845 | 0.50 | 17.95 |
| Dec 2021 | 1916.4191990502463 | 0.91 | 17.95 |
| Jan 2022 | 1978.0573416198922 | 3.22 | 22.24 |
| Feb 2022 | 2066.668299387406 | 4.48 | 24.64 |
| Mar 2022 | 2184.3641049513953 | 5.70 | 26.11 |
| Apr 2022 | 2390.745894459898 | 9.45 | 35.64 |
| May 2022 | 2482.305025576053 | 3.83 | 39.47 |
| Jun 2022 | 2575.05318417574 | 3.74 | 41.99 |
| Jul 2022 | 2557.580450672583 | -0.68 | 40.34 |
| Aug 2022 | 2505.211926408313 | -2.05 | 36.48 |
| Sep 2022 | 2682.7129726592048 | 7.09 | 44.70 |
| Oct 2022 | 2847.813852559905 | 6.15 | 50.70 |
| Nov 2022 | 2814.442152859712 | -1.17 | 48.20 |
| Dec 2022 | 2704.8091261332315 | -3.89 | 41.14 |
| Jan 2023 | 2688.529233376855 | -0.60 | 35.92 |
| Feb 2023 | 2681.0436401113957 | -0.28 | 29.73 |
| Mar 2023 | 2746.481731000171 | 2.44 | 25.73 |
| Apr 2023 | 2707.988864147854 | -1.40 | 13.27 |
| May 2023 | 2736.0624221893904 | 1.04 | 10.22 |
| Jun 2023 | 2815.381452793794 | 2.90 | 9.33 |
| Jul 2023 | 2858.8343854398513 | 1.54 | 11.78 |
| Aug 2023 | 2927.5696952745748 | 2.40 | 16.86 |
| Sep 2023 | 2965.6719645058447 | 1.30 | 10.55 |
| Oct 2023 | 3068.3483393649058 | 3.46 | 7.74 |
| Nov 2023 | 3021.7283506616272 | -1.52 | 7.37 |
| Dec 2023 | 2870.8575824326867 | -4.99 | 6.14 |
| Jan 2024 | 2832.790341491491 | -1.33 | 5.37 |
| Feb 2024 | 2864.8058299145696 | 1.13 | 6.85 |
| Mar 2024 | 2880.4925197678895 | 0.55 | 4.88 |
| Apr 2024 | 2927.68121510058 | 1.64 | 8.11 |
| May 2024 | 2947.7410706712917 | 0.69 | 7.74 |
| Jun 2024 | 2913.0614836608765 | -1.18 | 3.47 |
| Jul 2024 | 2895.9702368646417 | -0.59 | 1.30 |
| Aug 2024 | 2814.550094713498 | -2.81 | -3.86 |
| Sep 2024 | 2749.6766276965623 | -2.31 | -7.28 |
| Oct 2024 | 2812.912593453449 | 2.30 | -8.32 |
| Nov 2024 | 2909.720664900373 | 3.44 | -3.71 |
| Dec 2024 | 2899.8832356286493 | -0.34 | 1.01 |
| Jan 2025 | 2968.319889974341 | 2.36 | 4.78 |
| Feb 2025 | 2943.601026704998 | -0.83 | 2.75 |
| Mar 2025 | 2893.808465812599 | -1.69 | 0.46 |
| Apr 2025 | 2905.688884418017 | 0.41 | -0.75 |
| May 2025 | 2920.049105351633 | 0.49 | -0.94 |
| Jun 2025 | 2913.047254606506 | -0.24 | 0.00 |
| Jul 2025 | 2884.9491246490925 | -0.96 | -0.38 |
| Aug 2025 | 2852.0274642616882 | -1.14 | 1.33 |
| Sep 2025 | 2804.7096886927507 | -1.66 | 2.00 |
| Oct 2025 | 2785.1326672651217 | -0.70 | -0.99 |
| Nov 2025 | 2786.9456043217115 | 0.07 | -4.22 |
| Dec 2025 | 2782.9088405584635 | -0.14 | -4.03 |
| Jan 2026 | 2768.9126014477497 | -0.50 | -6.72 |
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