Fairbanks, AK (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Fairbanks, AK Metro in January 2026 was $1,981.964. The month over month percentage change (MoM) was 0.00%, and the year over year percentage change (YoY) was -6.81%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Fairbanks, AK metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Fairbanks, AK metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Fairbanks, AK (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fairbanks, AK (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1249.2913661956122 NaN NaN
Feb 2012 1247.5656329189262 -0.14 NaN
Mar 2012 1255.1303077599907 0.61 NaN
Apr 2012 1253.4888450372905 -0.13 NaN
May 2012 1246.2852984282194 -0.57 NaN
Jun 2012 1235.3460202219517 -0.88 NaN
Jul 2012 1222.8493454440459 -1.01 NaN
Aug 2012 1228.0308783099063 0.42 NaN
Sep 2012 1215.6368112039581 -1.01 NaN
Oct 2012 1200.6589557899713 -1.23 NaN
Nov 2012 1193.686706030956 -0.58 NaN
Dec 2012 1193.1873755387464 -0.04 NaN
Jan 2013 1202.3578329648442 0.77 -3.76
Feb 2013 1214.758498807783 1.03 -2.63
Mar 2013 1218.3463579320387 0.30 -2.93
Apr 2013 1206.6810249585717 -0.96 -3.73
May 2013 1217.12539732171 0.87 -2.34
Jun 2013 1270.739172651431 4.41 2.87
Jul 2013 1298.9812459291607 2.22 6.23
Aug 2013 1307.8819397554814 0.69 6.50
Sep 2013 1309.442773544588 0.12 7.72
Oct 2013 1275.9949091120998 -2.55 6.28
Nov 2013 1275.0103184076215 -0.08 6.81
Dec 2013 1289.9251431472767 1.17 8.11
Jan 2014 1285.3507727400497 -0.35 6.90
Feb 2014 1269.9102877218252 -1.20 4.54
Mar 2014 1272.7065626445128 0.22 4.46
Apr 2014 1272.0058146067718 -0.05 5.41
May 2014 1260.9576110360904 -0.87 3.60
Jun 2014 1257.9591998574972 -0.24 -1.01
Jul 2014 1253.0961901176054 -0.39 -3.53
Aug 2014 1250.02571586105 -0.24 -4.42
Sep 2014 1254.331959031894 0.34 -4.21
Oct 2014 1239.7773763034538 -1.16 -2.84
Nov 2014 1233.488674003102 -0.51 -3.26
Dec 2014 1223.1430219735284 -0.84 -5.18
Jan 2015 1202.6269580744702 -1.68 -6.44
Feb 2015 1210.7727597429239 0.68 -4.66
Mar 2015 1219.4632068811297 0.72 -4.18
Apr 2015 1213.2358271632047 -0.51 -4.62
May 2015 1236.5318801573803 1.92 -1.94
Jun 2015 1257.0737292885 1.66 -0.07
Jul 2015 1268.8307211717201 0.94 1.26
Aug 2015 1260.5577192670278 -0.65 0.84
Sep 2015 1263.2580834705252 0.21 0.71
Oct 2015 1257.1697235378103 -0.48 1.40
Nov 2015 1272.0450411438758 1.18 3.13
Dec 2015 1277.4920682874754 0.43 4.44
Jan 2016 1297.3002717227826 1.55 7.87
Feb 2016 1282.2420201557827 -1.16 5.90
Mar 2016 1290.4834780214617 0.64 5.82
Apr 2016 1284.3377866063793 -0.48 5.86
May 2016 1288.9469302122006 0.36 4.24
Jun 2016 1290.848163217353 0.15 2.69
Jul 2016 1280.092277195702 -0.83 0.89
Aug 2016 1281.1631859513957 0.08 1.64
Sep 2016 1285.7779569374443 0.36 1.78
Oct 2016 1290.840671074345 0.39 2.68
Nov 2016 1325.1073009741972 2.66 4.17
Dec 2016 1375.1882995733563 3.78 7.65
Jan 2017 1361.4845601167453 -1.00 4.95
Feb 2017 1364.5983037643114 0.23 6.42
Mar 2017 1366.5026496730998 0.14 5.89
Apr 2017 1348.5620369883704 -1.31 5.00
May 2017 1344.6807224897402 -0.29 4.32
Jun 2017 1336.0333311991483 -0.64 3.50
Jul 2017 1349.0829174214177 0.98 5.39
Aug 2017 1351.2362931448158 0.16 5.47
Sep 2017 1354.896495290574 0.27 5.38
Oct 2017 1377.3170248049034 1.66 6.70
Nov 2017 1390.546470874091 0.96 4.94
Dec 2017 1401.522083075749 0.79 1.92
Jan 2018 1430.6460291666747 2.08 5.08
Feb 2018 1465.5421096907003 2.44 7.40
Mar 2018 1481.2889065906306 1.07 8.40
Apr 2018 1485.791676990891 0.30 10.18
May 2018 1500.234588364422 0.97 11.57
Jun 2018 1495.4478949291292 -0.32 11.93
Jul 2018 1490.4679325950308 -0.33 10.48
Aug 2018 1494.3407278842105 0.26 10.59
Sep 2018 1506.7315612126567 0.83 11.21
Oct 2018 1530.3622094744371 1.57 11.11
Nov 2018 1533.5145544417528 0.21 10.28
Dec 2018 1503.5450514307836 -1.95 7.28
Jan 2019 1489.075857756387 -0.96 4.08
Feb 2019 1491.6854484462174 0.18 1.78
Mar 2019 1499.6308237177955 0.53 1.24
Apr 2019 1500.9558258262266 0.09 1.02
May 2019 1503.6051998412179 0.18 0.23
Jun 2019 1480.769874767039 -1.52 -0.98
Jul 2019 1484.4514119974338 0.25 -0.40
Aug 2019 1474.1906439293784 -0.69 -1.35
Sep 2019 1479.0052441804614 0.33 -1.84
Oct 2019 1494.573859758797 1.05 -2.34
Nov 2019 1501.0688232806554 0.44 -2.12
Dec 2019 1509.9015114186668 0.59 0.42
Jan 2020 1492.3663135620968 -1.16 0.22
Feb 2020 1472.7459521820888 -1.31 -1.27
Mar 2020 1470.0571180585707 -0.18 -1.97
Apr 2020 1455.6011200659432 -0.98 -3.02
May 2020 1448.6454612413133 -0.48 -3.65
Jun 2020 1439.4859144392185 -0.63 -2.79
Jul 2020 1425.1296865158117 -1.00 -4.00
Aug 2020 1424.1203459876488 -0.07 -3.40
Sep 2020 1431.4563942207922 0.52 -3.21
Oct 2020 1432.39196835679 0.07 -4.16
Nov 2020 1428.6061574444757 -0.26 -4.83
Dec 2020 1419.4636920376302 -0.64 -5.99
Jan 2021 1416.4614515986968 -0.21 -5.09
Feb 2021 1423.9615095037025 0.53 -3.31
Mar 2021 1454.4137228058257 2.14 -1.06
Apr 2021 1453.917459972202 -0.03 -0.12
May 2021 1447.5481692083677 -0.44 -0.08
Jun 2021 1456.8909004139853 0.65 1.21
Jul 2021 1456.4472173087202 -0.03 2.20
Aug 2021 1463.811963735524 0.51 2.79
Sep 2021 1482.211561644096 1.26 3.55
Oct 2021 1511.851971925737 2.00 5.55
Nov 2021 1520.6591784172117 0.58 6.44
Dec 2021 1534.5193799423223 0.91 8.11
Jan 2022 1577.165775509246 2.78 11.35
Feb 2022 1618.5459771978894 2.62 13.67
Mar 2022 1670.0819201648785 3.18 14.83
Apr 2022 1786.5440898492623 6.97 22.88
May 2022 1836.1422685112125 2.78 26.85
Jun 2022 1895.6555776712487 3.24 30.12
Jul 2022 1891.9103621626155 -0.20 29.90
Aug 2022 1868.3678988015772 -1.24 27.64
Sep 2022 1997.2254253906308 6.90 34.75
Oct 2022 2113.7286319209898 5.83 39.81
Nov 2022 2092.1123934313437 -1.02 37.58
Dec 2022 2014.8239820035897 -3.69 31.30
Jan 2023 1969.511667669056 -2.25 24.88
Feb 2023 1958.1860171393637 -0.57 20.98
Mar 2023 1998.4624986436602 2.06 19.66
Apr 2023 1967.673297677361 -1.54 10.14
May 2023 1981.494052271464 0.70 7.92
Jun 2023 2033.2233238049466 2.61 7.26
Jul 2023 2062.3863493992667 1.43 9.01
Aug 2023 2104.0042257162154 2.02 12.61
Sep 2023 2120.19279912038 0.77 6.16
Oct 2023 2177.3989497365747 2.70 3.01
Nov 2023 2141.2995974916053 -1.66 2.35
Dec 2023 2036.9780682614637 -4.87 1.10
Jan 2024 2012.6462440515045 -1.19 2.19
Feb 2024 2047.1180070420924 1.71 4.54
Mar 2024 2074.1653112647423 1.32 3.79
Apr 2024 2118.400057422594 2.13 7.66
May 2024 2137.3673109833594 0.90 7.87
Jun 2024 2119.612410861325 -0.83 4.25
Jul 2024 2107.755748775273 -0.56 2.20
Aug 2024 2049.4299301072633 -2.77 -2.59
Sep 2024 2005.417316627464 -2.15 -5.41
Oct 2024 2045.1585858867516 1.98 -6.07
Nov 2024 2102.5215347624776 2.81 -1.81
Dec 2024 2087.312947881229 -0.72 2.47
Jan 2025 2126.8599241466804 1.90 5.68
Feb 2025 2113.8249729714726 -0.61 3.26
Mar 2025 2083.1583701995855 -1.45 0.43
Apr 2025 2088.187246004873 0.24 -1.43
May 2025 2094.771625989319 0.32 -1.99
Jun 2025 2092.355423707136 -0.11 -1.29
Jul 2025 2072.000658625772 -0.97 -1.70
Aug 2025 2040.9824812252407 -1.50 -0.41
Sep 2025 1998.0156903745187 -2.10 -0.37
Oct 2025 1977.0947658024534 -1.05 -3.33
Nov 2025 1978.345083046825 0.06 -5.91
Dec 2025 1981.991282646828 0.18 -5.05
Jan 2026 1981.9644822084965 0.00 -6.81