Fairbanks, AK (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Fairbanks, AK Metro in January 2026 was $1,981.964. The month over month percentage change (MoM) was 0.00%, and the year over year percentage change (YoY) was -6.81%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Fairbanks, AK metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Fairbanks, AK metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1249.2913661956122 | NaN | NaN |
| Feb 2012 | 1247.5656329189262 | -0.14 | NaN |
| Mar 2012 | 1255.1303077599907 | 0.61 | NaN |
| Apr 2012 | 1253.4888450372905 | -0.13 | NaN |
| May 2012 | 1246.2852984282194 | -0.57 | NaN |
| Jun 2012 | 1235.3460202219517 | -0.88 | NaN |
| Jul 2012 | 1222.8493454440459 | -1.01 | NaN |
| Aug 2012 | 1228.0308783099063 | 0.42 | NaN |
| Sep 2012 | 1215.6368112039581 | -1.01 | NaN |
| Oct 2012 | 1200.6589557899713 | -1.23 | NaN |
| Nov 2012 | 1193.686706030956 | -0.58 | NaN |
| Dec 2012 | 1193.1873755387464 | -0.04 | NaN |
| Jan 2013 | 1202.3578329648442 | 0.77 | -3.76 |
| Feb 2013 | 1214.758498807783 | 1.03 | -2.63 |
| Mar 2013 | 1218.3463579320387 | 0.30 | -2.93 |
| Apr 2013 | 1206.6810249585717 | -0.96 | -3.73 |
| May 2013 | 1217.12539732171 | 0.87 | -2.34 |
| Jun 2013 | 1270.739172651431 | 4.41 | 2.87 |
| Jul 2013 | 1298.9812459291607 | 2.22 | 6.23 |
| Aug 2013 | 1307.8819397554814 | 0.69 | 6.50 |
| Sep 2013 | 1309.442773544588 | 0.12 | 7.72 |
| Oct 2013 | 1275.9949091120998 | -2.55 | 6.28 |
| Nov 2013 | 1275.0103184076215 | -0.08 | 6.81 |
| Dec 2013 | 1289.9251431472767 | 1.17 | 8.11 |
| Jan 2014 | 1285.3507727400497 | -0.35 | 6.90 |
| Feb 2014 | 1269.9102877218252 | -1.20 | 4.54 |
| Mar 2014 | 1272.7065626445128 | 0.22 | 4.46 |
| Apr 2014 | 1272.0058146067718 | -0.05 | 5.41 |
| May 2014 | 1260.9576110360904 | -0.87 | 3.60 |
| Jun 2014 | 1257.9591998574972 | -0.24 | -1.01 |
| Jul 2014 | 1253.0961901176054 | -0.39 | -3.53 |
| Aug 2014 | 1250.02571586105 | -0.24 | -4.42 |
| Sep 2014 | 1254.331959031894 | 0.34 | -4.21 |
| Oct 2014 | 1239.7773763034538 | -1.16 | -2.84 |
| Nov 2014 | 1233.488674003102 | -0.51 | -3.26 |
| Dec 2014 | 1223.1430219735284 | -0.84 | -5.18 |
| Jan 2015 | 1202.6269580744702 | -1.68 | -6.44 |
| Feb 2015 | 1210.7727597429239 | 0.68 | -4.66 |
| Mar 2015 | 1219.4632068811297 | 0.72 | -4.18 |
| Apr 2015 | 1213.2358271632047 | -0.51 | -4.62 |
| May 2015 | 1236.5318801573803 | 1.92 | -1.94 |
| Jun 2015 | 1257.0737292885 | 1.66 | -0.07 |
| Jul 2015 | 1268.8307211717201 | 0.94 | 1.26 |
| Aug 2015 | 1260.5577192670278 | -0.65 | 0.84 |
| Sep 2015 | 1263.2580834705252 | 0.21 | 0.71 |
| Oct 2015 | 1257.1697235378103 | -0.48 | 1.40 |
| Nov 2015 | 1272.0450411438758 | 1.18 | 3.13 |
| Dec 2015 | 1277.4920682874754 | 0.43 | 4.44 |
| Jan 2016 | 1297.3002717227826 | 1.55 | 7.87 |
| Feb 2016 | 1282.2420201557827 | -1.16 | 5.90 |
| Mar 2016 | 1290.4834780214617 | 0.64 | 5.82 |
| Apr 2016 | 1284.3377866063793 | -0.48 | 5.86 |
| May 2016 | 1288.9469302122006 | 0.36 | 4.24 |
| Jun 2016 | 1290.848163217353 | 0.15 | 2.69 |
| Jul 2016 | 1280.092277195702 | -0.83 | 0.89 |
| Aug 2016 | 1281.1631859513957 | 0.08 | 1.64 |
| Sep 2016 | 1285.7779569374443 | 0.36 | 1.78 |
| Oct 2016 | 1290.840671074345 | 0.39 | 2.68 |
| Nov 2016 | 1325.1073009741972 | 2.66 | 4.17 |
| Dec 2016 | 1375.1882995733563 | 3.78 | 7.65 |
| Jan 2017 | 1361.4845601167453 | -1.00 | 4.95 |
| Feb 2017 | 1364.5983037643114 | 0.23 | 6.42 |
| Mar 2017 | 1366.5026496730998 | 0.14 | 5.89 |
| Apr 2017 | 1348.5620369883704 | -1.31 | 5.00 |
| May 2017 | 1344.6807224897402 | -0.29 | 4.32 |
| Jun 2017 | 1336.0333311991483 | -0.64 | 3.50 |
| Jul 2017 | 1349.0829174214177 | 0.98 | 5.39 |
| Aug 2017 | 1351.2362931448158 | 0.16 | 5.47 |
| Sep 2017 | 1354.896495290574 | 0.27 | 5.38 |
| Oct 2017 | 1377.3170248049034 | 1.66 | 6.70 |
| Nov 2017 | 1390.546470874091 | 0.96 | 4.94 |
| Dec 2017 | 1401.522083075749 | 0.79 | 1.92 |
| Jan 2018 | 1430.6460291666747 | 2.08 | 5.08 |
| Feb 2018 | 1465.5421096907003 | 2.44 | 7.40 |
| Mar 2018 | 1481.2889065906306 | 1.07 | 8.40 |
| Apr 2018 | 1485.791676990891 | 0.30 | 10.18 |
| May 2018 | 1500.234588364422 | 0.97 | 11.57 |
| Jun 2018 | 1495.4478949291292 | -0.32 | 11.93 |
| Jul 2018 | 1490.4679325950308 | -0.33 | 10.48 |
| Aug 2018 | 1494.3407278842105 | 0.26 | 10.59 |
| Sep 2018 | 1506.7315612126567 | 0.83 | 11.21 |
| Oct 2018 | 1530.3622094744371 | 1.57 | 11.11 |
| Nov 2018 | 1533.5145544417528 | 0.21 | 10.28 |
| Dec 2018 | 1503.5450514307836 | -1.95 | 7.28 |
| Jan 2019 | 1489.075857756387 | -0.96 | 4.08 |
| Feb 2019 | 1491.6854484462174 | 0.18 | 1.78 |
| Mar 2019 | 1499.6308237177955 | 0.53 | 1.24 |
| Apr 2019 | 1500.9558258262266 | 0.09 | 1.02 |
| May 2019 | 1503.6051998412179 | 0.18 | 0.23 |
| Jun 2019 | 1480.769874767039 | -1.52 | -0.98 |
| Jul 2019 | 1484.4514119974338 | 0.25 | -0.40 |
| Aug 2019 | 1474.1906439293784 | -0.69 | -1.35 |
| Sep 2019 | 1479.0052441804614 | 0.33 | -1.84 |
| Oct 2019 | 1494.573859758797 | 1.05 | -2.34 |
| Nov 2019 | 1501.0688232806554 | 0.44 | -2.12 |
| Dec 2019 | 1509.9015114186668 | 0.59 | 0.42 |
| Jan 2020 | 1492.3663135620968 | -1.16 | 0.22 |
| Feb 2020 | 1472.7459521820888 | -1.31 | -1.27 |
| Mar 2020 | 1470.0571180585707 | -0.18 | -1.97 |
| Apr 2020 | 1455.6011200659432 | -0.98 | -3.02 |
| May 2020 | 1448.6454612413133 | -0.48 | -3.65 |
| Jun 2020 | 1439.4859144392185 | -0.63 | -2.79 |
| Jul 2020 | 1425.1296865158117 | -1.00 | -4.00 |
| Aug 2020 | 1424.1203459876488 | -0.07 | -3.40 |
| Sep 2020 | 1431.4563942207922 | 0.52 | -3.21 |
| Oct 2020 | 1432.39196835679 | 0.07 | -4.16 |
| Nov 2020 | 1428.6061574444757 | -0.26 | -4.83 |
| Dec 2020 | 1419.4636920376302 | -0.64 | -5.99 |
| Jan 2021 | 1416.4614515986968 | -0.21 | -5.09 |
| Feb 2021 | 1423.9615095037025 | 0.53 | -3.31 |
| Mar 2021 | 1454.4137228058257 | 2.14 | -1.06 |
| Apr 2021 | 1453.917459972202 | -0.03 | -0.12 |
| May 2021 | 1447.5481692083677 | -0.44 | -0.08 |
| Jun 2021 | 1456.8909004139853 | 0.65 | 1.21 |
| Jul 2021 | 1456.4472173087202 | -0.03 | 2.20 |
| Aug 2021 | 1463.811963735524 | 0.51 | 2.79 |
| Sep 2021 | 1482.211561644096 | 1.26 | 3.55 |
| Oct 2021 | 1511.851971925737 | 2.00 | 5.55 |
| Nov 2021 | 1520.6591784172117 | 0.58 | 6.44 |
| Dec 2021 | 1534.5193799423223 | 0.91 | 8.11 |
| Jan 2022 | 1577.165775509246 | 2.78 | 11.35 |
| Feb 2022 | 1618.5459771978894 | 2.62 | 13.67 |
| Mar 2022 | 1670.0819201648785 | 3.18 | 14.83 |
| Apr 2022 | 1786.5440898492623 | 6.97 | 22.88 |
| May 2022 | 1836.1422685112125 | 2.78 | 26.85 |
| Jun 2022 | 1895.6555776712487 | 3.24 | 30.12 |
| Jul 2022 | 1891.9103621626155 | -0.20 | 29.90 |
| Aug 2022 | 1868.3678988015772 | -1.24 | 27.64 |
| Sep 2022 | 1997.2254253906308 | 6.90 | 34.75 |
| Oct 2022 | 2113.7286319209898 | 5.83 | 39.81 |
| Nov 2022 | 2092.1123934313437 | -1.02 | 37.58 |
| Dec 2022 | 2014.8239820035897 | -3.69 | 31.30 |
| Jan 2023 | 1969.511667669056 | -2.25 | 24.88 |
| Feb 2023 | 1958.1860171393637 | -0.57 | 20.98 |
| Mar 2023 | 1998.4624986436602 | 2.06 | 19.66 |
| Apr 2023 | 1967.673297677361 | -1.54 | 10.14 |
| May 2023 | 1981.494052271464 | 0.70 | 7.92 |
| Jun 2023 | 2033.2233238049466 | 2.61 | 7.26 |
| Jul 2023 | 2062.3863493992667 | 1.43 | 9.01 |
| Aug 2023 | 2104.0042257162154 | 2.02 | 12.61 |
| Sep 2023 | 2120.19279912038 | 0.77 | 6.16 |
| Oct 2023 | 2177.3989497365747 | 2.70 | 3.01 |
| Nov 2023 | 2141.2995974916053 | -1.66 | 2.35 |
| Dec 2023 | 2036.9780682614637 | -4.87 | 1.10 |
| Jan 2024 | 2012.6462440515045 | -1.19 | 2.19 |
| Feb 2024 | 2047.1180070420924 | 1.71 | 4.54 |
| Mar 2024 | 2074.1653112647423 | 1.32 | 3.79 |
| Apr 2024 | 2118.400057422594 | 2.13 | 7.66 |
| May 2024 | 2137.3673109833594 | 0.90 | 7.87 |
| Jun 2024 | 2119.612410861325 | -0.83 | 4.25 |
| Jul 2024 | 2107.755748775273 | -0.56 | 2.20 |
| Aug 2024 | 2049.4299301072633 | -2.77 | -2.59 |
| Sep 2024 | 2005.417316627464 | -2.15 | -5.41 |
| Oct 2024 | 2045.1585858867516 | 1.98 | -6.07 |
| Nov 2024 | 2102.5215347624776 | 2.81 | -1.81 |
| Dec 2024 | 2087.312947881229 | -0.72 | 2.47 |
| Jan 2025 | 2126.8599241466804 | 1.90 | 5.68 |
| Feb 2025 | 2113.8249729714726 | -0.61 | 3.26 |
| Mar 2025 | 2083.1583701995855 | -1.45 | 0.43 |
| Apr 2025 | 2088.187246004873 | 0.24 | -1.43 |
| May 2025 | 2094.771625989319 | 0.32 | -1.99 |
| Jun 2025 | 2092.355423707136 | -0.11 | -1.29 |
| Jul 2025 | 2072.000658625772 | -0.97 | -1.70 |
| Aug 2025 | 2040.9824812252407 | -1.50 | -0.41 |
| Sep 2025 | 1998.0156903745187 | -2.10 | -0.37 |
| Oct 2025 | 1977.0947658024534 | -1.05 | -3.33 |
| Nov 2025 | 1978.345083046825 | 0.06 | -5.91 |
| Dec 2025 | 1981.991282646828 | 0.18 | -5.05 |
| Jan 2026 | 1981.9644822084965 | 0.00 | -6.81 |