Fargo, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Fargo, ND Metro in January 2026 was $2,122.894. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -2.68%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Fargo, ND metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Fargo, ND metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Fargo, ND (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Fargo, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Fargo, ND (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1052.42355980489 | NaN | NaN |
| Feb 2012 | 1048.5585142872292 | -0.37 | NaN |
| Mar 2012 | 1053.4704706327338 | 0.47 | NaN |
| Apr 2012 | 1050.0512091360054 | -0.32 | NaN |
| May 2012 | 1041.2508792670023 | -0.84 | NaN |
| Jun 2012 | 1034.4056578984462 | -0.66 | NaN |
| Jul 2012 | 1027.538462310224 | -0.66 | NaN |
| Aug 2012 | 1033.2487871924798 | 0.56 | NaN |
| Sep 2012 | 1025.6649838512035 | -0.73 | NaN |
| Oct 2012 | 1019.105714847107 | -0.64 | NaN |
| Nov 2012 | 1019.1129134134314 | 0.00 | NaN |
| Dec 2012 | 1021.4676791397727 | 0.23 | NaN |
| Jan 2013 | 959.2146523773513 | -6.09 | -8.86 |
| Feb 2013 | 969.4470078242706 | 1.07 | -7.54 |
| Mar 2013 | 972.5662662717689 | 0.32 | -7.68 |
| Apr 2013 | 963.2014799768848 | -0.96 | -8.27 |
| May 2013 | 971.9579025488102 | 0.91 | -6.65 |
| Jun 2013 | 1017.3250822161763 | 4.67 | -1.65 |
| Jul 2013 | 1047.5551026793182 | 2.97 | 1.95 |
| Aug 2013 | 1062.881709749013 | 1.46 | 2.87 |
| Sep 2013 | 1073.294961928007 | 0.98 | 4.64 |
| Oct 2013 | 1055.893120252844 | -1.62 | 3.61 |
| Nov 2013 | 1066.9800069834398 | 1.05 | 4.70 |
| Dec 2013 | 1090.6172185988003 | 2.22 | 6.77 |
| Jan 2014 | 1080.4392030094882 | -0.93 | 12.64 |
| Feb 2014 | 1072.7850199260824 | -0.71 | 10.66 |
| Mar 2014 | 1078.8911218538653 | 0.57 | 10.93 |
| Apr 2014 | 1082.777166562481 | 0.36 | 12.41 |
| May 2014 | 1076.117287022103 | -0.61 | 10.72 |
| Jun 2014 | 1080.594245125685 | 0.42 | 6.22 |
| Jul 2014 | 1086.390048257343 | 0.54 | 3.71 |
| Aug 2014 | 1093.991717791495 | 0.70 | 2.93 |
| Sep 2014 | 1107.4468872408902 | 1.23 | 3.18 |
| Oct 2014 | 1105.4935957558966 | -0.18 | 4.70 |
| Nov 2014 | 1111.6703388512733 | 0.56 | 4.19 |
| Dec 2014 | 1108.2249165152105 | -0.31 | 1.61 |
| Jan 2015 | 1089.6742933807336 | -1.67 | 0.86 |
| Feb 2015 | 1097.7532286470844 | 0.74 | 2.33 |
| Mar 2015 | 1108.2190727777845 | 0.95 | 2.72 |
| Apr 2015 | 1107.61805074717 | -0.05 | 2.29 |
| May 2015 | 1135.6471494609511 | 2.53 | 5.53 |
| Jun 2015 | 1164.6963513673109 | 2.56 | 7.78 |
| Jul 2015 | 1185.3236456446564 | 1.77 | 9.11 |
| Aug 2015 | 1181.2515012723204 | -0.34 | 7.98 |
| Sep 2015 | 1185.9962897936764 | 0.40 | 7.09 |
| Oct 2015 | 1183.9036633877672 | -0.18 | 7.09 |
| Nov 2015 | 1205.3425201061484 | 1.81 | 8.43 |
| Dec 2015 | 1215.9850996454018 | 0.88 | 9.72 |
| Jan 2016 | 1205.064251713489 | -0.90 | 10.59 |
| Feb 2016 | 1187.9558813558795 | -1.42 | 8.22 |
| Mar 2016 | 1192.1408250148963 | 0.35 | 7.57 |
| Apr 2016 | 1185.2028263092482 | -0.58 | 7.01 |
| May 2016 | 1186.5315359722408 | 0.11 | 4.48 |
| Jun 2016 | 1186.8875758763565 | 0.03 | 1.91 |
| Jul 2016 | 1179.524781199287 | -0.62 | -0.49 |
| Aug 2016 | 1186.0936400852509 | 0.56 | 0.41 |
| Sep 2016 | 1195.8911689117444 | 0.83 | 0.83 |
| Oct 2016 | 1204.8125399619587 | 0.75 | 1.77 |
| Nov 2016 | 1243.665686430978 | 3.23 | 3.18 |
| Dec 2016 | 1297.5637815085865 | 4.33 | 6.71 |
| Jan 2017 | 1314.5921517973047 | 1.31 | 9.09 |
| Feb 2017 | 1322.100429839221 | 0.57 | 11.29 |
| Mar 2017 | 1327.1714651565 | 0.38 | 11.33 |
| Apr 2017 | 1313.2523373580796 | -1.05 | 10.80 |
| May 2017 | 1312.2885464348751 | -0.07 | 10.60 |
| Jun 2017 | 1306.2267906145898 | -0.46 | 10.06 |
| Jul 2017 | 1315.79218288681 | 0.73 | 11.55 |
| Aug 2017 | 1305.111454837893 | -0.81 | 10.03 |
| Sep 2017 | 1294.0291299356466 | -0.85 | 8.21 |
| Oct 2017 | 1301.9867082833525 | 0.62 | 8.07 |
| Nov 2017 | 1305.3353799232223 | 0.26 | 4.96 |
| Dec 2017 | 1310.2338665033549 | 0.38 | 0.98 |
| Jan 2018 | 1345.2743290015148 | 2.67 | 2.33 |
| Feb 2018 | 1379.3608970065466 | 2.53 | 4.33 |
| Mar 2018 | 1394.5334941532774 | 1.10 | 5.08 |
| Apr 2018 | 1398.318402603666 | 0.27 | 6.48 |
| May 2018 | 1411.1093459756664 | 0.92 | 7.53 |
| Jun 2018 | 1407.402346932297 | -0.26 | 7.75 |
| Jul 2018 | 1404.9159191942185 | -0.18 | 6.77 |
| Aug 2018 | 1410.5096084878346 | 0.40 | 8.08 |
| Sep 2018 | 1421.0146775190767 | 0.75 | 9.81 |
| Oct 2018 | 1443.0876255202647 | 1.55 | 10.84 |
| Nov 2018 | 1447.4102733435798 | 0.30 | 10.88 |
| Dec 2018 | 1423.9554530527969 | -1.62 | 8.68 |
| Jan 2019 | 1405.4896682884814 | -1.30 | 4.48 |
| Feb 2019 | 1406.1772250912632 | 0.05 | 1.94 |
| Mar 2019 | 1407.7888874377072 | 0.12 | 0.95 |
| Apr 2019 | 1407.164747389492 | -0.04 | 0.63 |
| May 2019 | 1412.1407557696205 | 0.35 | 0.07 |
| Jun 2019 | 1394.5995694971432 | -1.24 | -0.91 |
| Jul 2019 | 1397.5107984853842 | 0.21 | -0.53 |
| Aug 2019 | 1380.8709662370488 | -1.19 | -2.10 |
| Sep 2019 | 1377.6922603995254 | -0.23 | -3.05 |
| Oct 2019 | 1386.125044122879 | 0.61 | -3.95 |
| Nov 2019 | 1389.496872073384 | 0.24 | -4.00 |
| Dec 2019 | 1395.1461837774682 | 0.41 | -2.02 |
| Jan 2020 | 1385.1708751197075 | -0.71 | -1.45 |
| Feb 2020 | 1369.19724529793 | -1.15 | -2.63 |
| Mar 2020 | 1369.2136693486439 | 0.00 | -2.74 |
| Apr 2020 | 1353.8188138703354 | -1.12 | -3.79 |
| May 2020 | 1343.6698984575105 | -0.75 | -4.85 |
| Jun 2020 | 1333.2831096367654 | -0.77 | -4.40 |
| Jul 2020 | 1315.695961135304 | -1.32 | -5.85 |
| Aug 2020 | 1308.119440587598 | -0.58 | -5.27 |
| Sep 2020 | 1307.36281247469 | -0.06 | -5.11 |
| Oct 2020 | 1305.4884816465415 | -0.14 | -5.82 |
| Nov 2020 | 1301.7490160852121 | -0.29 | -6.31 |
| Dec 2020 | 1294.7685123025299 | -0.54 | -7.19 |
| Jan 2021 | 1295.1743990460088 | 0.03 | -6.50 |
| Feb 2021 | 1307.227386289252 | 0.93 | -4.53 |
| Mar 2021 | 1342.4745637051565 | 2.70 | -1.95 |
| Apr 2021 | 1348.023154823565 | 0.41 | -0.43 |
| May 2021 | 1348.7281704910101 | 0.05 | 0.38 |
| Jun 2021 | 1363.9333768723786 | 1.13 | 2.30 |
| Jul 2021 | 1367.0460300792956 | 0.23 | 3.90 |
| Aug 2021 | 1377.2828743121545 | 0.75 | 5.29 |
| Sep 2021 | 1392.8111760170736 | 1.13 | 6.54 |
| Oct 2021 | 1419.8091086165157 | 1.94 | 8.76 |
| Nov 2021 | 1427.2840608760353 | 0.53 | 9.64 |
| Dec 2021 | 1441.0623546316378 | 0.97 | 11.30 |
| Jan 2022 | 1491.1238022788602 | 3.47 | 15.13 |
| Feb 2022 | 1543.7208688980068 | 3.53 | 18.09 |
| Mar 2022 | 1609.35476265957 | 4.25 | 19.88 |
| Apr 2022 | 1733.6858402402668 | 7.73 | 28.61 |
| May 2022 | 1783.65842086867 | 2.88 | 32.25 |
| Jun 2022 | 1839.8952989272152 | 3.15 | 34.90 |
| Jul 2022 | 1830.1857707975519 | -0.53 | 33.88 |
| Aug 2022 | 1805.6534532605647 | -1.34 | 31.10 |
| Sep 2022 | 1933.4614064349382 | 7.08 | 38.82 |
| Oct 2022 | 2054.3439404677993 | 6.25 | 44.69 |
| Nov 2022 | 2043.5631900316534 | -0.52 | 43.18 |
| Dec 2022 | 1979.6594084472113 | -3.13 | 37.38 |
| Jan 2023 | 1975.4438172302262 | -0.21 | 32.48 |
| Feb 2023 | 1974.2382503103331 | -0.06 | 27.89 |
| Mar 2023 | 2022.4581112458127 | 2.44 | 25.67 |
| Apr 2023 | 1998.6326605691856 | -1.18 | 15.28 |
| May 2023 | 2020.7254798293957 | 1.11 | 13.29 |
| Jun 2023 | 2076.1423854859327 | 2.74 | 12.84 |
| Jul 2023 | 2101.4603258497373 | 1.22 | 14.82 |
| Aug 2023 | 2142.446697347719 | 1.95 | 18.65 |
| Sep 2023 | 2159.2949735871607 | 0.79 | 11.68 |
| Oct 2023 | 2219.379148299943 | 2.78 | 8.03 |
| Nov 2023 | 2184.2221455810886 | -1.58 | 6.88 |
| Dec 2023 | 2080.4332292735753 | -4.75 | 5.09 |
| Jan 2024 | 2037.0941391594786 | -2.08 | 3.12 |
| Feb 2024 | 2062.1514034674065 | 1.23 | 4.45 |
| Mar 2024 | 2081.181870585369 | 0.92 | 2.90 |
| Apr 2024 | 2123.1491930024326 | 2.02 | 6.23 |
| May 2024 | 2144.617288343302 | 1.01 | 6.13 |
| Jun 2024 | 2127.8884000015987 | -0.78 | 2.49 |
| Jul 2024 | 2123.640204092816 | -0.20 | 1.06 |
| Aug 2024 | 2075.919564737542 | -2.25 | -3.10 |
| Sep 2024 | 2039.9744414329386 | -1.73 | -5.53 |
| Oct 2024 | 2084.216168518655 | 2.17 | -6.09 |
| Nov 2024 | 2148.4245189476824 | 3.08 | -1.64 |
| Dec 2024 | 2141.062159811836 | -0.34 | 2.91 |
| Jan 2025 | 2181.4464940244934 | 1.89 | 7.09 |
| Feb 2025 | 2170.83853385314 | -0.49 | 5.27 |
| Mar 2025 | 2143.7255194710174 | -1.25 | 3.01 |
| Apr 2025 | 2156.691868814733 | 0.61 | 1.58 |
| May 2025 | 2171.3310583228763 | 0.68 | 1.25 |
| Jun 2025 | 2173.3817899383794 | 0.09 | 2.14 |
| Jul 2025 | 2160.188927292717 | -0.61 | 1.72 |
| Aug 2025 | 2142.666496480076 | -0.81 | 3.22 |
| Sep 2025 | 2118.2349989176064 | -1.14 | 3.84 |
| Oct 2025 | 2113.0050694687284 | -0.25 | 1.38 |
| Nov 2025 | 2122.556403458229 | 0.45 | -1.20 |
| Dec 2025 | 2128.093356636843 | 0.26 | -0.61 |
| Jan 2026 | 2122.8943959909566 | -0.24 | -2.68 |
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