Flagstaff, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Flagstaff, AZ Metro in January 2026 was $3,546.938. The month over month percentage change (MoM) was -0.77%, and the year over year percentage change (YoY) was -6.32%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Flagstaff, AZ metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Flagstaff, AZ metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Flagstaff, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Flagstaff, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1058.7104152529369 NaN NaN
Feb 2012 1047.0186405800168 -1.10 NaN
Mar 2012 1045.0700846375844 -0.19 NaN
Apr 2012 1044.9221814530406 -0.01 NaN
May 2012 1043.7648711960805 -0.11 NaN
Jun 2012 1042.9943206718415 -0.07 NaN
Jul 2012 1041.3921973128388 -0.15 NaN
Aug 2012 1055.5084146727409 1.36 NaN
Sep 2012 1053.342743420812 -0.20 NaN
Oct 2012 1050.112845554212 -0.31 NaN
Nov 2012 1055.162968288423 0.48 NaN
Dec 2012 1063.7490110028025 0.81 NaN
Jan 2013 1076.2716250053634 1.18 1.66
Feb 2013 1087.4506142883988 1.04 3.86
Mar 2013 1087.4490782152866 0.00 4.06
Apr 2013 1077.2948232749382 -0.93 3.10
May 2013 1097.24451868213 1.85 5.12
Jun 2013 1167.1060287278874 6.37 11.90
Jul 2013 1214.9949166201782 4.10 16.67
Aug 2013 1242.4615601519326 2.26 17.71
Sep 2013 1265.552475746225 1.86 20.15
Oct 2013 1249.5254531770083 -1.27 18.99
Nov 2013 1267.5880466073722 1.45 20.13
Dec 2013 1298.391377442772 2.43 22.06
Jan 2014 1294.8780428671516 -0.27 20.31
Feb 2014 1289.9425290080706 -0.38 18.62
Mar 2014 1305.080423176718 1.17 20.01
Apr 2014 1314.7875880051392 0.74 22.05
May 2014 1309.2249599103636 -0.42 19.32
Jun 2014 1317.3467791557173 0.62 12.87
Jul 2014 1321.21976957776 0.29 8.74
Aug 2014 1325.212035875581 0.30 6.66
Sep 2014 1337.313584952761 0.91 5.67
Oct 2014 1328.0530351369903 -0.69 6.29
Nov 2014 1327.2561802479695 -0.06 4.71
Dec 2014 1312.9968377215362 -1.07 1.13
Jan 2015 1291.1196315844202 -1.67 -0.29
Feb 2015 1304.5015077572116 1.04 1.13
Mar 2015 1322.140883646081 1.35 1.31
Apr 2015 1318.002930163357 -0.31 0.25
May 2015 1347.1231577048623 2.21 2.90
Jun 2015 1372.2551744407947 1.87 4.17
Jul 2015 1387.4126471065472 1.11 5.01
Aug 2015 1376.699586079937 -0.77 3.89
Sep 2015 1382.537875284419 0.42 3.38
Oct 2015 1377.8511450614226 -0.34 3.75
Nov 2015 1402.4950213403395 1.79 5.67
Dec 2015 1411.892907770568 0.67 7.53
Jan 2016 1401.8283000788208 -0.71 8.57
Feb 2016 1383.2672615252488 -1.32 6.04
Mar 2016 1394.839580538191 0.84 5.50
Apr 2016 1387.0557454178934 -0.56 5.24
May 2016 1392.3244560817495 0.38 3.36
Jun 2016 1395.091164711038 0.20 1.66
Jul 2016 1387.1396850176807 -0.57 -0.02
Aug 2016 1395.860339306023 0.63 1.39
Sep 2016 1408.8525330398952 0.93 1.90
Oct 2016 1419.2180914031326 0.74 3.00
Nov 2016 1466.8166458438986 3.35 4.59
Dec 2016 1535.034705649288 4.65 8.72
Jan 2017 1536.7560307217582 0.11 9.63
Feb 2017 1557.6732060202883 1.36 12.61
Mar 2017 1580.6603607020431 1.48 13.32
Apr 2017 1573.7153364914611 -0.44 13.46
May 2017 1578.1165823159477 0.28 13.34
Jun 2017 1569.1052086343354 -0.57 12.47
Jul 2017 1583.5252666968531 0.92 14.16
Aug 2017 1574.9379759028275 -0.54 12.83
Sep 2017 1568.2463364268806 -0.42 11.31
Oct 2017 1586.3092221920683 1.15 11.77
Nov 2017 1594.0075381566971 0.49 8.67
Dec 2017 1602.2451690294477 0.52 4.38
Jan 2018 1626.8050803566016 1.53 5.86
Feb 2018 1685.6276545538824 3.62 8.21
Mar 2018 1717.5765319272855 1.90 8.66
Apr 2018 1730.7404609839252 0.77 9.98
May 2018 1760.9039695491367 1.74 11.58
Jun 2018 1769.0968203095315 0.47 12.75
Jul 2018 1771.6773534603944 0.15 11.88
Aug 2018 1779.2691549349254 0.43 12.97
Sep 2018 1793.4650013810724 0.80 14.36
Oct 2018 1826.99794403168 1.87 15.17
Nov 2018 1833.6545389196592 0.36 15.03
Dec 2018 1799.0067086500503 -1.89 12.28
Jan 2019 1773.3576425791002 -1.43 9.01
Feb 2019 1773.6854613572232 0.02 5.22
Mar 2019 1771.487738976751 -0.12 3.14
Apr 2019 1759.550466251727 -0.67 1.67
May 2019 1751.7372158358344 -0.44 -0.52
Jun 2019 1711.905261803946 -2.27 -3.23
Jul 2019 1710.0316700628669 -0.11 -3.48
Aug 2019 1691.1973359464516 -1.10 -4.95
Sep 2019 1695.5032387690037 0.26 -5.46
Oct 2019 1714.3356861984248 1.11 -6.17
Nov 2019 1721.1601350123146 0.40 -6.13
Dec 2019 1732.8111702847782 0.68 -3.68
Jan 2020 1725.5600912315624 -0.42 -2.69
Feb 2020 1718.4924761204088 -0.41 -3.11
Mar 2020 1733.0139215543334 0.85 -2.17
Apr 2020 1719.6101867087696 -0.77 -2.27
May 2020 1709.9933120224316 -0.56 -2.38
Jun 2020 1698.6850880069571 -0.66 -0.77
Jul 2020 1677.3916399281075 -1.25 -1.91
Aug 2020 1678.4196935479126 0.06 -0.76
Sep 2020 1694.5269992109495 0.96 -0.06
Oct 2020 1713.0788718679257 1.10 -0.07
Nov 2020 1731.3682836982036 1.07 0.59
Dec 2020 1748.3323282158174 0.98 0.90
Jan 2021 1756.4167008573468 0.46 1.79
Feb 2021 1805.2575354905716 2.78 5.05
Mar 2021 1895.6128073155828 5.01 9.38
Apr 2021 1937.879188068407 2.23 12.69
May 2021 1972.656482747624 1.80 15.36
Jun 2021 2034.958226621111 3.16 19.80
Jul 2021 2068.529706810773 1.65 23.32
Aug 2021 2105.203614250696 1.77 25.43
Sep 2021 2144.7687945841376 1.88 26.57
Oct 2021 2207.7548992903367 2.94 28.88
Nov 2021 2234.8789897758093 1.23 29.08
Dec 2021 2274.1477535305844 1.76 30.08
Jan 2022 2375.52971918562 4.46 35.25
Feb 2022 2502.7370606986137 5.36 38.64
Mar 2022 2674.190005948157 6.85 41.07
Apr 2022 2971.512276984944 11.12 53.34
May 2022 3119.31245109219 4.97 58.13
Jun 2022 3262.0852414112305 4.58 60.30
Jul 2022 3242.9965460501667 -0.58 56.78
Aug 2022 3161.7812879820417 -2.50 50.19
Sep 2022 3374.1289768154065 6.72 57.32
Oct 2022 3566.2481702788164 5.69 61.53
Nov 2022 3495.7792563275416 -1.98 56.42
Dec 2022 3335.0582926834722 -4.60 46.65
Jan 2023 3279.776089370088 -1.66 38.07
Feb 2023 3254.508027201524 -0.77 30.04
Mar 2023 3326.020921188287 2.20 24.38
Apr 2023 3275.6569631748207 -1.51 10.24
May 2023 3325.7706039097775 1.53 6.62
Jun 2023 3450.3112754325466 3.75 5.77
Jul 2023 3524.8011897909605 2.16 8.69
Aug 2023 3624.8257782646037 2.84 14.65
Sep 2023 3685.149527668228 1.66 9.22
Oct 2023 3831.4412359039907 3.97 7.44
Nov 2023 3783.1857964394626 -1.26 8.22
Dec 2023 3583.8412209663784 -5.27 7.46
Jan 2024 3522.6692736790105 -1.71 7.41
Feb 2024 3568.2653414192055 1.29 9.64
Mar 2024 3606.525596283185 1.07 8.43
Apr 2024 3703.5627403267044 2.69 13.06
May 2024 3754.2569360089965 1.37 12.88
Jun 2024 3714.496066783432 -1.06 7.66
Jul 2024 3690.6364306344744 -0.64 4.71
Aug 2024 3577.0917624208914 -3.08 -1.32
Sep 2024 3487.023136858561 -2.52 -5.38
Oct 2024 3570.3709374138325 2.39 -6.81
Nov 2024 3699.736138366004 3.62 -2.21
Dec 2024 3685.6673747412024 -0.38 2.84
Jan 2025 3786.214528458796 2.73 7.48
Feb 2025 3759.762596161235 -0.70 5.37
Mar 2025 3699.729747271744 -1.60 2.58
Apr 2025 3724.4662465319097 0.67 0.56
May 2025 3751.956038967126 0.74 -0.06
Jun 2025 3751.4712556389663 -0.01 1.00
Jul 2025 3719.496295560483 -0.85 0.78
Aug 2025 3677.2006821388673 -1.14 2.80
Sep 2025 3611.6410816134126 -1.78 3.57
Oct 2025 3585.2282408226083 -0.73 0.42
Nov 2025 3585.577690364135 0.01 -3.09
Dec 2025 3574.4084975089218 -0.31 -3.02
Jan 2026 3546.938231881097 -0.77 -6.32