Flagstaff, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Flagstaff, AZ Metro in January 2026 was $3,546.938. The month over month percentage change (MoM) was -0.77%, and the year over year percentage change (YoY) was -6.32%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Flagstaff, AZ metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Flagstaff, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1058.7104152529369 | NaN | NaN |
| Feb 2012 | 1047.0186405800168 | -1.10 | NaN |
| Mar 2012 | 1045.0700846375844 | -0.19 | NaN |
| Apr 2012 | 1044.9221814530406 | -0.01 | NaN |
| May 2012 | 1043.7648711960805 | -0.11 | NaN |
| Jun 2012 | 1042.9943206718415 | -0.07 | NaN |
| Jul 2012 | 1041.3921973128388 | -0.15 | NaN |
| Aug 2012 | 1055.5084146727409 | 1.36 | NaN |
| Sep 2012 | 1053.342743420812 | -0.20 | NaN |
| Oct 2012 | 1050.112845554212 | -0.31 | NaN |
| Nov 2012 | 1055.162968288423 | 0.48 | NaN |
| Dec 2012 | 1063.7490110028025 | 0.81 | NaN |
| Jan 2013 | 1076.2716250053634 | 1.18 | 1.66 |
| Feb 2013 | 1087.4506142883988 | 1.04 | 3.86 |
| Mar 2013 | 1087.4490782152866 | 0.00 | 4.06 |
| Apr 2013 | 1077.2948232749382 | -0.93 | 3.10 |
| May 2013 | 1097.24451868213 | 1.85 | 5.12 |
| Jun 2013 | 1167.1060287278874 | 6.37 | 11.90 |
| Jul 2013 | 1214.9949166201782 | 4.10 | 16.67 |
| Aug 2013 | 1242.4615601519326 | 2.26 | 17.71 |
| Sep 2013 | 1265.552475746225 | 1.86 | 20.15 |
| Oct 2013 | 1249.5254531770083 | -1.27 | 18.99 |
| Nov 2013 | 1267.5880466073722 | 1.45 | 20.13 |
| Dec 2013 | 1298.391377442772 | 2.43 | 22.06 |
| Jan 2014 | 1294.8780428671516 | -0.27 | 20.31 |
| Feb 2014 | 1289.9425290080706 | -0.38 | 18.62 |
| Mar 2014 | 1305.080423176718 | 1.17 | 20.01 |
| Apr 2014 | 1314.7875880051392 | 0.74 | 22.05 |
| May 2014 | 1309.2249599103636 | -0.42 | 19.32 |
| Jun 2014 | 1317.3467791557173 | 0.62 | 12.87 |
| Jul 2014 | 1321.21976957776 | 0.29 | 8.74 |
| Aug 2014 | 1325.212035875581 | 0.30 | 6.66 |
| Sep 2014 | 1337.313584952761 | 0.91 | 5.67 |
| Oct 2014 | 1328.0530351369903 | -0.69 | 6.29 |
| Nov 2014 | 1327.2561802479695 | -0.06 | 4.71 |
| Dec 2014 | 1312.9968377215362 | -1.07 | 1.13 |
| Jan 2015 | 1291.1196315844202 | -1.67 | -0.29 |
| Feb 2015 | 1304.5015077572116 | 1.04 | 1.13 |
| Mar 2015 | 1322.140883646081 | 1.35 | 1.31 |
| Apr 2015 | 1318.002930163357 | -0.31 | 0.25 |
| May 2015 | 1347.1231577048623 | 2.21 | 2.90 |
| Jun 2015 | 1372.2551744407947 | 1.87 | 4.17 |
| Jul 2015 | 1387.4126471065472 | 1.11 | 5.01 |
| Aug 2015 | 1376.699586079937 | -0.77 | 3.89 |
| Sep 2015 | 1382.537875284419 | 0.42 | 3.38 |
| Oct 2015 | 1377.8511450614226 | -0.34 | 3.75 |
| Nov 2015 | 1402.4950213403395 | 1.79 | 5.67 |
| Dec 2015 | 1411.892907770568 | 0.67 | 7.53 |
| Jan 2016 | 1401.8283000788208 | -0.71 | 8.57 |
| Feb 2016 | 1383.2672615252488 | -1.32 | 6.04 |
| Mar 2016 | 1394.839580538191 | 0.84 | 5.50 |
| Apr 2016 | 1387.0557454178934 | -0.56 | 5.24 |
| May 2016 | 1392.3244560817495 | 0.38 | 3.36 |
| Jun 2016 | 1395.091164711038 | 0.20 | 1.66 |
| Jul 2016 | 1387.1396850176807 | -0.57 | -0.02 |
| Aug 2016 | 1395.860339306023 | 0.63 | 1.39 |
| Sep 2016 | 1408.8525330398952 | 0.93 | 1.90 |
| Oct 2016 | 1419.2180914031326 | 0.74 | 3.00 |
| Nov 2016 | 1466.8166458438986 | 3.35 | 4.59 |
| Dec 2016 | 1535.034705649288 | 4.65 | 8.72 |
| Jan 2017 | 1536.7560307217582 | 0.11 | 9.63 |
| Feb 2017 | 1557.6732060202883 | 1.36 | 12.61 |
| Mar 2017 | 1580.6603607020431 | 1.48 | 13.32 |
| Apr 2017 | 1573.7153364914611 | -0.44 | 13.46 |
| May 2017 | 1578.1165823159477 | 0.28 | 13.34 |
| Jun 2017 | 1569.1052086343354 | -0.57 | 12.47 |
| Jul 2017 | 1583.5252666968531 | 0.92 | 14.16 |
| Aug 2017 | 1574.9379759028275 | -0.54 | 12.83 |
| Sep 2017 | 1568.2463364268806 | -0.42 | 11.31 |
| Oct 2017 | 1586.3092221920683 | 1.15 | 11.77 |
| Nov 2017 | 1594.0075381566971 | 0.49 | 8.67 |
| Dec 2017 | 1602.2451690294477 | 0.52 | 4.38 |
| Jan 2018 | 1626.8050803566016 | 1.53 | 5.86 |
| Feb 2018 | 1685.6276545538824 | 3.62 | 8.21 |
| Mar 2018 | 1717.5765319272855 | 1.90 | 8.66 |
| Apr 2018 | 1730.7404609839252 | 0.77 | 9.98 |
| May 2018 | 1760.9039695491367 | 1.74 | 11.58 |
| Jun 2018 | 1769.0968203095315 | 0.47 | 12.75 |
| Jul 2018 | 1771.6773534603944 | 0.15 | 11.88 |
| Aug 2018 | 1779.2691549349254 | 0.43 | 12.97 |
| Sep 2018 | 1793.4650013810724 | 0.80 | 14.36 |
| Oct 2018 | 1826.99794403168 | 1.87 | 15.17 |
| Nov 2018 | 1833.6545389196592 | 0.36 | 15.03 |
| Dec 2018 | 1799.0067086500503 | -1.89 | 12.28 |
| Jan 2019 | 1773.3576425791002 | -1.43 | 9.01 |
| Feb 2019 | 1773.6854613572232 | 0.02 | 5.22 |
| Mar 2019 | 1771.487738976751 | -0.12 | 3.14 |
| Apr 2019 | 1759.550466251727 | -0.67 | 1.67 |
| May 2019 | 1751.7372158358344 | -0.44 | -0.52 |
| Jun 2019 | 1711.905261803946 | -2.27 | -3.23 |
| Jul 2019 | 1710.0316700628669 | -0.11 | -3.48 |
| Aug 2019 | 1691.1973359464516 | -1.10 | -4.95 |
| Sep 2019 | 1695.5032387690037 | 0.26 | -5.46 |
| Oct 2019 | 1714.3356861984248 | 1.11 | -6.17 |
| Nov 2019 | 1721.1601350123146 | 0.40 | -6.13 |
| Dec 2019 | 1732.8111702847782 | 0.68 | -3.68 |
| Jan 2020 | 1725.5600912315624 | -0.42 | -2.69 |
| Feb 2020 | 1718.4924761204088 | -0.41 | -3.11 |
| Mar 2020 | 1733.0139215543334 | 0.85 | -2.17 |
| Apr 2020 | 1719.6101867087696 | -0.77 | -2.27 |
| May 2020 | 1709.9933120224316 | -0.56 | -2.38 |
| Jun 2020 | 1698.6850880069571 | -0.66 | -0.77 |
| Jul 2020 | 1677.3916399281075 | -1.25 | -1.91 |
| Aug 2020 | 1678.4196935479126 | 0.06 | -0.76 |
| Sep 2020 | 1694.5269992109495 | 0.96 | -0.06 |
| Oct 2020 | 1713.0788718679257 | 1.10 | -0.07 |
| Nov 2020 | 1731.3682836982036 | 1.07 | 0.59 |
| Dec 2020 | 1748.3323282158174 | 0.98 | 0.90 |
| Jan 2021 | 1756.4167008573468 | 0.46 | 1.79 |
| Feb 2021 | 1805.2575354905716 | 2.78 | 5.05 |
| Mar 2021 | 1895.6128073155828 | 5.01 | 9.38 |
| Apr 2021 | 1937.879188068407 | 2.23 | 12.69 |
| May 2021 | 1972.656482747624 | 1.80 | 15.36 |
| Jun 2021 | 2034.958226621111 | 3.16 | 19.80 |
| Jul 2021 | 2068.529706810773 | 1.65 | 23.32 |
| Aug 2021 | 2105.203614250696 | 1.77 | 25.43 |
| Sep 2021 | 2144.7687945841376 | 1.88 | 26.57 |
| Oct 2021 | 2207.7548992903367 | 2.94 | 28.88 |
| Nov 2021 | 2234.8789897758093 | 1.23 | 29.08 |
| Dec 2021 | 2274.1477535305844 | 1.76 | 30.08 |
| Jan 2022 | 2375.52971918562 | 4.46 | 35.25 |
| Feb 2022 | 2502.7370606986137 | 5.36 | 38.64 |
| Mar 2022 | 2674.190005948157 | 6.85 | 41.07 |
| Apr 2022 | 2971.512276984944 | 11.12 | 53.34 |
| May 2022 | 3119.31245109219 | 4.97 | 58.13 |
| Jun 2022 | 3262.0852414112305 | 4.58 | 60.30 |
| Jul 2022 | 3242.9965460501667 | -0.58 | 56.78 |
| Aug 2022 | 3161.7812879820417 | -2.50 | 50.19 |
| Sep 2022 | 3374.1289768154065 | 6.72 | 57.32 |
| Oct 2022 | 3566.2481702788164 | 5.69 | 61.53 |
| Nov 2022 | 3495.7792563275416 | -1.98 | 56.42 |
| Dec 2022 | 3335.0582926834722 | -4.60 | 46.65 |
| Jan 2023 | 3279.776089370088 | -1.66 | 38.07 |
| Feb 2023 | 3254.508027201524 | -0.77 | 30.04 |
| Mar 2023 | 3326.020921188287 | 2.20 | 24.38 |
| Apr 2023 | 3275.6569631748207 | -1.51 | 10.24 |
| May 2023 | 3325.7706039097775 | 1.53 | 6.62 |
| Jun 2023 | 3450.3112754325466 | 3.75 | 5.77 |
| Jul 2023 | 3524.8011897909605 | 2.16 | 8.69 |
| Aug 2023 | 3624.8257782646037 | 2.84 | 14.65 |
| Sep 2023 | 3685.149527668228 | 1.66 | 9.22 |
| Oct 2023 | 3831.4412359039907 | 3.97 | 7.44 |
| Nov 2023 | 3783.1857964394626 | -1.26 | 8.22 |
| Dec 2023 | 3583.8412209663784 | -5.27 | 7.46 |
| Jan 2024 | 3522.6692736790105 | -1.71 | 7.41 |
| Feb 2024 | 3568.2653414192055 | 1.29 | 9.64 |
| Mar 2024 | 3606.525596283185 | 1.07 | 8.43 |
| Apr 2024 | 3703.5627403267044 | 2.69 | 13.06 |
| May 2024 | 3754.2569360089965 | 1.37 | 12.88 |
| Jun 2024 | 3714.496066783432 | -1.06 | 7.66 |
| Jul 2024 | 3690.6364306344744 | -0.64 | 4.71 |
| Aug 2024 | 3577.0917624208914 | -3.08 | -1.32 |
| Sep 2024 | 3487.023136858561 | -2.52 | -5.38 |
| Oct 2024 | 3570.3709374138325 | 2.39 | -6.81 |
| Nov 2024 | 3699.736138366004 | 3.62 | -2.21 |
| Dec 2024 | 3685.6673747412024 | -0.38 | 2.84 |
| Jan 2025 | 3786.214528458796 | 2.73 | 7.48 |
| Feb 2025 | 3759.762596161235 | -0.70 | 5.37 |
| Mar 2025 | 3699.729747271744 | -1.60 | 2.58 |
| Apr 2025 | 3724.4662465319097 | 0.67 | 0.56 |
| May 2025 | 3751.956038967126 | 0.74 | -0.06 |
| Jun 2025 | 3751.4712556389663 | -0.01 | 1.00 |
| Jul 2025 | 3719.496295560483 | -0.85 | 0.78 |
| Aug 2025 | 3677.2006821388673 | -1.14 | 2.80 |
| Sep 2025 | 3611.6410816134126 | -1.78 | 3.57 |
| Oct 2025 | 3585.2282408226083 | -0.73 | 0.42 |
| Nov 2025 | 3585.577690364135 | 0.01 | -3.09 |
| Dec 2025 | 3574.4084975089218 | -0.31 | -3.02 |
| Jan 2026 | 3546.938231881097 | -0.77 | -6.32 |