Florence, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Florence, AL Metro in January 2026 was $1,322.546. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.74%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Florence, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Florence, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Florence, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Florence, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 559.737322351024 NaN NaN
Feb 2012 557.5897694486812 -0.38 NaN
Mar 2012 558.85345321494 0.23 NaN
Apr 2012 556.7754358881216 -0.37 NaN
May 2012 555.1659372057456 -0.29 NaN
Jun 2012 554.7716814249052 -0.07 NaN
Jul 2012 553.1576523436703 -0.29 NaN
Aug 2012 557.9269004819315 0.86 NaN
Sep 2012 556.5359648289108 -0.25 NaN
Oct 2012 556.982647223212 0.08 NaN
Nov 2012 562.0501682054612 0.91 NaN
Dec 2012 565.823618078975 0.67 NaN
Jan 2013 571.6433117530039 1.03 2.13
Feb 2013 579.5439246886364 1.38 3.94
Mar 2013 584.1828936981419 0.80 4.53
Apr 2013 582.1703193999475 -0.34 4.56
May 2013 590.8400446324504 1.49 6.43
Jun 2013 622.5547916550147 5.37 12.22
Jul 2013 642.4364533360583 3.19 16.14
Aug 2013 652.7415841624515 1.60 16.99
Sep 2013 660.1121171127281 1.13 18.61
Oct 2013 649.5855923578087 -1.59 16.63
Nov 2013 656.1917234401251 1.02 16.75
Dec 2013 670.9337184143998 2.25 18.58
Jan 2014 670.4161073002604 -0.08 17.28
Feb 2014 664.1031586618647 -0.94 14.59
Mar 2014 665.337382651752 0.19 13.89
Apr 2014 663.8469160821512 -0.22 14.03
May 2014 654.1730628319494 -1.46 10.72
Jun 2014 651.3880557428804 -0.43 4.63
Jul 2014 649.845112416525 -0.24 1.15
Aug 2014 649.5181304597936 -0.05 -0.49
Sep 2014 652.2688573283097 0.42 -1.19
Oct 2014 643.7274428471243 -1.31 -0.90
Nov 2014 641.6335889401765 -0.32 -2.22
Dec 2014 636.2696761477398 -0.84 -5.17
Jan 2015 626.7981375752872 -1.49 -6.51
Feb 2015 627.7334063680042 0.15 -5.48
Mar 2015 629.1123135178162 0.22 -5.44
Apr 2015 623.7569660300604 -0.85 -6.04
May 2015 634.1549871477821 1.67 -3.06
Jun 2015 643.4915091161719 1.47 -1.21
Jul 2015 649.1208802464263 0.88 -0.11
Aug 2015 644.7587103810589 -0.67 -0.73
Sep 2015 647.6649178809114 0.45 -0.71
Oct 2015 647.582354326785 -0.01 0.60
Nov 2015 660.0472288439399 1.93 2.87
Dec 2015 665.8524118239682 0.88 4.65
Jan 2016 661.7490382048652 -0.62 5.58
Feb 2016 652.9846928465821 -1.32 4.02
Mar 2016 655.9592919521 0.46 4.27
Apr 2016 651.2947878020852 -0.71 4.42
May 2016 651.3302328907243 0.01 2.71
Jun 2016 650.1359271350816 -0.18 1.03
Jul 2016 642.5528782705738 -1.17 -1.01
Aug 2016 642.1579395696805 -0.06 -0.40
Sep 2016 644.2409264757376 0.32 -0.53
Oct 2016 646.6573346377369 0.38 -0.14
Nov 2016 665.3101236966688 2.88 0.80
Dec 2016 693.0054595309844 4.16 4.08
Jan 2017 694.0071841969115 0.14 4.88
Feb 2017 697.8806143977708 0.56 6.88
Mar 2017 700.465157261995 0.37 6.79
Apr 2017 691.1455005674843 -1.33 6.12
May 2017 686.9775623509313 -0.60 5.47
Jun 2017 678.183840689092 -1.28 4.31
Jul 2017 680.5021395488852 0.34 5.91
Aug 2017 675.6903670462259 -0.71 5.22
Sep 2017 673.4467213661576 -0.33 4.53
Oct 2017 681.620857319668 1.21 5.41
Nov 2017 687.0711692257571 0.80 3.27
Dec 2017 692.2286048781433 0.75 -0.11
Jan 2018 701.5034192422461 1.34 1.08
Feb 2018 721.5199127028814 2.85 3.39
Mar 2018 730.846239278124 1.29 4.34
Apr 2018 732.7848963978323 0.27 6.03
May 2018 740.5331154574455 1.06 7.80
Jun 2018 739.396898686965 -0.15 9.03
Jul 2018 738.726611494526 -0.09 8.56
Aug 2018 740.9870930008607 0.31 9.66
Sep 2018 747.1216944158157 0.83 10.94
Oct 2018 758.5968073420272 1.54 11.29
Nov 2018 760.763024726976 0.29 10.73
Dec 2018 745.4894380715957 -2.01 7.69
Jan 2019 737.1927850032072 -1.11 5.09
Feb 2019 735.2991328549729 -0.26 1.91
Mar 2019 735.5727571092741 0.04 0.65
Apr 2019 733.7849564502532 -0.24 0.14
May 2019 732.8224132689858 -0.13 -1.04
Jun 2019 716.935625784977 -2.17 -3.04
Jul 2019 714.1318835528016 -0.39 -3.33
Aug 2019 705.1974762170315 -1.25 -4.83
Sep 2019 704.6121695771399 -0.08 -5.69
Oct 2019 711.9066855187482 1.03 -6.15
Nov 2019 715.8974255109351 0.56 -5.90
Dec 2019 722.7719003163713 0.96 -3.05
Jan 2020 716.89967201113 -0.81 -2.75
Feb 2020 712.8604044294484 -0.56 -3.05
Mar 2020 717.6840244490932 0.68 -2.43
Apr 2020 714.1068377365937 -0.50 -2.68
May 2020 713.3504996939353 -0.11 -2.66
Jun 2020 712.0964522138353 -0.18 -0.67
Jul 2020 705.8574479246543 -0.88 -1.16
Aug 2020 704.7176665059035 -0.16 -0.07
Sep 2020 708.5480457981339 0.54 0.56
Oct 2020 713.3276435807775 0.68 0.20
Nov 2020 717.7648362419283 0.62 0.26
Dec 2020 720.5681771151346 0.39 -0.30
Jan 2021 728.6093355265032 1.12 1.63
Feb 2021 740.9068881750612 1.69 3.93
Mar 2021 766.4908272522894 3.45 6.80
Apr 2021 773.3592124936029 0.90 8.30
May 2021 775.5484975078261 0.28 8.72
Jun 2021 786.2065986107275 1.37 10.41
Jul 2021 787.3497067296706 0.14 11.55
Aug 2021 792.8137225053529 0.69 12.50
Sep 2021 802.3248836384279 1.20 13.24
Oct 2021 820.7464035869087 2.30 15.06
Nov 2021 829.5005498021727 1.07 15.57
Dec 2021 840.8961445682787 1.37 16.70
Jan 2022 878.3157347740062 4.45 20.55
Feb 2022 912.3475215543766 3.88 23.14
Mar 2022 955.5958020292244 4.74 24.67
Apr 2022 1037.3013500588502 8.55 34.13
May 2022 1071.8073878370437 3.33 38.20
Jun 2022 1111.5008147207025 3.70 41.38
Jul 2022 1109.0790004972705 -0.22 40.86
Aug 2022 1096.1093572376944 -1.17 38.26
Sep 2022 1182.3516210522039 7.87 47.37
Oct 2022 1261.9502201234973 6.73 53.76
Nov 2022 1253.3729385602967 -0.68 51.10
Dec 2022 1210.4481675484585 -3.42 43.95
Jan 2023 1200.4388258263432 -0.83 36.67
Feb 2023 1200.2371856849877 -0.02 31.56
Mar 2023 1233.0963411124958 2.74 29.04
Apr 2023 1223.3953321420574 -0.79 17.94
May 2023 1243.9648208375188 1.68 16.06
Jun 2023 1285.5470432132379 3.34 15.66
Jul 2023 1306.0393570872566 1.59 17.76
Aug 2023 1333.9031211280044 2.13 21.69
Sep 2023 1349.2107567367493 1.15 14.11
Oct 2023 1397.627473750327 3.59 10.75
Nov 2023 1386.1580691142603 -0.82 10.59
Dec 2023 1326.8612012850595 -4.28 9.62
Jan 2024 1311.3419391536095 -1.17 9.24
Feb 2024 1328.1650569277444 1.28 10.66
Mar 2024 1340.563601745088 0.93 8.72
Apr 2024 1373.9893922894055 2.49 12.31
May 2024 1393.9076501556676 1.45 12.05
Jun 2024 1385.6624631528682 -0.59 7.79
Jul 2024 1381.36892947301 -0.31 5.77
Aug 2024 1344.3140651376812 -2.68 0.78
Sep 2024 1315.9163558406353 -2.11 -2.47
Oct 2024 1341.0458500621826 1.91 -4.05
Nov 2024 1379.7144319523723 2.88 -0.46
Dec 2024 1373.1084141004862 -0.48 3.49
Jan 2025 1403.137379659367 2.19 7.00
Feb 2025 1395.341287069966 -0.56 5.06
Mar 2025 1376.245972812433 -1.37 2.66
Apr 2025 1383.4448982772544 0.52 0.69
May 2025 1392.9550710786907 0.69 -0.07
Jun 2025 1391.7516078573885 -0.09 0.44
Jul 2025 1380.0445972988643 -0.84 -0.10
Aug 2025 1362.596132895998 -1.26 1.36
Sep 2025 1342.9691677294707 -1.44 2.06
Oct 2025 1331.6920308905876 -0.84 -0.70
Nov 2025 1330.1368506210997 -0.12 -3.59
Dec 2025 1327.26482864317 -0.22 -3.34
Jan 2026 1322.5459756844812 -0.36 -5.74