Florence, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Florence, AL Metro in January 2026 was $1,322.546. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.74%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Florence, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Florence, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 559.737322351024 | NaN | NaN |
| Feb 2012 | 557.5897694486812 | -0.38 | NaN |
| Mar 2012 | 558.85345321494 | 0.23 | NaN |
| Apr 2012 | 556.7754358881216 | -0.37 | NaN |
| May 2012 | 555.1659372057456 | -0.29 | NaN |
| Jun 2012 | 554.7716814249052 | -0.07 | NaN |
| Jul 2012 | 553.1576523436703 | -0.29 | NaN |
| Aug 2012 | 557.9269004819315 | 0.86 | NaN |
| Sep 2012 | 556.5359648289108 | -0.25 | NaN |
| Oct 2012 | 556.982647223212 | 0.08 | NaN |
| Nov 2012 | 562.0501682054612 | 0.91 | NaN |
| Dec 2012 | 565.823618078975 | 0.67 | NaN |
| Jan 2013 | 571.6433117530039 | 1.03 | 2.13 |
| Feb 2013 | 579.5439246886364 | 1.38 | 3.94 |
| Mar 2013 | 584.1828936981419 | 0.80 | 4.53 |
| Apr 2013 | 582.1703193999475 | -0.34 | 4.56 |
| May 2013 | 590.8400446324504 | 1.49 | 6.43 |
| Jun 2013 | 622.5547916550147 | 5.37 | 12.22 |
| Jul 2013 | 642.4364533360583 | 3.19 | 16.14 |
| Aug 2013 | 652.7415841624515 | 1.60 | 16.99 |
| Sep 2013 | 660.1121171127281 | 1.13 | 18.61 |
| Oct 2013 | 649.5855923578087 | -1.59 | 16.63 |
| Nov 2013 | 656.1917234401251 | 1.02 | 16.75 |
| Dec 2013 | 670.9337184143998 | 2.25 | 18.58 |
| Jan 2014 | 670.4161073002604 | -0.08 | 17.28 |
| Feb 2014 | 664.1031586618647 | -0.94 | 14.59 |
| Mar 2014 | 665.337382651752 | 0.19 | 13.89 |
| Apr 2014 | 663.8469160821512 | -0.22 | 14.03 |
| May 2014 | 654.1730628319494 | -1.46 | 10.72 |
| Jun 2014 | 651.3880557428804 | -0.43 | 4.63 |
| Jul 2014 | 649.845112416525 | -0.24 | 1.15 |
| Aug 2014 | 649.5181304597936 | -0.05 | -0.49 |
| Sep 2014 | 652.2688573283097 | 0.42 | -1.19 |
| Oct 2014 | 643.7274428471243 | -1.31 | -0.90 |
| Nov 2014 | 641.6335889401765 | -0.32 | -2.22 |
| Dec 2014 | 636.2696761477398 | -0.84 | -5.17 |
| Jan 2015 | 626.7981375752872 | -1.49 | -6.51 |
| Feb 2015 | 627.7334063680042 | 0.15 | -5.48 |
| Mar 2015 | 629.1123135178162 | 0.22 | -5.44 |
| Apr 2015 | 623.7569660300604 | -0.85 | -6.04 |
| May 2015 | 634.1549871477821 | 1.67 | -3.06 |
| Jun 2015 | 643.4915091161719 | 1.47 | -1.21 |
| Jul 2015 | 649.1208802464263 | 0.88 | -0.11 |
| Aug 2015 | 644.7587103810589 | -0.67 | -0.73 |
| Sep 2015 | 647.6649178809114 | 0.45 | -0.71 |
| Oct 2015 | 647.582354326785 | -0.01 | 0.60 |
| Nov 2015 | 660.0472288439399 | 1.93 | 2.87 |
| Dec 2015 | 665.8524118239682 | 0.88 | 4.65 |
| Jan 2016 | 661.7490382048652 | -0.62 | 5.58 |
| Feb 2016 | 652.9846928465821 | -1.32 | 4.02 |
| Mar 2016 | 655.9592919521 | 0.46 | 4.27 |
| Apr 2016 | 651.2947878020852 | -0.71 | 4.42 |
| May 2016 | 651.3302328907243 | 0.01 | 2.71 |
| Jun 2016 | 650.1359271350816 | -0.18 | 1.03 |
| Jul 2016 | 642.5528782705738 | -1.17 | -1.01 |
| Aug 2016 | 642.1579395696805 | -0.06 | -0.40 |
| Sep 2016 | 644.2409264757376 | 0.32 | -0.53 |
| Oct 2016 | 646.6573346377369 | 0.38 | -0.14 |
| Nov 2016 | 665.3101236966688 | 2.88 | 0.80 |
| Dec 2016 | 693.0054595309844 | 4.16 | 4.08 |
| Jan 2017 | 694.0071841969115 | 0.14 | 4.88 |
| Feb 2017 | 697.8806143977708 | 0.56 | 6.88 |
| Mar 2017 | 700.465157261995 | 0.37 | 6.79 |
| Apr 2017 | 691.1455005674843 | -1.33 | 6.12 |
| May 2017 | 686.9775623509313 | -0.60 | 5.47 |
| Jun 2017 | 678.183840689092 | -1.28 | 4.31 |
| Jul 2017 | 680.5021395488852 | 0.34 | 5.91 |
| Aug 2017 | 675.6903670462259 | -0.71 | 5.22 |
| Sep 2017 | 673.4467213661576 | -0.33 | 4.53 |
| Oct 2017 | 681.620857319668 | 1.21 | 5.41 |
| Nov 2017 | 687.0711692257571 | 0.80 | 3.27 |
| Dec 2017 | 692.2286048781433 | 0.75 | -0.11 |
| Jan 2018 | 701.5034192422461 | 1.34 | 1.08 |
| Feb 2018 | 721.5199127028814 | 2.85 | 3.39 |
| Mar 2018 | 730.846239278124 | 1.29 | 4.34 |
| Apr 2018 | 732.7848963978323 | 0.27 | 6.03 |
| May 2018 | 740.5331154574455 | 1.06 | 7.80 |
| Jun 2018 | 739.396898686965 | -0.15 | 9.03 |
| Jul 2018 | 738.726611494526 | -0.09 | 8.56 |
| Aug 2018 | 740.9870930008607 | 0.31 | 9.66 |
| Sep 2018 | 747.1216944158157 | 0.83 | 10.94 |
| Oct 2018 | 758.5968073420272 | 1.54 | 11.29 |
| Nov 2018 | 760.763024726976 | 0.29 | 10.73 |
| Dec 2018 | 745.4894380715957 | -2.01 | 7.69 |
| Jan 2019 | 737.1927850032072 | -1.11 | 5.09 |
| Feb 2019 | 735.2991328549729 | -0.26 | 1.91 |
| Mar 2019 | 735.5727571092741 | 0.04 | 0.65 |
| Apr 2019 | 733.7849564502532 | -0.24 | 0.14 |
| May 2019 | 732.8224132689858 | -0.13 | -1.04 |
| Jun 2019 | 716.935625784977 | -2.17 | -3.04 |
| Jul 2019 | 714.1318835528016 | -0.39 | -3.33 |
| Aug 2019 | 705.1974762170315 | -1.25 | -4.83 |
| Sep 2019 | 704.6121695771399 | -0.08 | -5.69 |
| Oct 2019 | 711.9066855187482 | 1.03 | -6.15 |
| Nov 2019 | 715.8974255109351 | 0.56 | -5.90 |
| Dec 2019 | 722.7719003163713 | 0.96 | -3.05 |
| Jan 2020 | 716.89967201113 | -0.81 | -2.75 |
| Feb 2020 | 712.8604044294484 | -0.56 | -3.05 |
| Mar 2020 | 717.6840244490932 | 0.68 | -2.43 |
| Apr 2020 | 714.1068377365937 | -0.50 | -2.68 |
| May 2020 | 713.3504996939353 | -0.11 | -2.66 |
| Jun 2020 | 712.0964522138353 | -0.18 | -0.67 |
| Jul 2020 | 705.8574479246543 | -0.88 | -1.16 |
| Aug 2020 | 704.7176665059035 | -0.16 | -0.07 |
| Sep 2020 | 708.5480457981339 | 0.54 | 0.56 |
| Oct 2020 | 713.3276435807775 | 0.68 | 0.20 |
| Nov 2020 | 717.7648362419283 | 0.62 | 0.26 |
| Dec 2020 | 720.5681771151346 | 0.39 | -0.30 |
| Jan 2021 | 728.6093355265032 | 1.12 | 1.63 |
| Feb 2021 | 740.9068881750612 | 1.69 | 3.93 |
| Mar 2021 | 766.4908272522894 | 3.45 | 6.80 |
| Apr 2021 | 773.3592124936029 | 0.90 | 8.30 |
| May 2021 | 775.5484975078261 | 0.28 | 8.72 |
| Jun 2021 | 786.2065986107275 | 1.37 | 10.41 |
| Jul 2021 | 787.3497067296706 | 0.14 | 11.55 |
| Aug 2021 | 792.8137225053529 | 0.69 | 12.50 |
| Sep 2021 | 802.3248836384279 | 1.20 | 13.24 |
| Oct 2021 | 820.7464035869087 | 2.30 | 15.06 |
| Nov 2021 | 829.5005498021727 | 1.07 | 15.57 |
| Dec 2021 | 840.8961445682787 | 1.37 | 16.70 |
| Jan 2022 | 878.3157347740062 | 4.45 | 20.55 |
| Feb 2022 | 912.3475215543766 | 3.88 | 23.14 |
| Mar 2022 | 955.5958020292244 | 4.74 | 24.67 |
| Apr 2022 | 1037.3013500588502 | 8.55 | 34.13 |
| May 2022 | 1071.8073878370437 | 3.33 | 38.20 |
| Jun 2022 | 1111.5008147207025 | 3.70 | 41.38 |
| Jul 2022 | 1109.0790004972705 | -0.22 | 40.86 |
| Aug 2022 | 1096.1093572376944 | -1.17 | 38.26 |
| Sep 2022 | 1182.3516210522039 | 7.87 | 47.37 |
| Oct 2022 | 1261.9502201234973 | 6.73 | 53.76 |
| Nov 2022 | 1253.3729385602967 | -0.68 | 51.10 |
| Dec 2022 | 1210.4481675484585 | -3.42 | 43.95 |
| Jan 2023 | 1200.4388258263432 | -0.83 | 36.67 |
| Feb 2023 | 1200.2371856849877 | -0.02 | 31.56 |
| Mar 2023 | 1233.0963411124958 | 2.74 | 29.04 |
| Apr 2023 | 1223.3953321420574 | -0.79 | 17.94 |
| May 2023 | 1243.9648208375188 | 1.68 | 16.06 |
| Jun 2023 | 1285.5470432132379 | 3.34 | 15.66 |
| Jul 2023 | 1306.0393570872566 | 1.59 | 17.76 |
| Aug 2023 | 1333.9031211280044 | 2.13 | 21.69 |
| Sep 2023 | 1349.2107567367493 | 1.15 | 14.11 |
| Oct 2023 | 1397.627473750327 | 3.59 | 10.75 |
| Nov 2023 | 1386.1580691142603 | -0.82 | 10.59 |
| Dec 2023 | 1326.8612012850595 | -4.28 | 9.62 |
| Jan 2024 | 1311.3419391536095 | -1.17 | 9.24 |
| Feb 2024 | 1328.1650569277444 | 1.28 | 10.66 |
| Mar 2024 | 1340.563601745088 | 0.93 | 8.72 |
| Apr 2024 | 1373.9893922894055 | 2.49 | 12.31 |
| May 2024 | 1393.9076501556676 | 1.45 | 12.05 |
| Jun 2024 | 1385.6624631528682 | -0.59 | 7.79 |
| Jul 2024 | 1381.36892947301 | -0.31 | 5.77 |
| Aug 2024 | 1344.3140651376812 | -2.68 | 0.78 |
| Sep 2024 | 1315.9163558406353 | -2.11 | -2.47 |
| Oct 2024 | 1341.0458500621826 | 1.91 | -4.05 |
| Nov 2024 | 1379.7144319523723 | 2.88 | -0.46 |
| Dec 2024 | 1373.1084141004862 | -0.48 | 3.49 |
| Jan 2025 | 1403.137379659367 | 2.19 | 7.00 |
| Feb 2025 | 1395.341287069966 | -0.56 | 5.06 |
| Mar 2025 | 1376.245972812433 | -1.37 | 2.66 |
| Apr 2025 | 1383.4448982772544 | 0.52 | 0.69 |
| May 2025 | 1392.9550710786907 | 0.69 | -0.07 |
| Jun 2025 | 1391.7516078573885 | -0.09 | 0.44 |
| Jul 2025 | 1380.0445972988643 | -0.84 | -0.10 |
| Aug 2025 | 1362.596132895998 | -1.26 | 1.36 |
| Sep 2025 | 1342.9691677294707 | -1.44 | 2.06 |
| Oct 2025 | 1331.6920308905876 | -0.84 | -0.70 |
| Nov 2025 | 1330.1368506210997 | -0.12 | -3.59 |
| Dec 2025 | 1327.26482864317 | -0.22 | -3.34 |
| Jan 2026 | 1322.5459756844812 | -0.36 | -5.74 |