Gadsden, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Gadsden, AL Metro in January 2026 was $1,102.38. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -3.09%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Gadsden, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gadsden, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Gadsden, AL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Gadsden, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gadsden, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 460.7149126411025 | NaN | NaN |
| Feb 2012 | 461.06531032196614 | 0.08 | NaN |
| Mar 2012 | 464.1679751463558 | 0.67 | NaN |
| Apr 2012 | 462.4302592300847 | -0.37 | NaN |
| May 2012 | 458.34283376719605 | -0.88 | NaN |
| Jun 2012 | 454.21338006475315 | -0.90 | NaN |
| Jul 2012 | 451.0795571911083 | -0.69 | NaN |
| Aug 2012 | 455.39871746204886 | 0.96 | NaN |
| Sep 2012 | 456.7600721151231 | 0.30 | NaN |
| Oct 2012 | 458.61504294391335 | 0.41 | NaN |
| Nov 2012 | 463.58250259292754 | 1.08 | NaN |
| Dec 2012 | 468.11585419619036 | 0.98 | NaN |
| Jan 2013 | 472.63150610289824 | 0.97 | 2.59 |
| Feb 2013 | 477.3254075797321 | 0.99 | 3.53 |
| Mar 2013 | 476.8329961261054 | -0.10 | 2.73 |
| Apr 2013 | 472.02212184888845 | -1.01 | 2.07 |
| May 2013 | 476.2086536515858 | 0.89 | 3.90 |
| Jun 2013 | 498.74718408565326 | 4.73 | 9.81 |
| Jul 2013 | 511.3432429122879 | 2.53 | 13.36 |
| Aug 2013 | 514.3207048551785 | 0.58 | 12.94 |
| Sep 2013 | 515.3037733823362 | 0.19 | 12.82 |
| Oct 2013 | 504.3504781943327 | -2.13 | 9.97 |
| Nov 2013 | 510.3827623332932 | 1.20 | 10.10 |
| Dec 2013 | 524.185931139124 | 2.70 | 11.98 |
| Jan 2014 | 526.0954598588534 | 0.36 | 11.31 |
| Feb 2014 | 523.7842364110176 | -0.44 | 9.73 |
| Mar 2014 | 526.5550110242442 | 0.53 | 10.43 |
| Apr 2014 | 529.3692886472994 | 0.53 | 12.15 |
| May 2014 | 525.5952489214051 | -0.71 | 10.37 |
| Jun 2014 | 527.654427960729 | 0.39 | 5.80 |
| Jul 2014 | 529.3288086048893 | 0.32 | 3.52 |
| Aug 2014 | 531.9388734573062 | 0.49 | 3.43 |
| Sep 2014 | 536.9008409348683 | 0.93 | 4.19 |
| Oct 2014 | 531.4966652626075 | -1.01 | 5.38 |
| Nov 2014 | 528.1367304907205 | -0.63 | 3.48 |
| Dec 2014 | 519.8410509171076 | -1.57 | -0.83 |
| Jan 2015 | 508.5857026752727 | -2.16 | -3.33 |
| Feb 2015 | 509.6784650493313 | 0.22 | -2.69 |
| Mar 2015 | 512.2108371059246 | 0.50 | -2.72 |
| Apr 2015 | 510.87414495524285 | -0.26 | -3.49 |
| May 2015 | 520.8221374269236 | 1.95 | -0.91 |
| Jun 2015 | 529.1771021187534 | 1.60 | 0.29 |
| Jul 2015 | 532.0992175730081 | 0.55 | 0.52 |
| Aug 2015 | 526.668600798023 | -1.02 | -0.99 |
| Sep 2015 | 526.5360140766466 | -0.02 | -1.93 |
| Oct 2015 | 522.8602428053384 | -0.70 | -1.62 |
| Nov 2015 | 528.0212503801763 | 0.99 | -0.02 |
| Dec 2015 | 528.9478336718155 | 0.18 | 1.75 |
| Jan 2016 | 524.8320297220049 | -0.78 | 3.19 |
| Feb 2016 | 517.5714936263934 | -1.38 | 1.55 |
| Mar 2016 | 519.8662302339756 | 0.44 | 1.50 |
| Apr 2016 | 518.5732344941123 | -0.25 | 1.51 |
| May 2016 | 522.0596535751217 | 0.67 | 0.24 |
| Jun 2016 | 525.7896975951733 | 0.71 | -0.64 |
| Jul 2016 | 522.601051749562 | -0.61 | -1.78 |
| Aug 2016 | 523.6752811636146 | 0.21 | -0.57 |
| Sep 2016 | 525.9012775554041 | 0.43 | -0.12 |
| Oct 2016 | 528.0732801521973 | 0.41 | 1.00 |
| Nov 2016 | 542.4744388363293 | 2.73 | 2.74 |
| Dec 2016 | 562.2306217168325 | 3.64 | 6.29 |
| Jan 2017 | 561.8292306915578 | -0.07 | 7.05 |
| Feb 2017 | 563.8106805584204 | 0.35 | 8.93 |
| Mar 2017 | 565.7665254108679 | 0.35 | 8.83 |
| Apr 2017 | 559.6365890667195 | -1.08 | 7.92 |
| May 2017 | 559.4400062823321 | -0.04 | 7.16 |
| Jun 2017 | 556.9273860133806 | -0.45 | 5.92 |
| Jul 2017 | 563.2225194565401 | 1.13 | 7.77 |
| Aug 2017 | 564.399521008047 | 0.21 | 7.78 |
| Sep 2017 | 566.3052371494517 | 0.34 | 7.68 |
| Oct 2017 | 576.0467018024735 | 1.72 | 9.09 |
| Nov 2017 | 582.358361304391 | 1.10 | 7.35 |
| Dec 2017 | 588.3531928118061 | 1.03 | 4.65 |
| Jan 2018 | 596.4635391094622 | 1.38 | 6.17 |
| Feb 2018 | 614.161896277118 | 2.97 | 8.93 |
| Mar 2018 | 624.2743547211946 | 1.65 | 10.34 |
| Apr 2018 | 629.0160375136594 | 0.76 | 12.40 |
| May 2018 | 638.8122612070489 | 1.56 | 14.19 |
| Jun 2018 | 640.7467241401383 | 0.30 | 15.05 |
| Jul 2018 | 640.3112485826376 | -0.07 | 13.69 |
| Aug 2018 | 640.4197639106319 | 0.02 | 13.47 |
| Sep 2018 | 642.2892134491657 | 0.29 | 13.42 |
| Oct 2018 | 647.6512362682022 | 0.84 | 12.43 |
| Nov 2018 | 643.5169323201012 | -0.64 | 10.50 |
| Dec 2018 | 628.2341270484958 | -2.37 | 6.78 |
| Jan 2019 | 616.0704671979134 | -1.94 | 3.29 |
| Feb 2019 | 616.8529939204229 | 0.13 | 0.44 |
| Mar 2019 | 619.5469773877473 | 0.44 | -0.76 |
| Apr 2019 | 618.891274423246 | -0.11 | -1.61 |
| May 2019 | 617.9337214522561 | -0.15 | -3.27 |
| Jun 2019 | 604.117688940989 | -2.24 | -5.72 |
| Jul 2019 | 604.1613966122135 | 0.01 | -5.65 |
| Aug 2019 | 601.1251679045098 | -0.50 | -6.14 |
| Sep 2019 | 604.2785160924813 | 0.53 | -5.92 |
| Oct 2019 | 612.3591822505379 | 1.34 | -5.45 |
| Nov 2019 | 617.3297820815408 | 0.81 | -4.07 |
| Dec 2019 | 623.8025505750506 | 1.05 | -0.70 |
| Jan 2020 | 620.2328567228583 | -0.57 | 0.68 |
| Feb 2020 | 615.1638415737063 | -0.82 | -0.27 |
| Mar 2020 | 619.4627276404277 | 0.70 | -0.01 |
| Apr 2020 | 618.8691147665327 | -0.10 | 0.00 |
| May 2020 | 622.3991335524701 | 0.57 | 0.72 |
| Jun 2020 | 625.7252724913932 | 0.53 | 3.58 |
| Jul 2020 | 621.3573017455274 | -0.70 | 2.85 |
| Aug 2020 | 619.3988518054086 | -0.31 | 3.04 |
| Sep 2020 | 619.2519464724694 | -0.02 | 2.48 |
| Oct 2020 | 620.3114926215392 | 0.17 | 1.30 |
| Nov 2020 | 621.3351234386259 | 0.17 | 0.65 |
| Dec 2020 | 621.2759163764676 | -0.01 | -0.40 |
| Jan 2021 | 622.8925521326981 | 0.26 | 0.43 |
| Feb 2021 | 631.2413202333893 | 1.34 | 2.61 |
| Mar 2021 | 651.3613696198995 | 3.19 | 5.15 |
| Apr 2021 | 656.5911124049222 | 0.80 | 6.10 |
| May 2021 | 659.2996974216884 | 0.41 | 5.93 |
| Jun 2021 | 669.7450038784322 | 1.58 | 7.04 |
| Jul 2021 | 673.1705778779383 | 0.51 | 8.34 |
| Aug 2021 | 679.6394011694154 | 0.96 | 9.73 |
| Sep 2021 | 690.4545470859448 | 1.59 | 11.50 |
| Oct 2021 | 709.042994143321 | 2.69 | 14.30 |
| Nov 2021 | 719.0094946962089 | 1.41 | 15.72 |
| Dec 2021 | 730.5372132679782 | 1.60 | 17.59 |
| Jan 2022 | 767.9087902185508 | 5.12 | 23.28 |
| Feb 2022 | 794.3419928689252 | 3.44 | 25.84 |
| Mar 2022 | 826.3900403506482 | 4.04 | 26.87 |
| Apr 2022 | 889.5439497968508 | 7.64 | 35.48 |
| May 2022 | 913.4263152210297 | 2.69 | 38.55 |
| Jun 2022 | 943.7224393866982 | 3.32 | 40.91 |
| Jul 2022 | 939.8934885408034 | -0.41 | 39.62 |
| Aug 2022 | 927.4373469212943 | -1.32 | 36.46 |
| Sep 2022 | 997.2151843739699 | 7.52 | 44.43 |
| Oct 2022 | 1058.1746396161889 | 6.11 | 49.24 |
| Nov 2022 | 1044.5823349267782 | -1.28 | 45.28 |
| Dec 2022 | 1002.0294918547633 | -4.07 | 37.16 |
| Jan 2023 | 989.6616024986639 | -1.23 | 28.88 |
| Feb 2023 | 984.3847217325225 | -0.53 | 23.93 |
| Mar 2023 | 1007.3468856481109 | 2.33 | 21.90 |
| Apr 2023 | 993.8087369538273 | -1.34 | 11.72 |
| May 2023 | 1003.63522200746 | 0.99 | 9.88 |
| Jun 2023 | 1031.1750668523912 | 2.74 | 9.27 |
| Jul 2023 | 1042.377150627026 | 1.09 | 10.90 |
| Aug 2023 | 1061.4728812742205 | 1.83 | 14.45 |
| Sep 2023 | 1076.2861964874778 | 1.40 | 7.93 |
| Oct 2023 | 1115.0751785566374 | 3.60 | 5.38 |
| Nov 2023 | 1108.0607778490748 | -0.63 | 6.08 |
| Dec 2023 | 1058.791381682621 | -4.45 | 5.67 |
| Jan 2024 | 1039.825660524286 | -1.79 | 5.07 |
| Feb 2024 | 1053.052985467721 | 1.27 | 6.98 |
| Mar 2024 | 1062.9605254395146 | 0.94 | 5.52 |
| Apr 2024 | 1091.5070821664076 | 2.69 | 9.83 |
| May 2024 | 1108.41341483478 | 1.55 | 10.44 |
| Jun 2024 | 1102.4110782838045 | -0.54 | 6.91 |
| Jul 2024 | 1101.3996773653143 | -0.09 | 5.66 |
| Aug 2024 | 1076.2181019877175 | -2.29 | 1.39 |
| Sep 2024 | 1057.6807514498469 | -1.72 | -1.73 |
| Oct 2024 | 1081.5217055211383 | 2.25 | -3.01 |
| Nov 2024 | 1115.845894469162 | 3.17 | 0.70 |
| Dec 2024 | 1113.184243275844 | -0.24 | 5.14 |
| Jan 2025 | 1137.5088771261615 | 2.19 | 9.39 |
| Feb 2025 | 1131.5368964319023 | -0.52 | 7.45 |
| Mar 2025 | 1115.7510186478135 | -1.39 | 4.97 |
| Apr 2025 | 1119.8321735060217 | 0.37 | 2.60 |
| May 2025 | 1125.383888413341 | 0.50 | 1.53 |
| Jun 2025 | 1122.2054921029603 | -0.28 | 1.80 |
| Jul 2025 | 1115.6034045409915 | -0.59 | 1.29 |
| Aug 2025 | 1107.3540939827215 | -0.74 | 2.89 |
| Sep 2025 | 1098.1853085022121 | -0.83 | 3.83 |
| Oct 2025 | 1095.0717450987443 | -0.28 | 1.25 |
| Nov 2025 | 1100.7527359455567 | 0.52 | -1.35 |
| Dec 2025 | 1105.0917529527883 | 0.39 | -0.73 |
| Jan 2026 | 1102.3803261243897 | -0.24 | -3.09 |
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