Gainesville, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Gainesville, FL Metro in January 2026 was $2,019.484. The month over month percentage change (MoM) was -0.51%, and the year over year percentage change (YoY) was -7.81%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Gainesville, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 848.0258127837807 | NaN | NaN |
| Feb 2012 | 843.385013214422 | -0.55 | NaN |
| Mar 2012 | 846.1592759484588 | 0.33 | NaN |
| Apr 2012 | 841.0761158825065 | -0.60 | NaN |
| May 2012 | 829.9941609763484 | -1.32 | NaN |
| Jun 2012 | 818.273798163267 | -1.41 | NaN |
| Jul 2012 | 806.8916569333803 | -1.39 | NaN |
| Aug 2012 | 806.4175901901904 | -0.06 | NaN |
| Sep 2012 | 798.727497967561 | -0.95 | NaN |
| Oct 2012 | 791.6878608575878 | -0.88 | NaN |
| Nov 2012 | 792.7697675942685 | 0.14 | NaN |
| Dec 2012 | 796.2266983050549 | 0.44 | NaN |
| Jan 2013 | 806.3267334727169 | 1.27 | -4.92 |
| Feb 2013 | 819.8113629421314 | 1.67 | -2.79 |
| Mar 2013 | 827.7242851361946 | 0.97 | -2.18 |
| Apr 2013 | 824.5222707053894 | -0.39 | -1.97 |
| May 2013 | 833.8653935700336 | 1.13 | 0.47 |
| Jun 2013 | 870.4699313220866 | 4.39 | 6.38 |
| Jul 2013 | 891.3695252680367 | 2.40 | 10.47 |
| Aug 2013 | 896.509575605907 | 0.58 | 11.17 |
| Sep 2013 | 898.8230890621064 | 0.26 | 12.53 |
| Oct 2013 | 880.658059848187 | -2.02 | 11.24 |
| Nov 2013 | 886.5337775767365 | 0.67 | 11.83 |
| Dec 2013 | 902.524032990294 | 1.80 | 13.35 |
| Jan 2014 | 898.5746621006584 | -0.44 | 11.44 |
| Feb 2014 | 897.8167320175603 | -0.08 | 9.52 |
| Mar 2014 | 907.9024289959817 | 1.12 | 9.69 |
| Apr 2014 | 914.6187708724649 | 0.74 | 10.93 |
| May 2014 | 910.6802438984212 | -0.43 | 9.21 |
| Jun 2014 | 912.2982937317374 | 0.18 | 4.81 |
| Jul 2014 | 911.1549626372107 | -0.12 | 2.22 |
| Aug 2014 | 908.8935113292152 | -0.25 | 1.38 |
| Sep 2014 | 912.1829990431696 | 0.36 | 1.49 |
| Oct 2014 | 903.863870586026 | -0.91 | 2.64 |
| Nov 2014 | 902.8352641425565 | -0.11 | 1.84 |
| Dec 2014 | 895.8525303385856 | -0.77 | -0.74 |
| Jan 2015 | 880.3915435787884 | -1.73 | -2.02 |
| Feb 2015 | 886.9779880547676 | 0.75 | -1.21 |
| Mar 2015 | 894.3972238959907 | 0.84 | -1.49 |
| Apr 2015 | 890.9035730515059 | -0.39 | -2.59 |
| May 2015 | 905.7506805126484 | 1.67 | -0.54 |
| Jun 2015 | 919.7629335207198 | 1.55 | 0.82 |
| Jul 2015 | 929.1742964896118 | 1.02 | 1.98 |
| Aug 2015 | 923.4819220118318 | -0.61 | 1.61 |
| Sep 2015 | 927.3954402087682 | 0.42 | 1.67 |
| Oct 2015 | 925.9069334608707 | -0.16 | 2.44 |
| Nov 2015 | 940.4983202015574 | 1.58 | 4.17 |
| Dec 2015 | 945.3420197314144 | 0.52 | 5.52 |
| Jan 2016 | 943.7582743121238 | -0.17 | 7.20 |
| Feb 2016 | 932.777633031893 | -1.16 | 5.16 |
| Mar 2016 | 939.0517680464537 | 0.67 | 4.99 |
| Apr 2016 | 935.8903027509748 | -0.34 | 5.05 |
| May 2016 | 939.7567517553423 | 0.41 | 3.75 |
| Jun 2016 | 941.9784152428383 | 0.24 | 2.42 |
| Jul 2016 | 936.9513592205183 | -0.53 | 0.84 |
| Aug 2016 | 940.3535443018542 | 0.36 | 1.83 |
| Sep 2016 | 946.6736433261677 | 0.67 | 2.08 |
| Oct 2016 | 952.4368480119159 | 0.61 | 2.87 |
| Nov 2016 | 979.1484858899873 | 2.81 | 4.11 |
| Dec 2016 | 1016.5440282222933 | 3.82 | 7.53 |
| Jan 2017 | 1008.08684250541 | -0.83 | 6.82 |
| Feb 2017 | 1015.2787751045221 | 0.71 | 8.85 |
| Mar 2017 | 1023.8048599921663 | 0.84 | 9.03 |
| Apr 2017 | 1018.9733188503719 | -0.47 | 8.88 |
| May 2017 | 1023.2692696131911 | 0.42 | 8.89 |
| Jun 2017 | 1021.9224330344492 | -0.13 | 8.49 |
| Jul 2017 | 1032.8375738074917 | 1.07 | 10.23 |
| Aug 2017 | 1031.382055097621 | -0.14 | 9.68 |
| Sep 2017 | 1030.1942251561074 | -0.11 | 8.82 |
| Oct 2017 | 1041.953489780978 | 1.14 | 9.40 |
| Nov 2017 | 1048.8294048394932 | 0.66 | 7.12 |
| Dec 2017 | 1055.250166859541 | 0.61 | 3.81 |
| Jan 2018 | 1065.3499168362978 | 0.96 | 5.68 |
| Feb 2018 | 1094.3821363342972 | 2.73 | 7.79 |
| Mar 2018 | 1110.0054779284214 | 1.43 | 8.42 |
| Apr 2018 | 1119.6067197360167 | 0.87 | 9.88 |
| May 2018 | 1137.6833678429523 | 1.62 | 11.18 |
| Jun 2018 | 1142.1928236684223 | 0.40 | 11.77 |
| Jul 2018 | 1145.955663151487 | 0.33 | 10.95 |
| Aug 2018 | 1155.076893825217 | 0.80 | 11.99 |
| Sep 2018 | 1169.496925673271 | 1.25 | 13.52 |
| Oct 2018 | 1193.0977194010734 | 2.02 | 14.51 |
| Nov 2018 | 1202.0447695189803 | 0.75 | 14.61 |
| Dec 2018 | 1187.122254159 | -1.24 | 12.50 |
| Jan 2019 | 1167.8928789761535 | -1.62 | 9.63 |
| Feb 2019 | 1161.7409616905188 | -0.53 | 6.16 |
| Mar 2019 | 1153.0795799333243 | -0.75 | 3.88 |
| Apr 2019 | 1145.4976674224154 | -0.66 | 2.31 |
| May 2019 | 1144.9531004250325 | -0.05 | 0.64 |
| Jun 2019 | 1129.5826471306182 | -1.34 | -1.10 |
| Jul 2019 | 1134.738706095759 | 0.46 | -0.98 |
| Aug 2019 | 1128.8338709161983 | -0.52 | -2.27 |
| Sep 2019 | 1133.4883454022995 | 0.41 | -3.08 |
| Oct 2019 | 1144.9923009466963 | 1.01 | -4.03 |
| Nov 2019 | 1149.9290795213687 | 0.43 | -4.34 |
| Dec 2019 | 1158.231160002885 | 0.72 | -2.43 |
| Jan 2020 | 1145.527514753363 | -1.10 | -1.91 |
| Feb 2020 | 1138.9477412620085 | -0.57 | -1.96 |
| Mar 2020 | 1144.6765470681223 | 0.50 | -0.73 |
| Apr 2020 | 1137.118290107368 | -0.66 | -0.73 |
| May 2020 | 1133.9666291173332 | -0.28 | -0.96 |
| Jun 2020 | 1129.680309194653 | -0.38 | 0.01 |
| Jul 2020 | 1120.2517264576236 | -0.83 | -1.28 |
| Aug 2020 | 1120.0268298209655 | -0.02 | -0.78 |
| Sep 2020 | 1127.5591252085655 | 0.67 | -0.52 |
| Oct 2020 | 1136.4997869270098 | 0.79 | -0.74 |
| Nov 2020 | 1145.9637522580142 | 0.83 | -0.34 |
| Dec 2020 | 1153.3610984465925 | 0.65 | -0.42 |
| Jan 2021 | 1150.9271765513713 | -0.21 | 0.47 |
| Feb 2021 | 1172.2237474702365 | 1.85 | 2.92 |
| Mar 2021 | 1212.5201629962348 | 3.44 | 5.93 |
| Apr 2021 | 1224.2213115209684 | 0.97 | 7.66 |
| May 2021 | 1229.2104220097817 | 0.41 | 8.40 |
| Jun 2021 | 1247.5574317728276 | 1.49 | 10.44 |
| Jul 2021 | 1252.6891443187467 | 0.41 | 11.82 |
| Aug 2021 | 1262.8688194466117 | 0.81 | 12.75 |
| Sep 2021 | 1277.6895478877627 | 1.17 | 13.32 |
| Oct 2021 | 1303.0221210491432 | 1.98 | 14.65 |
| Nov 2021 | 1313.2876273479374 | 0.79 | 14.60 |
| Dec 2021 | 1329.063654841348 | 1.20 | 15.23 |
| Jan 2022 | 1368.2392073856536 | 2.95 | 18.88 |
| Feb 2022 | 1427.562880462035 | 4.34 | 21.78 |
| Mar 2022 | 1503.9079078271131 | 5.35 | 24.03 |
| Apr 2022 | 1636.3683388998427 | 8.81 | 33.67 |
| May 2022 | 1696.9284672028825 | 3.70 | 38.05 |
| Jun 2022 | 1763.634255901763 | 3.93 | 41.37 |
| Jul 2022 | 1768.391172607338 | 0.27 | 41.17 |
| Aug 2022 | 1754.4056883781545 | -0.79 | 38.92 |
| Sep 2022 | 1888.3649880084113 | 7.64 | 47.80 |
| Oct 2022 | 2010.0403295756778 | 6.44 | 54.26 |
| Nov 2022 | 1997.600139368028 | -0.62 | 52.11 |
| Dec 2022 | 1932.4265233044205 | -3.26 | 45.40 |
| Jan 2023 | 1917.6879443715113 | -0.76 | 40.16 |
| Feb 2023 | 1917.4434623113825 | -0.01 | 34.32 |
| Mar 2023 | 1967.785497759673 | 2.63 | 30.85 |
| Apr 2023 | 1951.3693104548327 | -0.83 | 19.25 |
| May 2023 | 1980.623484241301 | 1.50 | 16.72 |
| Jun 2023 | 2042.113419589572 | 3.11 | 15.79 |
| Jul 2023 | 2074.786326373417 | 1.60 | 17.33 |
| Aug 2023 | 2121.8825275124004 | 2.27 | 20.95 |
| Sep 2023 | 2149.823360814622 | 1.32 | 13.85 |
| Oct 2023 | 2225.376794588478 | 3.51 | 10.71 |
| Nov 2023 | 2204.538795061641 | -0.94 | 10.36 |
| Dec 2023 | 2112.4803589237426 | -4.18 | 9.32 |
| Jan 2024 | 2101.184019571981 | -0.53 | 9.57 |
| Feb 2024 | 2131.5218587983945 | 1.44 | 11.17 |
| Mar 2024 | 2148.102932655752 | 0.78 | 9.16 |
| Apr 2024 | 2186.0560472002844 | 1.77 | 12.03 |
| May 2024 | 2201.9512671863067 | 0.73 | 11.18 |
| Jun 2024 | 2179.6965839588684 | -1.01 | 6.74 |
| Jul 2024 | 2166.3820196660927 | -0.61 | 4.42 |
| Aug 2024 | 2107.74922303884 | -2.71 | -0.67 |
| Sep 2024 | 2064.1955545231 | -2.07 | -3.98 |
| Oct 2024 | 2102.988205787223 | 1.88 | -5.50 |
| Nov 2024 | 2162.992051781785 | 2.85 | -1.88 |
| Dec 2024 | 2149.8309441585498 | -0.61 | 1.77 |
| Jan 2025 | 2190.5839630963073 | 1.90 | 4.26 |
| Feb 2025 | 2172.0923951983564 | -0.84 | 1.90 |
| Mar 2025 | 2138.6232103372577 | -1.54 | -0.44 |
| Apr 2025 | 2142.4609589636907 | 0.18 | -1.99 |
| May 2025 | 2149.157569741969 | 0.31 | -2.40 |
| Jun 2025 | 2140.8016130366764 | -0.39 | -1.78 |
| Jul 2025 | 2118.97147731339 | -1.02 | -2.19 |
| Aug 2025 | 2090.702597820803 | -1.33 | -0.81 |
| Sep 2025 | 2058.9649283494614 | -1.52 | -0.25 |
| Oct 2025 | 2040.0387262775316 | -0.92 | -2.99 |
| Nov 2025 | 2036.2148345132318 | -0.19 | -5.86 |
| Dec 2025 | 2029.8201790755002 | -0.31 | -5.58 |
| Jan 2026 | 2019.483517670289 | -0.51 | -7.81 |