Gainesville, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Gainesville, GA Metro in January 2026 was $2,387.771. The month over month percentage change (MoM) was -0.70%, and the year over year percentage change (YoY) was -8.04%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Gainesville, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 709.374627003448 NaN NaN
Feb 2012 711.1672494135018 0.25 NaN
Mar 2012 723.8346260043628 1.78 NaN
Apr 2012 729.1246528475687 0.73 NaN
May 2012 728.1208214968416 -0.14 NaN
Jun 2012 725.8803867927245 -0.31 NaN
Jul 2012 724.7989979180027 -0.15 NaN
Aug 2012 734.2830319709997 1.31 NaN
Sep 2012 733.2376942709114 -0.14 NaN
Oct 2012 728.8689628374707 -0.60 NaN
Nov 2012 728.3258518950996 -0.07 NaN
Dec 2012 728.5187170233997 0.03 NaN
Jan 2013 732.4833006824302 0.54 3.26
Feb 2013 740.1786216802376 1.05 4.08
Mar 2013 742.8994393220833 0.37 2.63
Apr 2013 739.1717523781251 -0.50 1.38
May 2013 751.8627243002767 1.72 3.26
Jun 2013 796.8180071711812 5.98 9.77
Jul 2013 828.3182944935401 3.95 14.28
Aug 2013 845.0712521440074 2.02 15.09
Sep 2013 857.2873343853331 1.45 16.92
Oct 2013 846.5384057407002 -1.25 16.14
Nov 2013 860.0197335128345 1.59 18.08
Dec 2013 884.5959556499306 2.86 21.42
Jan 2014 892.0547522129752 0.84 21.79
Feb 2014 892.4469374159021 0.04 20.57
Mar 2014 904.1500525389033 1.31 21.71
Apr 2014 912.3234261991463 0.90 23.43
May 2014 909.9464366146256 -0.26 21.03
Jun 2014 914.8159803420031 0.54 14.81
Jul 2014 918.696185651695 0.42 10.91
Aug 2014 923.7525374695064 0.55 9.31
Sep 2014 933.3736647507745 1.04 8.88
Oct 2014 927.8695890161994 -0.59 9.61
Nov 2014 928.1739878480041 0.03 7.93
Dec 2014 921.9788843390031 -0.67 4.23
Jan 2015 900.6413758425722 -2.31 0.96
Feb 2015 909.2275498588353 0.95 1.88
Mar 2015 917.9205343951088 0.96 1.52
Apr 2015 914.5631781116833 -0.37 0.25
May 2015 933.3488139464321 2.05 2.57
Jun 2015 951.9870156593479 2.00 4.06
Jul 2015 964.8104433072633 1.35 5.02
Aug 2015 959.789226695432 -0.52 3.90
Sep 2015 965.0278943776657 0.55 3.39
Oct 2015 962.8044538936315 -0.23 3.77
Nov 2015 980.7601728792004 1.87 5.67
Dec 2015 990.3033969962516 0.97 7.41
Jan 2016 998.2939956457645 0.81 10.84
Feb 2016 987.5073667119558 -1.08 8.61
Mar 2016 992.9299906256074 0.55 8.17
Apr 2016 988.0354609900374 -0.49 8.03
May 2016 991.4260277261928 0.34 6.22
Jun 2016 994.2808726819615 0.29 4.44
Jul 2016 989.1799870901145 -0.51 2.53
Aug 2016 994.4190006200242 0.53 3.61
Sep 2016 1002.8712711255434 0.85 3.92
Oct 2016 1009.7033353946887 0.68 4.87
Nov 2016 1043.0155213037467 3.30 6.35
Dec 2016 1090.1285947102808 4.52 10.08
Jan 2017 1112.5179786573117 2.05 11.44
Feb 2017 1122.5833226499362 0.91 13.68
Mar 2017 1131.172148431625 0.77 13.92
Apr 2017 1123.1813872519992 -0.71 13.68
May 2017 1126.0167796909666 0.25 13.58
Jun 2017 1122.8365095858471 -0.28 12.93
Jul 2017 1135.3042369518785 1.11 14.77
Aug 2017 1132.0672776160422 -0.28 13.84
Sep 2017 1130.9282242510988 -0.10 12.77
Oct 2017 1144.8272580939017 1.23 13.38
Nov 2017 1153.522931912868 0.76 10.60
Dec 2017 1161.5709594317864 0.70 6.55
Jan 2018 1162.8992068750379 0.11 4.53
Feb 2018 1195.725139212901 2.82 6.52
Mar 2018 1211.0823824619927 1.28 7.06
Apr 2018 1217.9260474298383 0.56 8.44
May 2018 1234.7570599738365 1.38 9.66
Jun 2018 1237.5942401969041 0.23 10.22
Jul 2018 1240.547687772267 0.24 9.27
Aug 2018 1250.2707774901514 0.78 10.44
Sep 2018 1266.4255613161884 1.29 11.98
Oct 2018 1292.1652379077518 2.03 12.87
Nov 2018 1300.258675477739 0.63 12.72
Dec 2018 1281.049064865422 -1.48 10.29
Jan 2019 1282.399200741445 0.11 10.28
Feb 2019 1281.537763656543 -0.07 7.18
Mar 2019 1278.052174459601 -0.27 5.53
Apr 2019 1269.9310906750422 -0.63 4.27
May 2019 1267.1788575803496 -0.22 2.63
Jun 2019 1243.7201101901933 -1.85 0.50
Jul 2019 1245.2816046486673 0.13 0.38
Aug 2019 1235.5744881910803 -0.78 -1.17
Sep 2019 1239.6779554082918 0.33 -2.11
Oct 2019 1254.623939002257 1.21 -2.90
Nov 2019 1261.7989918682679 0.57 -2.96
Dec 2019 1272.2051739695721 0.83 -0.69
Jan 2020 1257.7637142155768 -1.13 -1.92
Feb 2020 1248.8914201575294 -0.70 -2.55
Mar 2020 1254.6494782479162 0.46 -1.83
Apr 2020 1246.1980167613424 -0.67 -1.87
May 2020 1241.6515593650092 -0.36 -2.01
Jun 2020 1236.4795971691638 -0.42 -0.58
Jul 2020 1224.7263787786628 -0.95 -1.65
Aug 2020 1225.758637569773 0.08 -0.79
Sep 2020 1235.9682921906408 0.83 -0.30
Oct 2020 1247.8213187578897 0.96 -0.54
Nov 2020 1259.2175825635063 0.91 -0.20
Dec 2020 1269.4145766234592 0.81 -0.22
Jan 2021 1267.8650114194534 -0.12 0.80
Feb 2021 1297.807542849215 2.36 3.92
Mar 2021 1351.2274378101686 4.12 7.70
Apr 2021 1370.1752568346826 1.40 9.95
May 2021 1379.165180425377 0.66 11.08
Jun 2021 1403.9066797897867 1.79 13.54
Jul 2021 1413.0999321981753 0.66 15.38
Aug 2021 1430.0615652498059 1.20 16.67
Sep 2021 1455.7630112992404 1.80 17.78
Oct 2021 1497.9214483469536 2.90 20.04
Nov 2021 1521.9033015976588 1.60 20.86
Dec 2021 1551.8915089967259 1.97 22.25
Jan 2022 1610.9403428396395 3.81 27.06
Feb 2022 1696.537968393473 5.31 30.72
Mar 2022 1802.3500697685972 6.24 33.39
Apr 2022 1978.6175589987783 9.78 44.41
May 2022 2057.5702076315742 3.99 49.19
Jun 2022 2140.701539325347 4.04 52.48
Jul 2022 2138.6930025904585 -0.09 51.35
Aug 2022 2112.9821178969637 -1.20 47.76
Sep 2022 2278.2125556580663 7.82 56.50
Oct 2022 2429.3120327728775 6.63 62.18
Nov 2022 2405.7078984041796 -0.97 58.07
Dec 2022 2314.4774181194903 -3.79 49.14
Jan 2023 2325.804358362624 0.49 44.38
Feb 2023 2318.878679083389 -0.30 36.68
Mar 2023 2374.918067613498 2.42 31.77
Apr 2023 2344.297371842207 -1.29 18.48
May 2023 2373.0814285647502 1.23 15.33
Jun 2023 2444.965413073723 3.03 14.21
Jul 2023 2486.6125319186185 1.70 16.27
Aug 2023 2550.60276517032 2.57 20.71
Sep 2023 2593.414118000724 1.68 13.84
Oct 2023 2695.198318289271 3.93 10.95
Nov 2023 2668.91605192163 -0.97 10.94
Dec 2023 2548.315054597365 -4.52 10.10
Jan 2024 2510.648658995163 -1.48 7.95
Feb 2024 2546.4580489986934 1.43 9.81
Mar 2024 2570.038633882915 0.93 8.22
Apr 2024 2624.401012614253 2.12 11.95
May 2024 2653.6141183300324 1.11 11.82
Jun 2024 2630.6289428695854 -0.87 7.59
Jul 2024 2619.9462080970643 -0.41 5.36
Aug 2024 2551.619265268094 -2.61 0.04
Sep 2024 2498.110120401765 -2.10 -3.67
Oct 2024 2549.5482130537325 2.06 -5.40
Nov 2024 2624.517817566243 2.94 -1.66
Dec 2024 2605.4056415497325 -0.73 2.24
Jan 2025 2596.4735979979628 -0.34 3.42
Feb 2025 2575.5907366174174 -0.80 1.14
Mar 2025 2534.812980605723 -1.58 -1.37
Apr 2025 2545.0512177308674 0.40 -3.02
May 2025 2556.3201058921586 0.44 -3.67
Jun 2025 2546.425021307368 -0.39 -3.20
Jul 2025 2515.4907737937797 -1.22 -3.99
Aug 2025 2480.0806088771556 -1.41 -2.80
Sep 2025 2436.9773203921936 -1.74 -2.45
Oct 2025 2416.5061635227903 -0.84 -5.22
Nov 2025 2413.506165380637 -0.12 -8.04
Dec 2025 2404.7270490455826 -0.36 -7.70
Jan 2026 2387.771152223382 -0.70 -8.04