Gainesville, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Gainesville, GA Metro in January 2026 was $2,387.771. The month over month percentage change (MoM) was -0.70%, and the year over year percentage change (YoY) was -8.04%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Gainesville, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Gainesville, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 709.374627003448 | NaN | NaN |
| Feb 2012 | 711.1672494135018 | 0.25 | NaN |
| Mar 2012 | 723.8346260043628 | 1.78 | NaN |
| Apr 2012 | 729.1246528475687 | 0.73 | NaN |
| May 2012 | 728.1208214968416 | -0.14 | NaN |
| Jun 2012 | 725.8803867927245 | -0.31 | NaN |
| Jul 2012 | 724.7989979180027 | -0.15 | NaN |
| Aug 2012 | 734.2830319709997 | 1.31 | NaN |
| Sep 2012 | 733.2376942709114 | -0.14 | NaN |
| Oct 2012 | 728.8689628374707 | -0.60 | NaN |
| Nov 2012 | 728.3258518950996 | -0.07 | NaN |
| Dec 2012 | 728.5187170233997 | 0.03 | NaN |
| Jan 2013 | 732.4833006824302 | 0.54 | 3.26 |
| Feb 2013 | 740.1786216802376 | 1.05 | 4.08 |
| Mar 2013 | 742.8994393220833 | 0.37 | 2.63 |
| Apr 2013 | 739.1717523781251 | -0.50 | 1.38 |
| May 2013 | 751.8627243002767 | 1.72 | 3.26 |
| Jun 2013 | 796.8180071711812 | 5.98 | 9.77 |
| Jul 2013 | 828.3182944935401 | 3.95 | 14.28 |
| Aug 2013 | 845.0712521440074 | 2.02 | 15.09 |
| Sep 2013 | 857.2873343853331 | 1.45 | 16.92 |
| Oct 2013 | 846.5384057407002 | -1.25 | 16.14 |
| Nov 2013 | 860.0197335128345 | 1.59 | 18.08 |
| Dec 2013 | 884.5959556499306 | 2.86 | 21.42 |
| Jan 2014 | 892.0547522129752 | 0.84 | 21.79 |
| Feb 2014 | 892.4469374159021 | 0.04 | 20.57 |
| Mar 2014 | 904.1500525389033 | 1.31 | 21.71 |
| Apr 2014 | 912.3234261991463 | 0.90 | 23.43 |
| May 2014 | 909.9464366146256 | -0.26 | 21.03 |
| Jun 2014 | 914.8159803420031 | 0.54 | 14.81 |
| Jul 2014 | 918.696185651695 | 0.42 | 10.91 |
| Aug 2014 | 923.7525374695064 | 0.55 | 9.31 |
| Sep 2014 | 933.3736647507745 | 1.04 | 8.88 |
| Oct 2014 | 927.8695890161994 | -0.59 | 9.61 |
| Nov 2014 | 928.1739878480041 | 0.03 | 7.93 |
| Dec 2014 | 921.9788843390031 | -0.67 | 4.23 |
| Jan 2015 | 900.6413758425722 | -2.31 | 0.96 |
| Feb 2015 | 909.2275498588353 | 0.95 | 1.88 |
| Mar 2015 | 917.9205343951088 | 0.96 | 1.52 |
| Apr 2015 | 914.5631781116833 | -0.37 | 0.25 |
| May 2015 | 933.3488139464321 | 2.05 | 2.57 |
| Jun 2015 | 951.9870156593479 | 2.00 | 4.06 |
| Jul 2015 | 964.8104433072633 | 1.35 | 5.02 |
| Aug 2015 | 959.789226695432 | -0.52 | 3.90 |
| Sep 2015 | 965.0278943776657 | 0.55 | 3.39 |
| Oct 2015 | 962.8044538936315 | -0.23 | 3.77 |
| Nov 2015 | 980.7601728792004 | 1.87 | 5.67 |
| Dec 2015 | 990.3033969962516 | 0.97 | 7.41 |
| Jan 2016 | 998.2939956457645 | 0.81 | 10.84 |
| Feb 2016 | 987.5073667119558 | -1.08 | 8.61 |
| Mar 2016 | 992.9299906256074 | 0.55 | 8.17 |
| Apr 2016 | 988.0354609900374 | -0.49 | 8.03 |
| May 2016 | 991.4260277261928 | 0.34 | 6.22 |
| Jun 2016 | 994.2808726819615 | 0.29 | 4.44 |
| Jul 2016 | 989.1799870901145 | -0.51 | 2.53 |
| Aug 2016 | 994.4190006200242 | 0.53 | 3.61 |
| Sep 2016 | 1002.8712711255434 | 0.85 | 3.92 |
| Oct 2016 | 1009.7033353946887 | 0.68 | 4.87 |
| Nov 2016 | 1043.0155213037467 | 3.30 | 6.35 |
| Dec 2016 | 1090.1285947102808 | 4.52 | 10.08 |
| Jan 2017 | 1112.5179786573117 | 2.05 | 11.44 |
| Feb 2017 | 1122.5833226499362 | 0.91 | 13.68 |
| Mar 2017 | 1131.172148431625 | 0.77 | 13.92 |
| Apr 2017 | 1123.1813872519992 | -0.71 | 13.68 |
| May 2017 | 1126.0167796909666 | 0.25 | 13.58 |
| Jun 2017 | 1122.8365095858471 | -0.28 | 12.93 |
| Jul 2017 | 1135.3042369518785 | 1.11 | 14.77 |
| Aug 2017 | 1132.0672776160422 | -0.28 | 13.84 |
| Sep 2017 | 1130.9282242510988 | -0.10 | 12.77 |
| Oct 2017 | 1144.8272580939017 | 1.23 | 13.38 |
| Nov 2017 | 1153.522931912868 | 0.76 | 10.60 |
| Dec 2017 | 1161.5709594317864 | 0.70 | 6.55 |
| Jan 2018 | 1162.8992068750379 | 0.11 | 4.53 |
| Feb 2018 | 1195.725139212901 | 2.82 | 6.52 |
| Mar 2018 | 1211.0823824619927 | 1.28 | 7.06 |
| Apr 2018 | 1217.9260474298383 | 0.56 | 8.44 |
| May 2018 | 1234.7570599738365 | 1.38 | 9.66 |
| Jun 2018 | 1237.5942401969041 | 0.23 | 10.22 |
| Jul 2018 | 1240.547687772267 | 0.24 | 9.27 |
| Aug 2018 | 1250.2707774901514 | 0.78 | 10.44 |
| Sep 2018 | 1266.4255613161884 | 1.29 | 11.98 |
| Oct 2018 | 1292.1652379077518 | 2.03 | 12.87 |
| Nov 2018 | 1300.258675477739 | 0.63 | 12.72 |
| Dec 2018 | 1281.049064865422 | -1.48 | 10.29 |
| Jan 2019 | 1282.399200741445 | 0.11 | 10.28 |
| Feb 2019 | 1281.537763656543 | -0.07 | 7.18 |
| Mar 2019 | 1278.052174459601 | -0.27 | 5.53 |
| Apr 2019 | 1269.9310906750422 | -0.63 | 4.27 |
| May 2019 | 1267.1788575803496 | -0.22 | 2.63 |
| Jun 2019 | 1243.7201101901933 | -1.85 | 0.50 |
| Jul 2019 | 1245.2816046486673 | 0.13 | 0.38 |
| Aug 2019 | 1235.5744881910803 | -0.78 | -1.17 |
| Sep 2019 | 1239.6779554082918 | 0.33 | -2.11 |
| Oct 2019 | 1254.623939002257 | 1.21 | -2.90 |
| Nov 2019 | 1261.7989918682679 | 0.57 | -2.96 |
| Dec 2019 | 1272.2051739695721 | 0.83 | -0.69 |
| Jan 2020 | 1257.7637142155768 | -1.13 | -1.92 |
| Feb 2020 | 1248.8914201575294 | -0.70 | -2.55 |
| Mar 2020 | 1254.6494782479162 | 0.46 | -1.83 |
| Apr 2020 | 1246.1980167613424 | -0.67 | -1.87 |
| May 2020 | 1241.6515593650092 | -0.36 | -2.01 |
| Jun 2020 | 1236.4795971691638 | -0.42 | -0.58 |
| Jul 2020 | 1224.7263787786628 | -0.95 | -1.65 |
| Aug 2020 | 1225.758637569773 | 0.08 | -0.79 |
| Sep 2020 | 1235.9682921906408 | 0.83 | -0.30 |
| Oct 2020 | 1247.8213187578897 | 0.96 | -0.54 |
| Nov 2020 | 1259.2175825635063 | 0.91 | -0.20 |
| Dec 2020 | 1269.4145766234592 | 0.81 | -0.22 |
| Jan 2021 | 1267.8650114194534 | -0.12 | 0.80 |
| Feb 2021 | 1297.807542849215 | 2.36 | 3.92 |
| Mar 2021 | 1351.2274378101686 | 4.12 | 7.70 |
| Apr 2021 | 1370.1752568346826 | 1.40 | 9.95 |
| May 2021 | 1379.165180425377 | 0.66 | 11.08 |
| Jun 2021 | 1403.9066797897867 | 1.79 | 13.54 |
| Jul 2021 | 1413.0999321981753 | 0.66 | 15.38 |
| Aug 2021 | 1430.0615652498059 | 1.20 | 16.67 |
| Sep 2021 | 1455.7630112992404 | 1.80 | 17.78 |
| Oct 2021 | 1497.9214483469536 | 2.90 | 20.04 |
| Nov 2021 | 1521.9033015976588 | 1.60 | 20.86 |
| Dec 2021 | 1551.8915089967259 | 1.97 | 22.25 |
| Jan 2022 | 1610.9403428396395 | 3.81 | 27.06 |
| Feb 2022 | 1696.537968393473 | 5.31 | 30.72 |
| Mar 2022 | 1802.3500697685972 | 6.24 | 33.39 |
| Apr 2022 | 1978.6175589987783 | 9.78 | 44.41 |
| May 2022 | 2057.5702076315742 | 3.99 | 49.19 |
| Jun 2022 | 2140.701539325347 | 4.04 | 52.48 |
| Jul 2022 | 2138.6930025904585 | -0.09 | 51.35 |
| Aug 2022 | 2112.9821178969637 | -1.20 | 47.76 |
| Sep 2022 | 2278.2125556580663 | 7.82 | 56.50 |
| Oct 2022 | 2429.3120327728775 | 6.63 | 62.18 |
| Nov 2022 | 2405.7078984041796 | -0.97 | 58.07 |
| Dec 2022 | 2314.4774181194903 | -3.79 | 49.14 |
| Jan 2023 | 2325.804358362624 | 0.49 | 44.38 |
| Feb 2023 | 2318.878679083389 | -0.30 | 36.68 |
| Mar 2023 | 2374.918067613498 | 2.42 | 31.77 |
| Apr 2023 | 2344.297371842207 | -1.29 | 18.48 |
| May 2023 | 2373.0814285647502 | 1.23 | 15.33 |
| Jun 2023 | 2444.965413073723 | 3.03 | 14.21 |
| Jul 2023 | 2486.6125319186185 | 1.70 | 16.27 |
| Aug 2023 | 2550.60276517032 | 2.57 | 20.71 |
| Sep 2023 | 2593.414118000724 | 1.68 | 13.84 |
| Oct 2023 | 2695.198318289271 | 3.93 | 10.95 |
| Nov 2023 | 2668.91605192163 | -0.97 | 10.94 |
| Dec 2023 | 2548.315054597365 | -4.52 | 10.10 |
| Jan 2024 | 2510.648658995163 | -1.48 | 7.95 |
| Feb 2024 | 2546.4580489986934 | 1.43 | 9.81 |
| Mar 2024 | 2570.038633882915 | 0.93 | 8.22 |
| Apr 2024 | 2624.401012614253 | 2.12 | 11.95 |
| May 2024 | 2653.6141183300324 | 1.11 | 11.82 |
| Jun 2024 | 2630.6289428695854 | -0.87 | 7.59 |
| Jul 2024 | 2619.9462080970643 | -0.41 | 5.36 |
| Aug 2024 | 2551.619265268094 | -2.61 | 0.04 |
| Sep 2024 | 2498.110120401765 | -2.10 | -3.67 |
| Oct 2024 | 2549.5482130537325 | 2.06 | -5.40 |
| Nov 2024 | 2624.517817566243 | 2.94 | -1.66 |
| Dec 2024 | 2605.4056415497325 | -0.73 | 2.24 |
| Jan 2025 | 2596.4735979979628 | -0.34 | 3.42 |
| Feb 2025 | 2575.5907366174174 | -0.80 | 1.14 |
| Mar 2025 | 2534.812980605723 | -1.58 | -1.37 |
| Apr 2025 | 2545.0512177308674 | 0.40 | -3.02 |
| May 2025 | 2556.3201058921586 | 0.44 | -3.67 |
| Jun 2025 | 2546.425021307368 | -0.39 | -3.20 |
| Jul 2025 | 2515.4907737937797 | -1.22 | -3.99 |
| Aug 2025 | 2480.0806088771556 | -1.41 | -2.80 |
| Sep 2025 | 2436.9773203921936 | -1.74 | -2.45 |
| Oct 2025 | 2416.5061635227903 | -0.84 | -5.22 |
| Nov 2025 | 2413.506165380637 | -0.12 | -8.04 |
| Dec 2025 | 2404.7270490455826 | -0.36 | -7.70 |
| Jan 2026 | 2387.771152223382 | -0.70 | -8.04 |