Harrisburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Harrisburg, PA Metro in January 2026 was $1,981.367. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -2.75%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Harrisburg, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Harrisburg, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Harrisburg, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Harrisburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Harrisburg, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 747.1662582444585 | NaN | NaN |
| Feb 2012 | 745.263568414779 | -0.25 | NaN |
| Mar 2012 | 752.5563984076323 | 0.98 | NaN |
| Apr 2012 | 753.0827118583214 | 0.07 | NaN |
| May 2012 | 748.1409299601978 | -0.66 | NaN |
| Jun 2012 | 740.984703610279 | -0.96 | NaN |
| Jul 2012 | 732.2845035779839 | -1.17 | NaN |
| Aug 2012 | 735.9563778506741 | 0.50 | NaN |
| Sep 2012 | 727.6748580987362 | -1.12 | NaN |
| Oct 2012 | 718.1147735284421 | -1.31 | NaN |
| Nov 2012 | 715.038423661117 | -0.43 | NaN |
| Dec 2012 | 713.9943199927071 | -0.15 | NaN |
| Jan 2013 | 719.4433262265555 | 0.76 | -3.71 |
| Feb 2013 | 728.6393501063146 | 1.28 | -2.23 |
| Mar 2013 | 730.7274374451255 | 0.29 | -2.90 |
| Apr 2013 | 721.0963274477624 | -1.32 | -4.25 |
| May 2013 | 727.4886083922236 | 0.89 | -2.76 |
| Jun 2013 | 768.4140304514831 | 5.63 | 3.70 |
| Jul 2013 | 792.1127472623183 | 3.08 | 8.17 |
| Aug 2013 | 799.4528579104243 | 0.93 | 8.63 |
| Sep 2013 | 801.8713846030006 | 0.30 | 10.20 |
| Oct 2013 | 778.748886182774 | -2.88 | 8.44 |
| Nov 2013 | 783.8279711692578 | 0.65 | 9.62 |
| Dec 2013 | 801.4462438911963 | 2.25 | 12.25 |
| Jan 2014 | 999.5616689975767 | 24.72 | 38.94 |
| Feb 2014 | 991.3659654077992 | -0.82 | 36.06 |
| Mar 2014 | 995.7352222671936 | 0.44 | 36.27 |
| Apr 2014 | 997.8736616180756 | 0.22 | 38.38 |
| May 2014 | 989.7868554814002 | -0.81 | 36.06 |
| Jun 2014 | 990.4017665963563 | 0.06 | 28.89 |
| Jul 2014 | 990.2457467029576 | -0.02 | 25.01 |
| Aug 2014 | 990.7499456348662 | 0.05 | 23.93 |
| Sep 2014 | 995.7703810067023 | 0.51 | 24.18 |
| Oct 2014 | 985.2439776939063 | -1.06 | 26.52 |
| Nov 2014 | 981.3735351056835 | -0.39 | 25.20 |
| Dec 2014 | 970.7704979542923 | -1.08 | 21.13 |
| Jan 2015 | 948.6553850757246 | -2.28 | -5.09 |
| Feb 2015 | 952.9140905944507 | 0.45 | -3.88 |
| Mar 2015 | 959.1317361012168 | 0.65 | -3.68 |
| Apr 2015 | 954.6384087191618 | -0.47 | -4.33 |
| May 2015 | 969.7953890639603 | 1.59 | -2.02 |
| Jun 2015 | 982.4063005219798 | 1.30 | -0.81 |
| Jul 2015 | 988.2814676747297 | 0.60 | -0.20 |
| Aug 2015 | 979.042359812447 | -0.93 | -1.18 |
| Sep 2015 | 980.5115502860585 | 0.15 | -1.53 |
| Oct 2015 | 975.2493242375965 | -0.54 | -1.01 |
| Nov 2015 | 988.0807396104307 | 1.32 | 0.68 |
| Dec 2015 | 991.5917068076524 | 0.36 | 2.15 |
| Jan 2016 | 920.4531662140162 | -7.17 | -2.97 |
| Feb 2016 | 906.8159075758279 | -1.48 | -4.84 |
| Mar 2016 | 910.3875515876755 | 0.39 | -5.08 |
| Apr 2016 | 904.037817403952 | -0.70 | -5.30 |
| May 2016 | 904.2967243789166 | 0.03 | -6.75 |
| Jun 2016 | 903.8033773159794 | -0.05 | -8.00 |
| Jul 2016 | 895.4889474466208 | -0.92 | -9.39 |
| Aug 2016 | 896.7658569055386 | 0.14 | -8.40 |
| Sep 2016 | 901.1223026674865 | 0.49 | -8.10 |
| Oct 2016 | 904.85812581911 | 0.42 | -7.22 |
| Nov 2016 | 931.5646660040752 | 2.95 | -5.72 |
| Dec 2016 | 968.859049040788 | 4.00 | -2.29 |
| Jan 2017 | 1102.7773978367127 | 13.82 | 19.81 |
| Feb 2017 | 1106.2042136746236 | 0.31 | 21.99 |
| Mar 2017 | 1110.210888774623 | 0.36 | 21.95 |
| Apr 2017 | 1100.0796169998123 | -0.91 | 21.69 |
| May 2017 | 1098.9931170592479 | -0.10 | 21.53 |
| Jun 2017 | 1091.8762376138347 | -0.65 | 20.81 |
| Jul 2017 | 1099.0082976767023 | 0.65 | 22.73 |
| Aug 2017 | 1095.618510079788 | -0.31 | 22.17 |
| Sep 2017 | 1093.998494282264 | -0.15 | 21.40 |
| Oct 2017 | 1106.607582862756 | 1.15 | 22.30 |
| Nov 2017 | 1114.299129745514 | 0.70 | 19.62 |
| Dec 2017 | 1121.302967603408 | 0.63 | 15.73 |
| Jan 2018 | 1087.7358286224448 | -2.99 | -1.36 |
| Feb 2018 | 1116.4770348246716 | 2.64 | 0.93 |
| Mar 2018 | 1131.0628451989983 | 1.31 | 1.88 |
| Apr 2018 | 1137.1099978866616 | 0.54 | 3.37 |
| May 2018 | 1151.5655018639618 | 1.27 | 4.78 |
| Jun 2018 | 1152.8547590903654 | 0.11 | 5.59 |
| Jul 2018 | 1151.7985658258813 | -0.09 | 4.80 |
| Aug 2018 | 1155.4565880765729 | 0.32 | 5.46 |
| Sep 2018 | 1163.6999339839494 | 0.71 | 6.37 |
| Oct 2018 | 1181.1938990134995 | 1.50 | 6.74 |
| Nov 2018 | 1184.4205033613118 | 0.27 | 6.29 |
| Dec 2018 | 1164.9183715571608 | -1.65 | 3.89 |
| Jan 2019 | 992.8385278872875 | -14.77 | -8.72 |
| Feb 2019 | 988.4832571177643 | -0.44 | -11.46 |
| Mar 2019 | 983.8511859497278 | -0.47 | -13.01 |
| Apr 2019 | 976.5056920915607 | -0.75 | -14.12 |
| May 2019 | 972.8200239307142 | -0.38 | -15.52 |
| Jun 2019 | 951.520529950343 | -2.19 | -17.46 |
| Jul 2019 | 950.8584409439854 | -0.07 | -17.45 |
| Aug 2019 | 940.5728687341871 | -1.08 | -18.60 |
| Sep 2019 | 942.634179411623 | 0.22 | -19.00 |
| Oct 2019 | 953.635790777206 | 1.17 | -19.26 |
| Nov 2019 | 958.8388177013887 | 0.55 | -19.05 |
| Dec 2019 | 965.2256554904524 | 0.67 | -17.14 |
| Jan 2020 | 1040.2092551233836 | 7.77 | 4.77 |
| Feb 2020 | 1029.3458117604953 | -1.04 | 4.13 |
| Mar 2020 | 1031.2610309275426 | 0.19 | 4.82 |
| Apr 2020 | 1023.162534855526 | -0.78 | 4.78 |
| May 2020 | 1019.260315657119 | -0.38 | 4.77 |
| Jun 2020 | 1015.14554772672 | -0.40 | 6.69 |
| Jul 2020 | 1005.3696714578107 | -0.96 | 5.73 |
| Aug 2020 | 1004.4773813283755 | -0.09 | 6.79 |
| Sep 2020 | 1010.1411057399428 | 0.56 | 7.16 |
| Oct 2020 | 1016.5340959909472 | 0.63 | 6.60 |
| Nov 2020 | 1023.333795296787 | 0.67 | 6.73 |
| Dec 2020 | 1027.5201456249383 | 0.41 | 6.45 |
| Jan 2021 | 1124.4610529426452 | 9.43 | 8.10 |
| Feb 2021 | 1141.0635177096522 | 1.48 | 10.85 |
| Mar 2021 | 1179.0884781660711 | 3.33 | 14.34 |
| Apr 2021 | 1190.5780818406201 | 0.97 | 16.36 |
| May 2021 | 1196.957741190646 | 0.54 | 17.43 |
| Jun 2021 | 1213.8330601834284 | 1.41 | 19.57 |
| Jul 2021 | 1214.5990299164948 | 0.06 | 20.81 |
| Aug 2021 | 1216.8504829721448 | 0.19 | 21.14 |
| Sep 2021 | 1219.5593422114237 | 0.22 | 20.73 |
| Oct 2021 | 1236.2963542925927 | 1.37 | 21.62 |
| Nov 2021 | 1240.0691680044843 | 0.31 | 21.18 |
| Dec 2021 | 1252.4982197267373 | 1.00 | 21.90 |
| Jan 2022 | 1275.2578898473184 | 1.82 | 13.41 |
| Feb 2022 | 1330.8132984790352 | 4.36 | 16.63 |
| Mar 2022 | 1402.679617888084 | 5.40 | 18.96 |
| Apr 2022 | 1523.44785267093 | 8.61 | 27.96 |
| May 2022 | 1576.0968227870596 | 3.46 | 31.68 |
| Jun 2022 | 1631.4107390844092 | 3.51 | 34.40 |
| Jul 2022 | 1627.730980045391 | -0.23 | 34.01 |
| Aug 2022 | 1606.9240613839402 | -1.28 | 32.06 |
| Sep 2022 | 1722.0365517021962 | 7.16 | 41.20 |
| Oct 2022 | 1830.5450429019581 | 6.30 | 48.07 |
| Nov 2022 | 1822.5074702534016 | -0.44 | 46.97 |
| Dec 2022 | 1767.6474636801224 | -3.01 | 41.13 |
| Jan 2023 | 1745.4611577865846 | -1.25 | 36.87 |
| Feb 2023 | 1747.7661555076522 | 0.13 | 31.33 |
| Mar 2023 | 1794.62185825902 | 2.68 | 27.94 |
| Apr 2023 | 1779.4111417520826 | -0.85 | 16.80 |
| May 2023 | 1806.1044621692527 | 1.50 | 14.59 |
| Jun 2023 | 1863.2192779155741 | 3.16 | 14.21 |
| Jul 2023 | 1894.7275276442545 | 1.69 | 16.40 |
| Aug 2023 | 1940.3066461395488 | 2.41 | 20.75 |
| Sep 2023 | 1967.2340056539829 | 1.39 | 14.24 |
| Oct 2023 | 2034.6753709786763 | 3.43 | 11.15 |
| Nov 2023 | 2008.788673081673 | -1.27 | 10.22 |
| Dec 2023 | 1917.5958808127339 | -4.54 | 8.48 |
| Jan 2024 | 1872.5811943944225 | -2.35 | 7.28 |
| Feb 2024 | 1900.4814369043975 | 1.49 | 8.74 |
| Mar 2024 | 1919.435055756045 | 1.00 | 6.96 |
| Apr 2024 | 1960.5433093377894 | 2.14 | 10.18 |
| May 2024 | 1982.444193628404 | 1.12 | 9.76 |
| Jun 2024 | 1966.33166403717 | -0.81 | 5.53 |
| Jul 2024 | 1958.1224556617792 | -0.42 | 3.35 |
| Aug 2024 | 1907.962662390008 | -2.56 | -1.67 |
| Sep 2024 | 1869.9628955548394 | -1.99 | -4.94 |
| Oct 2024 | 1913.9043786264328 | 2.35 | -5.94 |
| Nov 2024 | 1977.5874204677084 | 3.33 | -1.55 |
| Dec 2024 | 1972.2357911898653 | -0.27 | 2.85 |
| Jan 2025 | 2037.3722725634036 | 3.30 | 8.80 |
| Feb 2025 | 2026.4010180908176 | -0.54 | 6.63 |
| Mar 2025 | 1999.6799039829496 | -1.32 | 4.18 |
| Apr 2025 | 2014.5007249046425 | 0.74 | 2.75 |
| May 2025 | 2034.2573391782958 | 0.98 | 2.61 |
| Jun 2025 | 2041.7139147652372 | 0.37 | 3.83 |
| Jul 2025 | 2035.83595899561 | -0.29 | 3.97 |
| Aug 2025 | 2023.0471208713718 | -0.63 | 6.03 |
| Sep 2025 | 1999.1884892894514 | -1.18 | 6.91 |
| Oct 2025 | 1988.7696513799528 | -0.52 | 3.91 |
| Nov 2025 | 1991.3120632726789 | 0.13 | 0.69 |
| Dec 2025 | 1989.8302562356143 | -0.07 | 0.89 |
| Jan 2026 | 1981.3669791827465 | -0.42 | -2.75 |
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