Helena, MT (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Helena, MT Metro in January 2026 was $2,820.316. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.11%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Helena, MT metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Helena, MT metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 974.8731624405063 | NaN | NaN |
| Feb 2012 | 974.7132789771888 | -0.02 | NaN |
| Mar 2012 | 983.5174490591136 | 0.90 | NaN |
| Apr 2012 | 984.7403332555291 | 0.12 | NaN |
| May 2012 | 981.0651529811263 | -0.37 | NaN |
| Jun 2012 | 975.6153262031379 | -0.56 | NaN |
| Jul 2012 | 968.8684412390922 | -0.69 | NaN |
| Aug 2012 | 974.8538277404667 | 0.62 | NaN |
| Sep 2012 | 967.6339264942766 | -0.74 | NaN |
| Oct 2012 | 960.8430210136112 | -0.70 | NaN |
| Nov 2012 | 962.6290314237448 | 0.19 | NaN |
| Dec 2012 | 966.8279717866851 | 0.44 | NaN |
| Jan 2013 | 968.759416713857 | 0.20 | -0.63 |
| Feb 2013 | 981.0128960311159 | 1.26 | 0.65 |
| Mar 2013 | 984.0815648572492 | 0.31 | 0.06 |
| Apr 2013 | 975.4147873789129 | -0.88 | -0.95 |
| May 2013 | 986.2705335275148 | 1.11 | 0.53 |
| Jun 2013 | 1037.0135226438447 | 5.15 | 6.29 |
| Jul 2013 | 1066.7330117153438 | 2.87 | 10.10 |
| Aug 2013 | 1077.6391711453196 | 1.02 | 10.54 |
| Sep 2013 | 1084.628775834091 | 0.65 | 12.09 |
| Oct 2013 | 1062.144618684157 | -2.07 | 10.54 |
| Nov 2013 | 1071.7172937848495 | 0.90 | 11.33 |
| Dec 2013 | 1094.6578292131562 | 2.14 | 13.22 |
| Jan 2014 | 1094.1965517309277 | -0.04 | 12.95 |
| Feb 2014 | 1083.39453813418 | -0.99 | 10.44 |
| Mar 2014 | 1088.9637187688286 | 0.51 | 10.66 |
| Apr 2014 | 1092.2787017580836 | 0.30 | 11.98 |
| May 2014 | 1084.7828702995655 | -0.69 | 9.99 |
| Jun 2014 | 1087.0974400731952 | 0.21 | 4.83 |
| Jul 2014 | 1089.170594653023 | 0.19 | 2.10 |
| Aug 2014 | 1091.0994290921176 | 0.18 | 1.25 |
| Sep 2014 | 1097.495967518515 | 0.59 | 1.19 |
| Oct 2014 | 1085.5798898283513 | -1.09 | 2.21 |
| Nov 2014 | 1081.6737539607311 | -0.36 | 0.93 |
| Dec 2014 | 1070.1990256752053 | -1.06 | -2.23 |
| Jan 2015 | 1058.5952534386897 | -1.08 | -3.25 |
| Feb 2015 | 1066.3555300465114 | 0.73 | -1.57 |
| Mar 2015 | 1076.9889967570252 | 1.00 | -1.10 |
| Apr 2015 | 1075.361849433923 | -0.15 | -1.55 |
| May 2015 | 1100.1988755213524 | 2.31 | 1.42 |
| Jun 2015 | 1123.4202951082932 | 2.11 | 3.34 |
| Jul 2015 | 1137.0293444321665 | 1.21 | 4.39 |
| Aug 2015 | 1129.7961775264907 | -0.64 | 3.55 |
| Sep 2015 | 1134.7356370876475 | 0.44 | 3.39 |
| Oct 2015 | 1132.698689317852 | -0.18 | 4.34 |
| Nov 2015 | 1154.0201622542663 | 1.88 | 6.69 |
| Dec 2015 | 1164.2242819729347 | 0.88 | 8.79 |
| Jan 2016 | 1152.622101744863 | -1.00 | 8.88 |
| Feb 2016 | 1138.8386475221341 | -1.20 | 6.80 |
| Mar 2016 | 1146.5408452036593 | 0.68 | 6.46 |
| Apr 2016 | 1139.7570571059548 | -0.59 | 5.99 |
| May 2016 | 1141.0115069317444 | 0.11 | 3.71 |
| Jun 2016 | 1140.18304313464 | -0.07 | 1.49 |
| Jul 2016 | 1129.2517930968793 | -0.96 | -0.68 |
| Aug 2016 | 1128.62655861429 | -0.05 | -0.10 |
| Sep 2016 | 1130.20740170296 | 0.14 | -0.40 |
| Oct 2016 | 1131.3536103865774 | 0.10 | -0.12 |
| Nov 2016 | 1165.111351218975 | 2.98 | 0.96 |
| Dec 2016 | 1214.941186097293 | 4.28 | 4.36 |
| Jan 2017 | 1247.90434620635 | 2.71 | 8.27 |
| Feb 2017 | 1255.5755102761614 | 0.62 | 10.25 |
| Mar 2017 | 1263.4319747979112 | 0.63 | 10.20 |
| Apr 2017 | 1252.9861284936064 | -0.83 | 9.93 |
| May 2017 | 1255.0163910454107 | 0.16 | 9.99 |
| Jun 2017 | 1251.499509388541 | -0.28 | 9.76 |
| Jul 2017 | 1266.0012638811172 | 1.16 | 12.11 |
| Aug 2017 | 1264.0763370872703 | -0.15 | 12.00 |
| Sep 2017 | 1262.4612979399722 | -0.13 | 11.70 |
| Oct 2017 | 1278.3579313253476 | 1.26 | 12.99 |
| Nov 2017 | 1287.431595699862 | 0.71 | 10.50 |
| Dec 2017 | 1297.090505137209 | 0.75 | 6.76 |
| Jan 2018 | 1317.6119505507074 | 1.58 | 5.59 |
| Feb 2018 | 1355.7446543515912 | 2.89 | 7.98 |
| Mar 2018 | 1372.377145735798 | 1.23 | 8.62 |
| Apr 2018 | 1379.689147233179 | 0.53 | 10.11 |
| May 2018 | 1397.8515373159605 | 1.32 | 11.38 |
| Jun 2018 | 1400.8247031290562 | 0.21 | 11.93 |
| Jul 2018 | 1402.0498728543635 | 0.09 | 10.75 |
| Aug 2018 | 1410.9751011672984 | 0.64 | 11.62 |
| Sep 2018 | 1425.4336010065558 | 1.02 | 12.91 |
| Oct 2018 | 1453.7886524296953 | 1.99 | 13.72 |
| Nov 2018 | 1463.5046758135522 | 0.67 | 13.68 |
| Dec 2018 | 1441.957171542013 | -1.47 | 11.17 |
| Jan 2019 | 1407.2463076273518 | -2.41 | 6.80 |
| Feb 2019 | 1404.5731522999263 | -0.19 | 3.60 |
| Mar 2019 | 1401.8952966052002 | -0.19 | 2.15 |
| Apr 2019 | 1395.8315539532875 | -0.43 | 1.17 |
| May 2019 | 1394.1384477814847 | -0.12 | -0.27 |
| Jun 2019 | 1368.5803568609938 | -1.83 | -2.30 |
| Jul 2019 | 1370.357948898224 | 0.13 | -2.26 |
| Aug 2019 | 1360.1877982751316 | -0.74 | -3.60 |
| Sep 2019 | 1364.693643511847 | 0.33 | -4.26 |
| Oct 2019 | 1380.7165531565627 | 1.17 | -5.03 |
| Nov 2019 | 1388.2834630801412 | 0.55 | -5.14 |
| Dec 2019 | 1397.835640030281 | 0.69 | -3.06 |
| Jan 2020 | 1372.539933590826 | -1.81 | -2.47 |
| Feb 2020 | 1361.7374301255734 | -0.79 | -3.05 |
| Mar 2020 | 1372.896977572496 | 0.82 | -2.07 |
| Apr 2020 | 1368.0133175194687 | -0.36 | -1.99 |
| May 2020 | 1367.5223036570917 | -0.04 | -1.91 |
| Jun 2020 | 1362.8618859906023 | -0.34 | -0.42 |
| Jul 2020 | 1350.6145283506253 | -0.90 | -1.44 |
| Aug 2020 | 1351.8992397402617 | 0.10 | -0.61 |
| Sep 2020 | 1365.262121379042 | 0.99 | 0.04 |
| Oct 2020 | 1380.4449370355514 | 1.11 | -0.02 |
| Nov 2020 | 1397.5274709160476 | 1.24 | 0.67 |
| Dec 2020 | 1412.99837464349 | 1.11 | 1.09 |
| Jan 2021 | 1425.7335126179864 | 0.90 | 3.88 |
| Feb 2021 | 1462.9672686918182 | 2.61 | 7.43 |
| Mar 2021 | 1531.324705555027 | 4.67 | 11.54 |
| Apr 2021 | 1563.867762446551 | 2.13 | 14.32 |
| May 2021 | 1586.5587841956467 | 1.45 | 16.02 |
| Jun 2021 | 1622.5607027010424 | 2.27 | 19.06 |
| Jul 2021 | 1635.4224001800496 | 0.79 | 21.09 |
| Aug 2021 | 1654.6733205596445 | 1.18 | 22.40 |
| Sep 2021 | 1680.1110932546735 | 1.54 | 23.06 |
| Oct 2021 | 1723.506035024806 | 2.58 | 24.85 |
| Nov 2021 | 1742.2028371112638 | 1.09 | 24.66 |
| Dec 2021 | 1769.929999873241 | 1.59 | 25.26 |
| Jan 2022 | 1825.1576751562502 | 3.12 | 28.02 |
| Feb 2022 | 1913.5085424450951 | 4.84 | 30.80 |
| Mar 2022 | 2029.4727149577052 | 6.06 | 32.53 |
| Apr 2022 | 2231.0296123168255 | 9.93 | 42.66 |
| May 2022 | 2325.4599423801637 | 4.23 | 46.57 |
| Jun 2022 | 2420.1920122055535 | 4.07 | 49.16 |
| Jul 2022 | 2409.614621861665 | -0.44 | 47.34 |
| Aug 2022 | 2366.8880756565677 | -1.77 | 43.04 |
| Sep 2022 | 2540.8121113165666 | 7.35 | 51.23 |
| Oct 2022 | 2702.165380522377 | 6.35 | 56.78 |
| Nov 2022 | 2671.1208860926736 | -1.15 | 53.32 |
| Dec 2022 | 2563.4511222773617 | -4.03 | 44.83 |
| Jan 2023 | 2559.767012098218 | -0.14 | 40.25 |
| Feb 2023 | 2535.950890786206 | -0.93 | 32.53 |
| Mar 2023 | 2589.4387156320495 | 2.11 | 27.59 |
| Apr 2023 | 2562.331840120776 | -1.05 | 14.85 |
| May 2023 | 2608.223354792185 | 1.79 | 12.16 |
| Jun 2023 | 2700.1286407369944 | 3.52 | 11.57 |
| Jul 2023 | 2749.757127515889 | 1.84 | 14.12 |
| Aug 2023 | 2816.7561280858845 | 2.44 | 19.01 |
| Sep 2023 | 2857.910169839253 | 1.46 | 12.48 |
| Oct 2023 | 2962.359846246757 | 3.66 | 9.63 |
| Nov 2023 | 2922.9549272591335 | -1.33 | 9.43 |
| Dec 2023 | 2778.9951026680837 | -4.92 | 8.41 |
| Jan 2024 | 2719.78394313023 | -2.13 | 6.25 |
| Feb 2024 | 2765.0390541325232 | 1.66 | 9.03 |
| Mar 2024 | 2795.7326058161857 | 1.11 | 7.97 |
| Apr 2024 | 2858.3307781265635 | 2.24 | 11.55 |
| May 2024 | 2885.7570266586927 | 0.96 | 10.64 |
| Jun 2024 | 2857.788573246923 | -0.97 | 5.84 |
| Jul 2024 | 2845.110598360234 | -0.44 | 3.47 |
| Aug 2024 | 2772.868062143777 | -2.54 | -1.56 |
| Sep 2024 | 2716.8796474695087 | -2.02 | -4.93 |
| Oct 2024 | 2783.297233242596 | 2.44 | -6.04 |
| Nov 2024 | 2879.488222515529 | 3.46 | -1.49 |
| Dec 2024 | 2871.12538331204 | -0.29 | 3.32 |
| Jan 2025 | 2941.131498281993 | 2.44 | 8.14 |
| Feb 2025 | 2923.6525181558372 | -0.59 | 5.74 |
| Mar 2025 | 2881.5627427688737 | -1.44 | 3.07 |
| Apr 2025 | 2899.098515516775 | 0.61 | 1.43 |
| May 2025 | 2919.438387665737 | 0.70 | 1.17 |
| Jun 2025 | 2919.40387635589 | 0.00 | 2.16 |
| Jul 2025 | 2898.3818433688994 | -0.72 | 1.87 |
| Aug 2025 | 2870.9159010288504 | -0.95 | 3.54 |
| Sep 2025 | 2831.9469795965806 | -1.36 | 4.24 |
| Oct 2025 | 2819.5817533041386 | -0.44 | 1.30 |
| Nov 2025 | 2826.732449975209 | 0.25 | -1.83 |
| Dec 2025 | 2827.8825668566606 | 0.04 | -1.51 |
| Jan 2026 | 2820.3158163012486 | -0.27 | -4.11 |