Houston, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Houston, TX Metro in January 2026 was $2,169.958. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -6.90%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1101.9231478829247 | NaN | NaN |
| Feb 2012 | 1101.9176844715562 | 0.00 | NaN |
| Mar 2012 | 1107.867544662253 | 0.54 | NaN |
| Apr 2012 | 1105.9151968654578 | -0.18 | NaN |
| May 2012 | 1099.0261151455734 | -0.62 | NaN |
| Jun 2012 | 1092.8182641410394 | -0.56 | NaN |
| Jul 2012 | 1087.597712508928 | -0.48 | NaN |
| Aug 2012 | 1094.3909512894782 | 0.63 | NaN |
| Sep 2012 | 1090.718183138541 | -0.34 | NaN |
| Oct 2012 | 1085.8401442493753 | -0.45 | NaN |
| Nov 2012 | 1086.531493635068 | 0.06 | NaN |
| Dec 2012 | 1088.3769489218946 | 0.17 | NaN |
| Jan 2013 | 884.3560847314722 | -18.74 | -19.74 |
| Feb 2013 | 895.1831306081731 | 1.22 | -18.76 |
| Mar 2013 | 902.2088891759277 | 0.79 | -18.56 |
| Apr 2013 | 899.9361382655306 | -0.25 | -18.62 |
| May 2013 | 912.4756701608496 | 1.39 | -16.97 |
| Jun 2013 | 956.3573449310288 | 4.81 | -12.49 |
| Jul 2013 | 986.205765071097 | 3.12 | -9.32 |
| Aug 2013 | 1001.8995221506154 | 1.59 | -8.45 |
| Sep 2013 | 1012.77254730134 | 1.09 | -7.15 |
| Oct 2013 | 1000.2528927428343 | -1.24 | -7.88 |
| Nov 2013 | 1013.3492718806756 | 1.31 | -6.73 |
| Dec 2013 | 1037.1648277595004 | 2.35 | -4.70 |
| Jan 2014 | 1051.8836148333485 | 1.42 | 18.94 |
| Feb 2014 | 1051.3292374183939 | -0.05 | 17.44 |
| Mar 2014 | 1064.030721934919 | 1.21 | 17.94 |
| Apr 2014 | 1072.9588291307236 | 0.84 | 19.23 |
| May 2014 | 1071.1576072483297 | -0.17 | 17.39 |
| Jun 2014 | 1077.7094093574487 | 0.61 | 12.69 |
| Jul 2014 | 1085.0214217755592 | 0.68 | 10.02 |
| Aug 2014 | 1093.4925094687692 | 0.78 | 9.14 |
| Sep 2014 | 1106.7644933906374 | 1.21 | 9.28 |
| Oct 2014 | 1105.012013319186 | -0.16 | 10.47 |
| Nov 2014 | 1111.1358567273853 | 0.55 | 9.65 |
| Dec 2014 | 1110.1272611986976 | -0.09 | 7.04 |
| Jan 2015 | 1110.2685528518996 | 0.01 | 5.55 |
| Feb 2015 | 1123.4812390147158 | 1.19 | 6.86 |
| Mar 2015 | 1138.2652756857522 | 1.32 | 6.98 |
| Apr 2015 | 1139.1654566399354 | 0.08 | 6.17 |
| May 2015 | 1161.666536823636 | 1.98 | 8.45 |
| Jun 2015 | 1181.9255450180622 | 1.74 | 9.67 |
| Jul 2015 | 1195.2249290904165 | 1.13 | 10.16 |
| Aug 2015 | 1190.5425348944505 | -0.39 | 8.88 |
| Sep 2015 | 1195.847516351312 | 0.45 | 8.05 |
| Oct 2015 | 1193.8269722835275 | -0.17 | 8.04 |
| Nov 2015 | 1211.9407734711795 | 1.52 | 9.07 |
| Dec 2015 | 1219.5885666677857 | 0.63 | 9.86 |
| Jan 2016 | 1259.2792203926292 | 3.25 | 13.42 |
| Feb 2016 | 1247.0842770836375 | -0.97 | 11.00 |
| Mar 2016 | 1254.4378457363814 | 0.59 | 10.21 |
| Apr 2016 | 1250.239626268644 | -0.33 | 9.75 |
| May 2016 | 1253.2692593785664 | 0.24 | 7.89 |
| Jun 2016 | 1254.6702372537911 | 0.11 | 6.16 |
| Jul 2016 | 1246.4632542601043 | -0.65 | 4.29 |
| Aug 2016 | 1248.6708755390262 | 0.18 | 4.88 |
| Sep 2016 | 1254.2694764978082 | 0.45 | 4.89 |
| Oct 2016 | 1259.4086093885744 | 0.41 | 5.49 |
| Nov 2016 | 1291.6113648680816 | 2.56 | 6.57 |
| Dec 2016 | 1336.0015168955556 | 3.44 | 9.55 |
| Jan 2017 | 1344.5057880995344 | 0.64 | 6.77 |
| Feb 2017 | 1349.175015681602 | 0.35 | 8.19 |
| Mar 2017 | 1355.6760106846928 | 0.48 | 8.07 |
| Apr 2017 | 1346.6019450900735 | -0.67 | 7.71 |
| May 2017 | 1348.0095957159792 | 0.11 | 7.56 |
| Jun 2017 | 1342.2038682656562 | -0.43 | 6.98 |
| Jul 2017 | 1350.4987205782477 | 0.62 | 8.35 |
| Aug 2017 | 1344.9512055987377 | -0.41 | 7.71 |
| Sep 2017 | 1340.5587022100726 | -0.33 | 6.88 |
| Oct 2017 | 1352.9015697780455 | 0.92 | 7.42 |
| Nov 2017 | 1359.9249279956327 | 0.52 | 5.29 |
| Dec 2017 | 1367.4402113294238 | 0.55 | 2.35 |
| Jan 2018 | 1355.8099564891659 | -0.85 | 0.84 |
| Feb 2018 | 1388.0687392387035 | 2.38 | 2.88 |
| Mar 2018 | 1403.8769494015382 | 1.14 | 3.56 |
| Apr 2018 | 1411.1549670859317 | 0.52 | 4.79 |
| May 2018 | 1429.16026855819 | 1.28 | 6.02 |
| Jun 2018 | 1432.7455050656295 | 0.25 | 6.75 |
| Jul 2018 | 1434.283400370898 | 0.11 | 6.20 |
| Aug 2018 | 1441.5343990887036 | 0.51 | 7.18 |
| Sep 2018 | 1454.4453255054814 | 0.90 | 8.49 |
| Oct 2018 | 1479.590006867153 | 1.73 | 9.36 |
| Nov 2018 | 1488.0353884659482 | 0.57 | 9.42 |
| Dec 2018 | 1469.1968423729681 | -1.27 | 7.44 |
| Jan 2019 | 1317.7059488526502 | -10.31 | -2.81 |
| Feb 2019 | 1312.6933829114048 | -0.38 | -5.43 |
| Mar 2019 | 1306.3169620348388 | -0.49 | -6.95 |
| Apr 2019 | 1297.0901667488572 | -0.71 | -8.08 |
| May 2019 | 1292.4197571973796 | -0.36 | -9.57 |
| Jun 2019 | 1266.9548270813382 | -1.97 | -11.57 |
| Jul 2019 | 1265.3626806036268 | -0.13 | -11.78 |
| Aug 2019 | 1253.3516577367884 | -0.95 | -13.05 |
| Sep 2019 | 1255.589500377207 | 0.18 | -13.67 |
| Oct 2019 | 1268.039894092086 | 0.99 | -14.30 |
| Nov 2019 | 1274.0815774963303 | 0.48 | -14.38 |
| Dec 2019 | 1282.3138314768507 | 0.65 | -12.72 |
| Jan 2020 | 1292.7237934838174 | 0.81 | -1.90 |
| Feb 2020 | 1281.90240570808 | -0.84 | -2.35 |
| Mar 2020 | 1285.3986882065692 | 0.27 | -1.60 |
| Apr 2020 | 1274.430475964791 | -0.85 | -1.75 |
| May 2020 | 1268.125284986655 | -0.49 | -1.88 |
| Jun 2020 | 1262.0105187364184 | -0.48 | -0.39 |
| Jul 2020 | 1249.7426894192663 | -0.97 | -1.23 |
| Aug 2020 | 1246.707896933622 | -0.24 | -0.53 |
| Sep 2020 | 1250.0042888194725 | 0.26 | -0.44 |
| Oct 2020 | 1254.0123523964578 | 0.32 | -1.11 |
| Nov 2020 | 1258.8190449580927 | 0.38 | -1.20 |
| Dec 2020 | 1262.370802238906 | 0.28 | -1.55 |
| Jan 2021 | 1323.3732315796926 | 4.83 | 2.37 |
| Feb 2021 | 1343.9040506207398 | 1.55 | 4.84 |
| Mar 2021 | 1387.1082319463294 | 3.22 | 7.91 |
| Apr 2021 | 1400.6156918589713 | 0.97 | 9.90 |
| May 2021 | 1408.4737394924234 | 0.56 | 11.07 |
| Jun 2021 | 1430.0381432902418 | 1.53 | 13.31 |
| Jul 2021 | 1437.169048749055 | 0.50 | 15.00 |
| Aug 2021 | 1449.609072935735 | 0.87 | 16.27 |
| Sep 2021 | 1467.7940529423227 | 1.25 | 17.42 |
| Oct 2021 | 1500.101591763835 | 2.20 | 19.62 |
| Nov 2021 | 1516.3545755805658 | 1.08 | 20.46 |
| Dec 2021 | 1538.2495835377094 | 1.44 | 21.85 |
| Jan 2022 | 1496.38257474608 | -2.72 | 13.07 |
| Feb 2022 | 1562.2587878709696 | 4.40 | 16.25 |
| Mar 2022 | 1647.2771372877864 | 5.44 | 18.76 |
| Apr 2022 | 1792.5045017307052 | 8.82 | 27.98 |
| May 2022 | 1858.9076247197422 | 3.70 | 31.98 |
| Jun 2022 | 1929.5416825895545 | 3.80 | 34.93 |
| Jul 2022 | 1931.9561741232615 | 0.13 | 34.43 |
| Aug 2022 | 1913.74613069346 | -0.94 | 32.02 |
| Sep 2022 | 2057.6127773649096 | 7.52 | 40.18 |
| Oct 2022 | 2187.4939852135954 | 6.31 | 45.82 |
| Nov 2022 | 2171.452591832387 | -0.73 | 43.20 |
| Dec 2022 | 2095.5181382819774 | -3.50 | 36.23 |
| Jan 2023 | 2098.6472229524575 | 0.15 | 40.25 |
| Feb 2023 | 2089.477742051045 | -0.44 | 33.75 |
| Mar 2023 | 2131.8060364250914 | 2.03 | 29.41 |
| Apr 2023 | 2100.515499198843 | -1.47 | 17.18 |
| May 2023 | 2118.452681511254 | 0.85 | 13.96 |
| Jun 2023 | 2173.9606412565286 | 2.62 | 12.67 |
| Jul 2023 | 2204.301029881646 | 1.40 | 14.10 |
| Aug 2023 | 2252.151620195852 | 2.17 | 17.68 |
| Sep 2023 | 2279.618306356346 | 1.22 | 10.79 |
| Oct 2023 | 2354.200074659933 | 3.27 | 7.62 |
| Nov 2023 | 2325.9839828473455 | -1.20 | 7.12 |
| Dec 2023 | 2222.923177121431 | -4.43 | 6.08 |
| Jan 2024 | 2186.8192142347993 | -1.62 | 4.20 |
| Feb 2024 | 2213.1408050364184 | 1.20 | 5.92 |
| Mar 2024 | 2228.8696879136523 | 0.71 | 4.55 |
| Apr 2024 | 2268.8130840450826 | 1.79 | 8.01 |
| May 2024 | 2284.6708735246284 | 0.70 | 7.85 |
| Jun 2024 | 2260.4184429528596 | -1.06 | 3.98 |
| Jul 2024 | 2247.132469234489 | -0.59 | 1.94 |
| Aug 2024 | 2188.744493876298 | -2.60 | -2.81 |
| Sep 2024 | 2148.770027140704 | -1.83 | -5.74 |
| Oct 2024 | 2187.7297862777727 | 1.81 | -7.07 |
| Nov 2024 | 2247.3702937877497 | 2.73 | -3.38 |
| Dec 2024 | 2232.0699300223932 | -0.68 | 0.41 |
| Jan 2025 | 2330.917663852718 | 4.43 | 6.59 |
| Feb 2025 | 2311.401578975699 | -0.84 | 4.44 |
| Mar 2025 | 2277.562916405741 | -1.46 | 2.19 |
| Apr 2025 | 2284.1049954743557 | 0.29 | 0.67 |
| May 2025 | 2293.198996407512 | 0.40 | 0.37 |
| Jun 2025 | 2287.179364561722 | -0.26 | 1.18 |
| Jul 2025 | 2266.872792791468 | -0.89 | 0.88 |
| Aug 2025 | 2241.5054108723134 | -1.12 | 2.41 |
| Sep 2025 | 2213.339361470334 | -1.26 | 3.01 |
| Oct 2025 | 2195.4521138184014 | -0.81 | 0.35 |
| Nov 2025 | 2191.7948330516547 | -0.17 | -2.47 |
| Dec 2025 | 2184.448325010414 | -0.33 | -2.13 |
| Jan 2026 | 2169.957624507969 | -0.66 | -6.90 |