Houston, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Houston, TX Metro in January 2026 was $2,169.958. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -6.90%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Houston, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Houston, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Houston, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Houston, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1101.9231478829247 NaN NaN
Feb 2012 1101.9176844715562 0.00 NaN
Mar 2012 1107.867544662253 0.54 NaN
Apr 2012 1105.9151968654578 -0.18 NaN
May 2012 1099.0261151455734 -0.62 NaN
Jun 2012 1092.8182641410394 -0.56 NaN
Jul 2012 1087.597712508928 -0.48 NaN
Aug 2012 1094.3909512894782 0.63 NaN
Sep 2012 1090.718183138541 -0.34 NaN
Oct 2012 1085.8401442493753 -0.45 NaN
Nov 2012 1086.531493635068 0.06 NaN
Dec 2012 1088.3769489218946 0.17 NaN
Jan 2013 884.3560847314722 -18.74 -19.74
Feb 2013 895.1831306081731 1.22 -18.76
Mar 2013 902.2088891759277 0.79 -18.56
Apr 2013 899.9361382655306 -0.25 -18.62
May 2013 912.4756701608496 1.39 -16.97
Jun 2013 956.3573449310288 4.81 -12.49
Jul 2013 986.205765071097 3.12 -9.32
Aug 2013 1001.8995221506154 1.59 -8.45
Sep 2013 1012.77254730134 1.09 -7.15
Oct 2013 1000.2528927428343 -1.24 -7.88
Nov 2013 1013.3492718806756 1.31 -6.73
Dec 2013 1037.1648277595004 2.35 -4.70
Jan 2014 1051.8836148333485 1.42 18.94
Feb 2014 1051.3292374183939 -0.05 17.44
Mar 2014 1064.030721934919 1.21 17.94
Apr 2014 1072.9588291307236 0.84 19.23
May 2014 1071.1576072483297 -0.17 17.39
Jun 2014 1077.7094093574487 0.61 12.69
Jul 2014 1085.0214217755592 0.68 10.02
Aug 2014 1093.4925094687692 0.78 9.14
Sep 2014 1106.7644933906374 1.21 9.28
Oct 2014 1105.012013319186 -0.16 10.47
Nov 2014 1111.1358567273853 0.55 9.65
Dec 2014 1110.1272611986976 -0.09 7.04
Jan 2015 1110.2685528518996 0.01 5.55
Feb 2015 1123.4812390147158 1.19 6.86
Mar 2015 1138.2652756857522 1.32 6.98
Apr 2015 1139.1654566399354 0.08 6.17
May 2015 1161.666536823636 1.98 8.45
Jun 2015 1181.9255450180622 1.74 9.67
Jul 2015 1195.2249290904165 1.13 10.16
Aug 2015 1190.5425348944505 -0.39 8.88
Sep 2015 1195.847516351312 0.45 8.05
Oct 2015 1193.8269722835275 -0.17 8.04
Nov 2015 1211.9407734711795 1.52 9.07
Dec 2015 1219.5885666677857 0.63 9.86
Jan 2016 1259.2792203926292 3.25 13.42
Feb 2016 1247.0842770836375 -0.97 11.00
Mar 2016 1254.4378457363814 0.59 10.21
Apr 2016 1250.239626268644 -0.33 9.75
May 2016 1253.2692593785664 0.24 7.89
Jun 2016 1254.6702372537911 0.11 6.16
Jul 2016 1246.4632542601043 -0.65 4.29
Aug 2016 1248.6708755390262 0.18 4.88
Sep 2016 1254.2694764978082 0.45 4.89
Oct 2016 1259.4086093885744 0.41 5.49
Nov 2016 1291.6113648680816 2.56 6.57
Dec 2016 1336.0015168955556 3.44 9.55
Jan 2017 1344.5057880995344 0.64 6.77
Feb 2017 1349.175015681602 0.35 8.19
Mar 2017 1355.6760106846928 0.48 8.07
Apr 2017 1346.6019450900735 -0.67 7.71
May 2017 1348.0095957159792 0.11 7.56
Jun 2017 1342.2038682656562 -0.43 6.98
Jul 2017 1350.4987205782477 0.62 8.35
Aug 2017 1344.9512055987377 -0.41 7.71
Sep 2017 1340.5587022100726 -0.33 6.88
Oct 2017 1352.9015697780455 0.92 7.42
Nov 2017 1359.9249279956327 0.52 5.29
Dec 2017 1367.4402113294238 0.55 2.35
Jan 2018 1355.8099564891659 -0.85 0.84
Feb 2018 1388.0687392387035 2.38 2.88
Mar 2018 1403.8769494015382 1.14 3.56
Apr 2018 1411.1549670859317 0.52 4.79
May 2018 1429.16026855819 1.28 6.02
Jun 2018 1432.7455050656295 0.25 6.75
Jul 2018 1434.283400370898 0.11 6.20
Aug 2018 1441.5343990887036 0.51 7.18
Sep 2018 1454.4453255054814 0.90 8.49
Oct 2018 1479.590006867153 1.73 9.36
Nov 2018 1488.0353884659482 0.57 9.42
Dec 2018 1469.1968423729681 -1.27 7.44
Jan 2019 1317.7059488526502 -10.31 -2.81
Feb 2019 1312.6933829114048 -0.38 -5.43
Mar 2019 1306.3169620348388 -0.49 -6.95
Apr 2019 1297.0901667488572 -0.71 -8.08
May 2019 1292.4197571973796 -0.36 -9.57
Jun 2019 1266.9548270813382 -1.97 -11.57
Jul 2019 1265.3626806036268 -0.13 -11.78
Aug 2019 1253.3516577367884 -0.95 -13.05
Sep 2019 1255.589500377207 0.18 -13.67
Oct 2019 1268.039894092086 0.99 -14.30
Nov 2019 1274.0815774963303 0.48 -14.38
Dec 2019 1282.3138314768507 0.65 -12.72
Jan 2020 1292.7237934838174 0.81 -1.90
Feb 2020 1281.90240570808 -0.84 -2.35
Mar 2020 1285.3986882065692 0.27 -1.60
Apr 2020 1274.430475964791 -0.85 -1.75
May 2020 1268.125284986655 -0.49 -1.88
Jun 2020 1262.0105187364184 -0.48 -0.39
Jul 2020 1249.7426894192663 -0.97 -1.23
Aug 2020 1246.707896933622 -0.24 -0.53
Sep 2020 1250.0042888194725 0.26 -0.44
Oct 2020 1254.0123523964578 0.32 -1.11
Nov 2020 1258.8190449580927 0.38 -1.20
Dec 2020 1262.370802238906 0.28 -1.55
Jan 2021 1323.3732315796926 4.83 2.37
Feb 2021 1343.9040506207398 1.55 4.84
Mar 2021 1387.1082319463294 3.22 7.91
Apr 2021 1400.6156918589713 0.97 9.90
May 2021 1408.4737394924234 0.56 11.07
Jun 2021 1430.0381432902418 1.53 13.31
Jul 2021 1437.169048749055 0.50 15.00
Aug 2021 1449.609072935735 0.87 16.27
Sep 2021 1467.7940529423227 1.25 17.42
Oct 2021 1500.101591763835 2.20 19.62
Nov 2021 1516.3545755805658 1.08 20.46
Dec 2021 1538.2495835377094 1.44 21.85
Jan 2022 1496.38257474608 -2.72 13.07
Feb 2022 1562.2587878709696 4.40 16.25
Mar 2022 1647.2771372877864 5.44 18.76
Apr 2022 1792.5045017307052 8.82 27.98
May 2022 1858.9076247197422 3.70 31.98
Jun 2022 1929.5416825895545 3.80 34.93
Jul 2022 1931.9561741232615 0.13 34.43
Aug 2022 1913.74613069346 -0.94 32.02
Sep 2022 2057.6127773649096 7.52 40.18
Oct 2022 2187.4939852135954 6.31 45.82
Nov 2022 2171.452591832387 -0.73 43.20
Dec 2022 2095.5181382819774 -3.50 36.23
Jan 2023 2098.6472229524575 0.15 40.25
Feb 2023 2089.477742051045 -0.44 33.75
Mar 2023 2131.8060364250914 2.03 29.41
Apr 2023 2100.515499198843 -1.47 17.18
May 2023 2118.452681511254 0.85 13.96
Jun 2023 2173.9606412565286 2.62 12.67
Jul 2023 2204.301029881646 1.40 14.10
Aug 2023 2252.151620195852 2.17 17.68
Sep 2023 2279.618306356346 1.22 10.79
Oct 2023 2354.200074659933 3.27 7.62
Nov 2023 2325.9839828473455 -1.20 7.12
Dec 2023 2222.923177121431 -4.43 6.08
Jan 2024 2186.8192142347993 -1.62 4.20
Feb 2024 2213.1408050364184 1.20 5.92
Mar 2024 2228.8696879136523 0.71 4.55
Apr 2024 2268.8130840450826 1.79 8.01
May 2024 2284.6708735246284 0.70 7.85
Jun 2024 2260.4184429528596 -1.06 3.98
Jul 2024 2247.132469234489 -0.59 1.94
Aug 2024 2188.744493876298 -2.60 -2.81
Sep 2024 2148.770027140704 -1.83 -5.74
Oct 2024 2187.7297862777727 1.81 -7.07
Nov 2024 2247.3702937877497 2.73 -3.38
Dec 2024 2232.0699300223932 -0.68 0.41
Jan 2025 2330.917663852718 4.43 6.59
Feb 2025 2311.401578975699 -0.84 4.44
Mar 2025 2277.562916405741 -1.46 2.19
Apr 2025 2284.1049954743557 0.29 0.67
May 2025 2293.198996407512 0.40 0.37
Jun 2025 2287.179364561722 -0.26 1.18
Jul 2025 2266.872792791468 -0.89 0.88
Aug 2025 2241.5054108723134 -1.12 2.41
Sep 2025 2213.339361470334 -1.26 3.01
Oct 2025 2195.4521138184014 -0.81 0.35
Nov 2025 2191.7948330516547 -0.17 -2.47
Dec 2025 2184.448325010414 -0.33 -2.13
Jan 2026 2169.957624507969 -0.66 -6.90