Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Indianapolis, IN Metro in January 2026 was $1,859.447. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -4.79%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Indianapolis, IN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Indianapolis, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Indianapolis, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Indianapolis, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 682.9505280468645 | NaN | NaN |
| Feb 2012 | 681.7327264057141 | -0.18 | NaN |
| Mar 2012 | 687.0468444280095 | 0.78 | NaN |
| Apr 2012 | 688.2240352293081 | 0.17 | NaN |
| May 2012 | 685.3423464753085 | -0.42 | NaN |
| Jun 2012 | 681.6469730451348 | -0.54 | NaN |
| Jul 2012 | 677.2098330848859 | -0.65 | NaN |
| Aug 2012 | 681.6815403073758 | 0.66 | NaN |
| Sep 2012 | 677.0755848911126 | -0.68 | NaN |
| Oct 2012 | 671.5868529437137 | -0.81 | NaN |
| Nov 2012 | 669.2983839423251 | -0.34 | NaN |
| Dec 2012 | 667.7462764029192 | -0.23 | NaN |
| Jan 2013 | 665.9186800890598 | -0.27 | -2.49 |
| Feb 2013 | 672.2126847878778 | 0.95 | -1.40 |
| Mar 2013 | 674.5416110711528 | 0.35 | -1.82 |
| Apr 2013 | 669.4478930932183 | -0.75 | -2.73 |
| May 2013 | 676.9902275830603 | 1.13 | -1.22 |
| Jun 2013 | 710.8045998674943 | 5.00 | 4.28 |
| Jul 2013 | 732.6918675095476 | 3.08 | 8.19 |
| Aug 2013 | 743.0904794746292 | 1.42 | 9.01 |
| Sep 2013 | 749.7700074055286 | 0.90 | 10.74 |
| Oct 2013 | 736.4191554168094 | -1.78 | 9.65 |
| Nov 2013 | 742.9202408322174 | 0.88 | 11.00 |
| Dec 2013 | 757.4610507471689 | 1.96 | 13.44 |
| Jan 2014 | 754.2773918363783 | -0.42 | 13.27 |
| Feb 2014 | 749.9759882537624 | -0.57 | 11.57 |
| Mar 2014 | 756.462926258244 | 0.87 | 12.15 |
| Apr 2014 | 761.8059525912668 | 0.71 | 13.80 |
| May 2014 | 759.1411878656633 | -0.35 | 12.14 |
| Jun 2014 | 763.1032600051298 | 0.52 | 7.36 |
| Jul 2014 | 765.9404388427387 | 0.37 | 4.54 |
| Aug 2014 | 768.1236822367987 | 0.28 | 3.37 |
| Sep 2014 | 773.5902214156458 | 0.71 | 3.18 |
| Oct 2014 | 766.5577008010152 | -0.91 | 4.09 |
| Nov 2014 | 764.504125793683 | -0.27 | 2.91 |
| Dec 2014 | 756.4883362657707 | -1.05 | -0.13 |
| Jan 2015 | 746.8682250670156 | -1.27 | -0.98 |
| Feb 2015 | 750.5114102574614 | 0.49 | 0.07 |
| Mar 2015 | 756.0171049797121 | 0.73 | -0.06 |
| Apr 2015 | 752.3047316015329 | -0.49 | -1.25 |
| May 2015 | 765.3735436478978 | 1.74 | 0.82 |
| Jun 2015 | 777.0338247318098 | 1.52 | 1.83 |
| Jul 2015 | 783.7760480679768 | 0.87 | 2.33 |
| Aug 2015 | 778.3801344996727 | -0.69 | 1.34 |
| Sep 2015 | 780.4756061492418 | 0.27 | 0.89 |
| Oct 2015 | 777.6404805272543 | -0.36 | 1.45 |
| Nov 2015 | 789.0250773401673 | 1.46 | 3.21 |
| Dec 2015 | 793.5488917421294 | 0.57 | 4.90 |
| Jan 2016 | 783.6502418929642 | -1.25 | 4.93 |
| Feb 2016 | 774.1079084625832 | -1.22 | 3.14 |
| Mar 2016 | 779.0964562194355 | 0.64 | 3.05 |
| Apr 2016 | 777.0149636526196 | -0.27 | 3.29 |
| May 2016 | 780.6198636706206 | 0.46 | 1.99 |
| Jun 2016 | 783.4694485235711 | 0.37 | 0.83 |
| Jul 2016 | 779.4465724791584 | -0.51 | -0.55 |
| Aug 2016 | 782.7609197729787 | 0.43 | 0.56 |
| Sep 2016 | 788.4742582734987 | 0.73 | 1.02 |
| Oct 2016 | 793.0053146432489 | 0.57 | 1.98 |
| Nov 2016 | 816.7205168196917 | 2.99 | 3.51 |
| Dec 2016 | 849.435362446757 | 4.01 | 7.04 |
| Jan 2017 | 849.1135867283722 | -0.04 | 8.35 |
| Feb 2017 | 853.012763622793 | 0.46 | 10.19 |
| Mar 2017 | 857.7981909939755 | 0.56 | 10.10 |
| Apr 2017 | 851.4382358406158 | -0.74 | 9.58 |
| May 2017 | 853.5906161808762 | 0.25 | 9.35 |
| Jun 2017 | 850.792543537716 | -0.33 | 8.59 |
| Jul 2017 | 860.2310995929112 | 1.11 | 10.36 |
| Aug 2017 | 859.490716503811 | -0.09 | 9.80 |
| Sep 2017 | 859.3963266846574 | -0.01 | 8.99 |
| Oct 2017 | 870.8017387200545 | 1.33 | 9.81 |
| Nov 2017 | 878.3915109588173 | 0.87 | 7.55 |
| Dec 2017 | 885.9743267381814 | 0.86 | 4.30 |
| Jan 2018 | 891.4587820214365 | 0.62 | 4.99 |
| Feb 2018 | 918.2587021653194 | 3.01 | 7.65 |
| Mar 2018 | 933.0980884007398 | 1.62 | 8.78 |
| Apr 2018 | 941.8411196389657 | 0.94 | 10.62 |
| May 2018 | 958.8079125104274 | 1.80 | 12.33 |
| Jun 2018 | 964.3595027122059 | 0.58 | 13.35 |
| Jul 2018 | 967.512066256251 | 0.33 | 12.47 |
| Aug 2018 | 974.7271155961208 | 0.75 | 13.41 |
| Sep 2018 | 986.5282173328857 | 1.21 | 14.79 |
| Oct 2018 | 1007.5872387430146 | 2.13 | 15.71 |
| Nov 2018 | 1015.6284744693255 | 0.80 | 15.62 |
| Dec 2018 | 1001.2892039628525 | -1.41 | 13.02 |
| Jan 2019 | 993.2823156741438 | -0.80 | 11.42 |
| Feb 2019 | 990.1222545507871 | -0.32 | 7.83 |
| Mar 2019 | 986.6268840818454 | -0.35 | 5.74 |
| Apr 2019 | 980.8435762169179 | -0.59 | 4.14 |
| May 2019 | 979.2377618572953 | -0.16 | 2.13 |
| Jun 2019 | 960.977941839707 | -1.86 | -0.35 |
| Jul 2019 | 961.8904506951637 | 0.10 | -0.58 |
| Aug 2019 | 954.3566617042896 | -0.78 | -2.09 |
| Sep 2019 | 957.746724079433 | 0.36 | -2.92 |
| Oct 2019 | 969.6936135814833 | 1.25 | -3.76 |
| Nov 2019 | 976.6011805383273 | 0.71 | -3.84 |
| Dec 2019 | 985.7774519543034 | 0.94 | -1.55 |
| Jan 2020 | 981.0323946687028 | -0.48 | -1.23 |
| Feb 2020 | 975.4121722758739 | -0.57 | -1.49 |
| Mar 2020 | 982.2151573766 | 0.70 | -0.45 |
| Apr 2020 | 977.4477189418527 | -0.48 | -0.35 |
| May 2020 | 977.0297166997219 | -0.04 | -0.22 |
| Jun 2020 | 975.3950421542245 | -0.17 | 1.50 |
| Jul 2020 | 967.6071832614425 | -0.80 | 0.59 |
| Aug 2020 | 966.8920084669684 | -0.07 | 1.31 |
| Sep 2020 | 972.8479391026418 | 0.62 | 1.58 |
| Oct 2020 | 980.1295058509381 | 0.75 | 1.08 |
| Nov 2020 | 988.7900744260124 | 0.88 | 1.25 |
| Dec 2020 | 995.8955523025647 | 0.72 | 1.03 |
| Jan 2021 | 1000.7329204871858 | 0.49 | 2.01 |
| Feb 2021 | 1021.3230832063779 | 2.06 | 4.71 |
| Mar 2021 | 1062.3544911536471 | 4.02 | 8.16 |
| Apr 2021 | 1077.3574119406871 | 1.41 | 10.22 |
| May 2021 | 1085.2263498948257 | 0.73 | 11.07 |
| Jun 2021 | 1103.1555297058742 | 1.65 | 13.10 |
| Jul 2021 | 1107.7353113788704 | 0.42 | 14.48 |
| Aug 2021 | 1115.9367954328468 | 0.74 | 15.42 |
| Sep 2021 | 1128.334543366295 | 1.11 | 15.98 |
| Oct 2021 | 1153.269930356187 | 2.21 | 17.67 |
| Nov 2021 | 1164.5878759560771 | 0.98 | 17.78 |
| Dec 2021 | 1181.1630415808493 | 1.42 | 18.60 |
| Jan 2022 | 1225.5767755734287 | 3.76 | 22.47 |
| Feb 2022 | 1283.4697975814274 | 4.72 | 25.67 |
| Mar 2022 | 1356.9351483251057 | 5.72 | 27.73 |
| Apr 2022 | 1482.1100147658808 | 9.23 | 37.57 |
| May 2022 | 1535.5698877663435 | 3.61 | 41.50 |
| Jun 2022 | 1592.463931007488 | 3.71 | 44.36 |
| Jul 2022 | 1587.0657496830615 | -0.34 | 43.27 |
| Aug 2022 | 1563.7307000524859 | -1.47 | 40.13 |
| Sep 2022 | 1679.2130616870847 | 7.39 | 48.82 |
| Oct 2022 | 1785.8185268731363 | 6.35 | 54.85 |
| Nov 2022 | 1771.513768726542 | -0.80 | 52.12 |
| Dec 2022 | 1710.8624109138864 | -3.42 | 44.85 |
| Jan 2023 | 1723.4625861346633 | 0.74 | 40.63 |
| Feb 2023 | 1722.508981961497 | -0.05 | 34.21 |
| Mar 2023 | 1764.25070617539 | 2.42 | 30.02 |
| Apr 2023 | 1742.2584559037628 | -1.25 | 17.55 |
| May 2023 | 1760.7456210839796 | 1.06 | 14.66 |
| Jun 2023 | 1810.1504647810846 | 2.81 | 13.67 |
| Jul 2023 | 1835.5870960277018 | 1.41 | 15.66 |
| Aug 2023 | 1875.882541201112 | 2.19 | 19.96 |
| Sep 2023 | 1899.554503662246 | 1.26 | 13.12 |
| Oct 2023 | 1964.916714510313 | 3.44 | 10.03 |
| Nov 2023 | 1939.9756095574512 | -1.27 | 9.51 |
| Dec 2023 | 1849.0527381948868 | -4.69 | 8.08 |
| Jan 2024 | 1833.350747247005 | -0.85 | 6.38 |
| Feb 2024 | 1859.3212027475868 | 1.42 | 7.94 |
| Mar 2024 | 1877.2234196543955 | 0.96 | 6.40 |
| Apr 2024 | 1915.4250392893418 | 2.04 | 9.94 |
| May 2024 | 1933.9559896426672 | 0.97 | 9.84 |
| Jun 2024 | 1916.2641588816405 | -0.91 | 5.86 |
| Jul 2024 | 1906.8840625009018 | -0.49 | 3.88 |
| Aug 2024 | 1856.7394001700427 | -2.63 | -1.02 |
| Sep 2024 | 1818.6661484104427 | -2.05 | -4.26 |
| Oct 2024 | 1856.8567392510136 | 2.10 | -5.50 |
| Nov 2024 | 1915.5427673738889 | 3.16 | -1.26 |
| Dec 2024 | 1908.82760608159 | -0.35 | 3.23 |
| Jan 2025 | 1953.043451507105 | 2.32 | 6.53 |
| Feb 2025 | 1942.8572469192163 | -0.52 | 4.49 |
| Mar 2025 | 1917.6531672001022 | -1.30 | 2.15 |
| Apr 2025 | 1928.4613279715634 | 0.56 | 0.68 |
| May 2025 | 1941.2747872510495 | 0.66 | 0.38 |
| Jun 2025 | 1940.8941672068831 | -0.02 | 1.29 |
| Jul 2025 | 1927.9010602617411 | -0.67 | 1.10 |
| Aug 2025 | 1909.4174640376086 | -0.96 | 2.84 |
| Sep 2025 | 1883.4979627028144 | -1.36 | 3.57 |
| Oct 2025 | 1870.5399566803335 | -0.69 | 0.74 |
| Nov 2025 | 1870.9484717474847 | 0.02 | -2.33 |
| Dec 2025 | 1867.7833547456994 | -0.17 | -2.15 |
| Jan 2026 | 1859.4466210351882 | -0.45 | -4.79 |
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