Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Jacksonville, FL Metro in January 2026 was $2,051.82. The month over month percentage change (MoM) was -0.64%, and the year over year percentage change (YoY) was -8.93%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Jacksonville, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Jacksonville, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Jacksonville, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 782.1636360934333 NaN NaN
Feb 2012 779.5695510803125 -0.33 NaN
Mar 2012 782.2524470711155 0.34 NaN
Apr 2012 778.8206964997851 -0.44 NaN
May 2012 771.1330913290108 -0.99 NaN
Jun 2012 763.4754587645209 -0.99 NaN
Jul 2012 755.4531086875713 -1.05 NaN
Aug 2012 758.3352997368075 0.38 NaN
Sep 2012 751.9841156167893 -0.84 NaN
Oct 2012 747.2668258355488 -0.63 NaN
Nov 2012 749.7158287075024 0.33 NaN
Dec 2012 755.3478716264841 0.75 NaN
Jan 2013 762.9027148728487 1.00 -2.46
Feb 2013 775.9823324646732 1.71 -0.46
Mar 2013 783.1121754571003 0.92 0.11
Apr 2013 781.5777746905546 -0.20 0.35
May 2013 795.2268583944833 1.75 3.12
Jun 2013 839.502336930921 5.57 9.96
Jul 2013 869.3021413363849 3.55 15.07
Aug 2013 884.6360836470012 1.76 16.66
Sep 2013 895.45159637252 1.22 19.08
Oct 2013 882.937051097739 -1.40 18.16
Nov 2013 894.3698018005703 1.30 19.30
Dec 2013 916.9901314332037 2.53 21.40
Jan 2014 952.7125683798552 3.90 24.88
Feb 2014 952.2528302171246 -0.05 22.72
Mar 2014 962.4098558748042 1.07 22.90
Apr 2014 967.9403333311607 0.57 23.84
May 2014 961.9893931556237 -0.61 20.97
Jun 2014 963.715124992033 0.18 14.80
Jul 2014 963.9127808308638 0.02 10.88
Aug 2014 963.8149545604235 -0.01 8.95
Sep 2014 969.0918199620177 0.55 8.22
Oct 2014 961.3961696349811 -0.79 8.89
Nov 2014 961.2218825246503 -0.02 7.48
Dec 2014 955.3412476116201 -0.61 4.18
Jan 2015 943.7309904861118 -1.22 -0.94
Feb 2015 949.5138529932799 0.61 -0.29
Mar 2015 955.8173629177052 0.66 -0.68
Apr 2015 951.1450769675325 -0.49 -1.73
May 2015 968.1958734268148 1.79 0.65
Jun 2015 983.7253684766777 1.60 2.08
Jul 2015 994.1477875515127 1.06 3.14
Aug 2015 989.4294790871406 -0.47 2.66
Sep 2015 995.5353264239327 0.62 2.73
Oct 2015 995.6470321365366 0.01 3.56
Nov 2015 1013.7168752821306 1.82 5.46
Dec 2015 1020.7848013214809 0.70 6.85
Jan 2016 1012.6129395379082 -0.80 7.30
Feb 2016 999.9689486154981 -1.25 5.31
Mar 2016 1007.3076857655527 0.73 5.39
Apr 2016 1006.3138312911645 -0.10 5.80
May 2016 1012.4334241449603 0.61 4.57
Jun 2016 1016.0964147226409 0.36 3.29
Jul 2016 1010.3907259453623 -0.56 1.63
Aug 2016 1015.2395374349253 0.48 2.61
Sep 2016 1024.1797851150957 0.88 2.88
Oct 2016 1033.0396499271687 0.87 3.76
Nov 2016 1065.4436871853914 3.14 5.10
Dec 2016 1108.605693361536 4.05 8.60
Jan 2017 1101.4118812088084 -0.65 8.77
Feb 2017 1108.2500507618167 0.62 10.83
Mar 2017 1117.3071547723057 0.82 10.92
Apr 2017 1111.3927652175394 -0.53 10.44
May 2017 1115.3770543055793 0.36 10.17
Jun 2017 1113.236671969471 -0.19 9.56
Jul 2017 1125.5117942412473 1.10 11.39
Aug 2017 1124.8822829097317 -0.06 10.80
Sep 2017 1125.1898408312347 0.03 9.86
Oct 2017 1142.1456863549863 1.51 10.56
Nov 2017 1152.3109521881254 0.89 8.15
Dec 2017 1162.1828235638507 0.86 4.83
Jan 2018 1168.1865695481147 0.52 6.06
Feb 2018 1203.4511193558933 3.02 8.59
Mar 2018 1222.175366694941 1.56 9.39
Apr 2018 1232.761712697601 0.87 10.92
May 2018 1253.3672586984703 1.67 12.37
Jun 2018 1259.362878679665 0.48 13.13
Jul 2018 1263.5566680630886 0.33 12.27
Aug 2018 1274.2487029829015 0.85 13.28
Sep 2018 1290.683702721688 1.29 14.71
Oct 2018 1319.3728036374082 2.22 15.52
Nov 2018 1330.3971732454202 0.84 15.46
Dec 2018 1312.97143289614 -1.31 12.98
Jan 2019 1298.1693301922921 -1.13 11.13
Feb 2019 1293.8207740789258 -0.33 7.51
Mar 2019 1287.7292870075214 -0.47 5.36
Apr 2019 1278.5795621092066 -0.71 3.72
May 2019 1274.9228297032496 -0.29 1.72
Jun 2019 1250.5490527272846 -1.91 -0.70
Jul 2019 1251.2797109751234 0.06 -0.97
Aug 2019 1240.2785091216915 -0.88 -2.67
Sep 2019 1242.870890357879 0.21 -3.70
Oct 2019 1255.9641989840486 1.05 -4.81
Nov 2019 1262.4624427799197 0.52 -5.11
Dec 2019 1272.0621021691097 0.76 -3.12
Jan 2020 1264.8880366184962 -0.56 -2.56
Feb 2020 1257.1401046836718 -0.61 -2.83
Mar 2020 1264.1016290037664 0.55 -1.83
Apr 2020 1254.8719160134115 -0.73 -1.85
May 2020 1249.82399801448 -0.40 -1.97
Jun 2020 1244.3926579679755 -0.43 -0.49
Jul 2020 1232.3486489940815 -0.97 -1.51
Aug 2020 1230.9506774412462 -0.11 -0.75
Sep 2020 1237.362276167591 0.52 -0.44
Oct 2020 1244.4548320214417 0.57 -0.92
Nov 2020 1251.9992003909945 0.61 -0.83
Dec 2020 1258.0506044587316 0.48 -1.10
Jan 2021 1252.5709801387181 -0.44 -0.97
Feb 2021 1278.339243597489 2.06 1.69
Mar 2021 1328.3438853782302 3.91 5.08
Apr 2021 1346.2479069087804 1.35 7.28
May 2021 1357.6928483009165 0.85 8.63
Jun 2021 1386.1086032912294 2.09 11.39
Jul 2021 1399.7833683300662 0.99 13.59
Aug 2021 1419.9906481072376 1.44 15.36
Sep 2021 1445.8114215159865 1.82 16.85
Oct 2021 1487.2222093894625 2.86 19.51
Nov 2021 1510.9301521633802 1.59 20.68
Dec 2021 1540.5465261660802 1.96 22.46
Jan 2022 1595.5158691982765 3.57 27.38
Feb 2022 1679.2827473929985 5.25 31.36
Mar 2022 1787.1011867775692 6.42 34.54
Apr 2022 1966.116176294111 10.02 46.04
May 2022 2053.277190568059 4.43 51.23
Jun 2022 2143.9069784955477 4.41 54.67
Jul 2022 2150.7460087123054 0.32 53.65
Aug 2022 2131.1264292732076 -0.91 50.08
Sep 2022 2298.9266339966775 7.87 59.01
Oct 2022 2451.0702309914564 6.62 64.81
Nov 2022 2432.7461704944903 -0.75 61.01
Dec 2022 2343.1825086040462 -3.68 52.10
Jan 2023 2349.7617338929585 0.28 47.27
Feb 2023 2335.137566171819 -0.62 39.06
Mar 2023 2381.4160504482143 1.98 33.26
Apr 2023 2342.4336078840597 -1.64 19.14
May 2023 2358.853668107225 0.70 14.88
Jun 2023 2416.7433374974753 2.45 12.73
Jul 2023 2444.624666469376 1.15 13.66
Aug 2023 2495.002051613028 2.06 17.07
Sep 2023 2524.727791465295 1.19 9.82
Oct 2023 2611.4821305905534 3.44 6.55
Nov 2023 2581.009587760208 -1.17 6.09
Dec 2023 2465.6042822746263 -4.47 5.23
Jan 2024 2452.401897457653 -0.53 4.37
Feb 2024 2484.6038290790248 1.31 6.40
Mar 2024 2500.966705327239 0.66 5.02
Apr 2024 2543.3152096001368 1.69 8.58
May 2024 2558.476499558982 0.60 8.46
Jun 2024 2527.4146398680305 -1.21 4.58
Jul 2024 2508.612511171669 -0.74 2.62
Aug 2024 2437.5698799585616 -2.83 -2.30
Sep 2024 2383.524737458918 -2.22 -5.59
Oct 2024 2425.9577149024008 1.78 -7.10
Nov 2024 2492.6504375993595 2.75 -3.42
Dec 2024 2473.611819731591 -0.76 0.33
Jan 2025 2253.034677651652 -8.92 -8.13
Feb 2025 2229.7240777548245 -1.03 -10.26
Mar 2025 2189.82149894975 -1.79 -12.44
Apr 2025 2196.377214962931 0.30 -13.64
May 2025 2204.660432492659 0.38 -13.83
Jun 2025 2195.5503747199937 -0.41 -13.13
Jul 2025 2168.4907764158784 -1.23 -13.56
Aug 2025 2136.2308568166427 -1.49 -12.36
Sep 2025 2098.763889632462 -1.75 -11.95
Oct 2025 2078.0214103293993 -0.99 -14.34
Nov 2025 2073.569007871079 -0.21 -16.81
Dec 2025 2065.0487481713444 -0.41 -16.52
Jan 2026 2051.8196094749783 -0.64 -8.93