Johnson City, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Johnson City, TN Metro in January 2026 was $1,642.411. The month over month percentage change (MoM) was -0.65%, and the year over year percentage change (YoY) was -6.51%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Johnson City, TN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Johnson City, TN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Johnson City, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Johnson City, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 641.0560495512715 NaN NaN
Feb 2012 641.632727988416 0.09 NaN
Mar 2012 649.7862901978326 1.27 NaN
Apr 2012 652.6297411564974 0.44 NaN
May 2012 651.0430877195159 -0.24 NaN
Jun 2012 648.0253949312204 -0.46 NaN
Jul 2012 644.3683917581677 -0.56 NaN
Aug 2012 648.6324233711946 0.66 NaN
Sep 2012 643.3360166790277 -0.82 NaN
Oct 2012 636.7984928219347 -1.02 NaN
Nov 2012 634.7286968058141 -0.32 NaN
Dec 2012 632.7329107334624 -0.31 NaN
Jan 2013 637.561249267287 0.76 -0.55
Feb 2013 643.7248391489468 0.97 0.33
Mar 2013 647.5647715133529 0.60 -0.34
Apr 2013 644.133245472786 -0.53 -1.30
May 2013 652.030388789053 1.23 0.15
Jun 2013 684.7216743416975 5.01 5.66
Jul 2013 705.0130919161762 2.96 9.41
Aug 2013 714.019458672435 1.28 10.08
Sep 2013 719.481340998389 0.77 11.84
Oct 2013 705.1493546738006 -1.99 10.73
Nov 2013 710.6255759579211 0.78 11.96
Dec 2013 725.3240862163348 2.07 14.63
Jan 2014 725.8859409846509 0.08 13.85
Feb 2014 720.3055285135944 -0.77 11.90
Mar 2014 724.5795527024836 0.59 11.89
Apr 2014 727.5680020553186 0.41 12.95
May 2014 723.0797665489054 -0.62 10.90
Jun 2014 725.657141510464 0.36 5.98
Jul 2014 727.9395971673837 0.32 3.25
Aug 2014 730.408101322106 0.34 2.30
Sep 2014 735.9495684908024 0.76 2.29
Oct 2014 729.0815564326649 -0.93 3.39
Nov 2014 727.1623803497542 -0.26 2.33
Dec 2014 719.8544956965059 -1.00 -0.75
Jan 2015 707.4329206552035 -1.73 -2.54
Feb 2015 710.7781731784744 0.47 -1.32
Mar 2015 716.5771738068519 0.82 -1.10
Apr 2015 714.4753560031496 -0.29 -1.80
May 2015 728.268168991685 1.93 0.72
Jun 2015 740.0549219105346 1.62 1.98
Jul 2015 746.937334499878 0.93 2.61
Aug 2015 740.6671403254808 -0.84 1.41
Sep 2015 741.7472486274721 0.15 0.79
Oct 2015 737.5647892650053 -0.56 1.16
Nov 2015 747.3616557954415 1.33 2.78
Dec 2015 749.9195665097286 0.34 4.18
Jan 2016 743.5476010423132 -0.85 5.11
Feb 2016 733.1689069080095 -1.40 3.15
Mar 2016 736.476089813619 0.45 2.78
Apr 2016 730.9932765859456 -0.74 2.31
May 2016 730.9480667907912 -0.01 0.37
Jun 2016 729.6321062426399 -0.18 -1.41
Jul 2016 722.884555560439 -0.92 -3.22
Aug 2016 724.5243621051707 0.23 -2.18
Sep 2016 729.8506944434421 0.74 -1.60
Oct 2016 735.1615242298599 0.73 -0.33
Nov 2016 759.2433819979553 3.28 1.59
Dec 2016 791.7275159996204 4.28 5.58
Jan 2017 788.7322947004513 -0.38 6.08
Feb 2017 789.0725270667172 0.04 7.63
Mar 2017 789.5777770151874 0.06 7.21
Apr 2017 779.4384042594415 -1.28 6.63
May 2017 778.8777401892435 -0.07 6.56
Jun 2017 773.7478712381295 -0.66 6.05
Jul 2017 780.1597319053537 0.83 7.92
Aug 2017 777.2552342518278 -0.37 7.28
Sep 2017 776.1880003211658 -0.14 6.35
Oct 2017 786.9150143843839 1.38 7.04
Nov 2017 793.7203076646538 0.87 4.54
Dec 2017 799.5703823643787 0.74 0.99
Jan 2018 800.3054637419285 0.09 1.47
Feb 2018 820.7420662695163 2.55 4.01
Mar 2018 829.0174780200314 1.01 5.00
Apr 2018 831.3972773922005 0.29 6.67
May 2018 842.2634231413772 1.31 8.14
Jun 2018 842.84261207133 0.07 8.93
Jul 2018 842.9710112783071 0.02 8.05
Aug 2018 848.3011360018629 0.63 9.14
Sep 2018 857.3461948377962 1.07 10.46
Oct 2018 873.6809578752391 1.91 11.03
Nov 2018 878.0277342028551 0.50 10.62
Dec 2018 864.1869067976926 -1.58 8.08
Jan 2019 847.8925712367377 -1.89 5.95
Feb 2019 849.4235354800779 0.18 3.50
Mar 2019 850.3262332628894 0.11 2.57
Apr 2019 847.6347185323802 -0.32 1.95
May 2019 847.011350304346 -0.07 0.56
Jun 2019 832.2228866363787 -1.75 -1.26
Jul 2019 832.8002782829342 0.07 -1.21
Aug 2019 824.3385009391033 -1.02 -2.82
Sep 2019 825.3151300646683 0.12 -3.74
Oct 2019 834.6801771464654 1.14 -4.46
Nov 2019 840.1087433039226 0.65 -4.32
Dec 2019 846.670720111064 0.78 -2.03
Jan 2020 850.2163035376735 0.42 0.27
Feb 2020 843.5777053277145 -0.78 -0.69
Mar 2020 848.030844463543 0.53 -0.27
Apr 2020 842.5602905141017 -0.64 -0.60
May 2020 841.2564033554488 -0.15 -0.68
Jun 2020 838.8619243650461 -0.28 0.80
Jul 2020 829.2886593993281 -1.14 -0.42
Aug 2020 827.7351981856748 -0.19 0.41
Sep 2020 832.3125735913181 0.55 0.85
Oct 2020 837.9702218007261 0.68 0.39
Nov 2020 843.5512592329108 0.67 0.41
Dec 2020 847.0641911794263 0.42 0.05
Jan 2021 852.0205010337846 0.59 0.21
Feb 2021 868.1442117432637 1.89 2.91
Mar 2021 901.8946164925783 3.89 6.35
Apr 2021 913.3533813102158 1.27 8.40
May 2021 920.3862620487589 0.77 9.41
Jun 2021 940.2739281962879 2.16 12.09
Jul 2021 951.6854485829124 1.21 14.76
Aug 2021 967.3737064161483 1.65 16.87
Sep 2021 985.0900962407196 1.83 18.36
Oct 2021 1010.0665423338226 2.54 20.54
Nov 2021 1022.4407560733905 1.23 21.21
Dec 2021 1038.954369904077 1.62 22.65
Jan 2022 1076.5585742646201 3.62 26.35
Feb 2022 1124.533918746375 4.46 29.53
Mar 2022 1183.4644760356548 5.24 31.22
Apr 2022 1287.7882143419197 8.82 41.00
May 2022 1329.473635601573 3.24 44.45
Jun 2022 1377.1482387158676 3.59 46.46
Jul 2022 1373.0095908107373 -0.30 44.27
Aug 2022 1353.8424671047699 -1.40 39.95
Sep 2022 1459.4098748440156 7.80 48.15
Oct 2022 1554.0855154318313 6.49 53.86
Nov 2022 1540.6003002884665 -0.87 50.68
Dec 2022 1485.3006756582495 -3.59 42.96
Jan 2023 1460.1372747428768 -1.69 35.63
Feb 2023 1462.212304410419 0.14 30.03
Mar 2023 1509.4667646435682 3.23 27.55
Apr 2023 1502.0137756256659 -0.49 16.64
May 2023 1532.1237188429864 2.01 15.24
Jun 2023 1589.3805357652984 3.74 15.41
Jul 2023 1622.4648706475448 2.08 18.17
Aug 2023 1671.093068333218 3.00 23.43
Sep 2023 1708.134731342925 2.22 17.04
Oct 2023 1782.17348457644 4.33 14.68
Nov 2023 1770.2997727600643 -0.67 14.91
Dec 2023 1688.031078458501 -4.65 13.65
Jan 2024 1676.9036589719233 -0.66 14.85
Feb 2024 1698.371593224127 1.28 16.15
Mar 2024 1711.9423818228613 0.80 13.41
Apr 2024 1750.684998581424 2.26 16.56
May 2024 1774.8253538073902 1.38 15.84
Jun 2024 1765.2176967303158 -0.54 11.06
Jul 2024 1762.1498021619611 -0.17 8.61
Aug 2024 1712.5907757519824 -2.81 2.48
Sep 2024 1671.3228782315605 -2.41 -2.15
Oct 2024 1704.1131017135954 1.96 -4.38
Nov 2024 1755.4009943054693 3.01 -0.84
Dec 2024 1746.1381235539536 -0.53 3.44
Jan 2025 1756.8570742931022 0.61 4.77
Feb 2025 1746.8118450275224 -0.57 2.85
Mar 2025 1721.1394203324119 -1.47 0.54
Apr 2025 1730.169144814884 0.53 -1.17
May 2025 1742.413829162983 0.71 -1.83
Jun 2025 1741.828070477998 -0.03 -1.32
Jul 2025 1729.2858799067048 -0.72 -1.86
Aug 2025 1708.428397615983 -1.21 -0.24
Sep 2025 1679.7235163384723 -1.68 0.50
Oct 2025 1663.390637347741 -0.97 -2.39
Nov 2025 1660.5008381896623 -0.17 -5.41
Dec 2025 1653.2039095358186 -0.44 -5.32
Jan 2026 1642.4109079922755 -0.65 -6.51