Kingston, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Kingston, NY Metro in January 2026 was $2,818.356. The month over month percentage change (MoM) was -0.49%, and the year over year percentage change (YoY) was -4.35%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Kingston, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Kingston, NY metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Kingston, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Kingston, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1363.5098234788443 NaN NaN
Feb 2012 1361.8789444669787 -0.12 NaN
Mar 2012 1365.0384124445109 0.23 NaN
Apr 2012 1350.9918488942553 -1.03 NaN
May 2012 1331.5213568083473 -1.44 NaN
Jun 2012 1314.0366464085141 -1.31 NaN
Jul 2012 1299.351216779503 -1.12 NaN
Aug 2012 1300.9945161484147 0.13 NaN
Sep 2012 1291.2193139533413 -0.75 NaN
Oct 2012 1277.0121393635934 -1.10 NaN
Nov 2012 1268.3781755307966 -0.68 NaN
Dec 2012 1259.480335561531 -0.70 NaN
Jan 2013 1258.7492463626036 -0.06 -7.68
Feb 2013 1265.3426173399553 0.52 -7.09
Mar 2013 1265.6823511506095 0.03 -7.28
Apr 2013 1256.9234464537344 -0.69 -6.96
May 2013 1269.3296613886594 0.99 -4.67
Jun 2013 1323.3351154319898 4.26 0.71
Jul 2013 1360.2918384934546 2.79 4.69
Aug 2013 1376.1479143760043 1.17 5.78
Sep 2013 1383.9186964519808 0.56 7.18
Oct 2013 1357.6760640002885 -1.90 6.32
Nov 2013 1361.2449570352094 0.26 7.32
Dec 2013 1378.1739273382864 1.24 9.42
Jan 2014 1375.5064700388969 -0.19 9.28
Feb 2014 1363.803197609046 -0.85 7.78
Mar 2014 1368.5193525947848 0.35 8.13
Apr 2014 1371.2891977556394 0.20 9.10
May 2014 1365.9952894357464 -0.39 7.62
Jun 2014 1368.6523378032714 0.20 3.42
Jul 2014 1372.0470678263828 0.25 0.86
Aug 2014 1373.0135851513967 0.07 -0.23
Sep 2014 1380.2948506622893 0.53 -0.26
Oct 2014 1367.4006641016613 -0.93 0.72
Nov 2014 1361.5463888103227 -0.43 0.02
Dec 2014 1346.9876962485123 -1.07 -2.26
Jan 2015 1327.7368208443193 -1.43 -3.47
Feb 2015 1330.949332369859 0.24 -2.41
Mar 2015 1335.4450770702801 0.34 -2.42
Apr 2015 1328.396950586952 -0.53 -3.13
May 2015 1344.5853035666366 1.22 -1.57
Jun 2015 1359.3980267618322 1.10 -0.68
Jul 2015 1371.2773272396917 0.87 -0.06
Aug 2015 1367.8833665403668 -0.25 -0.37
Sep 2015 1377.8512448506672 0.73 -0.18
Oct 2015 1376.9977041550812 -0.06 0.70
Nov 2015 1392.2056292799264 1.10 2.25
Dec 2015 1393.2563065517934 0.08 3.44
Jan 2016 1383.0046290063228 -0.74 4.16
Feb 2016 1362.097589250088 -1.51 2.34
Mar 2016 1361.9838756409395 -0.01 1.99
Apr 2016 1353.1220210806073 -0.65 1.86
May 2016 1354.3290559189659 0.09 0.73
Jun 2016 1356.5570072531277 0.17 -0.21
Jul 2016 1351.7142604021674 -0.36 -1.43
Aug 2016 1358.219766470047 0.48 -0.71
Sep 2016 1365.5676180233852 0.54 -0.89
Oct 2016 1369.6355237988607 0.30 -0.53
Nov 2016 1398.7972047370308 2.13 0.47
Dec 2016 1442.957405096386 3.16 3.57
Jan 2017 1416.876011236086 -1.81 2.45
Feb 2017 1422.7101591266182 0.41 4.45
Mar 2017 1427.2810076136489 0.32 4.79
Apr 2017 1418.3379094438856 -0.63 4.82
May 2017 1422.6171199311675 0.30 5.04
Jun 2017 1421.9532741057842 -0.05 4.82
Jul 2017 1436.4662659084543 1.02 6.27
Aug 2017 1437.5107307280805 0.07 5.84
Sep 2017 1439.5501765942531 0.14 5.42
Oct 2017 1456.7211357057095 1.19 6.36
Nov 2017 1466.0125631436913 0.64 4.81
Dec 2017 1474.4012845271022 0.57 2.18
Jan 2018 1487.5988454532346 0.90 4.99
Feb 2018 1519.6555201616825 2.15 6.81
Mar 2018 1535.1072204294019 1.02 7.56
Apr 2018 1542.887780954819 0.51 8.78
May 2018 1564.2183364787866 1.38 9.95
Jun 2018 1574.745241335108 0.67 10.75
Jul 2018 1586.4459663575199 0.74 10.44
Aug 2018 1605.4063590744754 1.20 11.68
Sep 2018 1627.156936833745 1.36 13.03
Oct 2018 1655.2154475895795 1.72 13.63
Nov 2018 1662.557442496972 0.44 13.41
Dec 2018 1636.8974056781408 -1.54 11.02
Jan 2019 1616.853653958807 -1.22 8.69
Feb 2019 1606.2505486141768 -0.66 5.70
Mar 2019 1596.8072808799293 -0.59 4.02
Apr 2019 1587.3843935722089 -0.59 2.88
May 2019 1582.4213741638027 -0.31 1.16
Jun 2019 1559.1652134213891 -1.47 -0.99
Jul 2019 1563.7173778435922 0.29 -1.43
Aug 2019 1560.1569103195009 -0.23 -2.82
Sep 2019 1570.0194009411684 0.63 -3.51
Oct 2019 1587.7711281576605 1.13 -4.07
Nov 2019 1597.1739037178995 0.59 -3.93
Dec 2019 1607.414471748818 0.64 -1.80
Jan 2020 1604.5913453864696 -0.18 -0.76
Feb 2020 1596.337572376151 -0.51 -0.62
Mar 2020 1604.0977071765924 0.49 0.46
Apr 2020 1597.9894927707433 -0.38 0.67
May 2020 1593.9143998957447 -0.25 0.73
Jun 2020 1590.6776420039541 -0.20 2.02
Jul 2020 1582.8933028655867 -0.49 1.23
Aug 2020 1590.822411444934 0.50 1.97
Sep 2020 1614.538698650278 1.49 2.84
Oct 2020 1647.5869975369847 2.05 3.77
Nov 2020 1687.1282912176264 2.40 5.63
Dec 2020 1725.659262025294 2.28 7.36
Jan 2021 1439.2350609415787 -16.60 -10.30
Feb 2021 1481.761728731172 2.96 -7.18
Mar 2021 1546.6386475503946 4.38 -3.58
Apr 2021 1573.4703113184205 1.74 -1.53
May 2021 1590.8771041054683 1.11 -0.19
Jun 2021 1623.305722039448 2.04 2.05
Jul 2021 1632.9774492543324 0.60 3.16
Aug 2021 1643.9036002629955 0.67 3.34
Sep 2021 1656.5446286627755 0.77 2.60
Oct 2021 1684.3878133586827 1.68 2.23
Nov 2021 1687.5998493422658 0.19 0.03
Dec 2021 1697.5313399637469 0.59 -1.63
Jan 2022 1764.1685284334133 3.93 22.58
Feb 2022 1840.1996261420388 4.31 24.19
Mar 2022 1944.0575562756312 5.64 25.70
Apr 2022 2119.6901186984533 9.03 34.71
May 2022 2203.1854456990122 3.94 38.49
Jun 2022 2292.327877564836 4.05 41.21
Jul 2022 2293.828084506651 0.07 40.47
Aug 2022 2261.3094872653382 -1.42 37.56
Sep 2022 2417.1717658582866 6.89 45.92
Oct 2022 2558.7764290525206 5.86 51.91
Nov 2022 2539.4702373986916 -0.75 50.48
Dec 2022 2454.1190809077593 -3.36 44.57
Jan 2023 2437.8880194738995 -0.66 38.19
Feb 2023 2441.218076106194 0.14 32.66
Mar 2023 2501.9762397490917 2.49 28.70
Apr 2023 2472.9384720952007 -1.16 16.67
May 2023 2498.2821257745545 1.02 13.39
Jun 2023 2572.488944529 2.97 12.22
Jul 2023 2621.805480766877 1.92 14.30
Aug 2023 2694.648693031569 2.78 19.16
Sep 2023 2746.930924108865 1.94 13.64
Oct 2023 2855.6016743045957 3.96 11.60
Nov 2023 2834.7201935805906 -0.73 11.63
Dec 2023 2713.098567872967 -4.29 10.55
Jan 2024 2684.129129752212 -1.07 10.10
Feb 2024 2723.987550204253 1.49 11.58
Mar 2024 2756.848298455674 1.21 10.19
Apr 2024 2823.7539964501084 2.43 14.19
May 2024 2864.8688297842973 1.46 14.67
Jun 2024 2852.896784074586 -0.42 10.90
Jul 2024 2854.3139929754025 0.05 8.87
Aug 2024 2797.541722031524 -1.99 3.82
Sep 2024 2754.5319444943348 -1.54 0.28
Oct 2024 2821.5987607235 2.44 -1.19
Nov 2024 2911.298088243075 3.18 2.70
Dec 2024 2894.795153264089 -0.57 6.70
Jan 2025 2946.474426954073 1.79 9.77
Feb 2025 2919.500185520843 -0.91 7.18
Mar 2025 2874.9490658035406 -1.53 4.28
Apr 2025 2894.7917171387094 0.69 2.52
May 2025 2919.5120767854455 0.85 1.91
Jun 2025 2927.4300242789573 0.27 2.61
Jul 2025 2914.7069699873637 -0.43 2.12
Aug 2025 2891.1193562466847 -0.81 3.35
Sep 2025 2852.1054921855175 -1.35 3.54
Oct 2025 2833.738427532471 -0.64 0.43
Nov 2025 2836.4307648918752 0.10 -2.57
Dec 2025 2832.258468265861 -0.15 -2.16
Jan 2026 2818.3561636134586 -0.49 -4.35