Lafayette, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lafayette, IN Metro in January 2026 was $1,715.741. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -4.00%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lafayette, IN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lafayette, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 627.1419148968849 | NaN | NaN |
| Feb 2012 | 624.3193567672472 | -0.45 | NaN |
| Mar 2012 | 628.5821988987846 | 0.68 | NaN |
| Apr 2012 | 629.1687793048031 | 0.09 | NaN |
| May 2012 | 625.9020193608172 | -0.52 | NaN |
| Jun 2012 | 620.5044163418955 | -0.86 | NaN |
| Jul 2012 | 614.5250726425305 | -0.96 | NaN |
| Aug 2012 | 618.0319501585205 | 0.57 | NaN |
| Sep 2012 | 613.6869487706372 | -0.70 | NaN |
| Oct 2012 | 608.9344730171595 | -0.77 | NaN |
| Nov 2012 | 608.9060942589454 | 0.00 | NaN |
| Dec 2012 | 609.398487548048 | 0.08 | NaN |
| Jan 2013 | 618.002257533774 | 1.41 | -1.46 |
| Feb 2013 | 624.2891298974516 | 1.02 | 0.00 |
| Mar 2013 | 626.8920918475663 | 0.42 | -0.27 |
| Apr 2013 | 622.1386471289078 | -0.76 | -1.12 |
| May 2013 | 628.4262517429888 | 1.01 | 0.40 |
| Jun 2013 | 658.7363236284443 | 4.82 | 6.16 |
| Jul 2013 | 677.1070548829525 | 2.79 | 10.18 |
| Aug 2013 | 683.6987720471445 | 0.97 | 10.63 |
| Sep 2013 | 687.3575482409035 | 0.54 | 12.01 |
| Oct 2013 | 672.2168451638368 | -2.20 | 10.39 |
| Nov 2013 | 678.594345050021 | 0.95 | 11.45 |
| Dec 2013 | 693.5682116929145 | 2.21 | 13.81 |
| Jan 2014 | 694.6956849603883 | 0.16 | 12.41 |
| Feb 2014 | 688.7022183892338 | -0.86 | 10.32 |
| Mar 2014 | 692.2966658204755 | 0.52 | 10.43 |
| Apr 2014 | 694.4977375487258 | 0.32 | 11.63 |
| May 2014 | 689.0238348185682 | -0.79 | 9.64 |
| Jun 2014 | 690.0302828077267 | 0.15 | 4.75 |
| Jul 2014 | 690.5187550439632 | 0.07 | 1.98 |
| Aug 2014 | 691.717071831225 | 0.17 | 1.17 |
| Sep 2014 | 696.2929832928924 | 0.66 | 1.30 |
| Oct 2014 | 689.3914379357053 | -0.99 | 2.56 |
| Nov 2014 | 688.1045669297832 | -0.19 | 1.40 |
| Dec 2014 | 681.7199141853258 | -0.93 | -1.71 |
| Jan 2015 | 672.0493138483678 | -1.42 | -3.26 |
| Feb 2015 | 675.5167017718336 | 0.52 | -1.91 |
| Mar 2015 | 680.6585781828492 | 0.76 | -1.68 |
| Apr 2015 | 677.7704286635205 | -0.42 | -2.41 |
| May 2015 | 690.2470873893878 | 1.84 | 0.18 |
| Jun 2015 | 700.7355312739685 | 1.52 | 1.55 |
| Jul 2015 | 706.527433167844 | 0.83 | 2.32 |
| Aug 2015 | 700.8372830598794 | -0.80 | 1.32 |
| Sep 2015 | 702.7731736113144 | 0.28 | 0.93 |
| Oct 2015 | 699.6011486562835 | -0.45 | 1.48 |
| Nov 2015 | 709.8734613015554 | 1.47 | 3.16 |
| Dec 2015 | 713.0614170935451 | 0.45 | 4.60 |
| Jan 2016 | 706.8211302557162 | -0.87 | 5.17 |
| Feb 2016 | 697.3091855851756 | -1.35 | 3.23 |
| Mar 2016 | 702.2917096501698 | 0.72 | 3.18 |
| Apr 2016 | 700.5614292665535 | -0.25 | 3.36 |
| May 2016 | 703.4593005096245 | 0.41 | 1.91 |
| Jun 2016 | 704.2869746032575 | 0.12 | 0.51 |
| Jul 2016 | 698.6015439687714 | -0.81 | -1.12 |
| Aug 2016 | 700.6392132700613 | 0.29 | -0.03 |
| Sep 2016 | 705.7870346782615 | 0.74 | 0.43 |
| Oct 2016 | 710.8204486702676 | 0.71 | 1.60 |
| Nov 2016 | 734.2313878342852 | 3.29 | 3.43 |
| Dec 2016 | 766.4117468395195 | 4.38 | 7.48 |
| Jan 2017 | 764.1525709241077 | -0.29 | 8.11 |
| Feb 2017 | 767.6813961841007 | 0.46 | 10.09 |
| Mar 2017 | 771.9225656739984 | 0.55 | 9.91 |
| Apr 2017 | 765.9574870918983 | -0.77 | 9.34 |
| May 2017 | 768.2799158255949 | 0.30 | 9.22 |
| Jun 2017 | 766.55170412488 | -0.22 | 8.84 |
| Jul 2017 | 775.450385150933 | 1.16 | 11.00 |
| Aug 2017 | 774.4687314548441 | -0.13 | 10.54 |
| Sep 2017 | 773.5317669126447 | -0.12 | 9.60 |
| Oct 2017 | 783.2640764381335 | 1.26 | 10.19 |
| Nov 2017 | 788.8463638630092 | 0.71 | 7.44 |
| Dec 2017 | 793.9677823590805 | 0.65 | 3.60 |
| Jan 2018 | 800.522718944285 | 0.83 | 4.76 |
| Feb 2018 | 824.6598120072085 | 3.02 | 7.42 |
| Mar 2018 | 837.5321502082818 | 1.56 | 8.50 |
| Apr 2018 | 844.139925707639 | 0.79 | 10.21 |
| May 2018 | 856.8205721447057 | 1.50 | 11.53 |
| Jun 2018 | 858.8363141621098 | 0.24 | 12.04 |
| Jul 2018 | 859.4800721280454 | 0.08 | 10.84 |
| Aug 2018 | 865.3139568171754 | 0.68 | 11.73 |
| Sep 2018 | 874.7681601195259 | 1.09 | 13.09 |
| Oct 2018 | 893.0856802322533 | 2.09 | 14.02 |
| Nov 2018 | 899.2347908244549 | 0.69 | 13.99 |
| Dec 2018 | 885.0524330555029 | -1.58 | 11.47 |
| Jan 2019 | 874.6031761321035 | -1.18 | 9.25 |
| Feb 2019 | 873.3083238162751 | -0.15 | 5.90 |
| Mar 2019 | 873.4367205783533 | 0.02 | 4.29 |
| Apr 2019 | 870.440748862196 | -0.34 | 3.12 |
| May 2019 | 870.7741890405546 | 0.04 | 1.63 |
| Jun 2019 | 855.2123113997754 | -1.79 | -0.42 |
| Jul 2019 | 857.6386988937568 | 0.28 | -0.21 |
| Aug 2019 | 850.7550633305934 | -0.80 | -1.68 |
| Sep 2019 | 853.2698924882123 | 0.30 | -2.46 |
| Oct 2019 | 863.4790801712559 | 1.20 | -3.31 |
| Nov 2019 | 869.7898382383478 | 0.73 | -3.27 |
| Dec 2019 | 878.8285752361706 | 1.04 | -0.70 |
| Jan 2020 | 875.4181977034126 | -0.39 | 0.09 |
| Feb 2020 | 869.5389552574352 | -0.67 | -0.43 |
| Mar 2020 | 874.7426402466716 | 0.60 | 0.15 |
| Apr 2020 | 870.0999701295498 | -0.53 | -0.04 |
| May 2020 | 870.0236480593458 | -0.01 | -0.09 |
| Jun 2020 | 868.3699415543031 | -0.19 | 1.54 |
| Jul 2020 | 858.7186299170079 | -1.11 | 0.13 |
| Aug 2020 | 854.1139642945441 | -0.54 | 0.40 |
| Sep 2020 | 855.7691052326776 | 0.19 | 0.29 |
| Oct 2020 | 858.7873985088613 | 0.35 | -0.54 |
| Nov 2020 | 862.7198188293994 | 0.46 | -0.81 |
| Dec 2020 | 864.5972770637459 | 0.22 | -1.62 |
| Jan 2021 | 870.2550990635491 | 0.65 | -0.59 |
| Feb 2021 | 883.0494004935076 | 1.47 | 1.55 |
| Mar 2021 | 914.0418461114758 | 3.51 | 4.49 |
| Apr 2021 | 922.7623360137943 | 0.95 | 6.05 |
| May 2021 | 926.7365716921171 | 0.43 | 6.52 |
| Jun 2021 | 941.1593501730765 | 1.56 | 8.38 |
| Jul 2021 | 945.0307949646167 | 0.41 | 10.05 |
| Aug 2021 | 953.7684994938681 | 0.93 | 11.67 |
| Sep 2021 | 965.964404721125 | 1.28 | 12.88 |
| Oct 2021 | 987.0636892972639 | 2.18 | 14.94 |
| Nov 2021 | 994.3425391421728 | 0.74 | 15.26 |
| Dec 2021 | 1005.7812143249741 | 1.15 | 16.33 |
| Jan 2022 | 1051.8853139771118 | 4.58 | 20.87 |
| Feb 2022 | 1095.8927174331614 | 4.18 | 24.10 |
| Mar 2022 | 1152.3483032415866 | 5.15 | 26.07 |
| Apr 2022 | 1256.0505300272303 | 9.00 | 36.12 |
| May 2022 | 1298.4247076699967 | 3.37 | 40.11 |
| Jun 2022 | 1345.0093095109794 | 3.59 | 42.91 |
| Jul 2022 | 1338.0090269230882 | -0.52 | 41.58 |
| Aug 2022 | 1316.9214683279674 | -1.58 | 38.08 |
| Sep 2022 | 1416.3727058805791 | 7.55 | 46.63 |
| Oct 2022 | 1508.075119876703 | 6.47 | 52.78 |
| Nov 2022 | 1495.3370587727204 | -0.84 | 50.39 |
| Dec 2022 | 1443.8934013600765 | -3.44 | 43.56 |
| Jan 2023 | 1441.238482130864 | -0.18 | 37.02 |
| Feb 2023 | 1443.2213286428362 | 0.14 | 31.69 |
| Mar 2023 | 1484.0609188573867 | 2.83 | 28.79 |
| Apr 2023 | 1473.330780918241 | -0.72 | 17.30 |
| May 2023 | 1501.0264050403744 | 1.88 | 15.60 |
| Jun 2023 | 1556.8558623375482 | 3.72 | 15.75 |
| Jul 2023 | 1591.1184995629474 | 2.20 | 18.92 |
| Aug 2023 | 1635.7327129466723 | 2.80 | 24.21 |
| Sep 2023 | 1663.7651712135576 | 1.71 | 17.47 |
| Oct 2023 | 1728.2545497564206 | 3.88 | 14.60 |
| Nov 2023 | 1712.85348294837 | -0.89 | 14.55 |
| Dec 2023 | 1637.9541527369915 | -4.37 | 13.44 |
| Jan 2024 | 1622.6243976374421 | -0.94 | 12.59 |
| Feb 2024 | 1650.9007840182526 | 1.74 | 14.39 |
| Mar 2024 | 1672.0708075142206 | 1.28 | 12.67 |
| Apr 2024 | 1713.1034264444706 | 2.45 | 16.27 |
| May 2024 | 1736.6087794839975 | 1.37 | 15.70 |
| Jun 2024 | 1725.6971893570944 | -0.63 | 10.85 |
| Jul 2024 | 1720.6981341451585 | -0.29 | 8.14 |
| Aug 2024 | 1677.367762923479 | -2.52 | 2.55 |
| Sep 2024 | 1645.4416792782108 | -1.90 | -1.10 |
| Oct 2024 | 1686.128754425524 | 2.47 | -2.44 |
| Nov 2024 | 1745.620101408821 | 3.53 | 1.91 |
| Dec 2024 | 1742.8778967171354 | -0.16 | 6.41 |
| Jan 2025 | 1787.2991542553873 | 2.55 | 10.15 |
| Feb 2025 | 1779.9791394256195 | -0.41 | 7.82 |
| Mar 2025 | 1757.2904426628534 | -1.27 | 5.10 |
| Apr 2025 | 1768.3527615850646 | 0.63 | 3.23 |
| May 2025 | 1781.5654684282626 | 0.75 | 2.59 |
| Jun 2025 | 1782.584609874923 | 0.06 | 3.30 |
| Jul 2025 | 1770.946946428203 | -0.65 | 2.92 |
| Aug 2025 | 1753.4642836987796 | -0.99 | 4.54 |
| Sep 2025 | 1729.5722867527475 | -1.36 | 5.11 |
| Oct 2025 | 1719.7532743202491 | -0.57 | 1.99 |
| Nov 2025 | 1723.1406603008186 | 0.20 | -1.29 |
| Dec 2025 | 1722.6459235174962 | -0.03 | -1.16 |
| Jan 2026 | 1715.7411813163671 | -0.40 | -4.00 |