Lafayette, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lafayette, IN Metro in January 2026 was $1,715.741. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -4.00%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lafayette, IN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lafayette, IN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lafayette, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lafayette, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 627.1419148968849 NaN NaN
Feb 2012 624.3193567672472 -0.45 NaN
Mar 2012 628.5821988987846 0.68 NaN
Apr 2012 629.1687793048031 0.09 NaN
May 2012 625.9020193608172 -0.52 NaN
Jun 2012 620.5044163418955 -0.86 NaN
Jul 2012 614.5250726425305 -0.96 NaN
Aug 2012 618.0319501585205 0.57 NaN
Sep 2012 613.6869487706372 -0.70 NaN
Oct 2012 608.9344730171595 -0.77 NaN
Nov 2012 608.9060942589454 0.00 NaN
Dec 2012 609.398487548048 0.08 NaN
Jan 2013 618.002257533774 1.41 -1.46
Feb 2013 624.2891298974516 1.02 0.00
Mar 2013 626.8920918475663 0.42 -0.27
Apr 2013 622.1386471289078 -0.76 -1.12
May 2013 628.4262517429888 1.01 0.40
Jun 2013 658.7363236284443 4.82 6.16
Jul 2013 677.1070548829525 2.79 10.18
Aug 2013 683.6987720471445 0.97 10.63
Sep 2013 687.3575482409035 0.54 12.01
Oct 2013 672.2168451638368 -2.20 10.39
Nov 2013 678.594345050021 0.95 11.45
Dec 2013 693.5682116929145 2.21 13.81
Jan 2014 694.6956849603883 0.16 12.41
Feb 2014 688.7022183892338 -0.86 10.32
Mar 2014 692.2966658204755 0.52 10.43
Apr 2014 694.4977375487258 0.32 11.63
May 2014 689.0238348185682 -0.79 9.64
Jun 2014 690.0302828077267 0.15 4.75
Jul 2014 690.5187550439632 0.07 1.98
Aug 2014 691.717071831225 0.17 1.17
Sep 2014 696.2929832928924 0.66 1.30
Oct 2014 689.3914379357053 -0.99 2.56
Nov 2014 688.1045669297832 -0.19 1.40
Dec 2014 681.7199141853258 -0.93 -1.71
Jan 2015 672.0493138483678 -1.42 -3.26
Feb 2015 675.5167017718336 0.52 -1.91
Mar 2015 680.6585781828492 0.76 -1.68
Apr 2015 677.7704286635205 -0.42 -2.41
May 2015 690.2470873893878 1.84 0.18
Jun 2015 700.7355312739685 1.52 1.55
Jul 2015 706.527433167844 0.83 2.32
Aug 2015 700.8372830598794 -0.80 1.32
Sep 2015 702.7731736113144 0.28 0.93
Oct 2015 699.6011486562835 -0.45 1.48
Nov 2015 709.8734613015554 1.47 3.16
Dec 2015 713.0614170935451 0.45 4.60
Jan 2016 706.8211302557162 -0.87 5.17
Feb 2016 697.3091855851756 -1.35 3.23
Mar 2016 702.2917096501698 0.72 3.18
Apr 2016 700.5614292665535 -0.25 3.36
May 2016 703.4593005096245 0.41 1.91
Jun 2016 704.2869746032575 0.12 0.51
Jul 2016 698.6015439687714 -0.81 -1.12
Aug 2016 700.6392132700613 0.29 -0.03
Sep 2016 705.7870346782615 0.74 0.43
Oct 2016 710.8204486702676 0.71 1.60
Nov 2016 734.2313878342852 3.29 3.43
Dec 2016 766.4117468395195 4.38 7.48
Jan 2017 764.1525709241077 -0.29 8.11
Feb 2017 767.6813961841007 0.46 10.09
Mar 2017 771.9225656739984 0.55 9.91
Apr 2017 765.9574870918983 -0.77 9.34
May 2017 768.2799158255949 0.30 9.22
Jun 2017 766.55170412488 -0.22 8.84
Jul 2017 775.450385150933 1.16 11.00
Aug 2017 774.4687314548441 -0.13 10.54
Sep 2017 773.5317669126447 -0.12 9.60
Oct 2017 783.2640764381335 1.26 10.19
Nov 2017 788.8463638630092 0.71 7.44
Dec 2017 793.9677823590805 0.65 3.60
Jan 2018 800.522718944285 0.83 4.76
Feb 2018 824.6598120072085 3.02 7.42
Mar 2018 837.5321502082818 1.56 8.50
Apr 2018 844.139925707639 0.79 10.21
May 2018 856.8205721447057 1.50 11.53
Jun 2018 858.8363141621098 0.24 12.04
Jul 2018 859.4800721280454 0.08 10.84
Aug 2018 865.3139568171754 0.68 11.73
Sep 2018 874.7681601195259 1.09 13.09
Oct 2018 893.0856802322533 2.09 14.02
Nov 2018 899.2347908244549 0.69 13.99
Dec 2018 885.0524330555029 -1.58 11.47
Jan 2019 874.6031761321035 -1.18 9.25
Feb 2019 873.3083238162751 -0.15 5.90
Mar 2019 873.4367205783533 0.02 4.29
Apr 2019 870.440748862196 -0.34 3.12
May 2019 870.7741890405546 0.04 1.63
Jun 2019 855.2123113997754 -1.79 -0.42
Jul 2019 857.6386988937568 0.28 -0.21
Aug 2019 850.7550633305934 -0.80 -1.68
Sep 2019 853.2698924882123 0.30 -2.46
Oct 2019 863.4790801712559 1.20 -3.31
Nov 2019 869.7898382383478 0.73 -3.27
Dec 2019 878.8285752361706 1.04 -0.70
Jan 2020 875.4181977034126 -0.39 0.09
Feb 2020 869.5389552574352 -0.67 -0.43
Mar 2020 874.7426402466716 0.60 0.15
Apr 2020 870.0999701295498 -0.53 -0.04
May 2020 870.0236480593458 -0.01 -0.09
Jun 2020 868.3699415543031 -0.19 1.54
Jul 2020 858.7186299170079 -1.11 0.13
Aug 2020 854.1139642945441 -0.54 0.40
Sep 2020 855.7691052326776 0.19 0.29
Oct 2020 858.7873985088613 0.35 -0.54
Nov 2020 862.7198188293994 0.46 -0.81
Dec 2020 864.5972770637459 0.22 -1.62
Jan 2021 870.2550990635491 0.65 -0.59
Feb 2021 883.0494004935076 1.47 1.55
Mar 2021 914.0418461114758 3.51 4.49
Apr 2021 922.7623360137943 0.95 6.05
May 2021 926.7365716921171 0.43 6.52
Jun 2021 941.1593501730765 1.56 8.38
Jul 2021 945.0307949646167 0.41 10.05
Aug 2021 953.7684994938681 0.93 11.67
Sep 2021 965.964404721125 1.28 12.88
Oct 2021 987.0636892972639 2.18 14.94
Nov 2021 994.3425391421728 0.74 15.26
Dec 2021 1005.7812143249741 1.15 16.33
Jan 2022 1051.8853139771118 4.58 20.87
Feb 2022 1095.8927174331614 4.18 24.10
Mar 2022 1152.3483032415866 5.15 26.07
Apr 2022 1256.0505300272303 9.00 36.12
May 2022 1298.4247076699967 3.37 40.11
Jun 2022 1345.0093095109794 3.59 42.91
Jul 2022 1338.0090269230882 -0.52 41.58
Aug 2022 1316.9214683279674 -1.58 38.08
Sep 2022 1416.3727058805791 7.55 46.63
Oct 2022 1508.075119876703 6.47 52.78
Nov 2022 1495.3370587727204 -0.84 50.39
Dec 2022 1443.8934013600765 -3.44 43.56
Jan 2023 1441.238482130864 -0.18 37.02
Feb 2023 1443.2213286428362 0.14 31.69
Mar 2023 1484.0609188573867 2.83 28.79
Apr 2023 1473.330780918241 -0.72 17.30
May 2023 1501.0264050403744 1.88 15.60
Jun 2023 1556.8558623375482 3.72 15.75
Jul 2023 1591.1184995629474 2.20 18.92
Aug 2023 1635.7327129466723 2.80 24.21
Sep 2023 1663.7651712135576 1.71 17.47
Oct 2023 1728.2545497564206 3.88 14.60
Nov 2023 1712.85348294837 -0.89 14.55
Dec 2023 1637.9541527369915 -4.37 13.44
Jan 2024 1622.6243976374421 -0.94 12.59
Feb 2024 1650.9007840182526 1.74 14.39
Mar 2024 1672.0708075142206 1.28 12.67
Apr 2024 1713.1034264444706 2.45 16.27
May 2024 1736.6087794839975 1.37 15.70
Jun 2024 1725.6971893570944 -0.63 10.85
Jul 2024 1720.6981341451585 -0.29 8.14
Aug 2024 1677.367762923479 -2.52 2.55
Sep 2024 1645.4416792782108 -1.90 -1.10
Oct 2024 1686.128754425524 2.47 -2.44
Nov 2024 1745.620101408821 3.53 1.91
Dec 2024 1742.8778967171354 -0.16 6.41
Jan 2025 1787.2991542553873 2.55 10.15
Feb 2025 1779.9791394256195 -0.41 7.82
Mar 2025 1757.2904426628534 -1.27 5.10
Apr 2025 1768.3527615850646 0.63 3.23
May 2025 1781.5654684282626 0.75 2.59
Jun 2025 1782.584609874923 0.06 3.30
Jul 2025 1770.946946428203 -0.65 2.92
Aug 2025 1753.4642836987796 -0.99 4.54
Sep 2025 1729.5722867527475 -1.36 5.11
Oct 2025 1719.7532743202491 -0.57 1.99
Nov 2025 1723.1406603008186 0.20 -1.29
Dec 2025 1722.6459235174962 -0.03 -1.16
Jan 2026 1715.7411813163671 -0.40 -4.00