Lake Charles, LA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lake Charles, LA Metro in January 2026 was $1,420.844. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -1.76%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lake Charles, LA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lake Charles, LA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lake Charles, LA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lake Charles, LA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 0 NaN NaN
Feb 2012 0 NaN NaN
Mar 2012 0 NaN NaN
Apr 2012 0 NaN NaN
May 2012 0 NaN NaN
Jun 2012 0 NaN NaN
Jul 2012 0 NaN NaN
Aug 2012 0 NaN NaN
Sep 2012 0 NaN NaN
Oct 2012 0 NaN NaN
Nov 2012 0 NaN NaN
Dec 2012 0 NaN NaN
Jan 2013 0 NaN NaN
Feb 2013 0 NaN NaN
Mar 2013 0 NaN NaN
Apr 2013 0 NaN NaN
May 2013 0 NaN NaN
Jun 2013 0 NaN NaN
Jul 2013 0 NaN NaN
Aug 2013 0 NaN NaN
Sep 2013 0 NaN NaN
Oct 2013 0 NaN NaN
Nov 2013 0 NaN NaN
Dec 2013 0 NaN NaN
Jan 2014 0 NaN NaN
Feb 2014 0 NaN NaN
Mar 2014 0 NaN NaN
Apr 2014 0 NaN NaN
May 2014 0 NaN NaN
Jun 2014 0 NaN NaN
Jul 2014 0 NaN NaN
Aug 2014 0 NaN NaN
Sep 2014 0 NaN NaN
Oct 2014 0 NaN NaN
Nov 2014 0 NaN NaN
Dec 2014 0 NaN NaN
Jan 2015 0 NaN NaN
Feb 2015 0 NaN NaN
Mar 2015 0 NaN NaN
Apr 2015 0 NaN NaN
May 2015 0 NaN NaN
Jun 2015 0 NaN NaN
Jul 2015 0 NaN NaN
Aug 2015 0 NaN NaN
Sep 2015 0 NaN NaN
Oct 2015 0 NaN NaN
Nov 2015 0 NaN NaN
Dec 2015 0 NaN NaN
Jan 2016 0 NaN NaN
Feb 2016 1003.1035042915414 Infinity Infinity
Mar 2016 1005.0372245611501 0.19 Infinity
Apr 2016 997.3331163322608 -0.77 Infinity
May 2016 997.0568040245978 -0.03 Infinity
Jun 2016 994.6193369237847 -0.24 Infinity
Jul 2016 982.4747386799843 -1.22 Infinity
Aug 2016 982.4729880957366 0.00 Infinity
Sep 2016 984.6646363007078 0.22 Infinity
Oct 2016 989.2982223842025 0.47 Infinity
Nov 2016 1018.8002958602765 2.98 Infinity
Dec 2016 1062.513022852293 4.29 Infinity
Jan 2017 1061.1922570334818 -0.12 Infinity
Feb 2017 1064.1699740925874 0.28 6.09
Mar 2017 1066.2099501232767 0.19 6.09
Apr 2017 1052.551137004799 -1.28 5.54
May 2017 1049.5353317176532 -0.29 5.26
Jun 2017 1039.54686520559 -0.95 4.52
Jul 2017 1047.646960566858 0.78 6.63
Aug 2017 1044.9576765191 -0.26 6.36
Sep 2017 1046.3916244781778 0.14 6.27
Oct 2017 1060.519192812824 1.35 7.20
Nov 2017 1066.84809000612 0.60 4.72
Dec 2017 1068.6762424090944 0.17 0.58
Jan 2018 1073.1750297309572 0.42 1.13
Feb 2018 1100.8337601148157 2.58 3.45
Mar 2018 1116.4764348235126 1.42 4.72
Apr 2018 1123.640226463357 0.64 6.75
May 2018 1138.7120117495035 1.34 8.50
Jun 2018 1135.9928982402746 -0.24 9.28
Jul 2018 1134.2268667967323 -0.15 8.26
Aug 2018 1138.4034516377333 0.37 8.94
Sep 2018 1149.1885127921491 0.95 9.82
Oct 2018 1167.6789031995959 1.61 10.10
Nov 2018 1173.1396864054932 0.47 9.96
Dec 2018 1155.9317927543605 -1.47 8.16
Jan 2019 1189.0262111270501 2.86 10.80
Feb 2019 1179.6281039347398 -0.79 7.16
Mar 2019 1166.9976230509412 -1.07 4.53
Apr 2019 1152.7563214188997 -1.22 2.59
May 2019 1147.0984440756456 -0.49 0.74
Jun 2019 1122.0965233306115 -2.18 -1.22
Jul 2019 1122.1747339343447 0.01 -1.06
Aug 2019 1110.4826366339848 -1.04 -2.45
Sep 2019 1109.8047634056493 -0.06 -3.43
Oct 2019 1118.4239201870218 0.78 -4.22
Nov 2019 1121.1197723269402 0.24 -4.43
Dec 2019 1126.111538103303 0.45 -2.58
Jan 2020 1103.3325876684648 -2.02 -7.21
Feb 2020 1088.515592276357 -1.34 -7.72
Mar 2020 1087.6222475248042 -0.08 -6.80
Apr 2020 1075.4343916098653 -1.12 -6.71
May 2020 1069.1534597135628 -0.58 -6.79
Jun 2020 1062.8426994281663 -0.59 -5.28
Jul 2020 1052.5464370827926 -0.97 -6.20
Aug 2020 1050.402600710148 -0.20 -5.41
Sep 2020 1056.316322431742 0.56 -4.82
Oct 2020 1057.4434646858094 0.11 -5.45
Nov 2020 1054.9569035314594 -0.23 -5.90
Dec 2020 1043.090842450892 -1.12 -7.37
Jan 2021 1056.4466408669991 1.28 -4.25
Feb 2021 1054.8721964985089 -0.15 -3.09
Mar 2021 1073.7251744029338 1.79 -1.28
Apr 2021 1067.1007862576178 -0.62 -0.77
May 2021 1055.1379451481819 -1.12 -1.31
Jun 2021 1056.2915597820338 0.11 -0.62
Jul 2021 1046.138756793263 -0.96 -0.61
Aug 2021 1041.1367644823677 -0.48 -0.88
Sep 2021 1040.8599206106019 -0.03 -1.46
Oct 2021 1051.8532234685817 1.06 -0.53
Nov 2021 1050.1108721724484 -0.17 -0.46
Dec 2021 1052.1230101336578 0.19 0.87
Jan 2022 1078.3571311867213 2.49 2.07
Feb 2022 1108.8661294867768 2.83 5.12
Mar 2022 1152.4899908855507 3.93 7.34
Apr 2022 1238.8325052183282 7.49 16.09
May 2022 1271.3703793743734 2.63 20.49
Jun 2022 1310.3676600993335 3.07 24.05
Jul 2022 1305.5197544747443 -0.37 24.79
Aug 2022 1290.5723068374957 -1.14 23.96
Sep 2022 1385.4175772919295 7.35 33.10
Oct 2022 1467.1326583077048 5.90 39.48
Nov 2022 1446.4986970527866 -1.41 37.75
Dec 2022 1383.915095708764 -4.33 31.54
Jan 2023 1356.4941889535971 -1.98 25.79
Feb 2023 1338.7193385344885 -1.31 20.73
Mar 2023 1365.372719793143 1.99 18.47
Apr 2023 1340.727128808066 -1.80 8.23
May 2023 1351.3652849239336 0.79 6.29
Jun 2023 1376.9369733368233 1.89 5.08
Jul 2023 1381.95510838551 0.36 5.86
Aug 2023 1397.959500160918 1.16 8.32
Sep 2023 1405.0920908193923 0.51 1.42
Oct 2023 1439.6079846490115 2.46 -1.88
Nov 2023 1411.597048748849 -1.95 -2.41
Dec 2023 1336.158378603662 -5.34 -3.45
Jan 2024 1308.3797933948676 -2.08 -3.55
Feb 2024 1320.1015970178917 0.90 -1.39
Mar 2024 1329.574686610896 0.72 -2.62
Apr 2024 1359.1597112461843 2.23 1.38
May 2024 1370.4485688539044 0.83 1.41
Jun 2024 1353.7382697265716 -1.22 -1.68
Jul 2024 1338.8626948725512 -1.10 -3.12
Aug 2024 1292.1276463097995 -3.49 -7.57
Sep 2024 1257.3353918497933 -2.69 -10.52
Oct 2024 1272.7119938320973 1.22 -11.59
Nov 2024 1306.0005599031456 2.62 -7.48
Dec 2024 1294.289456414988 -0.90 -3.13
Jan 2025 1446.2349703834486 11.74 10.54
Feb 2025 1439.0395063919193 -0.50 9.01
Mar 2025 1429.8175456734139 -0.64 7.54
Apr 2025 1447.0492206595052 1.21 6.47
May 2025 1464.3729659879593 1.20 6.85
Jun 2025 1469.7541765868318 0.37 8.57
Jul 2025 1464.5304583355087 -0.35 9.39
Aug 2025 1454.1624812810755 -0.71 12.54
Sep 2025 1440.3329073665282 -0.95 14.55
Oct 2025 1430.3366407381686 -0.69 12.39
Nov 2025 1429.254079988034 -0.08 9.44
Dec 2025 1426.7421545759285 -0.18 10.23
Jan 2026 1420.8440358304974 -0.41 -1.76