Lakeland, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lakeland, FL Metro in January 2026 was $2,007.009. The month over month percentage change (MoM) was -0.69%, and the year over year percentage change (YoY) was -9.08%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lakeland, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 570.336539124356 NaN NaN
Feb 2012 571.1373075498573 0.14 NaN
Mar 2012 577.9574160992149 1.19 NaN
Apr 2012 580.5911453435947 0.46 NaN
May 2012 579.8456967614799 -0.13 NaN
Jun 2012 577.7844216962355 -0.35 NaN
Jul 2012 575.5998301248403 -0.38 NaN
Aug 2012 580.6038182903822 0.87 NaN
Sep 2012 577.567007067019 -0.52 NaN
Oct 2012 574.525299640618 -0.53 NaN
Nov 2012 575.9997259298003 0.26 NaN
Dec 2012 580.8194822027402 0.84 NaN
Jan 2013 585.8278039347857 0.86 2.72
Feb 2013 596.7389377803813 1.86 4.48
Mar 2013 604.6135192077058 1.32 4.61
Apr 2013 606.505731678507 0.31 4.46
May 2013 619.4356151741092 2.13 6.83
Jun 2013 654.4563468867578 5.65 13.27
Jul 2013 678.3187350344701 3.65 17.85
Aug 2013 691.5289803476063 1.95 19.11
Sep 2013 701.091288291139 1.38 21.39
Oct 2013 692.8541244066673 -1.17 20.60
Nov 2013 702.8744243192813 1.45 22.03
Dec 2013 721.0366169247267 2.58 24.14
Jan 2014 735.402701513684 1.99 25.53
Feb 2014 734.2752381887794 -0.15 23.05
Mar 2014 742.345814389108 1.10 22.78
Apr 2014 746.9556153896815 0.62 23.16
May 2014 743.2401667472973 -0.50 19.99
Jun 2014 745.7774196513599 0.34 13.95
Jul 2014 749.1860804542218 0.46 10.45
Aug 2014 753.3973806800154 0.56 8.95
Sep 2014 760.1298219786245 0.89 8.42
Oct 2014 756.3664965233954 -0.49 9.17
Nov 2014 759.2331639552883 0.38 8.02
Dec 2014 757.7521205256278 -0.19 5.09
Jan 2015 736.3322131689613 -2.83 0.13
Feb 2015 741.9071577779929 0.76 1.04
Mar 2015 748.2010810256774 0.85 0.79
Apr 2015 745.8822135158839 -0.31 -0.14
May 2015 760.3689857554293 1.94 2.31
Jun 2015 774.2158613047158 1.82 3.81
Jul 2015 783.7766630208291 1.24 4.62
Aug 2015 780.4606036739226 -0.42 3.59
Sep 2015 784.0110660267856 0.46 3.14
Oct 2015 782.6160582224779 -0.18 3.47
Nov 2015 796.574091133156 1.78 4.92
Dec 2015 803.6307890934581 0.89 6.06
Jan 2016 798.8356595172284 -0.60 8.49
Feb 2016 789.6000659069375 -1.16 6.43
Mar 2016 795.3220138553472 0.73 6.30
Apr 2016 793.823829292751 -0.19 6.43
May 2016 797.1048254981732 0.41 4.83
Jun 2016 799.3443316031228 0.28 3.25
Jul 2016 795.3722434629644 -0.50 1.48
Aug 2016 801.6712651631699 0.79 2.72
Sep 2016 810.1835729482634 1.06 3.34
Oct 2016 818.359708689805 1.01 4.57
Nov 2016 845.4576366580579 3.31 6.14
Dec 2016 882.7946518517031 4.42 9.85
Jan 2017 913.8986913074707 3.52 14.40
Feb 2017 920.4789883362527 0.72 16.58
Mar 2017 927.7130790458687 0.79 16.65
Apr 2017 922.751898216279 -0.53 16.24
May 2017 925.6904806911078 0.32 16.13
Jun 2017 924.3176698150063 -0.15 15.63
Jul 2017 935.5340202968191 1.21 17.62
Aug 2017 936.7785610585017 0.13 16.85
Sep 2017 938.067190646242 0.14 15.79
Oct 2017 951.9835457031708 1.48 16.33
Nov 2017 961.3419917364715 0.98 13.71
Dec 2017 970.9239416474004 1.00 9.98
Jan 2018 983.5774617583027 1.30 7.62
Feb 2018 1014.3571787939957 3.13 10.20
Mar 2018 1031.3938752653046 1.68 11.18
Apr 2018 1040.552907145646 0.89 12.77
May 2018 1057.413906455656 1.62 14.23
Jun 2018 1062.610917370201 0.49 14.96
Jul 2018 1066.967243033717 0.41 14.05
Aug 2018 1076.3893806192132 0.88 14.90
Sep 2018 1090.4685899749757 1.31 16.25
Oct 2018 1114.799670239226 2.23 17.10
Nov 2018 1125.7627522813286 0.98 17.10
Dec 2018 1114.183569456409 -1.03 14.76
Jan 2019 1070.390664242968 -3.93 8.83
Feb 2019 1069.0036832277563 -0.13 5.39
Mar 2019 1064.4440628676489 -0.43 3.20
Apr 2019 1056.5515050549109 -0.74 1.54
May 2019 1052.2415555628054 -0.41 -0.49
Jun 2019 1031.3618172567194 -1.98 -2.94
Jul 2019 1031.7032025017777 0.03 -3.30
Aug 2019 1023.6828394147951 -0.78 -4.90
Sep 2019 1027.3080635006477 0.35 -5.79
Oct 2019 1039.663613649018 1.20 -6.74
Nov 2019 1046.2899783198475 0.64 -7.06
Dec 2019 1055.6742053480339 0.90 -5.25
Jan 2020 1050.1813677657733 -0.52 -1.89
Feb 2020 1043.2787113672357 -0.66 -2.41
Mar 2020 1048.135360733204 0.47 -1.53
Apr 2020 1040.0899014982679 -0.77 -1.56
May 2020 1036.5688541176855 -0.34 -1.49
Jun 2020 1033.7838571411105 -0.27 0.24
Jul 2020 1026.1997471022082 -0.73 -0.53
Aug 2020 1027.5040941820212 0.13 0.37
Sep 2020 1034.7486711698054 0.71 0.72
Oct 2020 1042.046848624882 0.71 0.23
Nov 2020 1049.3993128072484 0.71 0.30
Dec 2020 1054.541137592081 0.49 -0.11
Jan 2021 1056.7045014256273 0.21 0.62
Feb 2021 1077.3500186712763 1.95 3.27
Mar 2021 1118.9927817698567 3.87 6.76
Apr 2021 1132.3226971819092 1.19 8.87
May 2021 1139.7000442684966 0.65 9.95
Jun 2021 1161.8263074666381 1.94 12.39
Jul 2021 1172.6078456972975 0.93 14.27
Aug 2021 1190.0047915417103 1.48 15.82
Sep 2021 1212.8837907141772 1.92 17.22
Oct 2021 1248.5613763459203 2.94 19.82
Nov 2021 1269.1959511088469 1.65 20.95
Dec 2021 1295.2839195053712 2.06 22.83
Jan 2022 1349.1233165931067 4.16 27.67
Feb 2022 1421.9966458012027 5.40 31.99
Mar 2022 1513.780347614982 6.46 35.28
Apr 2022 1668.4318767989903 10.22 47.35
May 2022 1745.1765842248528 4.60 53.13
Jun 2022 1828.1433643586104 4.75 57.35
Jul 2022 1840.8718488156064 0.70 56.99
Aug 2022 1831.6673719648265 -0.50 53.92
Sep 2022 1983.2582301181194 8.28 63.52
Oct 2022 2117.008328066859 6.74 69.56
Nov 2022 2099.7016657684235 -0.82 65.44
Dec 2022 2021.9620164855019 -3.70 56.10
Jan 2023 2023.0228954666263 0.05 49.95
Feb 2023 2014.819342023029 -0.41 41.69
Mar 2023 2059.502218720038 2.22 36.05
Apr 2023 2029.3115910209913 -1.47 21.63
May 2023 2046.8788834199327 0.87 17.29
Jun 2023 2102.1446001641743 2.70 14.99
Jul 2023 2133.684243635494 1.50 15.91
Aug 2023 2183.8903365585857 2.35 19.23
Sep 2023 2213.7809667439346 1.37 11.62
Oct 2023 2291.897152818481 3.53 8.26
Nov 2023 2267.1092008745763 -1.08 7.97
Dec 2023 2167.5097294823518 -4.39 7.20
Jan 2024 2159.961758580418 -0.35 6.77
Feb 2024 2188.6303047859114 1.33 8.63
Mar 2024 2203.223016640492 0.67 6.98
Apr 2024 2239.445636086302 1.64 10.36
May 2024 2251.348429730886 0.53 9.99
Jun 2024 2222.854504810041 -1.27 5.74
Jul 2024 2205.447462584213 -0.78 3.36
Aug 2024 2141.5899590493964 -2.89 -1.94
Sep 2024 2095.7244253527356 -2.14 -5.33
Oct 2024 2131.519047738246 1.71 -7.00
Nov 2024 2188.6946775803435 2.68 -3.46
Dec 2024 2170.3792885846387 -0.84 0.13
Jan 2025 2207.4590701942348 1.71 2.20
Feb 2025 2184.5785288262978 -1.04 -0.18
Mar 2025 2147.8791494507177 -1.68 -2.51
Apr 2025 2150.3670405197104 0.12 -3.98
May 2025 2154.625025363022 0.20 -4.30
Jun 2025 2143.379096550895 -0.52 -3.57
Jul 2025 2117.672575765607 -1.20 -3.98
Aug 2025 2087.157505422684 -1.44 -2.54
Sep 2025 2054.912139040509 -1.54 -1.95
Oct 2025 2034.8681431567372 -0.97 -4.53
Nov 2025 2029.6549602121447 -0.26 -7.27
Dec 2025 2020.9535402613362 -0.43 -6.88
Jan 2026 2007.0088009346493 -0.69 -9.08