Lakeland, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lakeland, FL Metro in January 2026 was $2,007.009. The month over month percentage change (MoM) was -0.69%, and the year over year percentage change (YoY) was -9.08%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lakeland, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lakeland, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 570.336539124356 | NaN | NaN |
| Feb 2012 | 571.1373075498573 | 0.14 | NaN |
| Mar 2012 | 577.9574160992149 | 1.19 | NaN |
| Apr 2012 | 580.5911453435947 | 0.46 | NaN |
| May 2012 | 579.8456967614799 | -0.13 | NaN |
| Jun 2012 | 577.7844216962355 | -0.35 | NaN |
| Jul 2012 | 575.5998301248403 | -0.38 | NaN |
| Aug 2012 | 580.6038182903822 | 0.87 | NaN |
| Sep 2012 | 577.567007067019 | -0.52 | NaN |
| Oct 2012 | 574.525299640618 | -0.53 | NaN |
| Nov 2012 | 575.9997259298003 | 0.26 | NaN |
| Dec 2012 | 580.8194822027402 | 0.84 | NaN |
| Jan 2013 | 585.8278039347857 | 0.86 | 2.72 |
| Feb 2013 | 596.7389377803813 | 1.86 | 4.48 |
| Mar 2013 | 604.6135192077058 | 1.32 | 4.61 |
| Apr 2013 | 606.505731678507 | 0.31 | 4.46 |
| May 2013 | 619.4356151741092 | 2.13 | 6.83 |
| Jun 2013 | 654.4563468867578 | 5.65 | 13.27 |
| Jul 2013 | 678.3187350344701 | 3.65 | 17.85 |
| Aug 2013 | 691.5289803476063 | 1.95 | 19.11 |
| Sep 2013 | 701.091288291139 | 1.38 | 21.39 |
| Oct 2013 | 692.8541244066673 | -1.17 | 20.60 |
| Nov 2013 | 702.8744243192813 | 1.45 | 22.03 |
| Dec 2013 | 721.0366169247267 | 2.58 | 24.14 |
| Jan 2014 | 735.402701513684 | 1.99 | 25.53 |
| Feb 2014 | 734.2752381887794 | -0.15 | 23.05 |
| Mar 2014 | 742.345814389108 | 1.10 | 22.78 |
| Apr 2014 | 746.9556153896815 | 0.62 | 23.16 |
| May 2014 | 743.2401667472973 | -0.50 | 19.99 |
| Jun 2014 | 745.7774196513599 | 0.34 | 13.95 |
| Jul 2014 | 749.1860804542218 | 0.46 | 10.45 |
| Aug 2014 | 753.3973806800154 | 0.56 | 8.95 |
| Sep 2014 | 760.1298219786245 | 0.89 | 8.42 |
| Oct 2014 | 756.3664965233954 | -0.49 | 9.17 |
| Nov 2014 | 759.2331639552883 | 0.38 | 8.02 |
| Dec 2014 | 757.7521205256278 | -0.19 | 5.09 |
| Jan 2015 | 736.3322131689613 | -2.83 | 0.13 |
| Feb 2015 | 741.9071577779929 | 0.76 | 1.04 |
| Mar 2015 | 748.2010810256774 | 0.85 | 0.79 |
| Apr 2015 | 745.8822135158839 | -0.31 | -0.14 |
| May 2015 | 760.3689857554293 | 1.94 | 2.31 |
| Jun 2015 | 774.2158613047158 | 1.82 | 3.81 |
| Jul 2015 | 783.7766630208291 | 1.24 | 4.62 |
| Aug 2015 | 780.4606036739226 | -0.42 | 3.59 |
| Sep 2015 | 784.0110660267856 | 0.46 | 3.14 |
| Oct 2015 | 782.6160582224779 | -0.18 | 3.47 |
| Nov 2015 | 796.574091133156 | 1.78 | 4.92 |
| Dec 2015 | 803.6307890934581 | 0.89 | 6.06 |
| Jan 2016 | 798.8356595172284 | -0.60 | 8.49 |
| Feb 2016 | 789.6000659069375 | -1.16 | 6.43 |
| Mar 2016 | 795.3220138553472 | 0.73 | 6.30 |
| Apr 2016 | 793.823829292751 | -0.19 | 6.43 |
| May 2016 | 797.1048254981732 | 0.41 | 4.83 |
| Jun 2016 | 799.3443316031228 | 0.28 | 3.25 |
| Jul 2016 | 795.3722434629644 | -0.50 | 1.48 |
| Aug 2016 | 801.6712651631699 | 0.79 | 2.72 |
| Sep 2016 | 810.1835729482634 | 1.06 | 3.34 |
| Oct 2016 | 818.359708689805 | 1.01 | 4.57 |
| Nov 2016 | 845.4576366580579 | 3.31 | 6.14 |
| Dec 2016 | 882.7946518517031 | 4.42 | 9.85 |
| Jan 2017 | 913.8986913074707 | 3.52 | 14.40 |
| Feb 2017 | 920.4789883362527 | 0.72 | 16.58 |
| Mar 2017 | 927.7130790458687 | 0.79 | 16.65 |
| Apr 2017 | 922.751898216279 | -0.53 | 16.24 |
| May 2017 | 925.6904806911078 | 0.32 | 16.13 |
| Jun 2017 | 924.3176698150063 | -0.15 | 15.63 |
| Jul 2017 | 935.5340202968191 | 1.21 | 17.62 |
| Aug 2017 | 936.7785610585017 | 0.13 | 16.85 |
| Sep 2017 | 938.067190646242 | 0.14 | 15.79 |
| Oct 2017 | 951.9835457031708 | 1.48 | 16.33 |
| Nov 2017 | 961.3419917364715 | 0.98 | 13.71 |
| Dec 2017 | 970.9239416474004 | 1.00 | 9.98 |
| Jan 2018 | 983.5774617583027 | 1.30 | 7.62 |
| Feb 2018 | 1014.3571787939957 | 3.13 | 10.20 |
| Mar 2018 | 1031.3938752653046 | 1.68 | 11.18 |
| Apr 2018 | 1040.552907145646 | 0.89 | 12.77 |
| May 2018 | 1057.413906455656 | 1.62 | 14.23 |
| Jun 2018 | 1062.610917370201 | 0.49 | 14.96 |
| Jul 2018 | 1066.967243033717 | 0.41 | 14.05 |
| Aug 2018 | 1076.3893806192132 | 0.88 | 14.90 |
| Sep 2018 | 1090.4685899749757 | 1.31 | 16.25 |
| Oct 2018 | 1114.799670239226 | 2.23 | 17.10 |
| Nov 2018 | 1125.7627522813286 | 0.98 | 17.10 |
| Dec 2018 | 1114.183569456409 | -1.03 | 14.76 |
| Jan 2019 | 1070.390664242968 | -3.93 | 8.83 |
| Feb 2019 | 1069.0036832277563 | -0.13 | 5.39 |
| Mar 2019 | 1064.4440628676489 | -0.43 | 3.20 |
| Apr 2019 | 1056.5515050549109 | -0.74 | 1.54 |
| May 2019 | 1052.2415555628054 | -0.41 | -0.49 |
| Jun 2019 | 1031.3618172567194 | -1.98 | -2.94 |
| Jul 2019 | 1031.7032025017777 | 0.03 | -3.30 |
| Aug 2019 | 1023.6828394147951 | -0.78 | -4.90 |
| Sep 2019 | 1027.3080635006477 | 0.35 | -5.79 |
| Oct 2019 | 1039.663613649018 | 1.20 | -6.74 |
| Nov 2019 | 1046.2899783198475 | 0.64 | -7.06 |
| Dec 2019 | 1055.6742053480339 | 0.90 | -5.25 |
| Jan 2020 | 1050.1813677657733 | -0.52 | -1.89 |
| Feb 2020 | 1043.2787113672357 | -0.66 | -2.41 |
| Mar 2020 | 1048.135360733204 | 0.47 | -1.53 |
| Apr 2020 | 1040.0899014982679 | -0.77 | -1.56 |
| May 2020 | 1036.5688541176855 | -0.34 | -1.49 |
| Jun 2020 | 1033.7838571411105 | -0.27 | 0.24 |
| Jul 2020 | 1026.1997471022082 | -0.73 | -0.53 |
| Aug 2020 | 1027.5040941820212 | 0.13 | 0.37 |
| Sep 2020 | 1034.7486711698054 | 0.71 | 0.72 |
| Oct 2020 | 1042.046848624882 | 0.71 | 0.23 |
| Nov 2020 | 1049.3993128072484 | 0.71 | 0.30 |
| Dec 2020 | 1054.541137592081 | 0.49 | -0.11 |
| Jan 2021 | 1056.7045014256273 | 0.21 | 0.62 |
| Feb 2021 | 1077.3500186712763 | 1.95 | 3.27 |
| Mar 2021 | 1118.9927817698567 | 3.87 | 6.76 |
| Apr 2021 | 1132.3226971819092 | 1.19 | 8.87 |
| May 2021 | 1139.7000442684966 | 0.65 | 9.95 |
| Jun 2021 | 1161.8263074666381 | 1.94 | 12.39 |
| Jul 2021 | 1172.6078456972975 | 0.93 | 14.27 |
| Aug 2021 | 1190.0047915417103 | 1.48 | 15.82 |
| Sep 2021 | 1212.8837907141772 | 1.92 | 17.22 |
| Oct 2021 | 1248.5613763459203 | 2.94 | 19.82 |
| Nov 2021 | 1269.1959511088469 | 1.65 | 20.95 |
| Dec 2021 | 1295.2839195053712 | 2.06 | 22.83 |
| Jan 2022 | 1349.1233165931067 | 4.16 | 27.67 |
| Feb 2022 | 1421.9966458012027 | 5.40 | 31.99 |
| Mar 2022 | 1513.780347614982 | 6.46 | 35.28 |
| Apr 2022 | 1668.4318767989903 | 10.22 | 47.35 |
| May 2022 | 1745.1765842248528 | 4.60 | 53.13 |
| Jun 2022 | 1828.1433643586104 | 4.75 | 57.35 |
| Jul 2022 | 1840.8718488156064 | 0.70 | 56.99 |
| Aug 2022 | 1831.6673719648265 | -0.50 | 53.92 |
| Sep 2022 | 1983.2582301181194 | 8.28 | 63.52 |
| Oct 2022 | 2117.008328066859 | 6.74 | 69.56 |
| Nov 2022 | 2099.7016657684235 | -0.82 | 65.44 |
| Dec 2022 | 2021.9620164855019 | -3.70 | 56.10 |
| Jan 2023 | 2023.0228954666263 | 0.05 | 49.95 |
| Feb 2023 | 2014.819342023029 | -0.41 | 41.69 |
| Mar 2023 | 2059.502218720038 | 2.22 | 36.05 |
| Apr 2023 | 2029.3115910209913 | -1.47 | 21.63 |
| May 2023 | 2046.8788834199327 | 0.87 | 17.29 |
| Jun 2023 | 2102.1446001641743 | 2.70 | 14.99 |
| Jul 2023 | 2133.684243635494 | 1.50 | 15.91 |
| Aug 2023 | 2183.8903365585857 | 2.35 | 19.23 |
| Sep 2023 | 2213.7809667439346 | 1.37 | 11.62 |
| Oct 2023 | 2291.897152818481 | 3.53 | 8.26 |
| Nov 2023 | 2267.1092008745763 | -1.08 | 7.97 |
| Dec 2023 | 2167.5097294823518 | -4.39 | 7.20 |
| Jan 2024 | 2159.961758580418 | -0.35 | 6.77 |
| Feb 2024 | 2188.6303047859114 | 1.33 | 8.63 |
| Mar 2024 | 2203.223016640492 | 0.67 | 6.98 |
| Apr 2024 | 2239.445636086302 | 1.64 | 10.36 |
| May 2024 | 2251.348429730886 | 0.53 | 9.99 |
| Jun 2024 | 2222.854504810041 | -1.27 | 5.74 |
| Jul 2024 | 2205.447462584213 | -0.78 | 3.36 |
| Aug 2024 | 2141.5899590493964 | -2.89 | -1.94 |
| Sep 2024 | 2095.7244253527356 | -2.14 | -5.33 |
| Oct 2024 | 2131.519047738246 | 1.71 | -7.00 |
| Nov 2024 | 2188.6946775803435 | 2.68 | -3.46 |
| Dec 2024 | 2170.3792885846387 | -0.84 | 0.13 |
| Jan 2025 | 2207.4590701942348 | 1.71 | 2.20 |
| Feb 2025 | 2184.5785288262978 | -1.04 | -0.18 |
| Mar 2025 | 2147.8791494507177 | -1.68 | -2.51 |
| Apr 2025 | 2150.3670405197104 | 0.12 | -3.98 |
| May 2025 | 2154.625025363022 | 0.20 | -4.30 |
| Jun 2025 | 2143.379096550895 | -0.52 | -3.57 |
| Jul 2025 | 2117.672575765607 | -1.20 | -3.98 |
| Aug 2025 | 2087.157505422684 | -1.44 | -2.54 |
| Sep 2025 | 2054.912139040509 | -1.54 | -1.95 |
| Oct 2025 | 2034.8681431567372 | -0.97 | -4.53 |
| Nov 2025 | 2029.6549602121447 | -0.26 | -7.27 |
| Dec 2025 | 2020.9535402613362 | -0.43 | -6.88 |
| Jan 2026 | 2007.0088009346493 | -0.69 | -9.08 |