Lancaster, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lancaster, PA Metro in January 2026 was $2,427.772. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -2.25%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1039.9330219478284 | NaN | NaN |
| Feb 2012 | 1037.558573085799 | -0.23 | NaN |
| Mar 2012 | 1045.6580380581693 | 0.78 | NaN |
| Apr 2012 | 1046.443436544742 | 0.08 | NaN |
| May 2012 | 1040.883941150458 | -0.53 | NaN |
| Jun 2012 | 1032.6919202664194 | -0.79 | NaN |
| Jul 2012 | 1024.3415849754247 | -0.81 | NaN |
| Aug 2012 | 1030.507183368986 | 0.60 | NaN |
| Sep 2012 | 1023.0943309678244 | -0.72 | NaN |
| Oct 2012 | 1013.5304930845872 | -0.93 | NaN |
| Nov 2012 | 1011.0895519551268 | -0.24 | NaN |
| Dec 2012 | 1011.1050531761563 | 0.00 | NaN |
| Jan 2013 | 1017.737990544114 | 0.66 | -2.13 |
| Feb 2013 | 1028.3333212008106 | 1.04 | -0.89 |
| Mar 2013 | 1030.4533636029255 | 0.21 | -1.45 |
| Apr 2013 | 1019.9260006596794 | -1.02 | -2.53 |
| May 2013 | 1027.4679652109412 | 0.74 | -1.29 |
| Jun 2013 | 1072.7454405028843 | 4.41 | 3.88 |
| Jul 2013 | 1100.092103149068 | 2.55 | 7.40 |
| Aug 2013 | 1110.287998909748 | 0.93 | 7.74 |
| Sep 2013 | 1117.372512007929 | 0.64 | 9.22 |
| Oct 2013 | 1095.1254457333007 | -1.99 | 8.05 |
| Nov 2013 | 1104.5889417108287 | 0.86 | 9.25 |
| Dec 2013 | 1127.2639353523505 | 2.05 | 11.49 |
| Jan 2014 | 1129.8644653129463 | 0.23 | 11.02 |
| Feb 2014 | 1122.343771623521 | -0.67 | 9.14 |
| Mar 2014 | 1129.312806646395 | 0.62 | 9.59 |
| Apr 2014 | 1133.318988802644 | 0.36 | 11.12 |
| May 2014 | 1125.436713258456 | -0.70 | 9.54 |
| Jun 2014 | 1127.1409345436741 | 0.15 | 5.07 |
| Jul 2014 | 1127.5752610671766 | 0.04 | 2.50 |
| Aug 2014 | 1127.9659845916601 | 0.04 | 1.59 |
| Sep 2014 | 1134.0127797339414 | 0.54 | 1.49 |
| Oct 2014 | 1121.7570730680748 | -1.08 | 2.43 |
| Nov 2014 | 1117.3725223296606 | -0.39 | 1.16 |
| Dec 2014 | 1105.486283774556 | -1.06 | -1.93 |
| Jan 2015 | 1083.149914913509 | -2.02 | -4.13 |
| Feb 2015 | 1087.9649568017917 | 0.45 | -3.06 |
| Mar 2015 | 1093.5424991427467 | 0.51 | -3.17 |
| Apr 2015 | 1085.8465805593737 | -0.70 | -4.19 |
| May 2015 | 1101.2444867604256 | 1.42 | -2.15 |
| Jun 2015 | 1115.1371563593264 | 1.26 | -1.06 |
| Jul 2015 | 1123.8936271454606 | 0.79 | -0.33 |
| Aug 2015 | 1116.4574776936465 | -0.66 | -1.02 |
| Sep 2015 | 1120.8591417733996 | 0.39 | -1.16 |
| Oct 2015 | 1116.0816460972903 | -0.43 | -0.51 |
| Nov 2015 | 1131.9781978560025 | 1.42 | 1.31 |
| Dec 2015 | 1136.9673207805897 | 0.44 | 2.85 |
| Jan 2016 | 1214.6140816672882 | 6.83 | 12.14 |
| Feb 2016 | 1199.8048351526413 | -1.22 | 10.28 |
| Mar 2016 | 1204.503869973342 | 0.39 | 10.15 |
| Apr 2016 | 1198.3888968151275 | -0.51 | 10.36 |
| May 2016 | 1199.788440524318 | 0.12 | 8.95 |
| Jun 2016 | 1200.9908100430894 | 0.10 | 7.70 |
| Jul 2016 | 1193.3328657364602 | -0.64 | 6.18 |
| Aug 2016 | 1197.3018318063498 | 0.33 | 7.24 |
| Sep 2016 | 1204.192404112102 | 0.58 | 7.44 |
| Oct 2016 | 1209.8604183656034 | 0.47 | 8.40 |
| Nov 2016 | 1242.1828839725652 | 2.67 | 9.74 |
| Dec 2016 | 1288.7382858924318 | 3.75 | 13.35 |
| Jan 2017 | 1275.7316163488 | -1.01 | 5.03 |
| Feb 2017 | 1282.1604230883736 | 0.50 | 6.86 |
| Mar 2017 | 1288.6753741122277 | 0.51 | 6.99 |
| Apr 2017 | 1277.8738959864095 | -0.84 | 6.63 |
| May 2017 | 1278.8574765194346 | 0.08 | 6.59 |
| Jun 2017 | 1274.0429552833139 | -0.38 | 6.08 |
| Jul 2017 | 1286.142493545485 | 0.95 | 7.78 |
| Aug 2017 | 1282.9832637249701 | -0.25 | 7.16 |
| Sep 2017 | 1279.781089312191 | -0.25 | 6.28 |
| Oct 2017 | 1293.3383718712864 | 1.06 | 6.90 |
| Nov 2017 | 1302.7656473259337 | 0.73 | 4.88 |
| Dec 2017 | 1312.278556915123 | 0.73 | 1.83 |
| Jan 2018 | 1064.2450273432498 | -18.90 | -16.58 |
| Feb 2018 | 1098.057900924552 | 3.18 | -14.36 |
| Mar 2018 | 1119.147217505869 | 1.92 | -13.15 |
| Apr 2018 | 1132.174397112235 | 1.16 | -11.40 |
| May 2018 | 1155.8566320234866 | 2.09 | -9.62 |
| Jun 2018 | 1159.146816726057 | 0.28 | -9.02 |
| Jul 2018 | 1156.0091437573878 | -0.27 | -10.12 |
| Aug 2018 | 1158.5649219137763 | 0.22 | -9.70 |
| Sep 2018 | 1167.4672052093931 | 0.77 | -8.78 |
| Oct 2018 | 1191.5108668424543 | 2.06 | -7.87 |
| Nov 2018 | 1197.824029622723 | 0.53 | -8.05 |
| Dec 2018 | 1175.386159545453 | -1.87 | -10.43 |
| Jan 2019 | 1420.4411306155562 | 20.85 | 33.47 |
| Feb 2019 | 1413.9040239992985 | -0.46 | 28.76 |
| Mar 2019 | 1406.1446475064818 | -0.55 | 25.64 |
| Apr 2019 | 1396.6667288915728 | -0.67 | 23.36 |
| May 2019 | 1393.4400088828281 | -0.23 | 20.56 |
| Jun 2019 | 1369.847157665849 | -1.69 | 18.18 |
| Jul 2019 | 1369.8633784925823 | 0.00 | 18.50 |
| Aug 2019 | 1358.1063591113625 | -0.86 | 17.22 |
| Sep 2019 | 1360.346598871438 | 0.17 | 16.52 |
| Oct 2019 | 1374.0023740360734 | 1.00 | 15.32 |
| Nov 2019 | 1380.6150744832726 | 0.48 | 15.26 |
| Dec 2019 | 1388.3106940679813 | 0.56 | 18.11 |
| Jan 2020 | 1104.3316143041798 | -20.45 | -22.25 |
| Feb 2020 | 1090.9189208709636 | -1.22 | -22.84 |
| Mar 2020 | 1092.8030832685786 | 0.17 | -22.28 |
| Apr 2020 | 1080.099578431669 | -1.16 | -22.67 |
| May 2020 | 1073.4138759976342 | -0.62 | -22.97 |
| Jun 2020 | 1067.4948023030875 | -0.55 | -22.07 |
| Jul 2020 | 1056.0725740721866 | -1.07 | -22.91 |
| Aug 2020 | 1055.510417902347 | -0.05 | -22.28 |
| Sep 2020 | 1062.3077907021893 | 0.64 | -21.91 |
| Oct 2020 | 1069.907077236858 | 0.72 | -22.13 |
| Nov 2020 | 1078.2602086718198 | 0.78 | -21.90 |
| Dec 2020 | 1085.1067241620044 | 0.64 | -21.84 |
| Jan 2021 | 1357.0717384409313 | 25.06 | 22.89 |
| Feb 2021 | 1383.5314456408103 | 1.95 | 26.82 |
| Mar 2021 | 1433.122674849529 | 3.58 | 31.14 |
| Apr 2021 | 1447.479380492401 | 1.00 | 34.01 |
| May 2021 | 1453.8490299367195 | 0.44 | 35.44 |
| Jun 2021 | 1474.2981889112623 | 1.41 | 38.11 |
| Jul 2021 | 1476.855350941917 | 0.17 | 39.84 |
| Aug 2021 | 1481.3798696226368 | 0.31 | 40.35 |
| Sep 2021 | 1488.1852926234608 | 0.46 | 40.09 |
| Oct 2021 | 1510.2842103333792 | 1.49 | 41.16 |
| Nov 2021 | 1517.6984040486832 | 0.49 | 40.75 |
| Dec 2021 | 1536.1592499026954 | 1.22 | 41.57 |
| Jan 2022 | 1561.7483158766704 | 1.67 | 15.08 |
| Feb 2022 | 1631.2341065193932 | 4.45 | 17.90 |
| Mar 2022 | 1717.4498675750988 | 5.29 | 19.84 |
| Apr 2022 | 1862.992242299982 | 8.47 | 28.71 |
| May 2022 | 1921.5843920627958 | 3.15 | 32.17 |
| Jun 2022 | 1983.8896460504802 | 3.24 | 34.57 |
| Jul 2022 | 1975.1539452467118 | -0.44 | 33.74 |
| Aug 2022 | 1947.499042140089 | -1.40 | 31.47 |
| Sep 2022 | 2086.851188079967 | 7.16 | 40.23 |
| Oct 2022 | 2220.1573009762287 | 6.39 | 47.00 |
| Nov 2022 | 2213.05438905522 | -0.32 | 45.82 |
| Dec 2022 | 2150.519949346545 | -2.83 | 39.99 |
| Jan 2023 | 2135.140213419636 | -0.71 | 36.72 |
| Feb 2023 | 2140.142403677418 | 0.23 | 31.20 |
| Mar 2023 | 2197.153356300708 | 2.66 | 27.93 |
| Apr 2023 | 2173.424322124106 | -1.08 | 16.66 |
| May 2023 | 2203.254354728817 | 1.37 | 14.66 |
| Jun 2023 | 2271.663837679018 | 3.11 | 14.51 |
| Jul 2023 | 2312.7966407396248 | 1.81 | 17.10 |
| Aug 2023 | 2371.2798095298044 | 2.53 | 21.76 |
| Sep 2023 | 2409.708680367564 | 1.62 | 15.47 |
| Oct 2023 | 2498.0853673809206 | 3.67 | 12.52 |
| Nov 2023 | 2472.6413820623684 | -1.02 | 11.73 |
| Dec 2023 | 2363.377904523017 | -4.42 | 9.90 |
| Jan 2024 | 2324.820903551128 | -1.63 | 8.88 |
| Feb 2024 | 2358.68948741412 | 1.46 | 10.21 |
| Mar 2024 | 2378.6970442307174 | 0.85 | 8.26 |
| Apr 2024 | 2424.364491321753 | 1.92 | 11.55 |
| May 2024 | 2445.751145977854 | 0.88 | 11.01 |
| Jun 2024 | 2420.288440946111 | -1.04 | 6.54 |
| Jul 2024 | 2408.5978783792293 | -0.48 | 4.14 |
| Aug 2024 | 2351.208384094624 | -2.38 | -0.85 |
| Sep 2024 | 2309.151166307341 | -1.79 | -4.17 |
| Oct 2024 | 2366.128117239913 | 2.47 | -5.28 |
| Nov 2024 | 2445.07966885526 | 3.34 | -1.11 |
| Dec 2024 | 2438.2860920696085 | -0.28 | 3.17 |
| Jan 2025 | 2483.621310267211 | 1.86 | 6.83 |
| Feb 2025 | 2469.7850532515813 | -0.56 | 4.71 |
| Mar 2025 | 2436.8370147161168 | -1.33 | 2.44 |
| Apr 2025 | 2454.5468771620244 | 0.73 | 1.25 |
| May 2025 | 2477.285501554831 | 0.93 | 1.29 |
| Jun 2025 | 2484.66973801078 | 0.30 | 2.66 |
| Jul 2025 | 2478.1997051038197 | -0.26 | 2.89 |
| Aug 2025 | 2463.9447815213352 | -0.57 | 4.80 |
| Sep 2025 | 2435.2145145818367 | -1.17 | 5.46 |
| Oct 2025 | 2423.628990400926 | -0.48 | 2.43 |
| Nov 2025 | 2429.5897842387767 | 0.25 | -0.63 |
| Dec 2025 | 2432.4867715307014 | 0.12 | -0.24 |
| Jan 2026 | 2427.7719654360635 | -0.19 | -2.25 |