Lancaster, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lancaster, PA Metro in January 2026 was $2,427.772. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -2.25%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lancaster, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lancaster, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lancaster, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1039.9330219478284 NaN NaN
Feb 2012 1037.558573085799 -0.23 NaN
Mar 2012 1045.6580380581693 0.78 NaN
Apr 2012 1046.443436544742 0.08 NaN
May 2012 1040.883941150458 -0.53 NaN
Jun 2012 1032.6919202664194 -0.79 NaN
Jul 2012 1024.3415849754247 -0.81 NaN
Aug 2012 1030.507183368986 0.60 NaN
Sep 2012 1023.0943309678244 -0.72 NaN
Oct 2012 1013.5304930845872 -0.93 NaN
Nov 2012 1011.0895519551268 -0.24 NaN
Dec 2012 1011.1050531761563 0.00 NaN
Jan 2013 1017.737990544114 0.66 -2.13
Feb 2013 1028.3333212008106 1.04 -0.89
Mar 2013 1030.4533636029255 0.21 -1.45
Apr 2013 1019.9260006596794 -1.02 -2.53
May 2013 1027.4679652109412 0.74 -1.29
Jun 2013 1072.7454405028843 4.41 3.88
Jul 2013 1100.092103149068 2.55 7.40
Aug 2013 1110.287998909748 0.93 7.74
Sep 2013 1117.372512007929 0.64 9.22
Oct 2013 1095.1254457333007 -1.99 8.05
Nov 2013 1104.5889417108287 0.86 9.25
Dec 2013 1127.2639353523505 2.05 11.49
Jan 2014 1129.8644653129463 0.23 11.02
Feb 2014 1122.343771623521 -0.67 9.14
Mar 2014 1129.312806646395 0.62 9.59
Apr 2014 1133.318988802644 0.36 11.12
May 2014 1125.436713258456 -0.70 9.54
Jun 2014 1127.1409345436741 0.15 5.07
Jul 2014 1127.5752610671766 0.04 2.50
Aug 2014 1127.9659845916601 0.04 1.59
Sep 2014 1134.0127797339414 0.54 1.49
Oct 2014 1121.7570730680748 -1.08 2.43
Nov 2014 1117.3725223296606 -0.39 1.16
Dec 2014 1105.486283774556 -1.06 -1.93
Jan 2015 1083.149914913509 -2.02 -4.13
Feb 2015 1087.9649568017917 0.45 -3.06
Mar 2015 1093.5424991427467 0.51 -3.17
Apr 2015 1085.8465805593737 -0.70 -4.19
May 2015 1101.2444867604256 1.42 -2.15
Jun 2015 1115.1371563593264 1.26 -1.06
Jul 2015 1123.8936271454606 0.79 -0.33
Aug 2015 1116.4574776936465 -0.66 -1.02
Sep 2015 1120.8591417733996 0.39 -1.16
Oct 2015 1116.0816460972903 -0.43 -0.51
Nov 2015 1131.9781978560025 1.42 1.31
Dec 2015 1136.9673207805897 0.44 2.85
Jan 2016 1214.6140816672882 6.83 12.14
Feb 2016 1199.8048351526413 -1.22 10.28
Mar 2016 1204.503869973342 0.39 10.15
Apr 2016 1198.3888968151275 -0.51 10.36
May 2016 1199.788440524318 0.12 8.95
Jun 2016 1200.9908100430894 0.10 7.70
Jul 2016 1193.3328657364602 -0.64 6.18
Aug 2016 1197.3018318063498 0.33 7.24
Sep 2016 1204.192404112102 0.58 7.44
Oct 2016 1209.8604183656034 0.47 8.40
Nov 2016 1242.1828839725652 2.67 9.74
Dec 2016 1288.7382858924318 3.75 13.35
Jan 2017 1275.7316163488 -1.01 5.03
Feb 2017 1282.1604230883736 0.50 6.86
Mar 2017 1288.6753741122277 0.51 6.99
Apr 2017 1277.8738959864095 -0.84 6.63
May 2017 1278.8574765194346 0.08 6.59
Jun 2017 1274.0429552833139 -0.38 6.08
Jul 2017 1286.142493545485 0.95 7.78
Aug 2017 1282.9832637249701 -0.25 7.16
Sep 2017 1279.781089312191 -0.25 6.28
Oct 2017 1293.3383718712864 1.06 6.90
Nov 2017 1302.7656473259337 0.73 4.88
Dec 2017 1312.278556915123 0.73 1.83
Jan 2018 1064.2450273432498 -18.90 -16.58
Feb 2018 1098.057900924552 3.18 -14.36
Mar 2018 1119.147217505869 1.92 -13.15
Apr 2018 1132.174397112235 1.16 -11.40
May 2018 1155.8566320234866 2.09 -9.62
Jun 2018 1159.146816726057 0.28 -9.02
Jul 2018 1156.0091437573878 -0.27 -10.12
Aug 2018 1158.5649219137763 0.22 -9.70
Sep 2018 1167.4672052093931 0.77 -8.78
Oct 2018 1191.5108668424543 2.06 -7.87
Nov 2018 1197.824029622723 0.53 -8.05
Dec 2018 1175.386159545453 -1.87 -10.43
Jan 2019 1420.4411306155562 20.85 33.47
Feb 2019 1413.9040239992985 -0.46 28.76
Mar 2019 1406.1446475064818 -0.55 25.64
Apr 2019 1396.6667288915728 -0.67 23.36
May 2019 1393.4400088828281 -0.23 20.56
Jun 2019 1369.847157665849 -1.69 18.18
Jul 2019 1369.8633784925823 0.00 18.50
Aug 2019 1358.1063591113625 -0.86 17.22
Sep 2019 1360.346598871438 0.17 16.52
Oct 2019 1374.0023740360734 1.00 15.32
Nov 2019 1380.6150744832726 0.48 15.26
Dec 2019 1388.3106940679813 0.56 18.11
Jan 2020 1104.3316143041798 -20.45 -22.25
Feb 2020 1090.9189208709636 -1.22 -22.84
Mar 2020 1092.8030832685786 0.17 -22.28
Apr 2020 1080.099578431669 -1.16 -22.67
May 2020 1073.4138759976342 -0.62 -22.97
Jun 2020 1067.4948023030875 -0.55 -22.07
Jul 2020 1056.0725740721866 -1.07 -22.91
Aug 2020 1055.510417902347 -0.05 -22.28
Sep 2020 1062.3077907021893 0.64 -21.91
Oct 2020 1069.907077236858 0.72 -22.13
Nov 2020 1078.2602086718198 0.78 -21.90
Dec 2020 1085.1067241620044 0.64 -21.84
Jan 2021 1357.0717384409313 25.06 22.89
Feb 2021 1383.5314456408103 1.95 26.82
Mar 2021 1433.122674849529 3.58 31.14
Apr 2021 1447.479380492401 1.00 34.01
May 2021 1453.8490299367195 0.44 35.44
Jun 2021 1474.2981889112623 1.41 38.11
Jul 2021 1476.855350941917 0.17 39.84
Aug 2021 1481.3798696226368 0.31 40.35
Sep 2021 1488.1852926234608 0.46 40.09
Oct 2021 1510.2842103333792 1.49 41.16
Nov 2021 1517.6984040486832 0.49 40.75
Dec 2021 1536.1592499026954 1.22 41.57
Jan 2022 1561.7483158766704 1.67 15.08
Feb 2022 1631.2341065193932 4.45 17.90
Mar 2022 1717.4498675750988 5.29 19.84
Apr 2022 1862.992242299982 8.47 28.71
May 2022 1921.5843920627958 3.15 32.17
Jun 2022 1983.8896460504802 3.24 34.57
Jul 2022 1975.1539452467118 -0.44 33.74
Aug 2022 1947.499042140089 -1.40 31.47
Sep 2022 2086.851188079967 7.16 40.23
Oct 2022 2220.1573009762287 6.39 47.00
Nov 2022 2213.05438905522 -0.32 45.82
Dec 2022 2150.519949346545 -2.83 39.99
Jan 2023 2135.140213419636 -0.71 36.72
Feb 2023 2140.142403677418 0.23 31.20
Mar 2023 2197.153356300708 2.66 27.93
Apr 2023 2173.424322124106 -1.08 16.66
May 2023 2203.254354728817 1.37 14.66
Jun 2023 2271.663837679018 3.11 14.51
Jul 2023 2312.7966407396248 1.81 17.10
Aug 2023 2371.2798095298044 2.53 21.76
Sep 2023 2409.708680367564 1.62 15.47
Oct 2023 2498.0853673809206 3.67 12.52
Nov 2023 2472.6413820623684 -1.02 11.73
Dec 2023 2363.377904523017 -4.42 9.90
Jan 2024 2324.820903551128 -1.63 8.88
Feb 2024 2358.68948741412 1.46 10.21
Mar 2024 2378.6970442307174 0.85 8.26
Apr 2024 2424.364491321753 1.92 11.55
May 2024 2445.751145977854 0.88 11.01
Jun 2024 2420.288440946111 -1.04 6.54
Jul 2024 2408.5978783792293 -0.48 4.14
Aug 2024 2351.208384094624 -2.38 -0.85
Sep 2024 2309.151166307341 -1.79 -4.17
Oct 2024 2366.128117239913 2.47 -5.28
Nov 2024 2445.07966885526 3.34 -1.11
Dec 2024 2438.2860920696085 -0.28 3.17
Jan 2025 2483.621310267211 1.86 6.83
Feb 2025 2469.7850532515813 -0.56 4.71
Mar 2025 2436.8370147161168 -1.33 2.44
Apr 2025 2454.5468771620244 0.73 1.25
May 2025 2477.285501554831 0.93 1.29
Jun 2025 2484.66973801078 0.30 2.66
Jul 2025 2478.1997051038197 -0.26 2.89
Aug 2025 2463.9447815213352 -0.57 4.80
Sep 2025 2435.2145145818367 -1.17 5.46
Oct 2025 2423.628990400926 -0.48 2.43
Nov 2025 2429.5897842387767 0.25 -0.63
Dec 2025 2432.4867715307014 0.12 -0.24
Jan 2026 2427.7719654360635 -0.19 -2.25