Laredo, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Laredo, TX Metro in January 2026 was $1,365.313. The month over month percentage change (MoM) was -0.29%, and the year over year percentage change (YoY) was -3.83%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Laredo, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Laredo, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Laredo, TX (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Laredo, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Laredo, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 767.3553193184598 | NaN | NaN |
| Feb 2012 | 765.6406278002139 | -0.22 | NaN |
| Mar 2012 | 768.9643244171914 | 0.43 | NaN |
| Apr 2012 | 766.434997311415 | -0.33 | NaN |
| May 2012 | 760.8911428658068 | -0.72 | NaN |
| Jun 2012 | 758.4449353963937 | -0.32 | NaN |
| Jul 2012 | 757.4823281921647 | -0.13 | NaN |
| Aug 2012 | 765.2830640928639 | 1.03 | NaN |
| Sep 2012 | 760.5216971148892 | -0.62 | NaN |
| Oct 2012 | 754.1881387066504 | -0.83 | NaN |
| Nov 2012 | 751.5657901510135 | -0.35 | NaN |
| Dec 2012 | 750.4527688949706 | -0.15 | NaN |
| Jan 2013 | 753.9958597849563 | 0.47 | -1.74 |
| Feb 2013 | 762.3304244460348 | 1.11 | -0.43 |
| Mar 2013 | 767.1378598569244 | 0.63 | -0.24 |
| Apr 2013 | 763.9989487487535 | -0.41 | -0.32 |
| May 2013 | 773.2176960724016 | 1.21 | 1.62 |
| Jun 2013 | 810.5807851400921 | 4.83 | 6.87 |
| Jul 2013 | 835.0479405211893 | 3.02 | 10.24 |
| Aug 2013 | 847.6658650037081 | 1.51 | 10.77 |
| Sep 2013 | 854.4625345545503 | 0.80 | 12.35 |
| Oct 2013 | 840.6990545077342 | -1.61 | 11.47 |
| Nov 2013 | 846.4158368997598 | 0.68 | 12.62 |
| Dec 2013 | 859.4410458641266 | 1.54 | 14.52 |
| Jan 2014 | 857.3824510608633 | -0.24 | 13.71 |
| Feb 2014 | 850.6130632383824 | -0.79 | 11.58 |
| Mar 2014 | 855.712046964354 | 0.60 | 11.55 |
| Apr 2014 | 858.5453052843899 | 0.33 | 12.38 |
| May 2014 | 853.2814012426052 | -0.61 | 10.36 |
| Jun 2014 | 857.2073060679174 | 0.46 | 5.75 |
| Jul 2014 | 862.4455903839139 | 0.61 | 3.28 |
| Aug 2014 | 869.0830919780738 | 0.77 | 2.53 |
| Sep 2014 | 876.6559601460739 | 0.87 | 2.60 |
| Oct 2014 | 871.9054252626754 | -0.54 | 3.71 |
| Nov 2014 | 870.9828323993881 | -0.11 | 2.90 |
| Dec 2014 | 864.2375353890734 | -0.77 | 0.56 |
| Jan 2015 | 853.8507191227839 | -1.20 | -0.41 |
| Feb 2015 | 860.6289978032266 | 0.79 | 1.18 |
| Mar 2015 | 870.2095076999208 | 1.11 | 1.69 |
| Apr 2015 | 870.8009064596208 | 0.07 | 1.43 |
| May 2015 | 887.7021179746764 | 1.94 | 4.03 |
| Jun 2015 | 903.9338825862108 | 1.83 | 5.45 |
| Jul 2015 | 914.1566586181191 | 1.13 | 6.00 |
| Aug 2015 | 911.4809165959932 | -0.29 | 4.88 |
| Sep 2015 | 916.1230724874924 | 0.51 | 4.50 |
| Oct 2015 | 916.5607003111518 | 0.05 | 5.12 |
| Nov 2015 | 930.0529969230435 | 1.47 | 6.78 |
| Dec 2015 | 934.4567368814 | 0.47 | 8.13 |
| Jan 2016 | 934.713718342232 | 0.03 | 9.47 |
| Feb 2016 | 920.1741645331145 | -1.56 | 6.92 |
| Mar 2016 | 921.0698690143748 | 0.10 | 5.85 |
| Apr 2016 | 915.3296383406278 | -0.62 | 5.11 |
| May 2016 | 916.5739785252969 | 0.14 | 3.25 |
| Jun 2016 | 918.9191516534302 | 0.26 | 1.66 |
| Jul 2016 | 914.0008389863981 | -0.53 | -0.02 |
| Aug 2016 | 918.4405440416139 | 0.49 | 0.76 |
| Sep 2016 | 923.1308688326005 | 0.51 | 0.77 |
| Oct 2016 | 928.4533453010607 | 0.58 | 1.30 |
| Nov 2016 | 952.030878798322 | 2.54 | 2.36 |
| Dec 2016 | 983.510529537511 | 3.31 | 5.25 |
| Jan 2017 | 903.59788372296 | -8.12 | -3.33 |
| Feb 2017 | 904.7674948903068 | 0.13 | -1.67 |
| Mar 2017 | 907.593873345312 | 0.31 | -1.46 |
| Apr 2017 | 897.4860831085357 | -1.11 | -1.95 |
| May 2017 | 895.4508556191818 | -0.23 | -2.31 |
| Jun 2017 | 889.465033785712 | -0.67 | -3.20 |
| Jul 2017 | 896.1140783427486 | 0.75 | -1.96 |
| Aug 2017 | 892.7616417142758 | -0.37 | -2.80 |
| Sep 2017 | 889.7117871506312 | -0.34 | -3.62 |
| Oct 2017 | 899.7510665373818 | 1.13 | -3.09 |
| Nov 2017 | 904.9912598047382 | 0.58 | -4.94 |
| Dec 2017 | 909.940915047925 | 0.55 | -7.48 |
| Jan 2018 | 917.519519350372 | 0.83 | 1.54 |
| Feb 2018 | 941.5629737702045 | 2.62 | 4.07 |
| Mar 2018 | 954.4314568359805 | 1.37 | 5.16 |
| Apr 2018 | 961.4197212600585 | 0.73 | 7.12 |
| May 2018 | 974.8080431470091 | 1.39 | 8.86 |
| Jun 2018 | 976.853828537381 | 0.21 | 9.82 |
| Jul 2018 | 975.7802065285283 | -0.11 | 8.89 |
| Aug 2018 | 979.3169824544616 | 0.36 | 9.70 |
| Sep 2018 | 987.838621311292 | 0.87 | 11.03 |
| Oct 2018 | 1006.490865216499 | 1.89 | 11.86 |
| Nov 2018 | 1012.7948510372046 | 0.63 | 11.91 |
| Dec 2018 | 997.7752739411355 | -1.48 | 9.65 |
| Jan 2019 | 9651.245119309979 | 867.28 | 951.88 |
| Feb 2019 | 9677.407280258922 | 0.27 | 927.80 |
| Mar 2019 | 9693.868109693522 | 0.17 | 915.67 |
| Apr 2019 | 9701.280265343788 | 0.08 | 909.06 |
| May 2019 | 9696.539371221641 | -0.05 | 894.71 |
| Jun 2019 | 9693.452461806979 | -0.03 | 892.31 |
| Jul 2019 | 9738.300417981995 | 0.46 | 898.00 |
| Aug 2019 | 9797.617318867875 | 0.61 | 900.45 |
| Sep 2019 | 9873.06909369938 | 0.77 | 899.46 |
| Oct 2019 | 9931.964545770003 | 0.60 | 886.79 |
| Nov 2019 | 9970.073982604388 | 0.38 | 884.41 |
| Dec 2019 | 10012.843507627349 | 0.43 | 903.52 |
| Jan 2020 | 863.4569236236118 | -91.38 | -91.05 |
| Feb 2020 | 853.261357449568 | -1.18 | -91.18 |
| Mar 2020 | 853.2330345725496 | 0.00 | -91.20 |
| Apr 2020 | 844.6776308264111 | -1.00 | -91.29 |
| May 2020 | 841.5840773553991 | -0.37 | -91.32 |
| Jun 2020 | 839.8821616623954 | -0.20 | -91.34 |
| Jul 2020 | 834.7028375808186 | -0.62 | -91.43 |
| Aug 2020 | 837.3017714933537 | 0.31 | -91.45 |
| Sep 2020 | 842.0454903972129 | 0.57 | -91.47 |
| Oct 2020 | 840.7787510122508 | -0.15 | -91.53 |
| Nov 2020 | 838.7774306805114 | -0.24 | -91.59 |
| Dec 2020 | 836.6600652051306 | -0.25 | -91.64 |
| Jan 2021 | 845.155431627503 | 1.01 | -2.12 |
| Feb 2021 | 860.9301813912747 | 1.87 | 0.90 |
| Mar 2021 | 890.460224821567 | 3.43 | 4.36 |
| Apr 2021 | 892.5452551510136 | 0.23 | 5.67 |
| May 2021 | 888.9705387570261 | -0.40 | 5.63 |
| Jun 2021 | 897.7743940375942 | 0.99 | 6.89 |
| Jul 2021 | 899.9770808838687 | 0.25 | 7.82 |
| Aug 2021 | 906.8806230288797 | 0.77 | 8.31 |
| Sep 2021 | 916.3805558247335 | 1.05 | 8.83 |
| Oct 2021 | 934.5161753436406 | 1.98 | 11.15 |
| Nov 2021 | 941.8479030992004 | 0.79 | 12.29 |
| Dec 2021 | 953.5324140478907 | 1.24 | 13.97 |
| Jan 2022 | 989.5282739099455 | 3.78 | 17.08 |
| Feb 2022 | 1024.4309982272925 | 3.53 | 18.99 |
| Mar 2022 | 1067.4670956790499 | 4.20 | 19.88 |
| Apr 2022 | 1154.3941242812145 | 8.14 | 29.34 |
| May 2022 | 1188.9747963070758 | 3.00 | 33.75 |
| Jun 2022 | 1231.3576865705832 | 3.57 | 37.16 |
| Jul 2022 | 1229.366157039575 | -0.16 | 36.60 |
| Aug 2022 | 1213.5374883217175 | -1.29 | 33.81 |
| Sep 2022 | 1305.9613526434741 | 7.62 | 42.51 |
| Oct 2022 | 1387.6572869908098 | 6.26 | 48.49 |
| Nov 2022 | 1374.2281826916806 | -0.97 | 45.91 |
| Dec 2022 | 1325.2513659987649 | -3.56 | 38.98 |
| Jan 2023 | 1311.4618592435836 | -1.04 | 32.53 |
| Feb 2023 | 1313.8348956372981 | 0.18 | 28.25 |
| Mar 2023 | 1352.3371347169557 | 2.93 | 26.69 |
| Apr 2023 | 1341.917756162376 | -0.77 | 16.24 |
| May 2023 | 1363.757013841102 | 1.63 | 14.70 |
| Jun 2023 | 1406.6090631640463 | 3.14 | 14.23 |
| Jul 2023 | 1424.3689114023532 | 1.26 | 15.86 |
| Aug 2023 | 1450.762736559457 | 1.85 | 19.55 |
| Sep 2023 | 1462.7866520736586 | 0.83 | 12.01 |
| Oct 2023 | 1503.4085542885973 | 2.78 | 8.34 |
| Nov 2023 | 1471.256105650028 | -2.14 | 7.06 |
| Dec 2023 | 1385.7195894497129 | -5.81 | 4.56 |
| Jan 2024 | 1362.5921290101082 | -1.67 | 3.90 |
| Feb 2024 | 1373.2435563543163 | 0.78 | 4.52 |
| Mar 2024 | 1381.0563833051483 | 0.57 | 2.12 |
| Apr 2024 | 1405.1021740210829 | 1.74 | 4.71 |
| May 2024 | 1415.2485613379267 | 0.72 | 3.78 |
| Jun 2024 | 1398.1434782789822 | -1.21 | -0.60 |
| Jul 2024 | 1388.3247398096105 | -0.70 | -2.53 |
| Aug 2024 | 1348.2189350771112 | -2.89 | -7.07 |
| Sep 2024 | 1319.0987178494968 | -2.16 | -9.82 |
| Oct 2024 | 1347.1896061536515 | 2.13 | -10.39 |
| Nov 2024 | 1391.891370637944 | 3.32 | -5.39 |
| Dec 2024 | 1387.7317238386793 | -0.30 | 0.14 |
| Jan 2025 | 1419.709196809394 | 2.30 | 4.19 |
| Feb 2025 | 1411.34115769343 | -0.59 | 2.77 |
| Mar 2025 | 1392.6245202235 | -1.33 | 0.84 |
| Apr 2025 | 1400.388711919052 | 0.56 | -0.33 |
| May 2025 | 1409.9170284097534 | 0.68 | -0.38 |
| Jun 2025 | 1411.1386616762902 | 0.09 | 0.93 |
| Jul 2025 | 1402.7081677803105 | -0.60 | 1.04 |
| Aug 2025 | 1390.3556464418411 | -0.88 | 3.13 |
| Sep 2025 | 1372.4241597110936 | -1.29 | 4.04 |
| Oct 2025 | 1365.2274805457255 | -0.52 | 1.34 |
| Nov 2025 | 1367.9728173408212 | 0.20 | -1.72 |
| Dec 2025 | 1369.2728687904262 | 0.10 | -1.33 |
| Jan 2026 | 1365.3127672938597 | -0.29 | -3.83 |
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