Lexington, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lexington, KY Metro in January 2026 was $2,026.69. The month over month percentage change (MoM) was -0.41%, and the year over year percentage change (YoY) was -3.17%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lexington, KY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lexington, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Lexington, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Lexington, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lexington, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 830.7365927944888 | NaN | NaN |
| Feb 2012 | 826.7474395000097 | -0.48 | NaN |
| Mar 2012 | 831.2073498626614 | 0.54 | NaN |
| Apr 2012 | 830.3372684997951 | -0.10 | NaN |
| May 2012 | 825.5600352754515 | -0.57 | NaN |
| Jun 2012 | 820.2013354580497 | -0.65 | NaN |
| Jul 2012 | 814.2130235303889 | -0.73 | NaN |
| Aug 2012 | 819.8777295111049 | 0.70 | NaN |
| Sep 2012 | 814.1068485574195 | -0.70 | NaN |
| Oct 2012 | 806.7138013757506 | -0.91 | NaN |
| Nov 2012 | 803.7549925110396 | -0.37 | NaN |
| Dec 2012 | 803.1833696020344 | -0.07 | NaN |
| Jan 2013 | 706.7741596318859 | -12.00 | -14.92 |
| Feb 2013 | 715.8276842136934 | 1.28 | -13.42 |
| Mar 2013 | 718.9012055081402 | 0.43 | -13.51 |
| Apr 2013 | 712.1906142765422 | -0.93 | -14.23 |
| May 2013 | 720.0824137601929 | 1.11 | -12.78 |
| Jun 2013 | 759.2771712697095 | 5.44 | -7.43 |
| Jul 2013 | 783.568898518088 | 3.20 | -3.76 |
| Aug 2013 | 792.791831334721 | 1.18 | -3.30 |
| Sep 2013 | 796.5009338881243 | 0.47 | -2.16 |
| Oct 2013 | 775.8769069276806 | -2.59 | -3.82 |
| Nov 2013 | 780.6680265589368 | 0.62 | -2.87 |
| Dec 2013 | 796.805210832966 | 2.07 | -0.79 |
| Jan 2014 | 888.9736728707221 | 11.57 | 25.78 |
| Feb 2014 | 881.8523490060247 | -0.80 | 23.19 |
| Mar 2014 | 886.1708798220188 | 0.49 | 23.27 |
| Apr 2014 | 889.0220547338208 | 0.32 | 24.83 |
| May 2014 | 882.671527691288 | -0.71 | 22.58 |
| Jun 2014 | 885.1629835043616 | 0.28 | 16.58 |
| Jul 2014 | 886.0510479250606 | 0.10 | 13.08 |
| Aug 2014 | 886.4145213173132 | 0.04 | 11.81 |
| Sep 2014 | 890.1338787177712 | 0.42 | 11.76 |
| Oct 2014 | 879.7202669044143 | -1.17 | 13.38 |
| Nov 2014 | 876.2129773310518 | -0.40 | 12.24 |
| Dec 2014 | 867.1282160718549 | -1.04 | 8.83 |
| Jan 2015 | 845.5183052734012 | -2.49 | -4.89 |
| Feb 2015 | 849.4106539587417 | 0.46 | -3.68 |
| Mar 2015 | 854.926275185461 | 0.65 | -3.53 |
| Apr 2015 | 850.1963036325945 | -0.55 | -4.37 |
| May 2015 | 865.249984728136 | 1.77 | -1.97 |
| Jun 2015 | 878.3890334274574 | 1.52 | -0.76 |
| Jul 2015 | 886.4980986627888 | 0.92 | 0.05 |
| Aug 2015 | 880.4497319538174 | -0.68 | -0.67 |
| Sep 2015 | 883.3269929168196 | 0.33 | -0.76 |
| Oct 2015 | 879.6511519070792 | -0.42 | -0.01 |
| Nov 2015 | 892.8682852947086 | 1.50 | 1.90 |
| Dec 2015 | 898.5933777525946 | 0.64 | 3.63 |
| Jan 2016 | 865.7346739698999 | -3.66 | 2.39 |
| Feb 2016 | 856.0061855885122 | -1.12 | 0.78 |
| Mar 2016 | 862.5238034957965 | 0.76 | 0.89 |
| Apr 2016 | 859.9863974131961 | -0.29 | 1.15 |
| May 2016 | 864.3389304399111 | 0.51 | -0.10 |
| Jun 2016 | 867.6258159827859 | 0.38 | -1.23 |
| Jul 2016 | 861.3299527288676 | -0.73 | -2.84 |
| Aug 2016 | 862.8978408784458 | 0.18 | -1.99 |
| Sep 2016 | 866.7784881806433 | 0.45 | -1.87 |
| Oct 2016 | 870.1437661750136 | 0.39 | -1.08 |
| Nov 2016 | 895.4504192720458 | 2.91 | 0.29 |
| Dec 2016 | 931.3714658157462 | 4.01 | 3.65 |
| Jan 2017 | 960.5009990667313 | 3.13 | 10.95 |
| Feb 2017 | 964.5245774025723 | 0.42 | 12.68 |
| Mar 2017 | 969.9536727470451 | 0.56 | 12.46 |
| Apr 2017 | 962.3779897730515 | -0.78 | 11.91 |
| May 2017 | 964.9575531467091 | 0.27 | 11.64 |
| Jun 2017 | 961.9822753825357 | -0.31 | 10.88 |
| Jul 2017 | 972.3601575352277 | 1.08 | 12.89 |
| Aug 2017 | 970.6572568871676 | -0.17 | 12.49 |
| Sep 2017 | 969.9054167292232 | -0.08 | 11.90 |
| Oct 2017 | 982.6957183611057 | 1.32 | 12.94 |
| Nov 2017 | 990.4356616279636 | 0.79 | 10.61 |
| Dec 2017 | 998.0006575462598 | 0.76 | 7.15 |
| Jan 2018 | 1019.0913765725214 | 2.11 | 6.10 |
| Feb 2018 | 1050.073407701479 | 3.04 | 8.87 |
| Mar 2018 | 1066.6188361013321 | 1.58 | 9.97 |
| Apr 2018 | 1074.1625054487622 | 0.71 | 11.62 |
| May 2018 | 1088.856042365187 | 1.37 | 12.84 |
| Jun 2018 | 1089.69035559376 | 0.08 | 13.28 |
| Jul 2018 | 1089.4300056510558 | -0.02 | 12.04 |
| Aug 2018 | 1095.4519062580048 | 0.55 | 12.86 |
| Sep 2018 | 1106.1753652666864 | 0.98 | 14.05 |
| Oct 2018 | 1126.526122260584 | 1.84 | 14.64 |
| Nov 2018 | 1131.3233837051182 | 0.43 | 14.23 |
| Dec 2018 | 1112.5618591925008 | -1.66 | 11.48 |
| Jan 2019 | 1101.7818398932388 | -0.97 | 8.11 |
| Feb 2019 | 1098.1374145813704 | -0.33 | 4.58 |
| Mar 2019 | 1095.001443946334 | -0.29 | 2.66 |
| Apr 2019 | 1089.8657134648154 | -0.47 | 1.46 |
| May 2019 | 1087.9690982303414 | -0.17 | -0.08 |
| Jun 2019 | 1067.0706122164527 | -1.92 | -2.08 |
| Jul 2019 | 1066.7101195784255 | -0.03 | -2.08 |
| Aug 2019 | 1056.940062303318 | -0.92 | -3.52 |
| Sep 2019 | 1059.0070912419342 | 0.20 | -4.26 |
| Oct 2019 | 1069.694856161514 | 1.01 | -5.04 |
| Nov 2019 | 1073.9829452707004 | 0.40 | -5.07 |
| Dec 2019 | 1080.5745286046972 | 0.61 | -2.87 |
| Jan 2020 | 1068.6895195053262 | -1.10 | -3.00 |
| Feb 2020 | 1060.9829640957726 | -0.72 | -3.38 |
| Mar 2020 | 1067.089680291868 | 0.58 | -2.55 |
| Apr 2020 | 1060.0595281093088 | -0.66 | -2.73 |
| May 2020 | 1058.1924263185167 | -0.18 | -2.74 |
| Jun 2020 | 1055.9904236442662 | -0.21 | -1.04 |
| Jul 2020 | 1048.6646798440383 | -0.69 | -1.69 |
| Aug 2020 | 1050.0622873115599 | 0.13 | -0.65 |
| Sep 2020 | 1057.5068948475525 | 0.71 | -0.14 |
| Oct 2020 | 1064.8161470703672 | 0.69 | -0.46 |
| Nov 2020 | 1071.7898979490583 | 0.66 | -0.20 |
| Dec 2020 | 1076.08831942726 | 0.40 | -0.41 |
| Jan 2021 | 1073.2949742489564 | -0.26 | 0.43 |
| Feb 2021 | 1089.9189995087022 | 1.55 | 2.73 |
| Mar 2021 | 1127.659043184304 | 3.46 | 5.68 |
| Apr 2021 | 1138.3177104196802 | 0.95 | 7.38 |
| May 2021 | 1142.2205473572117 | 0.34 | 7.94 |
| Jun 2021 | 1157.0668852062488 | 1.30 | 9.57 |
| Jul 2021 | 1158.9855130732474 | 0.17 | 10.52 |
| Aug 2021 | 1165.5466014216913 | 0.57 | 11.00 |
| Sep 2021 | 1176.2875062934709 | 0.92 | 11.23 |
| Oct 2021 | 1197.350128302226 | 1.79 | 12.45 |
| Nov 2021 | 1203.1165910377588 | 0.48 | 12.25 |
| Dec 2021 | 1214.8900460578395 | 0.98 | 12.90 |
| Jan 2022 | 1254.8285029499395 | 3.29 | 16.91 |
| Feb 2022 | 1306.0464752046892 | 4.08 | 19.83 |
| Mar 2022 | 1372.7159125672142 | 5.11 | 21.73 |
| Apr 2022 | 1493.2390480802198 | 8.78 | 31.18 |
| May 2022 | 1545.9927138777368 | 3.53 | 35.35 |
| Jun 2022 | 1604.036112083325 | 3.75 | 38.63 |
| Jul 2022 | 1602.3300296993493 | -0.11 | 38.25 |
| Aug 2022 | 1583.575035961547 | -1.17 | 35.87 |
| Sep 2022 | 1705.4436424648627 | 7.70 | 44.99 |
| Oct 2022 | 1819.4760451594532 | 6.69 | 51.96 |
| Nov 2022 | 1811.8183443646494 | -0.42 | 50.59 |
| Dec 2022 | 1755.2178500248772 | -3.12 | 44.48 |
| Jan 2023 | 1712.1440934201473 | -2.45 | 36.44 |
| Feb 2023 | 1713.8623941352857 | 0.10 | 31.23 |
| Mar 2023 | 1763.0492138826855 | 2.87 | 28.44 |
| Apr 2023 | 1749.319372485235 | -0.78 | 17.15 |
| May 2023 | 1779.4335002652608 | 1.72 | 15.10 |
| Jun 2023 | 1840.537762296312 | 3.43 | 14.74 |
| Jul 2023 | 1876.7628979110386 | 1.97 | 17.13 |
| Aug 2023 | 1927.5656866279626 | 2.71 | 21.72 |
| Sep 2023 | 1959.9869049778554 | 1.68 | 14.93 |
| Oct 2023 | 2037.2802042213325 | 3.94 | 11.97 |
| Nov 2023 | 2018.9560643116918 | -0.90 | 11.43 |
| Dec 2023 | 1928.9006499434797 | -4.46 | 9.90 |
| Jan 2024 | 1931.2373908841455 | 0.12 | 12.80 |
| Feb 2024 | 1959.280056915536 | 1.45 | 14.32 |
| Mar 2024 | 1978.289526967453 | 0.97 | 12.21 |
| Apr 2024 | 2022.3389868382242 | 2.23 | 15.61 |
| May 2024 | 2045.6855357002414 | 1.15 | 14.96 |
| Jun 2024 | 2032.6462477976534 | -0.64 | 10.44 |
| Jul 2024 | 2028.877665770842 | -0.18 | 8.11 |
| Aug 2024 | 1979.6643136271123 | -2.43 | 2.70 |
| Sep 2024 | 1941.3533444861 | -1.93 | -0.95 |
| Oct 2024 | 1982.7194051127528 | 2.13 | -2.68 |
| Nov 2024 | 2046.007153049487 | 3.19 | 1.34 |
| Dec 2024 | 2040.1846408367164 | -0.28 | 5.77 |
| Jan 2025 | 2092.9970949605413 | 2.59 | 8.38 |
| Feb 2025 | 2088.1895687477663 | -0.23 | 6.58 |
| Mar 2025 | 2066.18850920522 | -1.05 | 4.44 |
| Apr 2025 | 2079.6063042972205 | 0.65 | 2.83 |
| May 2025 | 2094.2685773402654 | 0.71 | 2.38 |
| Jun 2025 | 2095.075716871404 | 0.04 | 3.07 |
| Jul 2025 | 2081.772923548088 | -0.63 | 2.61 |
| Aug 2025 | 2063.877447584188 | -0.86 | 4.25 |
| Sep 2025 | 2039.3626089359248 | -1.19 | 5.05 |
| Oct 2025 | 2030.3513413458827 | -0.44 | 2.40 |
| Nov 2025 | 2035.281349417347 | 0.24 | -0.52 |
| Dec 2025 | 2035.0921252680455 | -0.01 | -0.25 |
| Jan 2026 | 2026.690254640061 | -0.41 | -3.17 |
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