Louisville, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Louisville, KY Metro in January 2026 was $1,749.08. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -3.64%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Louisville, KY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Louisville, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Louisville, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 708.1744535098417 NaN NaN
Feb 2012 706.9343494540166 -0.17 NaN
Mar 2012 712.1452975108152 0.74 NaN
Apr 2012 712.3933546624344 0.04 NaN
May 2012 709.0559595896628 -0.47 NaN
Jun 2012 704.2646534660771 -0.68 NaN
Jul 2012 698.6159237553289 -0.80 NaN
Aug 2012 701.3788361021158 0.40 NaN
Sep 2012 694.5496162478162 -0.97 NaN
Oct 2012 687.8726866036127 -0.96 NaN
Nov 2012 687.6470971819136 -0.03 NaN
Dec 2012 690.1275077194329 0.36 NaN
Jan 2013 720.4418698621284 4.39 1.73
Feb 2013 728.3154577489859 1.09 3.02
Mar 2013 729.6730257668556 0.19 2.46
Apr 2013 722.3007127199533 -1.01 1.39
May 2013 729.1208073917894 0.94 2.83
Jun 2013 764.620849845438 4.87 8.57
Jul 2013 787.9738463287792 3.05 12.79
Aug 2013 798.1407050574583 1.29 13.80
Sep 2013 804.2931165420921 0.77 15.80
Oct 2013 789.4693534174887 -1.84 14.77
Nov 2013 796.651841675204 0.91 15.85
Dec 2013 812.7969252600237 2.03 17.77
Jan 2014 796.8977786187986 -1.96 10.61
Feb 2014 789.6426958390623 -0.91 8.42
Mar 2014 793.117575455092 0.44 8.70
Apr 2014 795.6038940166386 0.31 10.15
May 2014 790.6750361905416 -0.62 8.44
Jun 2014 793.4538836804688 0.35 3.77
Jul 2014 795.8718515266361 0.31 1.00
Aug 2014 798.4116778812745 0.32 0.03
Sep 2014 804.3172837949433 0.74 0.00
Oct 2014 798.0478027821136 -0.78 1.09
Nov 2014 797.6901466067545 -0.04 0.13
Dec 2014 791.8731266326797 -0.73 -2.57
Jan 2015 777.2557593440238 -1.85 -2.46
Feb 2015 781.5025662411039 0.55 -1.03
Mar 2015 786.6964353472974 0.67 -0.81
Apr 2015 783.0601379453982 -0.46 -1.58
May 2015 797.4491812659788 1.84 0.86
Jun 2015 810.6444064214472 1.66 2.17
Jul 2015 818.5439138579695 0.97 2.85
Aug 2015 813.0316882351476 -0.67 1.83
Sep 2015 815.3776774732082 0.29 1.38
Oct 2015 812.862054957609 -0.31 1.86
Nov 2015 825.6775146275647 1.58 3.51
Dec 2015 830.9119029131915 0.63 4.93
Jan 2016 815.9648353579528 -1.80 4.98
Feb 2016 804.9459747104274 -1.35 3.00
Mar 2016 809.6157963828623 0.58 2.91
Apr 2016 806.5748139729187 -0.38 3.00
May 2016 809.4030869233849 0.35 1.50
Jun 2016 811.0699971173503 0.21 0.05
Jul 2016 805.3520686376428 -0.70 -1.61
Aug 2016 808.0012698648092 0.33 -0.62
Sep 2016 813.6939119794347 0.71 -0.21
Oct 2016 820.0909618143914 0.79 0.89
Nov 2016 847.1700505309018 3.30 2.60
Dec 2016 883.6727912820451 4.31 6.35
Jan 2017 911.4437895136402 3.14 11.70
Feb 2017 916.4652521657844 0.55 13.85
Mar 2017 921.7709342844812 0.58 13.85
Apr 2017 915.040994146466 -0.73 13.45
May 2017 917.0576594336062 0.22 13.30
Jun 2017 914.3078827675145 -0.30 12.73
Jul 2017 924.1784663565693 1.08 14.76
Aug 2017 922.3652048603983 -0.20 14.15
Sep 2017 921.6662243998014 -0.08 13.27
Oct 2017 929.8833159919507 0.89 13.39
Nov 2017 930.292653260324 0.04 9.81
Dec 2017 928.9168225702181 -0.15 5.12
Jan 2018 931.140328103524 0.24 2.16
Feb 2018 960.2651265505003 3.13 4.78
Mar 2018 979.4463255429599 2.00 6.26
Apr 2018 990.7854813165397 1.16 8.28
May 2018 1007.2415454396789 1.66 9.83
Jun 2018 1010.73924464909 0.35 10.55
Jul 2018 1012.5457755667769 0.18 9.56
Aug 2018 1019.4254046676929 0.68 10.52
Sep 2018 1030.543029917173 1.09 11.81
Oct 2018 1050.8230580398802 1.97 13.01
Nov 2018 1058.0588930130937 0.69 13.73
Dec 2018 1043.3024777606595 -1.39 12.31
Jan 2019 1036.3664364273516 -0.66 11.30
Feb 2019 1035.3288373820214 -0.10 7.82
Mar 2019 1033.8249868385358 -0.14 5.55
Apr 2019 1029.71962960673 -0.40 3.93
May 2019 1028.1540860448235 -0.15 2.08
Jun 2019 1009.3073593604786 -1.83 -0.14
Jul 2019 1009.1289801069632 -0.02 -0.34
Aug 2019 999.7847915000162 -0.93 -1.93
Sep 2019 1000.7717990202066 0.10 -2.89
Oct 2019 1011.2945735926454 1.05 -3.76
Nov 2019 1017.0735103680006 0.57 -3.87
Dec 2019 1025.580755030362 0.84 -1.70
Jan 2020 1013.5721489939438 -1.17 -2.20
Feb 2020 1004.9601690939448 -0.85 -2.93
Mar 2020 1008.0873609010472 0.31 -2.49
Apr 2020 999.8565256105094 -0.82 -2.90
May 2020 996.50078309435 -0.34 -3.08
Jun 2020 993.6416346380329 -0.29 -1.55
Jul 2020 985.4016768103943 -0.83 -2.35
Aug 2020 985.9234385037455 0.05 -1.39
Sep 2020 992.5829649685274 0.68 -0.82
Oct 2020 1000.7759409240982 0.83 -1.04
Nov 2020 1008.8694414238566 0.81 -0.81
Dec 2020 1015.0506389290201 0.61 -1.03
Jan 2021 1028.5281179736266 1.33 1.48
Feb 2021 1044.9884495010615 1.60 3.98
Mar 2021 1079.4333335364167 3.30 7.08
Apr 2021 1087.6955476325838 0.77 8.79
May 2021 1089.7605067596253 0.19 9.36
Jun 2021 1102.78998975727 1.20 10.99
Jul 2021 1102.3838537106512 -0.04 11.87
Aug 2021 1104.691074676566 0.21 12.05
Sep 2021 1110.657612277116 0.54 11.90
Oct 2021 1127.8340447640192 1.55 12.70
Nov 2021 1131.7591500369804 0.35 12.18
Dec 2021 1141.108019321822 0.83 12.42
Jan 2022 1151.1456810155296 0.88 11.92
Feb 2022 1195.259215161427 3.83 14.38
Mar 2022 1252.1769975982597 4.76 16.00
Apr 2022 1356.0683164617362 8.30 24.67
May 2022 1397.3310795534144 3.04 28.22
Jun 2022 1443.7974613171734 3.33 30.92
Jul 2022 1437.6214954564427 -0.43 30.41
Aug 2022 1417.697465913804 -1.39 28.33
Sep 2022 1523.3992879200905 7.46 37.16
Oct 2022 1622.1807457028403 6.48 43.83
Nov 2022 1612.478481386961 -0.60 42.48
Dec 2022 1561.136646046846 -3.18 36.81
Jan 2023 1560.1020793707567 -0.07 35.53
Feb 2023 1561.1644911781534 0.07 30.61
Mar 2023 1602.7514156288225 2.66 28.00
Apr 2023 1587.3597554590528 -0.96 17.06
May 2023 1610.3918761535094 1.45 15.25
Jun 2023 1660.683358617317 3.12 15.02
Jul 2023 1687.2974511406678 1.60 17.37
Aug 2023 1726.4216070384937 2.32 21.78
Sep 2023 1749.6267612473914 1.34 14.85
Oct 2023 1812.5035213815688 3.59 11.73
Nov 2023 1792.7757446042933 -1.09 11.18
Dec 2023 1712.906711478031 -4.45 9.72
Jan 2024 1684.2216502572496 -1.67 7.96
Feb 2024 1706.0616923506007 1.30 9.28
Mar 2024 1718.772403860464 0.75 7.24
Apr 2024 1752.6595599829159 1.97 10.41
May 2024 1770.097154628082 1.00 9.92
Jun 2024 1755.574270420987 -0.82 5.71
Jul 2024 1750.308334502493 -0.30 3.73
Aug 2024 1707.1083726581985 -2.47 -1.12
Sep 2024 1675.0027866926584 -1.88 -4.26
Oct 2024 1712.6440256690921 2.25 -5.51
Nov 2024 1770.3144913383817 3.37 -1.25
Dec 2024 1769.107846997192 -0.07 3.28
Jan 2025 1815.2359564063115 2.61 7.78
Feb 2025 1808.6823853190572 -0.36 6.02
Mar 2025 1787.0745067817963 -1.19 3.97
Apr 2025 1800.042478548883 0.73 2.70
May 2025 1816.1677488290184 0.90 2.60
Jun 2025 1819.7978500183401 0.20 3.66
Jul 2025 1808.5585526111788 -0.62 3.33
Aug 2025 1790.6623597050288 -0.99 4.89
Sep 2025 1766.0663567496122 -1.37 5.44
Oct 2025 1754.4253247830554 -0.66 2.44
Nov 2025 1756.2436836509937 0.10 -0.79
Dec 2025 1755.4743945101914 -0.04 -0.77
Jan 2026 1749.079657743638 -0.36 -3.64