Louisville, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Louisville, KY Metro in January 2026 was $1,749.08. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -3.64%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Louisville, KY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Louisville, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 708.1744535098417 | NaN | NaN |
| Feb 2012 | 706.9343494540166 | -0.17 | NaN |
| Mar 2012 | 712.1452975108152 | 0.74 | NaN |
| Apr 2012 | 712.3933546624344 | 0.04 | NaN |
| May 2012 | 709.0559595896628 | -0.47 | NaN |
| Jun 2012 | 704.2646534660771 | -0.68 | NaN |
| Jul 2012 | 698.6159237553289 | -0.80 | NaN |
| Aug 2012 | 701.3788361021158 | 0.40 | NaN |
| Sep 2012 | 694.5496162478162 | -0.97 | NaN |
| Oct 2012 | 687.8726866036127 | -0.96 | NaN |
| Nov 2012 | 687.6470971819136 | -0.03 | NaN |
| Dec 2012 | 690.1275077194329 | 0.36 | NaN |
| Jan 2013 | 720.4418698621284 | 4.39 | 1.73 |
| Feb 2013 | 728.3154577489859 | 1.09 | 3.02 |
| Mar 2013 | 729.6730257668556 | 0.19 | 2.46 |
| Apr 2013 | 722.3007127199533 | -1.01 | 1.39 |
| May 2013 | 729.1208073917894 | 0.94 | 2.83 |
| Jun 2013 | 764.620849845438 | 4.87 | 8.57 |
| Jul 2013 | 787.9738463287792 | 3.05 | 12.79 |
| Aug 2013 | 798.1407050574583 | 1.29 | 13.80 |
| Sep 2013 | 804.2931165420921 | 0.77 | 15.80 |
| Oct 2013 | 789.4693534174887 | -1.84 | 14.77 |
| Nov 2013 | 796.651841675204 | 0.91 | 15.85 |
| Dec 2013 | 812.7969252600237 | 2.03 | 17.77 |
| Jan 2014 | 796.8977786187986 | -1.96 | 10.61 |
| Feb 2014 | 789.6426958390623 | -0.91 | 8.42 |
| Mar 2014 | 793.117575455092 | 0.44 | 8.70 |
| Apr 2014 | 795.6038940166386 | 0.31 | 10.15 |
| May 2014 | 790.6750361905416 | -0.62 | 8.44 |
| Jun 2014 | 793.4538836804688 | 0.35 | 3.77 |
| Jul 2014 | 795.8718515266361 | 0.31 | 1.00 |
| Aug 2014 | 798.4116778812745 | 0.32 | 0.03 |
| Sep 2014 | 804.3172837949433 | 0.74 | 0.00 |
| Oct 2014 | 798.0478027821136 | -0.78 | 1.09 |
| Nov 2014 | 797.6901466067545 | -0.04 | 0.13 |
| Dec 2014 | 791.8731266326797 | -0.73 | -2.57 |
| Jan 2015 | 777.2557593440238 | -1.85 | -2.46 |
| Feb 2015 | 781.5025662411039 | 0.55 | -1.03 |
| Mar 2015 | 786.6964353472974 | 0.67 | -0.81 |
| Apr 2015 | 783.0601379453982 | -0.46 | -1.58 |
| May 2015 | 797.4491812659788 | 1.84 | 0.86 |
| Jun 2015 | 810.6444064214472 | 1.66 | 2.17 |
| Jul 2015 | 818.5439138579695 | 0.97 | 2.85 |
| Aug 2015 | 813.0316882351476 | -0.67 | 1.83 |
| Sep 2015 | 815.3776774732082 | 0.29 | 1.38 |
| Oct 2015 | 812.862054957609 | -0.31 | 1.86 |
| Nov 2015 | 825.6775146275647 | 1.58 | 3.51 |
| Dec 2015 | 830.9119029131915 | 0.63 | 4.93 |
| Jan 2016 | 815.9648353579528 | -1.80 | 4.98 |
| Feb 2016 | 804.9459747104274 | -1.35 | 3.00 |
| Mar 2016 | 809.6157963828623 | 0.58 | 2.91 |
| Apr 2016 | 806.5748139729187 | -0.38 | 3.00 |
| May 2016 | 809.4030869233849 | 0.35 | 1.50 |
| Jun 2016 | 811.0699971173503 | 0.21 | 0.05 |
| Jul 2016 | 805.3520686376428 | -0.70 | -1.61 |
| Aug 2016 | 808.0012698648092 | 0.33 | -0.62 |
| Sep 2016 | 813.6939119794347 | 0.71 | -0.21 |
| Oct 2016 | 820.0909618143914 | 0.79 | 0.89 |
| Nov 2016 | 847.1700505309018 | 3.30 | 2.60 |
| Dec 2016 | 883.6727912820451 | 4.31 | 6.35 |
| Jan 2017 | 911.4437895136402 | 3.14 | 11.70 |
| Feb 2017 | 916.4652521657844 | 0.55 | 13.85 |
| Mar 2017 | 921.7709342844812 | 0.58 | 13.85 |
| Apr 2017 | 915.040994146466 | -0.73 | 13.45 |
| May 2017 | 917.0576594336062 | 0.22 | 13.30 |
| Jun 2017 | 914.3078827675145 | -0.30 | 12.73 |
| Jul 2017 | 924.1784663565693 | 1.08 | 14.76 |
| Aug 2017 | 922.3652048603983 | -0.20 | 14.15 |
| Sep 2017 | 921.6662243998014 | -0.08 | 13.27 |
| Oct 2017 | 929.8833159919507 | 0.89 | 13.39 |
| Nov 2017 | 930.292653260324 | 0.04 | 9.81 |
| Dec 2017 | 928.9168225702181 | -0.15 | 5.12 |
| Jan 2018 | 931.140328103524 | 0.24 | 2.16 |
| Feb 2018 | 960.2651265505003 | 3.13 | 4.78 |
| Mar 2018 | 979.4463255429599 | 2.00 | 6.26 |
| Apr 2018 | 990.7854813165397 | 1.16 | 8.28 |
| May 2018 | 1007.2415454396789 | 1.66 | 9.83 |
| Jun 2018 | 1010.73924464909 | 0.35 | 10.55 |
| Jul 2018 | 1012.5457755667769 | 0.18 | 9.56 |
| Aug 2018 | 1019.4254046676929 | 0.68 | 10.52 |
| Sep 2018 | 1030.543029917173 | 1.09 | 11.81 |
| Oct 2018 | 1050.8230580398802 | 1.97 | 13.01 |
| Nov 2018 | 1058.0588930130937 | 0.69 | 13.73 |
| Dec 2018 | 1043.3024777606595 | -1.39 | 12.31 |
| Jan 2019 | 1036.3664364273516 | -0.66 | 11.30 |
| Feb 2019 | 1035.3288373820214 | -0.10 | 7.82 |
| Mar 2019 | 1033.8249868385358 | -0.14 | 5.55 |
| Apr 2019 | 1029.71962960673 | -0.40 | 3.93 |
| May 2019 | 1028.1540860448235 | -0.15 | 2.08 |
| Jun 2019 | 1009.3073593604786 | -1.83 | -0.14 |
| Jul 2019 | 1009.1289801069632 | -0.02 | -0.34 |
| Aug 2019 | 999.7847915000162 | -0.93 | -1.93 |
| Sep 2019 | 1000.7717990202066 | 0.10 | -2.89 |
| Oct 2019 | 1011.2945735926454 | 1.05 | -3.76 |
| Nov 2019 | 1017.0735103680006 | 0.57 | -3.87 |
| Dec 2019 | 1025.580755030362 | 0.84 | -1.70 |
| Jan 2020 | 1013.5721489939438 | -1.17 | -2.20 |
| Feb 2020 | 1004.9601690939448 | -0.85 | -2.93 |
| Mar 2020 | 1008.0873609010472 | 0.31 | -2.49 |
| Apr 2020 | 999.8565256105094 | -0.82 | -2.90 |
| May 2020 | 996.50078309435 | -0.34 | -3.08 |
| Jun 2020 | 993.6416346380329 | -0.29 | -1.55 |
| Jul 2020 | 985.4016768103943 | -0.83 | -2.35 |
| Aug 2020 | 985.9234385037455 | 0.05 | -1.39 |
| Sep 2020 | 992.5829649685274 | 0.68 | -0.82 |
| Oct 2020 | 1000.7759409240982 | 0.83 | -1.04 |
| Nov 2020 | 1008.8694414238566 | 0.81 | -0.81 |
| Dec 2020 | 1015.0506389290201 | 0.61 | -1.03 |
| Jan 2021 | 1028.5281179736266 | 1.33 | 1.48 |
| Feb 2021 | 1044.9884495010615 | 1.60 | 3.98 |
| Mar 2021 | 1079.4333335364167 | 3.30 | 7.08 |
| Apr 2021 | 1087.6955476325838 | 0.77 | 8.79 |
| May 2021 | 1089.7605067596253 | 0.19 | 9.36 |
| Jun 2021 | 1102.78998975727 | 1.20 | 10.99 |
| Jul 2021 | 1102.3838537106512 | -0.04 | 11.87 |
| Aug 2021 | 1104.691074676566 | 0.21 | 12.05 |
| Sep 2021 | 1110.657612277116 | 0.54 | 11.90 |
| Oct 2021 | 1127.8340447640192 | 1.55 | 12.70 |
| Nov 2021 | 1131.7591500369804 | 0.35 | 12.18 |
| Dec 2021 | 1141.108019321822 | 0.83 | 12.42 |
| Jan 2022 | 1151.1456810155296 | 0.88 | 11.92 |
| Feb 2022 | 1195.259215161427 | 3.83 | 14.38 |
| Mar 2022 | 1252.1769975982597 | 4.76 | 16.00 |
| Apr 2022 | 1356.0683164617362 | 8.30 | 24.67 |
| May 2022 | 1397.3310795534144 | 3.04 | 28.22 |
| Jun 2022 | 1443.7974613171734 | 3.33 | 30.92 |
| Jul 2022 | 1437.6214954564427 | -0.43 | 30.41 |
| Aug 2022 | 1417.697465913804 | -1.39 | 28.33 |
| Sep 2022 | 1523.3992879200905 | 7.46 | 37.16 |
| Oct 2022 | 1622.1807457028403 | 6.48 | 43.83 |
| Nov 2022 | 1612.478481386961 | -0.60 | 42.48 |
| Dec 2022 | 1561.136646046846 | -3.18 | 36.81 |
| Jan 2023 | 1560.1020793707567 | -0.07 | 35.53 |
| Feb 2023 | 1561.1644911781534 | 0.07 | 30.61 |
| Mar 2023 | 1602.7514156288225 | 2.66 | 28.00 |
| Apr 2023 | 1587.3597554590528 | -0.96 | 17.06 |
| May 2023 | 1610.3918761535094 | 1.45 | 15.25 |
| Jun 2023 | 1660.683358617317 | 3.12 | 15.02 |
| Jul 2023 | 1687.2974511406678 | 1.60 | 17.37 |
| Aug 2023 | 1726.4216070384937 | 2.32 | 21.78 |
| Sep 2023 | 1749.6267612473914 | 1.34 | 14.85 |
| Oct 2023 | 1812.5035213815688 | 3.59 | 11.73 |
| Nov 2023 | 1792.7757446042933 | -1.09 | 11.18 |
| Dec 2023 | 1712.906711478031 | -4.45 | 9.72 |
| Jan 2024 | 1684.2216502572496 | -1.67 | 7.96 |
| Feb 2024 | 1706.0616923506007 | 1.30 | 9.28 |
| Mar 2024 | 1718.772403860464 | 0.75 | 7.24 |
| Apr 2024 | 1752.6595599829159 | 1.97 | 10.41 |
| May 2024 | 1770.097154628082 | 1.00 | 9.92 |
| Jun 2024 | 1755.574270420987 | -0.82 | 5.71 |
| Jul 2024 | 1750.308334502493 | -0.30 | 3.73 |
| Aug 2024 | 1707.1083726581985 | -2.47 | -1.12 |
| Sep 2024 | 1675.0027866926584 | -1.88 | -4.26 |
| Oct 2024 | 1712.6440256690921 | 2.25 | -5.51 |
| Nov 2024 | 1770.3144913383817 | 3.37 | -1.25 |
| Dec 2024 | 1769.107846997192 | -0.07 | 3.28 |
| Jan 2025 | 1815.2359564063115 | 2.61 | 7.78 |
| Feb 2025 | 1808.6823853190572 | -0.36 | 6.02 |
| Mar 2025 | 1787.0745067817963 | -1.19 | 3.97 |
| Apr 2025 | 1800.042478548883 | 0.73 | 2.70 |
| May 2025 | 1816.1677488290184 | 0.90 | 2.60 |
| Jun 2025 | 1819.7978500183401 | 0.20 | 3.66 |
| Jul 2025 | 1808.5585526111788 | -0.62 | 3.33 |
| Aug 2025 | 1790.6623597050288 | -0.99 | 4.89 |
| Sep 2025 | 1766.0663567496122 | -1.37 | 5.44 |
| Oct 2025 | 1754.4253247830554 | -0.66 | 2.44 |
| Nov 2025 | 1756.2436836509937 | 0.10 | -0.79 |
| Dec 2025 | 1755.4743945101914 | -0.04 | -0.77 |
| Jan 2026 | 1749.079657743638 | -0.36 | -3.64 |