Lubbock, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lubbock, TX Metro in January 2026 was $1,537.205. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -4.57%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lubbock, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lubbock, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lubbock, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lubbock, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 639.0006266770624 NaN NaN
Feb 2012 638.3467969750997 -0.10 NaN
Mar 2012 645.480072442804 1.12 NaN
Apr 2012 646.0131073493833 0.08 NaN
May 2012 642.211316261159 -0.59 NaN
Jun 2012 636.4765898372611 -0.89 NaN
Jul 2012 629.5918604705972 -1.08 NaN
Aug 2012 631.9447119995771 0.37 NaN
Sep 2012 623.1928887591951 -1.38 NaN
Oct 2012 612.1978356170378 -1.76 NaN
Nov 2012 605.9969736477874 -1.01 NaN
Dec 2012 602.1587127118667 -0.63 NaN
Jan 2013 606.3350202299625 0.69 -5.11
Feb 2013 615.2808919334047 1.48 -3.61
Mar 2013 621.5496741449999 1.02 -3.71
Apr 2013 617.952192527688 -0.58 -4.34
May 2013 625.2067196316398 1.17 -2.65
Jun 2013 658.1570219669858 5.27 3.41
Jul 2013 676.7612599282088 2.83 7.49
Aug 2013 682.7143298058181 0.88 8.03
Sep 2013 682.2959815692066 -0.06 9.48
Oct 2013 660.5933679849824 -3.18 7.91
Nov 2013 661.5286572703685 0.14 9.16
Dec 2013 674.5481158173865 1.97 12.02
Jan 2014 862.8544375462263 27.92 42.31
Feb 2014 861.9819691792948 -0.10 40.10
Mar 2014 870.4240881790658 0.98 40.04
Apr 2014 874.3926991952414 0.46 41.50
May 2014 871.1488240792835 -0.37 39.34
Jun 2014 875.9838483707174 0.56 33.10
Jul 2014 880.5054920393072 0.52 30.11
Aug 2014 884.2864287709508 0.43 29.53
Sep 2014 889.017812900342 0.54 30.30
Oct 2014 878.1618891540313 -1.22 32.94
Nov 2014 872.6441954108215 -0.63 31.91
Dec 2014 863.2071538732037 -1.08 27.97
Jan 2015 857.8216117112843 -0.62 -0.58
Feb 2015 863.1923249759818 0.63 0.14
Mar 2015 868.5954730237556 0.63 -0.21
Apr 2015 862.712593091878 -0.68 -1.34
May 2015 870.5383143189428 0.91 -0.07
Jun 2015 876.0522637409848 0.63 0.01
Jul 2015 878.7966378312994 0.31 -0.19
Aug 2015 871.4202110992594 -0.84 -1.45
Sep 2015 871.1814359309473 -0.03 -2.01
Oct 2015 863.1529736399568 -0.92 -1.71
Nov 2015 867.0412308101588 0.45 -0.64
Dec 2015 864.7995350173646 -0.26 0.18
Jan 2016 850.7568146553372 -1.62 -0.82
Feb 2016 841.3798440861024 -1.10 -2.53
Mar 2016 848.0522976816076 0.79 -2.37
Apr 2016 849.0921563899905 0.12 -1.58
May 2016 856.4426953386755 0.87 -1.62
Jun 2016 862.4618763624073 0.70 -1.55
Jul 2016 862.1045757522893 -0.04 -1.90
Aug 2016 869.8267181015597 0.90 -0.18
Sep 2016 881.6183334167903 1.36 1.20
Oct 2016 891.6207475922674 1.14 3.30
Nov 2016 918.6525109940152 3.03 5.95
Dec 2016 952.633055036634 3.70 10.16
Jan 2017 958.4625348715697 0.61 12.66
Feb 2017 962.9613680879679 0.47 14.45
Mar 2017 967.4132991333695 0.46 14.08
Apr 2017 960.5732399877213 -0.71 13.13
May 2017 964.6176568925966 0.42 12.63
Jun 2017 964.838457185127 0.02 11.87
Jul 2017 976.1020325162265 1.17 13.22
Aug 2017 976.6443469420365 0.06 12.28
Sep 2017 977.830292016308 0.12 10.91
Oct 2017 989.9255864875677 1.24 11.03
Nov 2017 995.7264075816615 0.59 8.39
Dec 2017 1001.6875459009528 0.60 5.15
Jan 2018 1001.8470381461641 0.02 4.53
Feb 2018 1028.2540856960777 2.64 6.78
Mar 2018 1042.5922823116193 1.39 7.77
Apr 2018 1048.6782662619564 0.58 9.17
May 2018 1060.388834694568 1.12 9.93
Jun 2018 1058.9646772539224 -0.13 9.76
Jul 2018 1057.73085800943 -0.12 8.36
Aug 2018 1064.2606958197239 0.62 8.97
Sep 2018 1076.1752202733355 1.12 10.06
Oct 2018 1095.9884668699433 1.84 10.71
Nov 2018 1103.1793038060193 0.66 10.79
Dec 2018 1089.3068919563198 -1.26 8.75
Jan 2019 1102.7882620732055 1.24 10.08
Feb 2019 1082.9240038941878 -1.80 5.32
Mar 2019 1058.2135366485593 -2.28 1.50
Apr 2019 1039.9367219849564 -1.73 -0.83
May 2019 1031.2257719710276 -0.84 -2.75
Jun 2019 1013.813843332423 -1.69 -4.26
Jul 2019 1014.3054218174764 0.05 -4.11
Aug 2019 1007.3763002892458 -0.68 -5.34
Sep 2019 1008.522298003248 0.11 -6.29
Oct 2019 1015.4992048363099 0.69 -7.34
Nov 2019 1017.7103476471927 0.22 -7.75
Dec 2019 1022.4758334540302 0.47 -6.13
Jan 2020 1007.0062108953655 -1.51 -8.68
Feb 2020 1000.9015255231486 -0.61 -7.57
Mar 2020 1005.3020517330435 0.44 -5.00
Apr 2020 999.7758449235291 -0.55 -3.86
May 2020 998.0676828750447 -0.17 -3.21
Jun 2020 996.9336511267812 -0.11 -1.66
Jul 2020 992.3991450390181 -0.45 -2.16
Aug 2020 993.7851339138559 0.14 -1.35
Sep 2020 998.4042032267505 0.47 -1.00
Oct 2020 1002.5386963185556 0.41 -1.28
Nov 2020 1006.8144178480047 0.43 -1.07
Dec 2020 1008.9072183354963 0.21 -1.33
Jan 2021 1004.2271715896542 -0.46 -0.28
Feb 2021 1018.0758211786526 1.38 1.72
Mar 2021 1048.2748654831944 2.97 4.28
Apr 2021 1058.4622028970816 0.97 5.87
May 2021 1063.6343477880039 0.49 6.57
Jun 2021 1080.1756646042627 1.56 8.35
Jul 2021 1085.4899828539224 0.49 9.38
Aug 2021 1092.9177028632237 0.68 9.98
Sep 2021 1102.0878567154145 0.84 10.39
Oct 2021 1119.5433322357235 1.58 11.67
Nov 2021 1125.47896321229 0.53 11.79
Dec 2021 1134.495607440187 0.80 12.45
Jan 2022 1158.153492931765 2.09 15.33
Feb 2022 1201.5880750316983 3.75 18.02
Mar 2022 1259.4459292508968 4.82 20.15
Apr 2022 1358.6068037115142 7.87 28.36
May 2022 1402.91186406516 3.26 31.90
Jun 2022 1450.276641686334 3.38 34.26
Jul 2022 1451.4294509817732 0.08 33.71
Aug 2022 1439.1977343040462 -0.84 31.68
Sep 2022 1535.9842044516572 6.73 39.37
Oct 2022 1624.791642051594 5.78 45.13
Nov 2022 1617.7170754199947 -0.43 43.74
Dec 2022 1571.1304334969213 -2.88 38.49
Jan 2023 1531.1685862792328 -2.54 32.21
Feb 2023 1530.8584582082137 -0.02 27.40
Mar 2023 1565.425416071623 2.26 24.30
Apr 2023 1548.8352793607612 -1.06 14.00
May 2023 1566.0998607194488 1.12 11.63
Jun 2023 1607.1614442997602 2.62 10.82
Jul 2023 1627.0161994569612 1.24 12.10
Aug 2023 1655.8699612983041 1.77 15.06
Sep 2023 1671.0755790539847 0.92 8.80
Oct 2023 1718.8196110044585 2.86 5.79
Nov 2023 1695.8824643215817 -1.33 4.83
Dec 2023 1621.3887040529253 -4.39 3.20
Jan 2024 1612.512972679931 -0.55 5.31
Feb 2024 1631.274833715665 1.16 6.56
Mar 2024 1644.9641865457468 0.84 5.08
Apr 2024 1674.6435259363689 1.80 8.12
May 2024 1685.5404817221192 0.65 7.63
Jun 2024 1667.4670210781085 -1.07 3.75
Jul 2024 1654.1561150306675 -0.80 1.67
Aug 2024 1609.2332089102338 -2.72 -2.82
Sep 2024 1578.1157472684126 -1.93 -5.56
Oct 2024 1599.7094788436739 1.37 -6.93
Nov 2024 1635.6246475974713 2.25 -3.55
Dec 2024 1623.1282566125656 -0.76 0.11
Jan 2025 1610.732120717515 -0.76 -0.11
Feb 2025 1599.2522516736012 -0.71 -1.96
Mar 2025 1579.8649786930364 -1.21 -3.96
Apr 2025 1586.887765971347 0.45 -5.24
May 2025 1593.2674800765021 0.40 -5.47
Jun 2025 1589.9630942979659 -0.21 -4.65
Jul 2025 1577.7197589803134 -0.77 -4.62
Aug 2025 1563.6818374189752 -0.89 -2.83
Sep 2025 1549.318703355691 -0.92 -1.82
Oct 2025 1540.036805012083 -0.60 -3.73
Nov 2025 1541.366185212938 0.09 -5.76
Dec 2025 1540.8851558353651 -0.03 -5.07
Jan 2026 1537.2051431099796 -0.24 -4.57