Lubbock, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lubbock, TX Metro in January 2026 was $1,537.205. The month over month percentage change (MoM) was -0.24%, and the year over year percentage change (YoY) was -4.57%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lubbock, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lubbock, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 639.0006266770624 | NaN | NaN |
| Feb 2012 | 638.3467969750997 | -0.10 | NaN |
| Mar 2012 | 645.480072442804 | 1.12 | NaN |
| Apr 2012 | 646.0131073493833 | 0.08 | NaN |
| May 2012 | 642.211316261159 | -0.59 | NaN |
| Jun 2012 | 636.4765898372611 | -0.89 | NaN |
| Jul 2012 | 629.5918604705972 | -1.08 | NaN |
| Aug 2012 | 631.9447119995771 | 0.37 | NaN |
| Sep 2012 | 623.1928887591951 | -1.38 | NaN |
| Oct 2012 | 612.1978356170378 | -1.76 | NaN |
| Nov 2012 | 605.9969736477874 | -1.01 | NaN |
| Dec 2012 | 602.1587127118667 | -0.63 | NaN |
| Jan 2013 | 606.3350202299625 | 0.69 | -5.11 |
| Feb 2013 | 615.2808919334047 | 1.48 | -3.61 |
| Mar 2013 | 621.5496741449999 | 1.02 | -3.71 |
| Apr 2013 | 617.952192527688 | -0.58 | -4.34 |
| May 2013 | 625.2067196316398 | 1.17 | -2.65 |
| Jun 2013 | 658.1570219669858 | 5.27 | 3.41 |
| Jul 2013 | 676.7612599282088 | 2.83 | 7.49 |
| Aug 2013 | 682.7143298058181 | 0.88 | 8.03 |
| Sep 2013 | 682.2959815692066 | -0.06 | 9.48 |
| Oct 2013 | 660.5933679849824 | -3.18 | 7.91 |
| Nov 2013 | 661.5286572703685 | 0.14 | 9.16 |
| Dec 2013 | 674.5481158173865 | 1.97 | 12.02 |
| Jan 2014 | 862.8544375462263 | 27.92 | 42.31 |
| Feb 2014 | 861.9819691792948 | -0.10 | 40.10 |
| Mar 2014 | 870.4240881790658 | 0.98 | 40.04 |
| Apr 2014 | 874.3926991952414 | 0.46 | 41.50 |
| May 2014 | 871.1488240792835 | -0.37 | 39.34 |
| Jun 2014 | 875.9838483707174 | 0.56 | 33.10 |
| Jul 2014 | 880.5054920393072 | 0.52 | 30.11 |
| Aug 2014 | 884.2864287709508 | 0.43 | 29.53 |
| Sep 2014 | 889.017812900342 | 0.54 | 30.30 |
| Oct 2014 | 878.1618891540313 | -1.22 | 32.94 |
| Nov 2014 | 872.6441954108215 | -0.63 | 31.91 |
| Dec 2014 | 863.2071538732037 | -1.08 | 27.97 |
| Jan 2015 | 857.8216117112843 | -0.62 | -0.58 |
| Feb 2015 | 863.1923249759818 | 0.63 | 0.14 |
| Mar 2015 | 868.5954730237556 | 0.63 | -0.21 |
| Apr 2015 | 862.712593091878 | -0.68 | -1.34 |
| May 2015 | 870.5383143189428 | 0.91 | -0.07 |
| Jun 2015 | 876.0522637409848 | 0.63 | 0.01 |
| Jul 2015 | 878.7966378312994 | 0.31 | -0.19 |
| Aug 2015 | 871.4202110992594 | -0.84 | -1.45 |
| Sep 2015 | 871.1814359309473 | -0.03 | -2.01 |
| Oct 2015 | 863.1529736399568 | -0.92 | -1.71 |
| Nov 2015 | 867.0412308101588 | 0.45 | -0.64 |
| Dec 2015 | 864.7995350173646 | -0.26 | 0.18 |
| Jan 2016 | 850.7568146553372 | -1.62 | -0.82 |
| Feb 2016 | 841.3798440861024 | -1.10 | -2.53 |
| Mar 2016 | 848.0522976816076 | 0.79 | -2.37 |
| Apr 2016 | 849.0921563899905 | 0.12 | -1.58 |
| May 2016 | 856.4426953386755 | 0.87 | -1.62 |
| Jun 2016 | 862.4618763624073 | 0.70 | -1.55 |
| Jul 2016 | 862.1045757522893 | -0.04 | -1.90 |
| Aug 2016 | 869.8267181015597 | 0.90 | -0.18 |
| Sep 2016 | 881.6183334167903 | 1.36 | 1.20 |
| Oct 2016 | 891.6207475922674 | 1.14 | 3.30 |
| Nov 2016 | 918.6525109940152 | 3.03 | 5.95 |
| Dec 2016 | 952.633055036634 | 3.70 | 10.16 |
| Jan 2017 | 958.4625348715697 | 0.61 | 12.66 |
| Feb 2017 | 962.9613680879679 | 0.47 | 14.45 |
| Mar 2017 | 967.4132991333695 | 0.46 | 14.08 |
| Apr 2017 | 960.5732399877213 | -0.71 | 13.13 |
| May 2017 | 964.6176568925966 | 0.42 | 12.63 |
| Jun 2017 | 964.838457185127 | 0.02 | 11.87 |
| Jul 2017 | 976.1020325162265 | 1.17 | 13.22 |
| Aug 2017 | 976.6443469420365 | 0.06 | 12.28 |
| Sep 2017 | 977.830292016308 | 0.12 | 10.91 |
| Oct 2017 | 989.9255864875677 | 1.24 | 11.03 |
| Nov 2017 | 995.7264075816615 | 0.59 | 8.39 |
| Dec 2017 | 1001.6875459009528 | 0.60 | 5.15 |
| Jan 2018 | 1001.8470381461641 | 0.02 | 4.53 |
| Feb 2018 | 1028.2540856960777 | 2.64 | 6.78 |
| Mar 2018 | 1042.5922823116193 | 1.39 | 7.77 |
| Apr 2018 | 1048.6782662619564 | 0.58 | 9.17 |
| May 2018 | 1060.388834694568 | 1.12 | 9.93 |
| Jun 2018 | 1058.9646772539224 | -0.13 | 9.76 |
| Jul 2018 | 1057.73085800943 | -0.12 | 8.36 |
| Aug 2018 | 1064.2606958197239 | 0.62 | 8.97 |
| Sep 2018 | 1076.1752202733355 | 1.12 | 10.06 |
| Oct 2018 | 1095.9884668699433 | 1.84 | 10.71 |
| Nov 2018 | 1103.1793038060193 | 0.66 | 10.79 |
| Dec 2018 | 1089.3068919563198 | -1.26 | 8.75 |
| Jan 2019 | 1102.7882620732055 | 1.24 | 10.08 |
| Feb 2019 | 1082.9240038941878 | -1.80 | 5.32 |
| Mar 2019 | 1058.2135366485593 | -2.28 | 1.50 |
| Apr 2019 | 1039.9367219849564 | -1.73 | -0.83 |
| May 2019 | 1031.2257719710276 | -0.84 | -2.75 |
| Jun 2019 | 1013.813843332423 | -1.69 | -4.26 |
| Jul 2019 | 1014.3054218174764 | 0.05 | -4.11 |
| Aug 2019 | 1007.3763002892458 | -0.68 | -5.34 |
| Sep 2019 | 1008.522298003248 | 0.11 | -6.29 |
| Oct 2019 | 1015.4992048363099 | 0.69 | -7.34 |
| Nov 2019 | 1017.7103476471927 | 0.22 | -7.75 |
| Dec 2019 | 1022.4758334540302 | 0.47 | -6.13 |
| Jan 2020 | 1007.0062108953655 | -1.51 | -8.68 |
| Feb 2020 | 1000.9015255231486 | -0.61 | -7.57 |
| Mar 2020 | 1005.3020517330435 | 0.44 | -5.00 |
| Apr 2020 | 999.7758449235291 | -0.55 | -3.86 |
| May 2020 | 998.0676828750447 | -0.17 | -3.21 |
| Jun 2020 | 996.9336511267812 | -0.11 | -1.66 |
| Jul 2020 | 992.3991450390181 | -0.45 | -2.16 |
| Aug 2020 | 993.7851339138559 | 0.14 | -1.35 |
| Sep 2020 | 998.4042032267505 | 0.47 | -1.00 |
| Oct 2020 | 1002.5386963185556 | 0.41 | -1.28 |
| Nov 2020 | 1006.8144178480047 | 0.43 | -1.07 |
| Dec 2020 | 1008.9072183354963 | 0.21 | -1.33 |
| Jan 2021 | 1004.2271715896542 | -0.46 | -0.28 |
| Feb 2021 | 1018.0758211786526 | 1.38 | 1.72 |
| Mar 2021 | 1048.2748654831944 | 2.97 | 4.28 |
| Apr 2021 | 1058.4622028970816 | 0.97 | 5.87 |
| May 2021 | 1063.6343477880039 | 0.49 | 6.57 |
| Jun 2021 | 1080.1756646042627 | 1.56 | 8.35 |
| Jul 2021 | 1085.4899828539224 | 0.49 | 9.38 |
| Aug 2021 | 1092.9177028632237 | 0.68 | 9.98 |
| Sep 2021 | 1102.0878567154145 | 0.84 | 10.39 |
| Oct 2021 | 1119.5433322357235 | 1.58 | 11.67 |
| Nov 2021 | 1125.47896321229 | 0.53 | 11.79 |
| Dec 2021 | 1134.495607440187 | 0.80 | 12.45 |
| Jan 2022 | 1158.153492931765 | 2.09 | 15.33 |
| Feb 2022 | 1201.5880750316983 | 3.75 | 18.02 |
| Mar 2022 | 1259.4459292508968 | 4.82 | 20.15 |
| Apr 2022 | 1358.6068037115142 | 7.87 | 28.36 |
| May 2022 | 1402.91186406516 | 3.26 | 31.90 |
| Jun 2022 | 1450.276641686334 | 3.38 | 34.26 |
| Jul 2022 | 1451.4294509817732 | 0.08 | 33.71 |
| Aug 2022 | 1439.1977343040462 | -0.84 | 31.68 |
| Sep 2022 | 1535.9842044516572 | 6.73 | 39.37 |
| Oct 2022 | 1624.791642051594 | 5.78 | 45.13 |
| Nov 2022 | 1617.7170754199947 | -0.43 | 43.74 |
| Dec 2022 | 1571.1304334969213 | -2.88 | 38.49 |
| Jan 2023 | 1531.1685862792328 | -2.54 | 32.21 |
| Feb 2023 | 1530.8584582082137 | -0.02 | 27.40 |
| Mar 2023 | 1565.425416071623 | 2.26 | 24.30 |
| Apr 2023 | 1548.8352793607612 | -1.06 | 14.00 |
| May 2023 | 1566.0998607194488 | 1.12 | 11.63 |
| Jun 2023 | 1607.1614442997602 | 2.62 | 10.82 |
| Jul 2023 | 1627.0161994569612 | 1.24 | 12.10 |
| Aug 2023 | 1655.8699612983041 | 1.77 | 15.06 |
| Sep 2023 | 1671.0755790539847 | 0.92 | 8.80 |
| Oct 2023 | 1718.8196110044585 | 2.86 | 5.79 |
| Nov 2023 | 1695.8824643215817 | -1.33 | 4.83 |
| Dec 2023 | 1621.3887040529253 | -4.39 | 3.20 |
| Jan 2024 | 1612.512972679931 | -0.55 | 5.31 |
| Feb 2024 | 1631.274833715665 | 1.16 | 6.56 |
| Mar 2024 | 1644.9641865457468 | 0.84 | 5.08 |
| Apr 2024 | 1674.6435259363689 | 1.80 | 8.12 |
| May 2024 | 1685.5404817221192 | 0.65 | 7.63 |
| Jun 2024 | 1667.4670210781085 | -1.07 | 3.75 |
| Jul 2024 | 1654.1561150306675 | -0.80 | 1.67 |
| Aug 2024 | 1609.2332089102338 | -2.72 | -2.82 |
| Sep 2024 | 1578.1157472684126 | -1.93 | -5.56 |
| Oct 2024 | 1599.7094788436739 | 1.37 | -6.93 |
| Nov 2024 | 1635.6246475974713 | 2.25 | -3.55 |
| Dec 2024 | 1623.1282566125656 | -0.76 | 0.11 |
| Jan 2025 | 1610.732120717515 | -0.76 | -0.11 |
| Feb 2025 | 1599.2522516736012 | -0.71 | -1.96 |
| Mar 2025 | 1579.8649786930364 | -1.21 | -3.96 |
| Apr 2025 | 1586.887765971347 | 0.45 | -5.24 |
| May 2025 | 1593.2674800765021 | 0.40 | -5.47 |
| Jun 2025 | 1589.9630942979659 | -0.21 | -4.65 |
| Jul 2025 | 1577.7197589803134 | -0.77 | -4.62 |
| Aug 2025 | 1563.6818374189752 | -0.89 | -2.83 |
| Sep 2025 | 1549.318703355691 | -0.92 | -1.82 |
| Oct 2025 | 1540.036805012083 | -0.60 | -3.73 |
| Nov 2025 | 1541.366185212938 | 0.09 | -5.76 |
| Dec 2025 | 1540.8851558353651 | -0.03 | -5.07 |
| Jan 2026 | 1537.2051431099796 | -0.24 | -4.57 |