Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lynchburg, VA Metro in January 2026 was $1,789.875. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -4.88%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 752.3353231189487 NaN NaN
Feb 2012 749.7665296272131 -0.34 NaN
Mar 2012 755.1045617803712 0.71 NaN
Apr 2012 754.608058886646 -0.07 NaN
May 2012 750.5965999242195 -0.53 NaN
Jun 2012 744.7528795993609 -0.78 NaN
Jul 2012 738.6290422148103 -0.82 NaN
Aug 2012 743.5051889652773 0.66 NaN
Sep 2012 738.4039039851114 -0.69 NaN
Oct 2012 731.6844113101763 -0.91 NaN
Nov 2012 729.4029302536771 -0.31 NaN
Dec 2012 726.9124471721943 -0.34 NaN
Jan 2013 729.1445375979035 0.31 -3.08
Feb 2013 736.1585691225778 0.96 -1.81
Mar 2013 739.2259263262698 0.42 -2.10
Apr 2013 732.6665874031569 -0.89 -2.91
May 2013 740.9958678444359 1.14 -1.28
Jun 2013 779.4533887004675 5.19 4.66
Jul 2013 802.7771810983706 2.99 8.69
Aug 2013 810.7950742385808 1.00 9.05
Sep 2013 815.1598400272054 0.54 10.40
Oct 2013 795.5637001153304 -2.40 8.73
Nov 2013 800.0303543227783 0.56 9.68
Dec 2013 813.0664112042319 1.63 11.85
Jan 2014 813.8623532770748 0.10 11.62
Feb 2014 803.6682204661181 -1.25 9.17
Mar 2014 807.0358245182891 0.42 9.17
Apr 2014 808.7349349589018 0.21 10.38
May 2014 801.4778870782152 -0.90 8.16
Jun 2014 801.6213305655078 0.02 2.84
Jul 2014 800.6691801725051 -0.12 -0.26
Aug 2014 800.3498714728396 -0.04 -1.29
Sep 2014 804.025431220527 0.46 -1.37
Oct 2014 794.9385520001459 -1.13 -0.08
Nov 2014 792.4868660252662 -0.31 -0.94
Dec 2014 783.7273032666278 -1.10 -3.61
Jan 2015 768.0618558869087 -2.00 -5.63
Feb 2015 770.8636199391491 0.37 -4.08
Mar 2015 775.5788794867289 0.61 -3.90
Apr 2015 771.4091592710699 -0.54 -4.61
May 2015 786.9077392542767 2.01 -1.82
Jun 2015 801.2218902594908 1.82 -0.05
Jul 2015 809.728006384192 1.06 1.13
Aug 2015 802.7740609671474 -0.86 0.30
Sep 2015 804.4064369863438 0.20 0.05
Oct 2015 800.0026122404705 -0.55 0.64
Nov 2015 811.803097235506 1.48 2.44
Dec 2015 814.5149306288865 0.33 3.93
Jan 2016 809.3250774692204 -0.64 5.37
Feb 2016 796.5138522789904 -1.58 3.33
Mar 2016 800.05027763054 0.44 3.16
Apr 2016 794.6381790338685 -0.68 3.01
May 2016 794.7030969012493 0.01 0.99
Jun 2016 793.6493126919513 -0.13 -0.94
Jul 2016 785.6891697804396 -1.00 -2.97
Aug 2016 787.2572693673891 0.20 -1.93
Sep 2016 791.6313840406395 0.56 -1.59
Oct 2016 795.5992581737576 0.50 -0.55
Nov 2016 820.3343268611137 3.11 1.05
Dec 2016 855.3224946342958 4.26 5.01
Jan 2017 852.5644552388484 -0.32 5.34
Feb 2017 855.5668317206147 0.35 7.41
Mar 2017 858.6978589528921 0.37 7.33
Apr 2017 848.8484568223563 -1.15 6.82
May 2017 847.7059110577164 -0.13 6.67
Jun 2017 841.0070174585433 -0.79 5.97
Jul 2017 847.1311976129359 0.73 7.82
Aug 2017 843.117814675159 -0.47 7.10
Sep 2017 840.5080715087411 -0.31 6.17
Oct 2017 850.2665089910313 1.16 6.87
Nov 2017 855.552134158553 0.62 4.29
Dec 2017 861.072676247798 0.65 0.67
Jan 2018 872.8440432095472 1.37 2.38
Feb 2018 899.3117940976814 3.03 5.11
Mar 2018 912.2031654260234 1.43 6.23
Apr 2018 917.8133315526629 0.62 8.13
May 2018 930.0138748213004 1.33 9.71
Jun 2018 930.3141525459858 0.03 10.62
Jul 2018 929.3670954784706 -0.10 9.71
Aug 2018 933.7976358971437 0.48 10.76
Sep 2018 943.6611168031701 1.06 12.27
Oct 2018 961.6928677563271 1.91 13.11
Nov 2018 966.0057379398503 0.45 12.91
Dec 2018 948.0291737275836 -1.86 10.10
Jan 2019 933.5125400474391 -1.53 6.95
Feb 2019 930.7316112082249 -0.30 3.49
Mar 2019 928.4806366239097 -0.24 1.78
Apr 2019 923.829174797282 -0.50 0.66
May 2019 921.5943831526985 -0.24 -0.90
Jun 2019 902.212769971147 -2.10 -3.02
Jul 2019 900.911669090089 -0.14 -3.06
Aug 2019 891.9469385428453 -0.99 -4.48
Sep 2019 894.2273881339609 0.26 -5.24
Oct 2019 905.1004293915413 1.22 -5.88
Nov 2019 910.2126242538667 0.56 -5.78
Dec 2019 916.4234346216715 0.68 -3.33
Jan 2020 906.1110485971227 -1.12 -2.93
Feb 2020 896.7046408617332 -1.04 -3.66
Mar 2020 899.3037301284706 0.29 -3.14
Apr 2020 891.380289640028 -0.88 -3.51
May 2020 888.9230741602396 -0.28 -3.54
Jun 2020 886.5256934904758 -0.27 -1.74
Jul 2020 879.8559376533284 -0.75 -2.34
Aug 2020 880.7922860125367 0.11 -1.25
Sep 2020 888.3665648276744 0.86 -0.65
Oct 2020 895.9595443160772 0.86 -1.01
Nov 2020 902.5961766705079 0.74 -0.84
Dec 2020 906.1233527624921 0.39 -1.12
Jan 2021 912.3246266628195 0.68 0.69
Feb 2021 927.3765161402853 1.65 3.42
Mar 2021 960.6853316465775 3.59 6.83
Apr 2021 969.8835905180943 0.96 8.81
May 2021 973.5364788522194 0.38 9.52
Jun 2021 988.0478088076752 1.49 11.45
Jul 2021 988.7411097997253 0.07 12.38
Aug 2021 992.2972308692581 0.36 12.66
Sep 2021 999.8459412113746 0.76 12.55
Oct 2021 1017.3251754600816 1.75 13.55
Nov 2021 1021.6913897027906 0.43 13.20
Dec 2021 1031.0115987993759 0.91 13.78
Jan 2022 1068.383392720312 3.63 17.11
Feb 2022 1114.595969721769 4.33 20.19
Mar 2022 1173.2493288965652 5.26 22.13
Apr 2022 1279.1254924840287 9.02 31.88
May 2022 1325.3253586557898 3.61 36.14
Jun 2022 1379.7754249085076 4.11 39.65
Jul 2022 1380.4960337887387 0.05 39.62
Aug 2022 1365.592474063102 -1.08 37.62
Sep 2022 1476.4337906229134 8.12 47.67
Oct 2022 1578.8266308730847 6.94 55.19
Nov 2022 1568.8847542624694 -0.63 53.56
Dec 2022 1515.31783483489 -3.41 46.97
Jan 2023 1508.1351617598737 -0.47 41.16
Feb 2023 1508.6273740839179 0.03 35.35
Mar 2023 1554.1892601273648 3.02 32.47
Apr 2023 1543.8338842983849 -0.67 20.69
May 2023 1575.8185697866209 2.07 18.90
Jun 2023 1634.6570022049523 3.73 18.47
Jul 2023 1668.0263095964517 2.04 20.83
Aug 2023 1711.5822047302786 2.61 25.34
Sep 2023 1737.588948144615 1.52 17.69
Oct 2023 1803.8826915439254 3.82 14.26
Nov 2023 1784.4980843324602 -1.07 13.74
Dec 2023 1699.3318305404214 -4.77 12.14
Jan 2024 1666.8929576465162 -1.91 10.53
Feb 2024 1687.8328573184592 1.26 11.88
Mar 2024 1700.9404735060318 0.78 9.44
Apr 2024 1738.5346232838674 2.21 12.61
May 2024 1760.24690375158 1.25 11.70
Jun 2024 1748.9033137589165 -0.64 6.99
Jul 2024 1745.7015341884355 -0.18 4.66
Aug 2024 1698.33706485757 -2.71 -0.77
Sep 2024 1660.8210002764156 -2.21 -4.42
Oct 2024 1697.3905541776123 2.20 -5.90
Nov 2024 1753.9967730221244 3.34 -1.71
Dec 2024 1747.8929243411098 -0.35 2.86
Jan 2025 1881.67023825374 7.65 12.89
Feb 2025 1869.4236403717275 -0.65 10.76
Mar 2025 1840.2739390499726 -1.56 8.19
Apr 2025 1846.2364559685448 0.32 6.20
May 2025 1856.5412771689098 0.56 5.47
Jun 2025 1854.9718725610542 -0.08 6.07
Jul 2025 1842.807947755538 -0.66 5.56
Aug 2025 1826.8196227665787 -0.87 7.57
Sep 2025 1805.1674471625583 -1.18 8.69
Oct 2025 1797.4051871178667 -0.43 5.89
Nov 2025 1800.770000027816 0.19 2.67
Dec 2025 1798.533132031165 -0.12 2.90
Jan 2026 1789.8749937840275 -0.48 -4.88