Lynchburg, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Lynchburg, VA Metro in January 2026 was $1,789.875. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -4.88%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Lynchburg, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Lynchburg, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 752.3353231189487 | NaN | NaN |
| Feb 2012 | 749.7665296272131 | -0.34 | NaN |
| Mar 2012 | 755.1045617803712 | 0.71 | NaN |
| Apr 2012 | 754.608058886646 | -0.07 | NaN |
| May 2012 | 750.5965999242195 | -0.53 | NaN |
| Jun 2012 | 744.7528795993609 | -0.78 | NaN |
| Jul 2012 | 738.6290422148103 | -0.82 | NaN |
| Aug 2012 | 743.5051889652773 | 0.66 | NaN |
| Sep 2012 | 738.4039039851114 | -0.69 | NaN |
| Oct 2012 | 731.6844113101763 | -0.91 | NaN |
| Nov 2012 | 729.4029302536771 | -0.31 | NaN |
| Dec 2012 | 726.9124471721943 | -0.34 | NaN |
| Jan 2013 | 729.1445375979035 | 0.31 | -3.08 |
| Feb 2013 | 736.1585691225778 | 0.96 | -1.81 |
| Mar 2013 | 739.2259263262698 | 0.42 | -2.10 |
| Apr 2013 | 732.6665874031569 | -0.89 | -2.91 |
| May 2013 | 740.9958678444359 | 1.14 | -1.28 |
| Jun 2013 | 779.4533887004675 | 5.19 | 4.66 |
| Jul 2013 | 802.7771810983706 | 2.99 | 8.69 |
| Aug 2013 | 810.7950742385808 | 1.00 | 9.05 |
| Sep 2013 | 815.1598400272054 | 0.54 | 10.40 |
| Oct 2013 | 795.5637001153304 | -2.40 | 8.73 |
| Nov 2013 | 800.0303543227783 | 0.56 | 9.68 |
| Dec 2013 | 813.0664112042319 | 1.63 | 11.85 |
| Jan 2014 | 813.8623532770748 | 0.10 | 11.62 |
| Feb 2014 | 803.6682204661181 | -1.25 | 9.17 |
| Mar 2014 | 807.0358245182891 | 0.42 | 9.17 |
| Apr 2014 | 808.7349349589018 | 0.21 | 10.38 |
| May 2014 | 801.4778870782152 | -0.90 | 8.16 |
| Jun 2014 | 801.6213305655078 | 0.02 | 2.84 |
| Jul 2014 | 800.6691801725051 | -0.12 | -0.26 |
| Aug 2014 | 800.3498714728396 | -0.04 | -1.29 |
| Sep 2014 | 804.025431220527 | 0.46 | -1.37 |
| Oct 2014 | 794.9385520001459 | -1.13 | -0.08 |
| Nov 2014 | 792.4868660252662 | -0.31 | -0.94 |
| Dec 2014 | 783.7273032666278 | -1.10 | -3.61 |
| Jan 2015 | 768.0618558869087 | -2.00 | -5.63 |
| Feb 2015 | 770.8636199391491 | 0.37 | -4.08 |
| Mar 2015 | 775.5788794867289 | 0.61 | -3.90 |
| Apr 2015 | 771.4091592710699 | -0.54 | -4.61 |
| May 2015 | 786.9077392542767 | 2.01 | -1.82 |
| Jun 2015 | 801.2218902594908 | 1.82 | -0.05 |
| Jul 2015 | 809.728006384192 | 1.06 | 1.13 |
| Aug 2015 | 802.7740609671474 | -0.86 | 0.30 |
| Sep 2015 | 804.4064369863438 | 0.20 | 0.05 |
| Oct 2015 | 800.0026122404705 | -0.55 | 0.64 |
| Nov 2015 | 811.803097235506 | 1.48 | 2.44 |
| Dec 2015 | 814.5149306288865 | 0.33 | 3.93 |
| Jan 2016 | 809.3250774692204 | -0.64 | 5.37 |
| Feb 2016 | 796.5138522789904 | -1.58 | 3.33 |
| Mar 2016 | 800.05027763054 | 0.44 | 3.16 |
| Apr 2016 | 794.6381790338685 | -0.68 | 3.01 |
| May 2016 | 794.7030969012493 | 0.01 | 0.99 |
| Jun 2016 | 793.6493126919513 | -0.13 | -0.94 |
| Jul 2016 | 785.6891697804396 | -1.00 | -2.97 |
| Aug 2016 | 787.2572693673891 | 0.20 | -1.93 |
| Sep 2016 | 791.6313840406395 | 0.56 | -1.59 |
| Oct 2016 | 795.5992581737576 | 0.50 | -0.55 |
| Nov 2016 | 820.3343268611137 | 3.11 | 1.05 |
| Dec 2016 | 855.3224946342958 | 4.26 | 5.01 |
| Jan 2017 | 852.5644552388484 | -0.32 | 5.34 |
| Feb 2017 | 855.5668317206147 | 0.35 | 7.41 |
| Mar 2017 | 858.6978589528921 | 0.37 | 7.33 |
| Apr 2017 | 848.8484568223563 | -1.15 | 6.82 |
| May 2017 | 847.7059110577164 | -0.13 | 6.67 |
| Jun 2017 | 841.0070174585433 | -0.79 | 5.97 |
| Jul 2017 | 847.1311976129359 | 0.73 | 7.82 |
| Aug 2017 | 843.117814675159 | -0.47 | 7.10 |
| Sep 2017 | 840.5080715087411 | -0.31 | 6.17 |
| Oct 2017 | 850.2665089910313 | 1.16 | 6.87 |
| Nov 2017 | 855.552134158553 | 0.62 | 4.29 |
| Dec 2017 | 861.072676247798 | 0.65 | 0.67 |
| Jan 2018 | 872.8440432095472 | 1.37 | 2.38 |
| Feb 2018 | 899.3117940976814 | 3.03 | 5.11 |
| Mar 2018 | 912.2031654260234 | 1.43 | 6.23 |
| Apr 2018 | 917.8133315526629 | 0.62 | 8.13 |
| May 2018 | 930.0138748213004 | 1.33 | 9.71 |
| Jun 2018 | 930.3141525459858 | 0.03 | 10.62 |
| Jul 2018 | 929.3670954784706 | -0.10 | 9.71 |
| Aug 2018 | 933.7976358971437 | 0.48 | 10.76 |
| Sep 2018 | 943.6611168031701 | 1.06 | 12.27 |
| Oct 2018 | 961.6928677563271 | 1.91 | 13.11 |
| Nov 2018 | 966.0057379398503 | 0.45 | 12.91 |
| Dec 2018 | 948.0291737275836 | -1.86 | 10.10 |
| Jan 2019 | 933.5125400474391 | -1.53 | 6.95 |
| Feb 2019 | 930.7316112082249 | -0.30 | 3.49 |
| Mar 2019 | 928.4806366239097 | -0.24 | 1.78 |
| Apr 2019 | 923.829174797282 | -0.50 | 0.66 |
| May 2019 | 921.5943831526985 | -0.24 | -0.90 |
| Jun 2019 | 902.212769971147 | -2.10 | -3.02 |
| Jul 2019 | 900.911669090089 | -0.14 | -3.06 |
| Aug 2019 | 891.9469385428453 | -0.99 | -4.48 |
| Sep 2019 | 894.2273881339609 | 0.26 | -5.24 |
| Oct 2019 | 905.1004293915413 | 1.22 | -5.88 |
| Nov 2019 | 910.2126242538667 | 0.56 | -5.78 |
| Dec 2019 | 916.4234346216715 | 0.68 | -3.33 |
| Jan 2020 | 906.1110485971227 | -1.12 | -2.93 |
| Feb 2020 | 896.7046408617332 | -1.04 | -3.66 |
| Mar 2020 | 899.3037301284706 | 0.29 | -3.14 |
| Apr 2020 | 891.380289640028 | -0.88 | -3.51 |
| May 2020 | 888.9230741602396 | -0.28 | -3.54 |
| Jun 2020 | 886.5256934904758 | -0.27 | -1.74 |
| Jul 2020 | 879.8559376533284 | -0.75 | -2.34 |
| Aug 2020 | 880.7922860125367 | 0.11 | -1.25 |
| Sep 2020 | 888.3665648276744 | 0.86 | -0.65 |
| Oct 2020 | 895.9595443160772 | 0.86 | -1.01 |
| Nov 2020 | 902.5961766705079 | 0.74 | -0.84 |
| Dec 2020 | 906.1233527624921 | 0.39 | -1.12 |
| Jan 2021 | 912.3246266628195 | 0.68 | 0.69 |
| Feb 2021 | 927.3765161402853 | 1.65 | 3.42 |
| Mar 2021 | 960.6853316465775 | 3.59 | 6.83 |
| Apr 2021 | 969.8835905180943 | 0.96 | 8.81 |
| May 2021 | 973.5364788522194 | 0.38 | 9.52 |
| Jun 2021 | 988.0478088076752 | 1.49 | 11.45 |
| Jul 2021 | 988.7411097997253 | 0.07 | 12.38 |
| Aug 2021 | 992.2972308692581 | 0.36 | 12.66 |
| Sep 2021 | 999.8459412113746 | 0.76 | 12.55 |
| Oct 2021 | 1017.3251754600816 | 1.75 | 13.55 |
| Nov 2021 | 1021.6913897027906 | 0.43 | 13.20 |
| Dec 2021 | 1031.0115987993759 | 0.91 | 13.78 |
| Jan 2022 | 1068.383392720312 | 3.63 | 17.11 |
| Feb 2022 | 1114.595969721769 | 4.33 | 20.19 |
| Mar 2022 | 1173.2493288965652 | 5.26 | 22.13 |
| Apr 2022 | 1279.1254924840287 | 9.02 | 31.88 |
| May 2022 | 1325.3253586557898 | 3.61 | 36.14 |
| Jun 2022 | 1379.7754249085076 | 4.11 | 39.65 |
| Jul 2022 | 1380.4960337887387 | 0.05 | 39.62 |
| Aug 2022 | 1365.592474063102 | -1.08 | 37.62 |
| Sep 2022 | 1476.4337906229134 | 8.12 | 47.67 |
| Oct 2022 | 1578.8266308730847 | 6.94 | 55.19 |
| Nov 2022 | 1568.8847542624694 | -0.63 | 53.56 |
| Dec 2022 | 1515.31783483489 | -3.41 | 46.97 |
| Jan 2023 | 1508.1351617598737 | -0.47 | 41.16 |
| Feb 2023 | 1508.6273740839179 | 0.03 | 35.35 |
| Mar 2023 | 1554.1892601273648 | 3.02 | 32.47 |
| Apr 2023 | 1543.8338842983849 | -0.67 | 20.69 |
| May 2023 | 1575.8185697866209 | 2.07 | 18.90 |
| Jun 2023 | 1634.6570022049523 | 3.73 | 18.47 |
| Jul 2023 | 1668.0263095964517 | 2.04 | 20.83 |
| Aug 2023 | 1711.5822047302786 | 2.61 | 25.34 |
| Sep 2023 | 1737.588948144615 | 1.52 | 17.69 |
| Oct 2023 | 1803.8826915439254 | 3.82 | 14.26 |
| Nov 2023 | 1784.4980843324602 | -1.07 | 13.74 |
| Dec 2023 | 1699.3318305404214 | -4.77 | 12.14 |
| Jan 2024 | 1666.8929576465162 | -1.91 | 10.53 |
| Feb 2024 | 1687.8328573184592 | 1.26 | 11.88 |
| Mar 2024 | 1700.9404735060318 | 0.78 | 9.44 |
| Apr 2024 | 1738.5346232838674 | 2.21 | 12.61 |
| May 2024 | 1760.24690375158 | 1.25 | 11.70 |
| Jun 2024 | 1748.9033137589165 | -0.64 | 6.99 |
| Jul 2024 | 1745.7015341884355 | -0.18 | 4.66 |
| Aug 2024 | 1698.33706485757 | -2.71 | -0.77 |
| Sep 2024 | 1660.8210002764156 | -2.21 | -4.42 |
| Oct 2024 | 1697.3905541776123 | 2.20 | -5.90 |
| Nov 2024 | 1753.9967730221244 | 3.34 | -1.71 |
| Dec 2024 | 1747.8929243411098 | -0.35 | 2.86 |
| Jan 2025 | 1881.67023825374 | 7.65 | 12.89 |
| Feb 2025 | 1869.4236403717275 | -0.65 | 10.76 |
| Mar 2025 | 1840.2739390499726 | -1.56 | 8.19 |
| Apr 2025 | 1846.2364559685448 | 0.32 | 6.20 |
| May 2025 | 1856.5412771689098 | 0.56 | 5.47 |
| Jun 2025 | 1854.9718725610542 | -0.08 | 6.07 |
| Jul 2025 | 1842.807947755538 | -0.66 | 5.56 |
| Aug 2025 | 1826.8196227665787 | -0.87 | 7.57 |
| Sep 2025 | 1805.1674471625583 | -1.18 | 8.69 |
| Oct 2025 | 1797.4051871178667 | -0.43 | 5.89 |
| Nov 2025 | 1800.770000027816 | 0.19 | 2.67 |
| Dec 2025 | 1798.533132031165 | -0.12 | 2.90 |
| Jan 2026 | 1789.8749937840275 | -0.48 | -4.88 |