Madison, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Madison, WI Metro in January 2026 was $2,914.336. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -3.31%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Madison, WI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Madison, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Madison, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1252.3265688702413 NaN NaN
Feb 2012 1248.1533663151788 -0.33 NaN
Mar 2012 1253.156463069009 0.40 NaN
Apr 2012 1250.6162722942013 -0.20 NaN
May 2012 1242.7133116190812 -0.63 NaN
Jun 2012 1234.7603076983887 -0.64 NaN
Jul 2012 1225.506800641057 -0.75 NaN
Aug 2012 1232.1386017429504 0.54 NaN
Sep 2012 1225.6290959334742 -0.53 NaN
Oct 2012 1219.4703860527688 -0.50 NaN
Nov 2012 1219.9658716243948 0.04 NaN
Dec 2012 1222.0151182364614 0.17 NaN
Jan 2013 1214.112772755232 -0.65 -3.05
Feb 2013 1230.6178932732328 1.36 -1.40
Mar 2013 1238.589868584936 0.65 -1.16
Apr 2013 1231.6670155745378 -0.56 -1.51
May 2013 1243.2641468681268 0.94 0.04
Jun 2013 1297.978702474523 4.40 5.12
Jul 2013 1333.010523807513 2.70 8.77
Aug 2013 1348.1392603009572 1.14 9.41
Sep 2013 1357.8685718033444 0.72 10.79
Oct 2013 1336.2816839816578 -1.59 9.58
Nov 2013 1347.5554062663816 0.84 10.46
Dec 2013 1372.19447286406 1.83 12.29
Jan 2014 1359.5874395511094 -0.92 11.98
Feb 2014 1353.2061134480423 -0.47 9.96
Mar 2014 1364.0764431748216 0.80 10.13
Apr 2014 1368.8105555613379 0.35 11.14
May 2014 1359.2734194547843 -0.70 9.33
Jun 2014 1360.3223487597547 0.08 4.80
Jul 2014 1361.0467273979566 0.05 2.10
Aug 2014 1362.6513706159758 0.12 1.08
Sep 2014 1369.7941427906599 0.52 0.88
Oct 2014 1359.4231676142067 -0.76 1.73
Nov 2014 1358.8063862076112 -0.04 0.84
Dec 2014 1350.173197079744 -0.63 -1.60
Jan 2015 1304.3679722837255 -3.39 -4.06
Feb 2015 1313.7472860886837 0.72 -2.92
Mar 2015 1324.3054718701665 0.80 -2.92
Apr 2015 1318.6165865443832 -0.43 -3.67
May 2015 1339.4192959596867 1.58 -1.46
Jun 2015 1358.6233833839874 1.43 -0.12
Jul 2015 1371.0332544338014 0.91 0.73
Aug 2015 1363.347578532705 -0.56 0.05
Sep 2015 1369.2309560313279 0.43 -0.04
Oct 2015 1369.0776649323102 -0.01 0.71
Nov 2015 1394.1787525313362 1.83 2.60
Dec 2015 1408.4028283991306 1.02 4.31
Jan 2016 1414.2738587850456 0.42 8.43
Feb 2016 1401.9945991850645 -0.87 6.72
Mar 2016 1412.4312855505864 0.74 6.65
Apr 2016 1409.9137552588295 -0.18 6.92
May 2016 1416.9989967747047 0.50 5.79
Jun 2016 1421.6859117871684 0.33 4.64
Jul 2016 1413.2748794324416 -0.59 3.08
Aug 2016 1416.3253468306016 0.22 3.89
Sep 2016 1423.4171405956158 0.50 3.96
Oct 2016 1430.9058139688193 0.53 4.52
Nov 2016 1471.4559451148612 2.83 5.54
Dec 2016 1527.8613729558965 3.83 8.48
Jan 2017 1521.0565116822536 -0.44 7.55
Feb 2017 1528.8301630681913 0.51 9.05
Mar 2017 1537.7247110135122 0.58 8.87
Apr 2017 1527.7537514474798 -0.65 8.36
May 2017 1531.32318743502 0.23 8.07
Jun 2017 1526.7061348517786 -0.30 7.39
Jul 2017 1541.1658258655839 0.95 9.05
Aug 2017 1537.501203710763 -0.24 8.56
Sep 2017 1534.8242901029553 -0.17 7.83
Oct 2017 1551.9392496389428 1.12 8.46
Nov 2017 1562.907596906144 0.71 6.22
Dec 2017 1573.965980490325 0.71 3.02
Jan 2018 1574.788968274183 0.05 3.53
Feb 2018 1618.0773680419056 2.75 5.84
Mar 2018 1642.0937750268808 1.48 6.79
Apr 2018 1656.1030074469406 0.85 8.40
May 2018 1683.1658429987133 1.63 9.92
Jun 2018 1690.5179492246511 0.44 10.73
Jul 2018 1695.000860952554 0.27 9.98
Aug 2018 1705.6589052921781 0.63 10.94
Sep 2018 1721.4105626959295 0.92 12.16
Oct 2018 1749.3906012699958 1.63 12.72
Nov 2018 1755.4641786833477 0.35 12.32
Dec 2018 1729.4793283043823 -1.48 9.88
Jan 2019 1696.461842575938 -1.91 7.73
Feb 2019 1692.7543031258833 -0.22 4.62
Mar 2019 1688.0136749326332 -0.28 2.80
Apr 2019 1679.834143355637 -0.48 1.43
May 2019 1676.7107460806924 -0.19 -0.38
Jun 2019 1647.579589431947 -1.74 -2.54
Jul 2019 1648.3032305912216 0.04 -2.75
Aug 2019 1635.6527171292719 -0.77 -4.10
Sep 2019 1639.151418011609 0.21 -4.78
Oct 2019 1656.4247785420475 1.05 -5.31
Nov 2019 1665.8735219291925 0.57 -5.10
Dec 2019 1678.8736786597603 0.78 -2.93
Jan 2020 1652.9130707509626 -1.55 -2.57
Feb 2020 1643.8701810550608 -0.55 -2.89
Mar 2020 1654.7641145742582 0.66 -1.97
Apr 2020 1647.5325423141376 -0.44 -1.92
May 2020 1645.8660575211175 -0.10 -1.84
Jun 2020 1642.259068917524 -0.22 -0.32
Jul 2020 1626.9734268029565 -0.93 -1.29
Aug 2020 1623.2220555631447 -0.23 -0.76
Sep 2020 1630.3473221163463 0.44 -0.54
Oct 2020 1640.4876426478925 0.62 -0.96
Nov 2020 1648.5928580066088 0.49 -1.04
Dec 2020 1652.4507092737088 0.23 -1.57
Jan 2021 1628.3999345788234 -1.45 -1.48
Feb 2021 1650.437242178823 1.35 0.40
Mar 2021 1701.4510076927336 3.09 2.82
Apr 2021 1716.925877299319 0.91 4.21
May 2021 1726.0319406267702 0.53 4.87
Jun 2021 1750.3264077780063 1.41 6.58
Jul 2021 1753.412160276071 0.18 7.77
Aug 2021 1759.4260110410562 0.34 8.39
Sep 2021 1769.2569179995644 0.56 8.52
Oct 2021 1793.4175530442487 1.37 9.32
Nov 2021 1796.8970584507333 0.19 9.00
Dec 2021 1810.705474157291 0.77 9.58
Jan 2022 1854.6369056749108 2.43 13.89
Feb 2022 1925.4517433604246 3.82 16.66
Mar 2022 2021.0857254276757 4.97 18.79
Apr 2022 2194.376790231408 8.57 27.81
May 2022 2276.7229326205793 3.75 31.91
Jun 2022 2360.374236399031 3.67 34.85
Jul 2022 2353.7001064486635 -0.28 34.24
Aug 2022 2315.949955964108 -1.60 31.63
Sep 2022 2471.973067754555 6.74 39.72
Oct 2022 2617.9762056865 5.91 45.98
Nov 2022 2600.118639931343 -0.68 44.70
Dec 2022 2520.562774852355 -3.06 39.20
Jan 2023 2540.123519243809 0.78 36.96
Feb 2023 2551.786061271666 0.46 32.53
Mar 2023 2628.476917600052 3.01 30.05
Apr 2023 2613.859283919801 -0.56 19.12
May 2023 2654.57878519666 1.56 16.60
Jun 2023 2730.682158543138 2.87 15.69
Jul 2023 2768.4877063707017 1.38 17.62
Aug 2023 2827.7043310732797 2.14 22.10
Sep 2023 2867.4338031030534 1.41 16.00
Oct 2023 2965.3030390411936 3.41 13.27
Nov 2023 2932.2853969388507 -1.11 12.78
Dec 2023 2800.3313667512207 -4.50 11.10
Jan 2024 2765.868734390705 -1.23 8.89
Feb 2024 2807.7671897915525 1.52 10.03
Mar 2024 2843.0689846155296 1.26 8.16
Apr 2024 2910.216807735669 2.36 11.34
May 2024 2947.185231648594 1.27 11.02
Jun 2024 2929.8050030746067 -0.59 7.29
Jul 2024 2924.7903697397205 -0.17 5.65
Aug 2024 2858.374069101362 -2.27 1.09
Sep 2024 2802.076381211771 -1.97 -2.28
Oct 2024 2861.93940481675 2.14 -3.49
Nov 2024 2953.7896919269097 3.21 0.73
Dec 2024 2947.369434735372 -0.22 5.25
Jan 2025 3014.1957442844027 2.27 8.98
Feb 2025 2999.782019875186 -0.48 6.84
Mar 2025 2962.7417728988125 -1.24 4.21
Apr 2025 2983.0178045512425 0.68 2.50
May 2025 3003.6575046173475 0.69 1.92
Jun 2025 3004.3651828620423 0.02 2.55
Jul 2025 2982.610538177062 -0.72 1.98
Aug 2025 2955.74790753085 -0.90 3.41
Sep 2025 2916.1240023930563 -1.34 4.07
Oct 2025 2906.400350363685 -0.33 1.55
Nov 2025 2916.577689353644 0.35 -1.26
Dec 2025 2920.6484470088617 0.14 -0.91
Jan 2026 2914.336430138652 -0.22 -3.31