Madison, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Madison, WI Metro in January 2026 was $2,914.336. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -3.31%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Madison, WI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Madison, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1252.3265688702413 | NaN | NaN |
| Feb 2012 | 1248.1533663151788 | -0.33 | NaN |
| Mar 2012 | 1253.156463069009 | 0.40 | NaN |
| Apr 2012 | 1250.6162722942013 | -0.20 | NaN |
| May 2012 | 1242.7133116190812 | -0.63 | NaN |
| Jun 2012 | 1234.7603076983887 | -0.64 | NaN |
| Jul 2012 | 1225.506800641057 | -0.75 | NaN |
| Aug 2012 | 1232.1386017429504 | 0.54 | NaN |
| Sep 2012 | 1225.6290959334742 | -0.53 | NaN |
| Oct 2012 | 1219.4703860527688 | -0.50 | NaN |
| Nov 2012 | 1219.9658716243948 | 0.04 | NaN |
| Dec 2012 | 1222.0151182364614 | 0.17 | NaN |
| Jan 2013 | 1214.112772755232 | -0.65 | -3.05 |
| Feb 2013 | 1230.6178932732328 | 1.36 | -1.40 |
| Mar 2013 | 1238.589868584936 | 0.65 | -1.16 |
| Apr 2013 | 1231.6670155745378 | -0.56 | -1.51 |
| May 2013 | 1243.2641468681268 | 0.94 | 0.04 |
| Jun 2013 | 1297.978702474523 | 4.40 | 5.12 |
| Jul 2013 | 1333.010523807513 | 2.70 | 8.77 |
| Aug 2013 | 1348.1392603009572 | 1.14 | 9.41 |
| Sep 2013 | 1357.8685718033444 | 0.72 | 10.79 |
| Oct 2013 | 1336.2816839816578 | -1.59 | 9.58 |
| Nov 2013 | 1347.5554062663816 | 0.84 | 10.46 |
| Dec 2013 | 1372.19447286406 | 1.83 | 12.29 |
| Jan 2014 | 1359.5874395511094 | -0.92 | 11.98 |
| Feb 2014 | 1353.2061134480423 | -0.47 | 9.96 |
| Mar 2014 | 1364.0764431748216 | 0.80 | 10.13 |
| Apr 2014 | 1368.8105555613379 | 0.35 | 11.14 |
| May 2014 | 1359.2734194547843 | -0.70 | 9.33 |
| Jun 2014 | 1360.3223487597547 | 0.08 | 4.80 |
| Jul 2014 | 1361.0467273979566 | 0.05 | 2.10 |
| Aug 2014 | 1362.6513706159758 | 0.12 | 1.08 |
| Sep 2014 | 1369.7941427906599 | 0.52 | 0.88 |
| Oct 2014 | 1359.4231676142067 | -0.76 | 1.73 |
| Nov 2014 | 1358.8063862076112 | -0.04 | 0.84 |
| Dec 2014 | 1350.173197079744 | -0.63 | -1.60 |
| Jan 2015 | 1304.3679722837255 | -3.39 | -4.06 |
| Feb 2015 | 1313.7472860886837 | 0.72 | -2.92 |
| Mar 2015 | 1324.3054718701665 | 0.80 | -2.92 |
| Apr 2015 | 1318.6165865443832 | -0.43 | -3.67 |
| May 2015 | 1339.4192959596867 | 1.58 | -1.46 |
| Jun 2015 | 1358.6233833839874 | 1.43 | -0.12 |
| Jul 2015 | 1371.0332544338014 | 0.91 | 0.73 |
| Aug 2015 | 1363.347578532705 | -0.56 | 0.05 |
| Sep 2015 | 1369.2309560313279 | 0.43 | -0.04 |
| Oct 2015 | 1369.0776649323102 | -0.01 | 0.71 |
| Nov 2015 | 1394.1787525313362 | 1.83 | 2.60 |
| Dec 2015 | 1408.4028283991306 | 1.02 | 4.31 |
| Jan 2016 | 1414.2738587850456 | 0.42 | 8.43 |
| Feb 2016 | 1401.9945991850645 | -0.87 | 6.72 |
| Mar 2016 | 1412.4312855505864 | 0.74 | 6.65 |
| Apr 2016 | 1409.9137552588295 | -0.18 | 6.92 |
| May 2016 | 1416.9989967747047 | 0.50 | 5.79 |
| Jun 2016 | 1421.6859117871684 | 0.33 | 4.64 |
| Jul 2016 | 1413.2748794324416 | -0.59 | 3.08 |
| Aug 2016 | 1416.3253468306016 | 0.22 | 3.89 |
| Sep 2016 | 1423.4171405956158 | 0.50 | 3.96 |
| Oct 2016 | 1430.9058139688193 | 0.53 | 4.52 |
| Nov 2016 | 1471.4559451148612 | 2.83 | 5.54 |
| Dec 2016 | 1527.8613729558965 | 3.83 | 8.48 |
| Jan 2017 | 1521.0565116822536 | -0.44 | 7.55 |
| Feb 2017 | 1528.8301630681913 | 0.51 | 9.05 |
| Mar 2017 | 1537.7247110135122 | 0.58 | 8.87 |
| Apr 2017 | 1527.7537514474798 | -0.65 | 8.36 |
| May 2017 | 1531.32318743502 | 0.23 | 8.07 |
| Jun 2017 | 1526.7061348517786 | -0.30 | 7.39 |
| Jul 2017 | 1541.1658258655839 | 0.95 | 9.05 |
| Aug 2017 | 1537.501203710763 | -0.24 | 8.56 |
| Sep 2017 | 1534.8242901029553 | -0.17 | 7.83 |
| Oct 2017 | 1551.9392496389428 | 1.12 | 8.46 |
| Nov 2017 | 1562.907596906144 | 0.71 | 6.22 |
| Dec 2017 | 1573.965980490325 | 0.71 | 3.02 |
| Jan 2018 | 1574.788968274183 | 0.05 | 3.53 |
| Feb 2018 | 1618.0773680419056 | 2.75 | 5.84 |
| Mar 2018 | 1642.0937750268808 | 1.48 | 6.79 |
| Apr 2018 | 1656.1030074469406 | 0.85 | 8.40 |
| May 2018 | 1683.1658429987133 | 1.63 | 9.92 |
| Jun 2018 | 1690.5179492246511 | 0.44 | 10.73 |
| Jul 2018 | 1695.000860952554 | 0.27 | 9.98 |
| Aug 2018 | 1705.6589052921781 | 0.63 | 10.94 |
| Sep 2018 | 1721.4105626959295 | 0.92 | 12.16 |
| Oct 2018 | 1749.3906012699958 | 1.63 | 12.72 |
| Nov 2018 | 1755.4641786833477 | 0.35 | 12.32 |
| Dec 2018 | 1729.4793283043823 | -1.48 | 9.88 |
| Jan 2019 | 1696.461842575938 | -1.91 | 7.73 |
| Feb 2019 | 1692.7543031258833 | -0.22 | 4.62 |
| Mar 2019 | 1688.0136749326332 | -0.28 | 2.80 |
| Apr 2019 | 1679.834143355637 | -0.48 | 1.43 |
| May 2019 | 1676.7107460806924 | -0.19 | -0.38 |
| Jun 2019 | 1647.579589431947 | -1.74 | -2.54 |
| Jul 2019 | 1648.3032305912216 | 0.04 | -2.75 |
| Aug 2019 | 1635.6527171292719 | -0.77 | -4.10 |
| Sep 2019 | 1639.151418011609 | 0.21 | -4.78 |
| Oct 2019 | 1656.4247785420475 | 1.05 | -5.31 |
| Nov 2019 | 1665.8735219291925 | 0.57 | -5.10 |
| Dec 2019 | 1678.8736786597603 | 0.78 | -2.93 |
| Jan 2020 | 1652.9130707509626 | -1.55 | -2.57 |
| Feb 2020 | 1643.8701810550608 | -0.55 | -2.89 |
| Mar 2020 | 1654.7641145742582 | 0.66 | -1.97 |
| Apr 2020 | 1647.5325423141376 | -0.44 | -1.92 |
| May 2020 | 1645.8660575211175 | -0.10 | -1.84 |
| Jun 2020 | 1642.259068917524 | -0.22 | -0.32 |
| Jul 2020 | 1626.9734268029565 | -0.93 | -1.29 |
| Aug 2020 | 1623.2220555631447 | -0.23 | -0.76 |
| Sep 2020 | 1630.3473221163463 | 0.44 | -0.54 |
| Oct 2020 | 1640.4876426478925 | 0.62 | -0.96 |
| Nov 2020 | 1648.5928580066088 | 0.49 | -1.04 |
| Dec 2020 | 1652.4507092737088 | 0.23 | -1.57 |
| Jan 2021 | 1628.3999345788234 | -1.45 | -1.48 |
| Feb 2021 | 1650.437242178823 | 1.35 | 0.40 |
| Mar 2021 | 1701.4510076927336 | 3.09 | 2.82 |
| Apr 2021 | 1716.925877299319 | 0.91 | 4.21 |
| May 2021 | 1726.0319406267702 | 0.53 | 4.87 |
| Jun 2021 | 1750.3264077780063 | 1.41 | 6.58 |
| Jul 2021 | 1753.412160276071 | 0.18 | 7.77 |
| Aug 2021 | 1759.4260110410562 | 0.34 | 8.39 |
| Sep 2021 | 1769.2569179995644 | 0.56 | 8.52 |
| Oct 2021 | 1793.4175530442487 | 1.37 | 9.32 |
| Nov 2021 | 1796.8970584507333 | 0.19 | 9.00 |
| Dec 2021 | 1810.705474157291 | 0.77 | 9.58 |
| Jan 2022 | 1854.6369056749108 | 2.43 | 13.89 |
| Feb 2022 | 1925.4517433604246 | 3.82 | 16.66 |
| Mar 2022 | 2021.0857254276757 | 4.97 | 18.79 |
| Apr 2022 | 2194.376790231408 | 8.57 | 27.81 |
| May 2022 | 2276.7229326205793 | 3.75 | 31.91 |
| Jun 2022 | 2360.374236399031 | 3.67 | 34.85 |
| Jul 2022 | 2353.7001064486635 | -0.28 | 34.24 |
| Aug 2022 | 2315.949955964108 | -1.60 | 31.63 |
| Sep 2022 | 2471.973067754555 | 6.74 | 39.72 |
| Oct 2022 | 2617.9762056865 | 5.91 | 45.98 |
| Nov 2022 | 2600.118639931343 | -0.68 | 44.70 |
| Dec 2022 | 2520.562774852355 | -3.06 | 39.20 |
| Jan 2023 | 2540.123519243809 | 0.78 | 36.96 |
| Feb 2023 | 2551.786061271666 | 0.46 | 32.53 |
| Mar 2023 | 2628.476917600052 | 3.01 | 30.05 |
| Apr 2023 | 2613.859283919801 | -0.56 | 19.12 |
| May 2023 | 2654.57878519666 | 1.56 | 16.60 |
| Jun 2023 | 2730.682158543138 | 2.87 | 15.69 |
| Jul 2023 | 2768.4877063707017 | 1.38 | 17.62 |
| Aug 2023 | 2827.7043310732797 | 2.14 | 22.10 |
| Sep 2023 | 2867.4338031030534 | 1.41 | 16.00 |
| Oct 2023 | 2965.3030390411936 | 3.41 | 13.27 |
| Nov 2023 | 2932.2853969388507 | -1.11 | 12.78 |
| Dec 2023 | 2800.3313667512207 | -4.50 | 11.10 |
| Jan 2024 | 2765.868734390705 | -1.23 | 8.89 |
| Feb 2024 | 2807.7671897915525 | 1.52 | 10.03 |
| Mar 2024 | 2843.0689846155296 | 1.26 | 8.16 |
| Apr 2024 | 2910.216807735669 | 2.36 | 11.34 |
| May 2024 | 2947.185231648594 | 1.27 | 11.02 |
| Jun 2024 | 2929.8050030746067 | -0.59 | 7.29 |
| Jul 2024 | 2924.7903697397205 | -0.17 | 5.65 |
| Aug 2024 | 2858.374069101362 | -2.27 | 1.09 |
| Sep 2024 | 2802.076381211771 | -1.97 | -2.28 |
| Oct 2024 | 2861.93940481675 | 2.14 | -3.49 |
| Nov 2024 | 2953.7896919269097 | 3.21 | 0.73 |
| Dec 2024 | 2947.369434735372 | -0.22 | 5.25 |
| Jan 2025 | 3014.1957442844027 | 2.27 | 8.98 |
| Feb 2025 | 2999.782019875186 | -0.48 | 6.84 |
| Mar 2025 | 2962.7417728988125 | -1.24 | 4.21 |
| Apr 2025 | 2983.0178045512425 | 0.68 | 2.50 |
| May 2025 | 3003.6575046173475 | 0.69 | 1.92 |
| Jun 2025 | 3004.3651828620423 | 0.02 | 2.55 |
| Jul 2025 | 2982.610538177062 | -0.72 | 1.98 |
| Aug 2025 | 2955.74790753085 | -0.90 | 3.41 |
| Sep 2025 | 2916.1240023930563 | -1.34 | 4.07 |
| Oct 2025 | 2906.400350363685 | -0.33 | 1.55 |
| Nov 2025 | 2916.577689353644 | 0.35 | -1.26 |
| Dec 2025 | 2920.6484470088617 | 0.14 | -0.91 |
| Jan 2026 | 2914.336430138652 | -0.22 | -3.31 |