McAllen, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the McAllen, TX Metro in January 2026 was $1,469.395. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -5.48%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the McAllen, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the McAllen, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: McAllen, TX (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
McAllen, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
McAllen, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 587.5672140490113 | NaN | NaN |
| Feb 2012 | 587.6370478495489 | 0.01 | NaN |
| Mar 2012 | 589.3028507929564 | 0.28 | NaN |
| Apr 2012 | 585.8148823222871 | -0.59 | NaN |
| May 2012 | 579.8644763793106 | -1.02 | NaN |
| Jun 2012 | 574.6717869238296 | -0.90 | NaN |
| Jul 2012 | 569.9119448739557 | -0.83 | NaN |
| Aug 2012 | 570.9102326980009 | 0.18 | NaN |
| Sep 2012 | 567.1194734506478 | -0.66 | NaN |
| Oct 2012 | 561.9014661902647 | -0.92 | NaN |
| Nov 2012 | 560.1286145002462 | -0.32 | NaN |
| Dec 2012 | 559.2553710879831 | -0.16 | NaN |
| Jan 2013 | 543.465606312288 | -2.82 | -7.51 |
| Feb 2013 | 550.3492455772746 | 1.27 | -6.34 |
| Mar 2013 | 554.7824128673005 | 0.81 | -5.86 |
| Apr 2013 | 553.5745992122045 | -0.22 | -5.50 |
| May 2013 | 560.7659380553602 | 1.30 | -3.29 |
| Jun 2013 | 584.4205649425387 | 4.22 | 1.70 |
| Jul 2013 | 598.1557716684173 | 2.35 | 4.96 |
| Aug 2013 | 602.838049305311 | 0.78 | 5.59 |
| Sep 2013 | 605.1561336961472 | 0.39 | 6.71 |
| Oct 2013 | 593.8543826987129 | -1.87 | 5.69 |
| Nov 2013 | 597.3498211651763 | 0.59 | 6.65 |
| Dec 2013 | 607.2714933969838 | 1.66 | 8.59 |
| Jan 2014 | 627.4369293005011 | 3.32 | 15.45 |
| Feb 2014 | 626.6624439279975 | -0.12 | 13.87 |
| Mar 2014 | 631.9571980613722 | 0.85 | 13.91 |
| Apr 2014 | 634.9655462557481 | 0.48 | 14.70 |
| May 2014 | 632.2668451137017 | -0.42 | 12.75 |
| Jun 2014 | 634.9004134480139 | 0.42 | 8.64 |
| Jul 2014 | 636.954388405572 | 0.32 | 6.49 |
| Aug 2014 | 638.5719775642319 | 0.25 | 5.93 |
| Sep 2014 | 643.1550468599212 | 0.72 | 6.28 |
| Oct 2014 | 639.7600639468508 | -0.53 | 7.73 |
| Nov 2014 | 640.6519290950034 | 0.14 | 7.25 |
| Dec 2014 | 637.2454965617951 | -0.53 | 4.94 |
| Jan 2015 | 622.3748319759317 | -2.33 | -0.81 |
| Feb 2015 | 628.1085100630303 | 0.92 | 0.23 |
| Mar 2015 | 634.804621778482 | 1.07 | 0.45 |
| Apr 2015 | 635.1454010831931 | 0.05 | 0.03 |
| May 2015 | 645.6392809998832 | 1.65 | 2.12 |
| Jun 2015 | 655.232799804778 | 1.49 | 3.20 |
| Jul 2015 | 660.9170947732337 | 0.87 | 3.76 |
| Aug 2015 | 657.1004614779698 | -0.58 | 2.90 |
| Sep 2015 | 658.2754940836902 | 0.18 | 2.35 |
| Oct 2015 | 656.2983624753781 | -0.30 | 2.59 |
| Nov 2015 | 663.7556611611637 | 1.14 | 3.61 |
| Dec 2015 | 667.3149979805502 | 0.54 | 4.72 |
| Jan 2016 | 665.0707107027529 | -0.34 | 6.86 |
| Feb 2016 | 662.0153404570954 | -0.46 | 5.40 |
| Mar 2016 | 666.7382418446514 | 0.71 | 5.03 |
| Apr 2016 | 664.1199410315235 | -0.39 | 4.56 |
| May 2016 | 663.2177546399937 | -0.14 | 2.72 |
| Jun 2016 | 662.9486165860299 | -0.04 | 1.18 |
| Jul 2016 | 659.1880238605503 | -0.57 | -0.26 |
| Aug 2016 | 661.7705546268476 | 0.39 | 0.71 |
| Sep 2016 | 666.6350670658841 | 0.74 | 1.27 |
| Oct 2016 | 670.5604925693193 | 0.59 | 2.17 |
| Nov 2016 | 687.7965433247406 | 2.57 | 3.62 |
| Dec 2016 | 709.9893197935555 | 3.23 | 6.40 |
| Jan 2017 | 708.7819572494345 | -0.17 | 6.57 |
| Feb 2017 | 712.2291953488572 | 0.49 | 7.59 |
| Mar 2017 | 716.5432958858905 | 0.61 | 7.47 |
| Apr 2017 | 712.0674199596381 | -0.62 | 7.22 |
| May 2017 | 712.3830063659634 | 0.04 | 7.41 |
| Jun 2017 | 708.5283270123107 | -0.54 | 6.88 |
| Jul 2017 | 711.2693204254172 | 0.39 | 7.90 |
| Aug 2017 | 706.4905764722881 | -0.67 | 6.76 |
| Sep 2017 | 702.4492545603044 | -0.57 | 5.37 |
| Oct 2017 | 706.7993190779082 | 0.62 | 5.40 |
| Nov 2017 | 708.6663889926201 | 0.26 | 3.03 |
| Dec 2017 | 713.1817431582318 | 0.64 | 0.45 |
| Jan 2018 | 710.9059850572409 | -0.32 | 0.30 |
| Feb 2018 | 729.3860963840714 | 2.60 | 2.41 |
| Mar 2018 | 738.817579715821 | 1.29 | 3.11 |
| Apr 2018 | 743.4680283741571 | 0.63 | 4.41 |
| May 2018 | 753.6526473305914 | 1.37 | 5.79 |
| Jun 2018 | 756.1385496166286 | 0.33 | 6.72 |
| Jul 2018 | 756.9215653853972 | 0.10 | 6.42 |
| Aug 2018 | 759.8838736492228 | 0.39 | 7.56 |
| Sep 2018 | 765.8905129339907 | 0.79 | 9.03 |
| Oct 2018 | 777.5283908250237 | 1.52 | 10.01 |
| Nov 2018 | 781.196393583383 | 0.47 | 10.24 |
| Dec 2018 | 770.1653657173891 | -1.41 | 7.99 |
| Jan 2019 | 751.5624609667236 | -2.41 | 5.72 |
| Feb 2019 | 745.4070800490874 | -0.82 | 2.20 |
| Mar 2019 | 740.1447357447612 | -0.71 | 0.18 |
| Apr 2019 | 737.5573115393515 | -0.35 | -0.79 |
| May 2019 | 739.2237304136273 | 0.23 | -1.91 |
| Jun 2019 | 731.0309216161813 | -1.11 | -3.32 |
| Jul 2019 | 735.4307064713364 | 0.60 | -2.84 |
| Aug 2019 | 733.0645402101909 | -0.32 | -3.53 |
| Sep 2019 | 736.6026594565606 | 0.48 | -3.82 |
| Oct 2019 | 745.1368211433387 | 1.16 | -4.17 |
| Nov 2019 | 750.8718118081565 | 0.77 | -3.88 |
| Dec 2019 | 757.8023383902985 | 0.92 | -1.60 |
| Jan 2020 | 757.4124479077585 | -0.05 | 0.78 |
| Feb 2020 | 754.6135305018387 | -0.37 | 1.24 |
| Mar 2020 | 759.8312078641839 | 0.69 | 2.66 |
| Apr 2020 | 758.2712919201056 | -0.20 | 2.81 |
| May 2020 | 758.6660311482608 | 0.05 | 2.63 |
| Jun 2020 | 759.0885724856988 | 0.06 | 3.84 |
| Jul 2020 | 756.7768347310734 | -0.30 | 2.90 |
| Aug 2020 | 760.0328480613211 | 0.43 | 3.68 |
| Sep 2020 | 766.7744999238688 | 0.89 | 4.10 |
| Oct 2020 | 773.9399247259114 | 0.93 | 3.87 |
| Nov 2020 | 781.7318662166961 | 1.01 | 4.11 |
| Dec 2020 | 788.579361192682 | 0.88 | 4.06 |
| Jan 2021 | 786.305424209299 | -0.29 | 3.82 |
| Feb 2021 | 799.2820073738018 | 1.65 | 5.92 |
| Mar 2021 | 823.600368001805 | 3.04 | 8.39 |
| Apr 2021 | 830.6261050205544 | 0.85 | 9.54 |
| May 2021 | 833.5642312178392 | 0.35 | 9.87 |
| Jun 2021 | 844.8186418996095 | 1.35 | 11.29 |
| Jul 2021 | 846.137119798803 | 0.16 | 11.81 |
| Aug 2021 | 849.1549978079202 | 0.36 | 11.73 |
| Sep 2021 | 852.6732174750111 | 0.41 | 11.20 |
| Oct 2021 | 866.1309141454633 | 1.58 | 11.91 |
| Nov 2021 | 872.3184380071796 | 0.71 | 11.59 |
| Dec 2021 | 883.3713252349655 | 1.27 | 12.02 |
| Jan 2022 | 902.0873057388482 | 2.12 | 14.73 |
| Feb 2022 | 942.4451469316068 | 4.47 | 17.91 |
| Mar 2022 | 994.4190348865191 | 5.52 | 20.74 |
| Apr 2022 | 1074.6492010296708 | 8.07 | 29.38 |
| May 2022 | 1110.7093631571634 | 3.36 | 33.25 |
| Jun 2022 | 1150.3965045978603 | 3.57 | 36.17 |
| Jul 2022 | 1157.2458620230855 | 0.60 | 36.77 |
| Aug 2022 | 1154.039315907928 | -0.28 | 35.90 |
| Sep 2022 | 1240.0211254224207 | 7.45 | 45.43 |
| Oct 2022 | 1318.1216287973 | 6.30 | 52.19 |
| Nov 2022 | 1314.5264349486959 | -0.27 | 50.69 |
| Dec 2022 | 1276.6542411348437 | -2.88 | 44.52 |
| Jan 2023 | 1244.1506490403926 | -2.55 | 37.92 |
| Feb 2023 | 1246.648934181186 | 0.20 | 32.28 |
| Mar 2023 | 1280.391430046856 | 2.71 | 28.76 |
| Apr 2023 | 1272.0918508636803 | -0.65 | 18.37 |
| May 2023 | 1290.9472939638 | 1.48 | 16.23 |
| Jun 2023 | 1328.3737016503162 | 2.90 | 15.47 |
| Jul 2023 | 1348.174189552734 | 1.49 | 16.50 |
| Aug 2023 | 1376.8712297876016 | 2.13 | 19.31 |
| Sep 2023 | 1398.0008156578613 | 1.54 | 12.74 |
| Oct 2023 | 1452.177764967656 | 3.88 | 10.17 |
| Nov 2023 | 1448.0836432873418 | -0.28 | 10.16 |
| Dec 2023 | 1396.1028120707592 | -3.59 | 9.36 |
| Jan 2024 | 1388.9006353479451 | -0.52 | 11.63 |
| Feb 2024 | 1406.3902676790494 | 1.26 | 12.81 |
| Mar 2024 | 1416.4056465531983 | 0.71 | 10.62 |
| Apr 2024 | 1442.030603985269 | 1.81 | 13.36 |
| May 2024 | 1453.0171507706355 | 0.76 | 12.55 |
| Jun 2024 | 1440.0351241951835 | -0.89 | 8.41 |
| Jul 2024 | 1431.2752257023 | -0.61 | 6.16 |
| Aug 2024 | 1396.5200014829616 | -2.43 | 1.43 |
| Sep 2024 | 1373.1196580354151 | -1.68 | -1.78 |
| Oct 2024 | 1400.4209235468466 | 1.99 | -3.56 |
| Nov 2024 | 1439.8142614627761 | 2.81 | -0.57 |
| Dec 2024 | 1432.0686749895303 | -0.54 | 2.58 |
| Jan 2025 | 1554.6156745205647 | 8.56 | 11.93 |
| Feb 2025 | 1541.391217671161 | -0.85 | 9.60 |
| Mar 2025 | 1518.398427630518 | -1.49 | 7.20 |
| Apr 2025 | 1520.1007927234186 | 0.11 | 5.41 |
| May 2025 | 1523.6368825173604 | 0.23 | 4.86 |
| Jun 2025 | 1520.7516781984496 | -0.19 | 5.61 |
| Jul 2025 | 1512.8300654437198 | -0.52 | 5.70 |
| Aug 2025 | 1503.351087170518 | -0.63 | 7.65 |
| Sep 2025 | 1490.4374620598428 | -0.86 | 8.54 |
| Oct 2025 | 1479.639417099202 | -0.72 | 5.66 |
| Nov 2025 | 1476.7717432312015 | -0.19 | 2.57 |
| Dec 2025 | 1473.3685246655905 | -0.23 | 2.88 |
| Jan 2026 | 1469.3947314353177 | -0.27 | -5.48 |
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