Memphis, TN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Memphis, TN Metro in January 2026 was $1,693.705. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -5.64%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Memphis, TN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Memphis, TN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 600.9718193407316 | NaN | NaN |
| Feb 2012 | 600.6535301776589 | -0.05 | NaN |
| Mar 2012 | 606.9909774559216 | 1.06 | NaN |
| Apr 2012 | 607.955365687681 | 0.16 | NaN |
| May 2012 | 605.2894511513261 | -0.44 | NaN |
| Jun 2012 | 601.0861213986334 | -0.69 | NaN |
| Jul 2012 | 597.1541831862629 | -0.65 | NaN |
| Aug 2012 | 600.3979771832613 | 0.54 | NaN |
| Sep 2012 | 596.0513743443851 | -0.72 | NaN |
| Oct 2012 | 589.6852188864088 | -1.07 | NaN |
| Nov 2012 | 586.9118574063858 | -0.47 | NaN |
| Dec 2012 | 583.8734729741545 | -0.52 | NaN |
| Jan 2013 | 611.0640865140011 | 4.66 | 1.68 |
| Feb 2013 | 615.940117052147 | 0.80 | 2.55 |
| Mar 2013 | 619.3410579651477 | 0.55 | 2.04 |
| Apr 2013 | 616.7875577089479 | -0.41 | 1.45 |
| May 2013 | 624.8630026088618 | 1.31 | 3.23 |
| Jun 2013 | 654.2376398649608 | 4.70 | 8.84 |
| Jul 2013 | 671.2287356677258 | 2.60 | 12.41 |
| Aug 2013 | 677.802439219734 | 0.98 | 12.89 |
| Sep 2013 | 682.0604682180806 | 0.63 | 14.43 |
| Oct 2013 | 670.4423544668734 | -1.70 | 13.70 |
| Nov 2013 | 677.5307768330857 | 1.06 | 15.44 |
| Dec 2013 | 692.6915759419431 | 2.24 | 18.64 |
| Jan 2014 | 698.5842727991686 | 0.85 | 14.32 |
| Feb 2014 | 697.0200345416002 | -0.22 | 13.16 |
| Mar 2014 | 703.8383831384251 | 0.98 | 13.64 |
| Apr 2014 | 708.2352785884216 | 0.63 | 14.83 |
| May 2014 | 705.4058329893815 | -0.40 | 12.89 |
| Jun 2014 | 708.6224908368027 | 0.46 | 8.31 |
| Jul 2014 | 710.6620254698744 | 0.29 | 5.88 |
| Aug 2014 | 711.3492464800077 | 0.10 | 4.95 |
| Sep 2014 | 714.7278664910779 | 0.48 | 4.79 |
| Oct 2014 | 707.4448006921962 | -1.02 | 5.52 |
| Nov 2014 | 706.5666684613223 | -0.12 | 4.29 |
| Dec 2014 | 701.2875236606603 | -0.75 | 1.24 |
| Jan 2015 | 680.2385175286029 | -3.00 | -2.63 |
| Feb 2015 | 684.0687637966139 | 0.56 | -1.86 |
| Mar 2015 | 688.9932490074842 | 0.72 | -2.11 |
| Apr 2015 | 685.7404383967354 | -0.47 | -3.18 |
| May 2015 | 698.0049614236834 | 1.79 | -1.05 |
| Jun 2015 | 708.9110336093586 | 1.56 | 0.04 |
| Jul 2015 | 715.9650699871572 | 1.00 | 0.75 |
| Aug 2015 | 710.7961413189441 | -0.72 | -0.08 |
| Sep 2015 | 712.9961356453445 | 0.31 | -0.24 |
| Oct 2015 | 710.5433862948493 | -0.34 | 0.44 |
| Nov 2015 | 721.9046273716986 | 1.60 | 2.17 |
| Dec 2015 | 725.9149757224526 | 0.56 | 3.51 |
| Jan 2016 | 726.1433816897234 | 0.03 | 6.75 |
| Feb 2016 | 717.1241303761403 | -1.24 | 4.83 |
| Mar 2016 | 721.1650786581457 | 0.56 | 4.67 |
| Apr 2016 | 717.4385664109191 | -0.52 | 4.62 |
| May 2016 | 717.6995197628445 | 0.04 | 2.82 |
| Jun 2016 | 717.4721645001522 | -0.03 | 1.21 |
| Jul 2016 | 711.7967954590738 | -0.79 | -0.58 |
| Aug 2016 | 714.1980147990892 | 0.34 | 0.48 |
| Sep 2016 | 718.6679082306036 | 0.63 | 0.80 |
| Oct 2016 | 722.8475058337881 | 0.58 | 1.73 |
| Nov 2016 | 744.2001369176144 | 2.95 | 3.09 |
| Dec 2016 | 774.3269931180241 | 4.05 | 6.67 |
| Jan 2017 | 838.6644620685706 | 8.31 | 15.50 |
| Feb 2017 | 843.3514099327288 | 0.56 | 17.60 |
| Mar 2017 | 848.0830908138723 | 0.56 | 17.60 |
| Apr 2017 | 842.6014028712452 | -0.65 | 17.45 |
| May 2017 | 844.1453982528876 | 0.18 | 17.62 |
| Jun 2017 | 841.3762464561811 | -0.33 | 17.27 |
| Jul 2017 | 849.3340234739592 | 0.95 | 19.32 |
| Aug 2017 | 848.904663190033 | -0.05 | 18.86 |
| Sep 2017 | 849.9716894601952 | 0.13 | 18.27 |
| Oct 2017 | 861.5132396072588 | 1.36 | 19.18 |
| Nov 2017 | 869.470120086231 | 0.92 | 16.83 |
| Dec 2017 | 877.2069467003223 | 0.89 | 13.29 |
| Jan 2018 | 821.7328682151099 | -6.32 | -2.02 |
| Feb 2018 | 845.0718802057759 | 2.84 | 0.20 |
| Mar 2018 | 857.0388056092283 | 1.42 | 1.06 |
| Apr 2018 | 863.3888734745935 | 0.74 | 2.47 |
| May 2018 | 876.8531472394711 | 1.56 | 3.88 |
| Jun 2018 | 879.9704478394576 | 0.36 | 4.59 |
| Jul 2018 | 881.8713757085396 | 0.22 | 3.83 |
| Aug 2018 | 888.7403011477511 | 0.78 | 4.69 |
| Sep 2018 | 900.0857486202088 | 1.28 | 5.90 |
| Oct 2018 | 920.3540002581683 | 2.25 | 6.83 |
| Nov 2018 | 929.7540633608735 | 1.02 | 6.93 |
| Dec 2018 | 920.654445185065 | -0.98 | 4.95 |
| Jan 2019 | 887.3172767322862 | -3.62 | 7.98 |
| Feb 2019 | 886.3101785075232 | -0.11 | 4.88 |
| Mar 2019 | 883.9546624675554 | -0.27 | 3.14 |
| Apr 2019 | 880.1544144106222 | -0.43 | 1.94 |
| May 2019 | 879.3027845367972 | -0.10 | 0.28 |
| Jun 2019 | 864.4892697787358 | -1.68 | -1.76 |
| Jul 2019 | 865.6675743169372 | 0.14 | -1.84 |
| Aug 2019 | 857.9252638726884 | -0.89 | -3.47 |
| Sep 2019 | 859.4684648527402 | 0.18 | -4.51 |
| Oct 2019 | 868.498594957556 | 1.05 | -5.63 |
| Nov 2019 | 873.4354230255101 | 0.57 | -6.06 |
| Dec 2019 | 880.6318378880749 | 0.82 | -4.35 |
| Jan 2020 | 869.5543005668505 | -1.26 | -2.00 |
| Feb 2020 | 862.4160592278106 | -0.82 | -2.70 |
| Mar 2020 | 865.8144824898138 | 0.39 | -2.05 |
| Apr 2020 | 859.7285048544267 | -0.70 | -2.32 |
| May 2020 | 857.8720369474636 | -0.22 | -2.44 |
| Jun 2020 | 855.9891573618052 | -0.22 | -0.98 |
| Jul 2020 | 850.5619032586492 | -0.63 | -1.74 |
| Aug 2020 | 853.5877834076866 | 0.36 | -0.51 |
| Sep 2020 | 861.7351541485896 | 0.95 | 0.26 |
| Oct 2020 | 870.5393219565775 | 1.02 | 0.24 |
| Nov 2020 | 879.580616099302 | 1.04 | 0.70 |
| Dec 2020 | 885.9186025626209 | 0.72 | 0.60 |
| Jan 2021 | 904.6188827418387 | 2.11 | 4.03 |
| Feb 2021 | 922.2310931614602 | 1.95 | 6.94 |
| Mar 2021 | 957.6423219143715 | 3.84 | 10.61 |
| Apr 2021 | 969.5733818056754 | 1.25 | 12.78 |
| May 2021 | 976.5496516566513 | 0.72 | 13.83 |
| Jun 2021 | 994.0879694420523 | 1.80 | 16.13 |
| Jul 2021 | 998.8943658382225 | 0.48 | 17.44 |
| Aug 2021 | 1005.5201705199921 | 0.66 | 17.80 |
| Sep 2021 | 1016.0281830896708 | 1.05 | 17.91 |
| Oct 2021 | 1037.8922570888985 | 2.15 | 19.22 |
| Nov 2021 | 1048.8784634920714 | 1.06 | 19.25 |
| Dec 2021 | 1064.384162602513 | 1.48 | 20.15 |
| Jan 2022 | 1094.245809621612 | 2.81 | 20.96 |
| Feb 2022 | 1141.5006179356546 | 4.32 | 23.78 |
| Mar 2022 | 1201.5359860044969 | 5.26 | 25.47 |
| Apr 2022 | 1308.4675695270894 | 8.90 | 34.95 |
| May 2022 | 1354.7015780417303 | 3.53 | 38.72 |
| Jun 2022 | 1405.9443069683077 | 3.78 | 41.43 |
| Jul 2022 | 1405.6828700943418 | -0.02 | 40.72 |
| Aug 2022 | 1391.7162176334841 | -0.99 | 38.41 |
| Sep 2022 | 1502.7394514628577 | 7.98 | 47.90 |
| Oct 2022 | 1604.0138465027126 | 6.74 | 54.55 |
| Nov 2022 | 1593.1684100322702 | -0.68 | 51.89 |
| Dec 2022 | 1536.1624012704906 | -3.58 | 44.32 |
| Jan 2023 | 1595.2498058058661 | 3.85 | 45.79 |
| Feb 2023 | 1588.1320987336421 | -0.45 | 39.13 |
| Mar 2023 | 1622.7058264769587 | 2.18 | 35.05 |
| Apr 2023 | 1601.2864107188245 | -1.32 | 22.38 |
| May 2023 | 1617.4149370939535 | 1.01 | 19.39 |
| Jun 2023 | 1659.1161851204122 | 2.58 | 18.01 |
| Jul 2023 | 1679.7349117502347 | 1.24 | 19.50 |
| Aug 2023 | 1714.0106463433142 | 2.04 | 23.16 |
| Sep 2023 | 1732.9088731234094 | 1.10 | 15.32 |
| Oct 2023 | 1787.9338873214067 | 3.18 | 11.47 |
| Nov 2023 | 1763.1655536739263 | -1.38 | 10.67 |
| Dec 2023 | 1683.1117205439223 | -4.54 | 9.57 |
| Jan 2024 | 1662.835969498401 | -1.20 | 4.24 |
| Feb 2024 | 1684.909854457329 | 1.33 | 6.09 |
| Mar 2024 | 1699.0158476938166 | 0.84 | 4.70 |
| Apr 2024 | 1733.2013338783322 | 2.01 | 8.24 |
| May 2024 | 1748.8013949916065 | 0.90 | 8.12 |
| Jun 2024 | 1732.2306483123393 | -0.95 | 4.41 |
| Jul 2024 | 1721.5431006248878 | -0.62 | 2.49 |
| Aug 2024 | 1672.7770735655577 | -2.83 | -2.41 |
| Sep 2024 | 1637.0368056794898 | -2.14 | -5.53 |
| Oct 2024 | 1665.2296753757773 | 1.72 | -6.86 |
| Nov 2024 | 1712.8135871924126 | 2.86 | -2.86 |
| Dec 2024 | 1703.901015912922 | -0.52 | 1.24 |
| Jan 2025 | 1795.0060994915782 | 5.35 | 7.95 |
| Feb 2025 | 1783.1237760030172 | -0.66 | 5.83 |
| Mar 2025 | 1760.240342111836 | -1.28 | 3.60 |
| Apr 2025 | 1768.142375310712 | 0.45 | 2.02 |
| May 2025 | 1777.3159619784828 | 0.52 | 1.63 |
| Jun 2025 | 1774.844382060447 | -0.14 | 2.46 |
| Jul 2025 | 1760.6704966309994 | -0.80 | 2.27 |
| Aug 2025 | 1742.0013312307915 | -1.06 | 4.14 |
| Sep 2025 | 1719.7432536402043 | -1.28 | 5.05 |
| Oct 2025 | 1706.6518028150167 | -0.76 | 2.49 |
| Nov 2025 | 1705.2730993364596 | -0.08 | -0.44 |
| Dec 2025 | 1701.7254722353005 | -0.21 | -0.13 |
| Jan 2026 | 1693.7047132237715 | -0.47 | -5.64 |