Merced, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Merced, CA Metro in January 2026 was $2,526.973. The month over month percentage change (MoM) was -0.67%, and the year over year percentage change (YoY) was -8.31%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Merced, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Merced, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Merced, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Merced, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Merced, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 670.8765860649157 | NaN | NaN |
| Feb 2012 | 664.1688644342886 | -1.00 | NaN |
| Mar 2012 | 665.0742509198785 | 0.14 | NaN |
| Apr 2012 | 661.7710136865512 | -0.50 | NaN |
| May 2012 | 658.858763650514 | -0.44 | NaN |
| Jun 2012 | 657.8145481098082 | -0.16 | NaN |
| Jul 2012 | 656.5655241830949 | -0.19 | NaN |
| Aug 2012 | 664.210347339279 | 1.16 | NaN |
| Sep 2012 | 663.9415325328662 | -0.04 | NaN |
| Oct 2012 | 664.5953468191124 | 0.10 | NaN |
| Nov 2012 | 669.85041209678 | 0.79 | NaN |
| Dec 2012 | 677.05745763867 | 1.08 | NaN |
| Jan 2013 | 689.5258289318824 | 1.84 | 2.78 |
| Feb 2013 | 705.7062951829615 | 2.35 | 6.25 |
| Mar 2013 | 718.1330483844931 | 1.76 | 7.98 |
| Apr 2013 | 722.6654772573762 | 0.63 | 9.20 |
| May 2013 | 743.0643080128755 | 2.82 | 12.78 |
| Jun 2013 | 794.5950966666385 | 6.94 | 20.79 |
| Jul 2013 | 830.912770043944 | 4.57 | 26.55 |
| Aug 2013 | 852.2405558127133 | 2.57 | 28.31 |
| Sep 2013 | 869.4149694721864 | 2.02 | 30.95 |
| Oct 2013 | 865.2765655318597 | -0.48 | 30.20 |
| Nov 2013 | 886.7771684491258 | 2.49 | 32.38 |
| Dec 2013 | 916.5739116666125 | 3.36 | 35.38 |
| Jan 2014 | 920.0212965239405 | 0.38 | 33.43 |
| Feb 2014 | 922.8800651922973 | 0.31 | 30.77 |
| Mar 2014 | 941.3340302309914 | 2.00 | 31.08 |
| Apr 2014 | 956.0951787244608 | 1.57 | 32.30 |
| May 2014 | 960.6208882564313 | 0.47 | 29.28 |
| Jun 2014 | 973.2235388711778 | 1.31 | 22.48 |
| Jul 2014 | 984.2883446200692 | 1.14 | 18.46 |
| Aug 2014 | 994.5458574119075 | 1.04 | 16.70 |
| Sep 2014 | 1008.0127131473878 | 1.35 | 15.94 |
| Oct 2014 | 1004.7167006996233 | -0.33 | 16.11 |
| Nov 2014 | 1008.8853799897195 | 0.42 | 13.77 |
| Dec 2014 | 1002.9525521163823 | -0.59 | 9.42 |
| Jan 2015 | 981.0795014034477 | -2.18 | 6.64 |
| Feb 2015 | 989.4102831516652 | 0.85 | 7.21 |
| Mar 2015 | 1000.9076089821508 | 1.16 | 6.33 |
| Apr 2015 | 999.8730894931305 | -0.10 | 4.58 |
| May 2015 | 1024.628405609006 | 2.48 | 6.66 |
| Jun 2015 | 1049.1568443922988 | 2.39 | 7.80 |
| Jul 2015 | 1065.6528099721027 | 1.57 | 8.27 |
| Aug 2015 | 1061.1521156329968 | -0.42 | 6.70 |
| Sep 2015 | 1065.752907621325 | 0.43 | 5.73 |
| Oct 2015 | 1063.2897376834621 | -0.23 | 5.83 |
| Nov 2015 | 1083.245959975401 | 1.88 | 7.37 |
| Dec 2015 | 1093.3361093790968 | 0.93 | 9.01 |
| Jan 2016 | 1093.6216718381856 | 0.03 | 11.47 |
| Feb 2016 | 1080.1720520515082 | -1.23 | 9.17 |
| Mar 2016 | 1088.969159002336 | 0.81 | 8.80 |
| Apr 2016 | 1085.5788665832756 | -0.31 | 8.57 |
| May 2016 | 1090.1962517645125 | 0.43 | 6.40 |
| Jun 2016 | 1092.3289742658485 | 0.20 | 4.12 |
| Jul 2016 | 1085.8951645563682 | -0.59 | 1.90 |
| Aug 2016 | 1091.5715036348356 | 0.52 | 2.87 |
| Sep 2016 | 1100.3009060666086 | 0.80 | 3.24 |
| Oct 2016 | 1108.4039197325424 | 0.74 | 4.24 |
| Nov 2016 | 1146.165967657202 | 3.41 | 5.81 |
| Dec 2016 | 1199.942170630859 | 4.69 | 9.75 |
| Jan 2017 | 1195.4662476016763 | -0.37 | 9.31 |
| Feb 2017 | 1209.978552501978 | 1.21 | 12.02 |
| Mar 2017 | 1227.6618145457662 | 1.46 | 12.74 |
| Apr 2017 | 1224.1914470623242 | -0.28 | 12.77 |
| May 2017 | 1230.67316927945 | 0.53 | 12.89 |
| Jun 2017 | 1226.1516581377746 | -0.37 | 12.25 |
| Jul 2017 | 1239.1654326748276 | 1.06 | 14.12 |
| Aug 2017 | 1236.6271096953747 | -0.20 | 13.29 |
| Sep 2017 | 1236.1929315964908 | -0.04 | 12.35 |
| Oct 2017 | 1256.3555239638495 | 1.63 | 13.35 |
| Nov 2017 | 1268.6862228121827 | 0.98 | 10.69 |
| Dec 2017 | 1282.152653362174 | 1.06 | 6.85 |
| Jan 2018 | 1295.0036328046622 | 1.00 | 8.33 |
| Feb 2018 | 1342.4123021055184 | 3.66 | 10.95 |
| Mar 2018 | 1368.8808249091392 | 1.97 | 11.50 |
| Apr 2018 | 1380.8411961868658 | 0.87 | 12.80 |
| May 2018 | 1404.452988543106 | 1.71 | 14.12 |
| Jun 2018 | 1410.3218994613537 | 0.42 | 15.02 |
| Jul 2018 | 1414.334262009925 | 0.28 | 14.14 |
| Aug 2018 | 1425.954110865094 | 0.82 | 15.31 |
| Sep 2018 | 1444.6558838158714 | 1.31 | 16.86 |
| Oct 2018 | 1480.4492037899743 | 2.48 | 17.84 |
| Nov 2018 | 1491.8492322757618 | 0.77 | 17.59 |
| Dec 2018 | 1468.3376410717042 | -1.58 | 14.52 |
| Jan 2019 | 1459.0381243797817 | -0.63 | 12.67 |
| Feb 2019 | 1462.3618650360977 | 0.23 | 8.94 |
| Mar 2019 | 1466.0145771055768 | 0.25 | 7.10 |
| Apr 2019 | 1462.7214796281946 | -0.22 | 5.93 |
| May 2019 | 1460.6690655784878 | -0.14 | 4.00 |
| Jun 2019 | 1429.0325560819117 | -2.17 | 1.33 |
| Jul 2019 | 1425.8584103802627 | -0.22 | 0.82 |
| Aug 2019 | 1409.925322408133 | -1.12 | -1.12 |
| Sep 2019 | 1413.0923942904208 | 0.23 | -2.18 |
| Oct 2019 | 1429.186609383916 | 1.14 | -3.46 |
| Nov 2019 | 1435.0455592023045 | 0.41 | -3.81 |
| Dec 2019 | 1442.309769175637 | 0.51 | -1.77 |
| Jan 2020 | 1432.9278035551138 | -0.65 | -1.79 |
| Feb 2020 | 1418.332201901364 | -1.02 | -3.01 |
| Mar 2020 | 1424.511514863464 | 0.44 | -2.83 |
| Apr 2020 | 1412.3756639194958 | -0.85 | -3.44 |
| May 2020 | 1405.2880581129248 | -0.50 | -3.79 |
| Jun 2020 | 1396.0828730329479 | -0.65 | -2.31 |
| Jul 2020 | 1380.3599316094503 | -1.13 | -3.19 |
| Aug 2020 | 1380.7314866498245 | 0.03 | -2.07 |
| Sep 2020 | 1391.8899440600062 | 0.81 | -1.50 |
| Oct 2020 | 1404.3087589731258 | 0.89 | -1.74 |
| Nov 2020 | 1418.3743380774858 | 1.00 | -1.16 |
| Dec 2020 | 1430.8517172097952 | 0.88 | -0.79 |
| Jan 2021 | 1435.8997083895435 | 0.35 | 0.21 |
| Feb 2021 | 1470.3498175713996 | 2.40 | 3.67 |
| Mar 2021 | 1535.6308457839543 | 4.44 | 7.80 |
| Apr 2021 | 1562.695765989642 | 1.76 | 10.64 |
| May 2021 | 1580.794484696235 | 1.16 | 12.49 |
| Jun 2021 | 1615.6535940377812 | 2.21 | 15.73 |
| Jul 2021 | 1626.7131441087074 | 0.69 | 17.85 |
| Aug 2021 | 1644.2244546116028 | 1.08 | 19.08 |
| Sep 2021 | 1670.5811184963993 | 1.60 | 20.02 |
| Oct 2021 | 1714.6855200190782 | 2.64 | 22.10 |
| Nov 2021 | 1734.4389863906667 | 1.15 | 22.28 |
| Dec 2021 | 1759.744959512162 | 1.46 | 22.99 |
| Jan 2022 | 1835.5316412294974 | 4.31 | 27.83 |
| Feb 2022 | 1921.587630344404 | 4.69 | 30.69 |
| Mar 2022 | 2035.5780945721035 | 5.93 | 32.56 |
| Apr 2022 | 2231.0587863479923 | 9.60 | 42.77 |
| May 2022 | 2314.1321114960588 | 3.72 | 46.39 |
| Jun 2022 | 2394.8276669400448 | 3.49 | 48.23 |
| Jul 2022 | 2378.564605061584 | -0.68 | 46.22 |
| Aug 2022 | 2332.700538934344 | -1.93 | 41.87 |
| Sep 2022 | 2502.119913678059 | 7.26 | 49.78 |
| Oct 2022 | 2650.6235689011282 | 5.94 | 54.58 |
| Nov 2022 | 2600.510861538137 | -1.89 | 49.93 |
| Dec 2022 | 2477.1701408735544 | -4.74 | 40.77 |
| Jan 2023 | 2442.9438120225977 | -1.38 | 33.09 |
| Feb 2023 | 2416.151693273079 | -1.10 | 25.74 |
| Mar 2023 | 2462.7459442414743 | 1.93 | 20.99 |
| Apr 2023 | 2421.7431888532124 | -1.66 | 8.55 |
| May 2023 | 2446.6690986610993 | 1.03 | 5.73 |
| Jun 2023 | 2518.531719540641 | 2.94 | 5.17 |
| Jul 2023 | 2560.6530024407944 | 1.67 | 7.66 |
| Aug 2023 | 2625.377096505682 | 2.53 | 12.55 |
| Sep 2023 | 2666.40220314104 | 1.56 | 6.57 |
| Oct 2023 | 2768.4048948502727 | 3.83 | 4.44 |
| Nov 2023 | 2736.231700536797 | -1.16 | 5.22 |
| Dec 2023 | 2607.1360774431323 | -4.72 | 5.25 |
| Jan 2024 | 2581.5396728944334 | -0.98 | 5.67 |
| Feb 2024 | 2621.1472457560876 | 1.53 | 8.48 |
| Mar 2024 | 2645.157053456557 | 0.92 | 7.41 |
| Apr 2024 | 2701.430118017628 | 2.13 | 11.55 |
| May 2024 | 2733.8120854910662 | 1.20 | 11.74 |
| Jun 2024 | 2712.575344465777 | -0.78 | 7.71 |
| Jul 2024 | 2703.0066075188784 | -0.35 | 5.56 |
| Aug 2024 | 2630.173792209471 | -2.69 | 0.18 |
| Sep 2024 | 2569.1388583737134 | -2.32 | -3.65 |
| Oct 2024 | 2624.215644996625 | 2.14 | -5.21 |
| Nov 2024 | 2708.3567477158495 | 3.21 | -1.02 |
| Dec 2024 | 2689.9644617029453 | -0.68 | 3.18 |
| Jan 2025 | 2756.108487788504 | 2.46 | 6.76 |
| Feb 2025 | 2728.307115299985 | -1.01 | 4.09 |
| Mar 2025 | 2680.3340771849657 | -1.76 | 1.33 |
| Apr 2025 | 2690.466637337854 | 0.38 | -0.41 |
| May 2025 | 2704.2545440704826 | 0.51 | -1.08 |
| Jun 2025 | 2697.927515811667 | -0.23 | -0.54 |
| Jul 2025 | 2668.0198348474883 | -1.11 | -1.29 |
| Aug 2025 | 2629.503575041264 | -1.44 | -0.02 |
| Sep 2025 | 2577.7714312767357 | -1.97 | 0.34 |
| Oct 2025 | 2553.9773386806946 | -0.92 | -2.68 |
| Nov 2025 | 2551.1312032605238 | -0.11 | -5.80 |
| Dec 2025 | 2544.151836770284 | -0.27 | -5.42 |
| Jan 2026 | 2526.9734378729054 | -0.67 | -8.31 |
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