Miami, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Miami, FL Metro in January 2026 was $3,308.135. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -9.13%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Miami, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Miami, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Miami, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Miami, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Miami, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 971.9803060136159 | NaN | NaN |
| Feb 2012 | 970.3774037389289 | -0.16 | NaN |
| Mar 2012 | 974.5295087547302 | 0.43 | NaN |
| Apr 2012 | 971.304295318126 | -0.33 | NaN |
| May 2012 | 964.6325489518321 | -0.69 | NaN |
| Jun 2012 | 959.9157922290626 | -0.49 | NaN |
| Jul 2012 | 956.5624905673145 | -0.35 | NaN |
| Aug 2012 | 966.2128919425993 | 1.01 | NaN |
| Sep 2012 | 965.3580746050302 | -0.09 | NaN |
| Oct 2012 | 963.9859254032679 | -0.14 | NaN |
| Nov 2012 | 969.9836486375698 | 0.62 | NaN |
| Dec 2012 | 979.2466238082604 | 0.96 | NaN |
| Jan 2013 | 974.0814019497518 | -0.53 | 0.22 |
| Feb 2013 | 995.5539149292896 | 2.20 | 2.60 |
| Mar 2013 | 1011.7046842362273 | 1.62 | 3.82 |
| Apr 2013 | 1016.2461287779386 | 0.45 | 4.63 |
| May 2013 | 1037.368863445921 | 2.08 | 7.54 |
| Jun 2013 | 1093.044868092525 | 5.37 | 13.87 |
| Jul 2013 | 1132.0850574895808 | 3.57 | 18.35 |
| Aug 2013 | 1154.1109557573318 | 1.95 | 19.45 |
| Sep 2013 | 1171.8174544059182 | 1.53 | 21.39 |
| Oct 2013 | 1161.3522610394189 | -0.89 | 20.47 |
| Nov 2013 | 1180.069205886197 | 1.61 | 21.66 |
| Dec 2013 | 1210.9664781115177 | 2.62 | 23.66 |
| Jan 2014 | 1214.4550832066614 | 0.29 | 24.68 |
| Feb 2014 | 1215.663567551671 | 0.10 | 22.11 |
| Mar 2014 | 1232.072688851595 | 1.35 | 21.78 |
| Apr 2014 | 1244.4382561003317 | 1.00 | 22.45 |
| May 2014 | 1244.4878343258372 | 0.00 | 19.97 |
| Jun 2014 | 1253.4405188821881 | 0.72 | 14.67 |
| Jul 2014 | 1262.0117984195265 | 0.68 | 11.48 |
| Aug 2014 | 1270.8214590770488 | 0.70 | 10.11 |
| Sep 2014 | 1285.6834913452235 | 1.17 | 9.72 |
| Oct 2014 | 1282.772972412368 | -0.23 | 10.46 |
| Nov 2014 | 1289.116469322768 | 0.50 | 9.24 |
| Dec 2014 | 1286.8829687120299 | -0.17 | 6.27 |
| Jan 2015 | 1275.204719364432 | -0.91 | 5.00 |
| Feb 2015 | 1288.6131038936678 | 1.05 | 6.00 |
| Mar 2015 | 1303.2808332821874 | 1.14 | 5.78 |
| Apr 2015 | 1302.5869334583922 | -0.05 | 4.67 |
| May 2015 | 1329.0067715718642 | 2.03 | 6.79 |
| Jun 2015 | 1353.1668677802681 | 1.82 | 7.96 |
| Jul 2015 | 1370.0311724878122 | 1.25 | 8.56 |
| Aug 2015 | 1365.8188689758854 | -0.31 | 7.48 |
| Sep 2015 | 1375.3981629843843 | 0.70 | 6.98 |
| Oct 2015 | 1376.9092034616478 | 0.11 | 7.34 |
| Nov 2015 | 1403.0952755437504 | 1.90 | 8.84 |
| Dec 2015 | 1414.7069140871358 | 0.83 | 9.93 |
| Jan 2016 | 1417.5260556232465 | 0.20 | 11.16 |
| Feb 2016 | 1402.9887950747802 | -1.03 | 8.88 |
| Mar 2016 | 1415.5390254765775 | 0.90 | 8.61 |
| Apr 2016 | 1415.0728839838607 | -0.03 | 8.64 |
| May 2016 | 1423.5302032693291 | 0.60 | 7.11 |
| Jun 2016 | 1429.395476030379 | 0.41 | 5.63 |
| Jul 2016 | 1424.0316144223486 | -0.37 | 3.94 |
| Aug 2016 | 1431.3261361508341 | 0.51 | 4.80 |
| Sep 2016 | 1441.8763142070284 | 0.74 | 4.83 |
| Oct 2016 | 1452.135747418739 | 0.71 | 5.46 |
| Nov 2016 | 1494.3153072112539 | 2.91 | 6.50 |
| Dec 2016 | 1550.5218731110176 | 3.76 | 9.60 |
| Jan 2017 | 1549.2165598983347 | -0.08 | 9.29 |
| Feb 2017 | 1558.9687541129192 | 0.63 | 11.12 |
| Mar 2017 | 1572.908698599524 | 0.89 | 11.12 |
| Apr 2017 | 1565.2248783687887 | -0.49 | 10.61 |
| May 2017 | 1569.3580784286737 | 0.26 | 10.24 |
| Jun 2017 | 1564.3891650129867 | -0.32 | 9.44 |
| Jul 2017 | 1580.0780563778312 | 1.00 | 10.96 |
| Aug 2017 | 1578.8193513928995 | -0.08 | 10.31 |
| Sep 2017 | 1578.5555125750184 | -0.02 | 9.48 |
| Oct 2017 | 1598.9811498887548 | 1.29 | 10.11 |
| Nov 2017 | 1612.3736995866934 | 0.84 | 7.90 |
| Dec 2017 | 1627.4940538301726 | 0.94 | 4.96 |
| Jan 2018 | 1646.8138576323854 | 1.19 | 6.30 |
| Feb 2018 | 1693.2046355133175 | 2.82 | 8.61 |
| Mar 2018 | 1715.2951860663238 | 1.31 | 9.05 |
| Apr 2018 | 1725.4969453027986 | 0.60 | 10.24 |
| May 2018 | 1749.8760831264608 | 1.41 | 11.50 |
| Jun 2018 | 1755.627628638309 | 0.33 | 12.22 |
| Jul 2018 | 1759.991639435054 | 0.25 | 11.39 |
| Aug 2018 | 1772.3030529204914 | 0.70 | 12.26 |
| Sep 2018 | 1791.7633071396922 | 1.10 | 13.51 |
| Oct 2018 | 1827.50544207424 | 2.00 | 14.29 |
| Nov 2018 | 1841.7535929048618 | 0.78 | 14.23 |
| Dec 2018 | 1820.2308443759248 | -1.17 | 11.84 |
| Jan 2019 | 1807.9706600303698 | -0.67 | 9.79 |
| Feb 2019 | 1802.166968307818 | -0.32 | 6.44 |
| Mar 2019 | 1792.1602871763507 | -0.56 | 4.48 |
| Apr 2019 | 1778.251663493988 | -0.78 | 3.06 |
| May 2019 | 1768.7969681554823 | -0.53 | 1.08 |
| Jun 2019 | 1733.0444357779866 | -2.02 | -1.29 |
| Jul 2019 | 1730.1710704051575 | -0.17 | -1.69 |
| Aug 2019 | 1714.982115879021 | -0.88 | -3.23 |
| Sep 2019 | 1718.9476628472084 | 0.23 | -4.06 |
| Oct 2019 | 1737.316467034845 | 1.07 | -4.93 |
| Nov 2019 | 1748.510812257786 | 0.64 | -5.06 |
| Dec 2019 | 1764.1591264340227 | 0.90 | -3.08 |
| Jan 2020 | 1765.5305861395047 | 0.08 | -2.35 |
| Feb 2020 | 1756.9455719757884 | -0.49 | -2.51 |
| Mar 2020 | 1766.2717061573317 | 0.53 | -1.44 |
| Apr 2020 | 1753.3921723242752 | -0.73 | -1.40 |
| May 2020 | 1744.9495728674738 | -0.48 | -1.35 |
| Jun 2020 | 1735.207406818457 | -0.56 | 0.13 |
| Jul 2020 | 1717.4644010212762 | -1.02 | -0.73 |
| Aug 2020 | 1714.2686811202418 | -0.19 | -0.04 |
| Sep 2020 | 1721.438704305098 | 0.42 | 0.14 |
| Oct 2020 | 1730.039769855793 | 0.50 | -0.42 |
| Nov 2020 | 1740.177364362432 | 0.59 | -0.48 |
| Dec 2020 | 1748.9777228442608 | 0.51 | -0.86 |
| Jan 2021 | 1736.2794902394567 | -0.73 | -1.66 |
| Feb 2021 | 1765.4218345441145 | 1.68 | 0.48 |
| Mar 2021 | 1823.7840573374883 | 3.31 | 3.26 |
| Apr 2021 | 1841.606259618722 | 0.98 | 5.03 |
| May 2021 | 1852.222672604649 | 0.58 | 6.15 |
| Jun 2021 | 1883.2206087197455 | 1.67 | 8.53 |
| Jul 2021 | 1897.7758900640383 | 0.77 | 10.50 |
| Aug 2021 | 1922.0192718446947 | 1.28 | 12.12 |
| Sep 2021 | 1954.4605769080513 | 1.69 | 13.54 |
| Oct 2021 | 2003.8721170280292 | 2.53 | 15.83 |
| Nov 2021 | 2030.4497011570238 | 1.33 | 16.68 |
| Dec 2021 | 2065.4637844214117 | 1.72 | 18.10 |
| Jan 2022 | 2117.3849298068503 | 2.51 | 21.95 |
| Feb 2022 | 2219.6347620950955 | 4.83 | 25.73 |
| Mar 2022 | 2351.4301847242414 | 5.94 | 28.93 |
| Apr 2022 | 2572.116286534363 | 9.39 | 39.67 |
| May 2022 | 2684.52105650029 | 4.37 | 44.94 |
| Jun 2022 | 2803.910044375526 | 4.45 | 48.89 |
| Jul 2022 | 2822.990748849341 | 0.68 | 48.75 |
| Aug 2022 | 2809.458512911401 | -0.48 | 46.17 |
| Sep 2022 | 3025.7982684904905 | 7.70 | 54.82 |
| Oct 2022 | 3222.874131170321 | 6.51 | 60.83 |
| Nov 2022 | 3210.4138665362543 | -0.39 | 58.11 |
| Dec 2022 | 3117.0853611818056 | -2.91 | 50.92 |
| Jan 2023 | 3130.8762912887073 | 0.44 | 47.87 |
| Feb 2023 | 3133.419053519954 | 0.08 | 41.17 |
| Mar 2023 | 3209.818557281544 | 2.44 | 36.51 |
| Apr 2023 | 3176.224175174146 | -1.05 | 23.49 |
| May 2023 | 3216.7337412711 | 1.27 | 19.83 |
| Jun 2023 | 3314.4194968909183 | 3.04 | 18.21 |
| Jul 2023 | 3374.212394113205 | 1.80 | 19.53 |
| Aug 2023 | 3461.524837227406 | 2.59 | 23.21 |
| Sep 2023 | 3518.4412927231424 | 1.64 | 16.28 |
| Oct 2023 | 3651.403789990809 | 3.78 | 13.30 |
| Nov 2023 | 3629.5696896297322 | -0.60 | 13.06 |
| Dec 2023 | 3489.7837029988013 | -3.85 | 11.96 |
| Jan 2024 | 3484.338121279189 | -0.16 | 11.29 |
| Feb 2024 | 3534.486944295936 | 1.44 | 12.80 |
| Mar 2024 | 3563.2496440761274 | 0.81 | 11.01 |
| Apr 2024 | 3628.6911849990656 | 1.84 | 14.25 |
| May 2024 | 3659.4466157414504 | 0.85 | 13.76 |
| Jun 2024 | 3625.9843640884283 | -0.91 | 9.40 |
| Jul 2024 | 3609.850172369017 | -0.44 | 6.98 |
| Aug 2024 | 3519.3810031891594 | -2.51 | 1.67 |
| Sep 2024 | 3455.812431375625 | -1.81 | -1.78 |
| Oct 2024 | 3516.9182906523743 | 1.77 | -3.68 |
| Nov 2024 | 3608.843592187839 | 2.61 | -0.57 |
| Dec 2024 | 3580.819168358972 | -0.78 | 2.61 |
| Jan 2025 | 3640.4287206544504 | 1.67 | 4.48 |
| Feb 2025 | 3606.115134429087 | -0.94 | 2.03 |
| Mar 2025 | 3546.3329710587695 | -1.66 | -0.47 |
| Apr 2025 | 3549.168906430783 | 0.08 | -2.19 |
| May 2025 | 3552.267828808587 | 0.09 | -2.93 |
| Jun 2025 | 3532.1293168941475 | -0.57 | -2.59 |
| Jul 2025 | 3485.817104767224 | -1.31 | -3.44 |
| Aug 2025 | 3434.5956714465055 | -1.47 | -2.41 |
| Sep 2025 | 3382.4983570593026 | -1.52 | -2.12 |
| Oct 2025 | 3352.8376592975155 | -0.88 | -4.66 |
| Nov 2025 | 3344.6022779128916 | -0.25 | -7.32 |
| Dec 2025 | 3330.2265207763244 | -0.43 | -7.00 |
| Jan 2026 | 3308.1350877784075 | -0.66 | -9.13 |
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