Minneapolis, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Minneapolis, MN Metro in January 2026 was $2,549.362. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -4.28%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Minneapolis, MN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Minneapolis, MN metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Minneapolis, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Minneapolis, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1006.7885636384563 NaN NaN
Feb 2012 1003.0463462203246 -0.37 NaN
Mar 2012 1010.719866243566 0.77 NaN
Apr 2012 1011.628796620545 0.09 NaN
May 2012 1007.9250198079194 -0.37 NaN
Jun 2012 1004.8366436232101 -0.31 NaN
Jul 2012 1003.8753206333977 -0.10 NaN
Aug 2012 1018.1713342900939 1.42 NaN
Sep 2012 1021.0222860162374 0.28 NaN
Oct 2012 1023.261681016094 0.22 NaN
Nov 2012 1031.0779244587734 0.76 NaN
Dec 2012 1039.9599332480093 0.86 NaN
Jan 2013 1030.6136039605137 -0.90 2.37
Feb 2013 1048.8089776680283 1.77 4.56
Mar 2013 1059.9527180457064 1.06 4.87
Apr 2013 1057.5731529119364 -0.22 4.54
May 2013 1073.0537055954262 1.46 6.46
Jun 2013 1127.8443584805011 5.11 12.24
Jul 2013 1165.1562403333676 3.31 16.07
Aug 2013 1186.1096908839354 1.80 16.49
Sep 2013 1202.064969454972 1.35 17.73
Oct 2013 1186.903898492972 -1.26 15.99
Nov 2013 1203.5611384605324 1.40 16.73
Dec 2013 1233.2685044748941 2.47 18.59
Jan 2014 1231.8501359728193 -0.11 19.53
Feb 2014 1228.809577444666 -0.25 17.16
Mar 2014 1242.6288684290523 1.13 17.23
Apr 2014 1251.3408353423144 0.70 18.32
May 2014 1244.9288811581212 -0.51 16.02
Jun 2014 1246.3968084912372 0.12 10.51
Jul 2014 1245.6480954189165 -0.06 6.91
Aug 2014 1245.240694674799 -0.03 4.99
Sep 2014 1251.8646184201298 0.53 4.14
Oct 2014 1241.2939085305247 -0.84 4.58
Nov 2014 1240.060323080288 -0.10 3.03
Dec 2014 1230.0625104252213 -0.81 -0.26
Jan 2015 1214.1069074271195 -1.30 -1.44
Feb 2015 1224.2587260922903 0.84 -0.37
Mar 2015 1237.673976249952 1.10 -0.40
Apr 2015 1235.6463471369261 -0.16 -1.25
May 2015 1258.8213372915684 1.88 1.12
Jun 2015 1277.4411418385007 1.48 2.49
Jul 2015 1287.6757187378914 0.80 3.37
Aug 2015 1277.4635592333912 -0.79 2.59
Sep 2015 1281.7207630995238 0.33 2.38
Oct 2015 1278.5597866850208 -0.25 3.00
Nov 2015 1300.564600057955 1.72 4.88
Dec 2015 1310.92330028241 0.80 6.57
Jan 2016 1303.4470454213388 -0.57 7.36
Feb 2016 1290.9606382012591 -0.96 5.45
Mar 2016 1302.9223486335509 0.93 5.27
Apr 2016 1301.6544531833551 -0.10 5.34
May 2016 1307.414297071622 0.44 3.86
Jun 2016 1309.3664253089391 0.15 2.50
Jul 2016 1299.0122668992835 -0.79 0.88
Aug 2016 1301.2561362742538 0.17 1.86
Sep 2016 1307.7200193669523 0.50 2.03
Oct 2016 1314.2342778876978 0.50 2.79
Nov 2016 1353.7144594572692 3.00 4.09
Dec 2016 1409.7803166733406 4.14 7.54
Jan 2017 1412.3591023305653 0.18 8.36
Feb 2017 1425.975486350724 0.96 10.46
Mar 2017 1440.970176525067 1.05 10.60
Apr 2017 1435.7184364570826 -0.36 10.30
May 2017 1441.5280152568998 0.41 10.26
Jun 2017 1436.7462155388034 -0.33 9.73
Jul 2017 1448.2551323387545 0.80 11.49
Aug 2017 1440.7401980291488 -0.52 10.72
Sep 2017 1434.500360180369 -0.43 9.70
Oct 2017 1448.3816845698016 0.97 10.21
Nov 2017 1457.4429903835646 0.63 7.66
Dec 2017 1469.6878225701678 0.84 4.25
Jan 2018 1492.1786542136151 1.53 5.65
Feb 2018 1539.5769975970516 3.18 7.97
Mar 2018 1566.2427329648294 1.73 8.69
Apr 2018 1581.7566365681316 0.99 10.17
May 2018 1607.88314258507 1.65 11.54
Jun 2018 1612.6073854897472 0.29 12.24
Jul 2018 1614.4439561262557 0.11 11.48
Aug 2018 1623.2709104173946 0.55 12.67
Sep 2018 1638.6885089464479 0.95 14.23
Oct 2018 1667.4804692774233 1.76 15.13
Nov 2018 1674.5318393618945 0.42 14.90
Dec 2018 1648.9903532973144 -1.52 12.20
Jan 2019 1624.6747114304487 -1.47 8.88
Feb 2019 1622.7605139585075 -0.12 5.40
Mar 2019 1619.7723437099048 -0.18 3.42
Apr 2019 1612.8442019112922 -0.43 1.97
May 2019 1608.8286774299127 -0.25 0.06
Jun 2019 1577.55497985308 -1.94 -2.17
Jul 2019 1574.9055404572966 -0.17 -2.45
Aug 2019 1557.7702288541846 -1.09 -4.03
Sep 2019 1557.507667450101 -0.02 -4.95
Oct 2019 1570.8780268157025 0.86 -5.79
Nov 2019 1577.144660982223 0.40 -5.82
Dec 2019 1587.957296254404 0.69 -3.70
Jan 2020 1570.8163722000536 -1.08 -3.31
Feb 2020 1561.2816390133303 -0.61 -3.79
Mar 2020 1571.004105588813 0.62 -3.01
Apr 2020 1562.410480751288 -0.55 -3.13
May 2020 1557.7095141318005 -0.30 -3.18
Jun 2020 1548.9577858889959 -0.56 -1.81
Jul 2020 1529.0629865151523 -1.28 -2.91
Aug 2020 1522.1372675666257 -0.45 -2.29
Sep 2020 1526.86025230702 0.31 -1.97
Oct 2020 1535.7260379583463 0.58 -2.24
Nov 2020 1545.4147279126198 0.63 -2.01
Dec 2020 1553.710008307118 0.54 -2.16
Jan 2021 1549.189712606055 -0.29 -1.38
Feb 2021 1577.374304835346 1.82 1.03
Mar 2021 1633.5449411109976 3.56 3.98
Apr 2021 1651.2230027287642 1.08 5.68
May 2021 1659.5552136151023 0.51 6.54
Jun 2021 1683.3836732565328 1.44 8.68
Jul 2021 1686.6497625268912 0.19 10.31
Aug 2021 1693.6559230950095 0.42 11.27
Sep 2021 1704.974614505724 0.67 11.67
Oct 2021 1730.4918776829422 1.50 12.68
Nov 2021 1734.8511490380668 0.25 12.26
Dec 2021 1747.3310931245908 0.72 12.46
Jan 2022 1810.1181459636973 3.59 16.84
Feb 2022 1879.1653806135623 3.82 19.13
Mar 2022 1971.172061746775 4.90 20.67
Apr 2022 2136.431705983522 8.38 29.39
May 2022 2204.953108691525 3.21 32.86
Jun 2022 2275.1601455217674 3.18 35.15
Jul 2022 2257.445735909964 -0.78 33.84
Aug 2022 2213.78077102469 -1.93 30.71
Sep 2022 2360.114300107518 6.61 38.42
Oct 2022 2497.7533193433883 5.83 44.34
Nov 2022 2473.136240697159 -0.99 42.56
Dec 2022 2385.5782658147905 -3.54 36.53
Jan 2023 2384.41340194477 -0.05 31.73
Feb 2023 2377.388219692114 -0.29 26.51
Mar 2023 2430.7986968873183 2.25 23.32
Apr 2023 2399.91224857672 -1.27 12.33
May 2023 2424.6905082257326 1.03 9.97
Jun 2023 2491.288496537348 2.75 9.50
Jul 2023 2526.81463187311 1.43 11.93
Aug 2023 2581.1721695156557 2.15 16.60
Sep 2023 2611.753167974302 1.19 10.66
Oct 2023 2695.3788201510406 3.20 7.91
Nov 2023 2658.6548217904174 -1.36 7.50
Dec 2023 2534.3609761099833 -4.67 6.24
Jan 2024 2506.062699960823 -1.12 5.10
Feb 2024 2534.8778552006265 1.15 6.62
Mar 2024 2552.633281390583 0.70 5.01
Apr 2024 2598.182956976899 1.78 8.26
May 2024 2615.4826295388416 0.67 7.87
Jun 2024 2583.9186573628795 -1.21 3.72
Jul 2024 2565.860903045123 -0.70 1.55
Aug 2024 2498.5854366081776 -2.62 -3.20
Sep 2024 2450.579888375776 -1.92 -6.17
Oct 2024 2505.278822798241 2.23 -7.05
Nov 2024 2587.3630732510965 3.28 -2.68
Dec 2024 2582.9442560986263 -0.17 1.92
Jan 2025 2663.2458594483787 3.11 6.27
Feb 2025 2647.2729217067963 -0.60 4.43
Mar 2025 2609.003411389379 -1.45 2.21
Apr 2025 2618.929565598193 0.38 0.80
May 2025 2631.2427531092562 0.47 0.60
Jun 2025 2629.5434558685247 -0.06 1.77
Jul 2025 2614.3597291289843 -0.58 1.89
Aug 2025 2595.162355270035 -0.73 3.87
Sep 2025 2566.4931487155886 -1.10 4.73
Oct 2025 2554.772571004299 -0.46 1.98
Nov 2025 2559.0062461641205 0.17 -1.10
Dec 2025 2558.6480730770427 -0.01 -0.94
Jan 2026 2549.362475905702 -0.36 -4.28