Montgomery, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Montgomery, AL Metro in January 2026 was $1,297.695. The month over month percentage change (MoM) was -0.38%, and the year over year percentage change (YoY) was -3.92%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Montgomery, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Montgomery, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Montgomery, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Montgomery, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 662.5819977461546 NaN NaN
Feb 2012 658.8240841654032 -0.57 NaN
Mar 2012 659.1424355306581 0.05 NaN
Apr 2012 653.5464094215973 -0.85 NaN
May 2012 646.8402486429127 -1.03 NaN
Jun 2012 642.5011289089417 -0.67 NaN
Jul 2012 637.8076928000189 -0.73 NaN
Aug 2012 639.7990323822903 0.31 NaN
Sep 2012 632.8774941893466 -1.08 NaN
Oct 2012 626.2223311406694 -1.05 NaN
Nov 2012 626.4283587739151 0.03 NaN
Dec 2012 627.1899298674753 0.12 NaN
Jan 2013 636.0088156347585 1.41 -4.01
Feb 2013 640.2959776099333 0.67 -2.81
Mar 2013 639.7651244813012 -0.08 -2.94
Apr 2013 633.5298825047689 -0.97 -3.06
May 2013 641.5642205496574 1.27 -0.82
Jun 2013 676.6911163657946 5.48 5.32
Jul 2013 698.5250794459179 3.23 9.52
Aug 2013 707.3069407922337 1.26 10.55
Sep 2013 711.9222505583062 0.65 12.49
Oct 2013 695.7250872483462 -2.27 11.10
Nov 2013 700.9211358018556 0.75 11.89
Dec 2013 715.0593656559178 2.02 14.01
Jan 2014 713.9273288336431 -0.16 12.25
Feb 2014 707.0389350275572 -0.96 10.42
Mar 2014 709.9862317008408 0.42 10.98
Apr 2014 710.7470222151823 0.11 12.19
May 2014 703.1058610558088 -1.07 9.59
Jun 2014 702.1221275218991 -0.14 3.76
Jul 2014 700.6918091172436 -0.20 0.31
Aug 2014 700.5644333158148 -0.02 -0.95
Sep 2014 704.0600962293896 0.50 -1.10
Oct 2014 696.7993551473508 -1.03 0.15
Nov 2014 695.3070733451694 -0.21 -0.80
Dec 2014 688.0699127353871 -1.04 -3.77
Jan 2015 670.7975414909606 -2.51 -6.04
Feb 2015 672.8187723174235 0.30 -4.84
Mar 2015 677.2357861798473 0.66 -4.61
Apr 2015 673.0519925449406 -0.62 -5.30
May 2015 684.9506075060335 1.77 -2.58
Jun 2015 694.7983255121954 1.44 -1.04
Jul 2015 699.5722857601363 0.69 -0.16
Aug 2015 691.7847160336356 -1.11 -1.25
Sep 2015 691.0218121240728 -0.11 -1.85
Oct 2015 685.856102594286 -0.75 -1.57
Nov 2015 695.2993010097065 1.38 0.00
Dec 2015 697.490714809812 0.32 1.37
Jan 2016 691.5079166758974 -0.86 3.09
Feb 2016 679.3092520553561 -1.76 0.97
Mar 2016 681.9599335054438 0.39 0.70
Apr 2016 678.0747408717932 -0.57 0.75
May 2016 679.2524671011689 0.17 -0.83
Jun 2016 679.045003666852 -0.03 -2.27
Jul 2016 671.259972580991 -1.15 -4.05
Aug 2016 670.8578489625979 -0.06 -3.02
Sep 2016 672.3422188067116 0.22 -2.70
Oct 2016 673.5964138619861 0.19 -1.79
Nov 2016 691.917315805484 2.72 -0.49
Dec 2016 717.5771533505311 3.71 2.88
Jan 2017 722.8921695692031 0.74 4.54
Feb 2017 723.2812597204772 0.05 6.47
Mar 2017 724.901244740804 0.22 6.30
Apr 2017 714.9482940785738 -1.37 5.44
May 2017 712.1441203796353 -0.39 4.84
Jun 2017 705.4357230995461 -0.94 3.89
Jul 2017 710.2030357838763 0.68 5.80
Aug 2017 707.227391632957 -0.42 5.42
Sep 2017 705.1956673447303 -0.29 4.89
Oct 2017 713.467332364067 1.17 5.92
Nov 2017 717.661736608335 0.59 3.72
Dec 2017 720.8753630930937 0.45 0.46
Jan 2018 724.2315899294142 0.47 0.19
Feb 2018 742.5563760722582 2.53 2.67
Mar 2018 751.27952057457 1.18 3.64
Apr 2018 754.581782559399 0.44 5.54
May 2018 764.3330533984692 1.29 7.33
Jun 2018 763.1707276633433 -0.15 8.18
Jul 2018 760.6288940966205 -0.33 7.10
Aug 2018 763.2331877824595 0.34 7.92
Sep 2018 770.9518786454519 1.01 9.32
Oct 2018 786.1438454202978 1.97 10.19
Nov 2018 790.0905166277406 0.50 10.09
Dec 2018 776.1997826010617 -1.76 7.68
Jan 2019 770.7188719623375 -0.71 6.42
Feb 2019 771.8643114073171 0.15 3.95
Mar 2019 773.028524742252 0.15 2.90
Apr 2019 768.868089255596 -0.54 1.89
May 2019 765.5907692791026 -0.43 0.17
Jun 2019 748.4000786935974 -2.24 -1.93
Jul 2019 747.772545877356 -0.08 -1.69
Aug 2019 740.1097886663206 -1.02 -3.03
Sep 2019 740.8086615232786 0.09 -3.91
Oct 2019 747.3188321595654 0.88 -4.94
Nov 2019 750.0293023771653 0.36 -5.07
Dec 2019 755.7927884126175 0.77 -2.63
Jan 2020 750.5768791365729 -0.69 -2.61
Feb 2020 744.9983513530333 -0.74 -3.48
Mar 2020 748.692291072825 0.50 -3.15
Apr 2020 743.3451387562017 -0.71 -3.32
May 2020 740.5687124269645 -0.37 -3.27
Jun 2020 736.1241389859882 -0.60 -1.64
Jul 2020 726.2924272212049 -1.34 -2.87
Aug 2020 722.5568711199701 -0.51 -2.37
Sep 2020 724.155192980694 0.22 -2.25
Oct 2020 726.5336613649627 0.33 -2.78
Nov 2020 728.54152742973 0.28 -2.86
Dec 2020 728.4138476541492 -0.02 -3.62
Jan 2021 732.920240166774 0.62 -2.35
Feb 2021 741.4549515805463 1.16 -0.48
Mar 2021 764.3212881605197 3.08 2.09
Apr 2021 767.857857932647 0.46 3.30
May 2021 767.5467451952845 -0.04 3.64
Jun 2021 776.1877954688553 1.13 5.44
Jul 2021 777.0825354991977 0.12 6.99
Aug 2021 783.1660669128336 0.78 8.39
Sep 2021 793.3068739669847 1.30 9.55
Oct 2021 811.8961591652727 2.34 11.75
Nov 2021 819.020859981129 0.88 12.42
Dec 2021 829.3957303348432 1.27 13.86
Jan 2022 865.5645814004074 4.36 18.10
Feb 2022 898.8946847011201 3.85 21.23
Mar 2022 940.2893948815868 4.61 23.02
Apr 2022 1019.232788673929 8.40 32.74
May 2022 1051.5474722403721 3.17 37.00
Jun 2022 1090.1940124475166 3.68 40.46
Jul 2022 1089.3032308273032 -0.08 40.18
Aug 2022 1078.9836964690805 -0.95 37.77
Sep 2022 1167.6275162825693 8.22 47.19
Oct 2022 1250.2981917874881 7.08 54.00
Nov 2022 1244.964990251483 -0.43 52.01
Dec 2022 1203.6487742527036 -3.32 45.12
Jan 2023 1214.1264105241016 0.87 40.27
Feb 2023 1210.9376188801716 -0.26 34.71
Mar 2023 1241.0808609537905 2.49 31.99
Apr 2023 1228.1450579886873 -1.04 20.50
May 2023 1247.5588101465307 1.58 18.64
Jun 2023 1286.9821371789726 3.16 18.05
Jul 2023 1306.0409145893693 1.48 19.90
Aug 2023 1332.019121789712 1.99 23.45
Sep 2023 1346.5675402031252 1.09 15.33
Oct 2023 1393.2686587548374 3.47 11.44
Nov 2023 1379.8839604961443 -0.96 10.84
Dec 2023 1318.1248694120318 -4.48 9.51
Jan 2024 1303.0775031953476 -1.14 7.33
Feb 2024 1319.3233059077309 1.25 8.95
Mar 2024 1329.1888270429074 0.75 7.10
Apr 2024 1355.3228250413881 1.97 10.36
May 2024 1367.952500665254 0.93 9.65
Jun 2024 1356.8120817215015 -0.81 5.43
Jul 2024 1353.3196763527774 -0.26 3.62
Aug 2024 1319.6492802484363 -2.49 -0.93
Sep 2024 1295.4133854151705 -1.84 -3.80
Oct 2024 1322.7937795941866 2.11 -5.06
Nov 2024 1363.3589685110387 3.07 -1.20
Dec 2024 1358.0829459078855 -0.39 3.03
Jan 2025 1350.6625307368904 -0.55 3.65
Feb 2025 1341.50749608929 -0.68 1.68
Mar 2025 1321.3401192922386 -1.50 -0.59
Apr 2025 1327.394813972696 0.46 -2.06
May 2025 1336.233495354575 0.67 -2.32
Jun 2025 1337.1570944159675 0.07 -1.45
Jul 2025 1329.4116286174176 -0.58 -1.77
Aug 2025 1318.7389326184657 -0.80 -0.07
Sep 2025 1305.2779618632935 -1.02 0.76
Oct 2025 1299.5719828390766 -0.44 -1.76
Nov 2025 1302.420044641885 0.22 -4.47
Dec 2025 1302.6719374639997 0.02 -4.08
Jan 2026 1297.6947839562822 -0.38 -3.92