Montgomery, AL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Montgomery, AL Metro in January 2026 was $1,297.695. The month over month percentage change (MoM) was -0.38%, and the year over year percentage change (YoY) was -3.92%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Montgomery, AL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Montgomery, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 662.5819977461546 | NaN | NaN |
| Feb 2012 | 658.8240841654032 | -0.57 | NaN |
| Mar 2012 | 659.1424355306581 | 0.05 | NaN |
| Apr 2012 | 653.5464094215973 | -0.85 | NaN |
| May 2012 | 646.8402486429127 | -1.03 | NaN |
| Jun 2012 | 642.5011289089417 | -0.67 | NaN |
| Jul 2012 | 637.8076928000189 | -0.73 | NaN |
| Aug 2012 | 639.7990323822903 | 0.31 | NaN |
| Sep 2012 | 632.8774941893466 | -1.08 | NaN |
| Oct 2012 | 626.2223311406694 | -1.05 | NaN |
| Nov 2012 | 626.4283587739151 | 0.03 | NaN |
| Dec 2012 | 627.1899298674753 | 0.12 | NaN |
| Jan 2013 | 636.0088156347585 | 1.41 | -4.01 |
| Feb 2013 | 640.2959776099333 | 0.67 | -2.81 |
| Mar 2013 | 639.7651244813012 | -0.08 | -2.94 |
| Apr 2013 | 633.5298825047689 | -0.97 | -3.06 |
| May 2013 | 641.5642205496574 | 1.27 | -0.82 |
| Jun 2013 | 676.6911163657946 | 5.48 | 5.32 |
| Jul 2013 | 698.5250794459179 | 3.23 | 9.52 |
| Aug 2013 | 707.3069407922337 | 1.26 | 10.55 |
| Sep 2013 | 711.9222505583062 | 0.65 | 12.49 |
| Oct 2013 | 695.7250872483462 | -2.27 | 11.10 |
| Nov 2013 | 700.9211358018556 | 0.75 | 11.89 |
| Dec 2013 | 715.0593656559178 | 2.02 | 14.01 |
| Jan 2014 | 713.9273288336431 | -0.16 | 12.25 |
| Feb 2014 | 707.0389350275572 | -0.96 | 10.42 |
| Mar 2014 | 709.9862317008408 | 0.42 | 10.98 |
| Apr 2014 | 710.7470222151823 | 0.11 | 12.19 |
| May 2014 | 703.1058610558088 | -1.07 | 9.59 |
| Jun 2014 | 702.1221275218991 | -0.14 | 3.76 |
| Jul 2014 | 700.6918091172436 | -0.20 | 0.31 |
| Aug 2014 | 700.5644333158148 | -0.02 | -0.95 |
| Sep 2014 | 704.0600962293896 | 0.50 | -1.10 |
| Oct 2014 | 696.7993551473508 | -1.03 | 0.15 |
| Nov 2014 | 695.3070733451694 | -0.21 | -0.80 |
| Dec 2014 | 688.0699127353871 | -1.04 | -3.77 |
| Jan 2015 | 670.7975414909606 | -2.51 | -6.04 |
| Feb 2015 | 672.8187723174235 | 0.30 | -4.84 |
| Mar 2015 | 677.2357861798473 | 0.66 | -4.61 |
| Apr 2015 | 673.0519925449406 | -0.62 | -5.30 |
| May 2015 | 684.9506075060335 | 1.77 | -2.58 |
| Jun 2015 | 694.7983255121954 | 1.44 | -1.04 |
| Jul 2015 | 699.5722857601363 | 0.69 | -0.16 |
| Aug 2015 | 691.7847160336356 | -1.11 | -1.25 |
| Sep 2015 | 691.0218121240728 | -0.11 | -1.85 |
| Oct 2015 | 685.856102594286 | -0.75 | -1.57 |
| Nov 2015 | 695.2993010097065 | 1.38 | 0.00 |
| Dec 2015 | 697.490714809812 | 0.32 | 1.37 |
| Jan 2016 | 691.5079166758974 | -0.86 | 3.09 |
| Feb 2016 | 679.3092520553561 | -1.76 | 0.97 |
| Mar 2016 | 681.9599335054438 | 0.39 | 0.70 |
| Apr 2016 | 678.0747408717932 | -0.57 | 0.75 |
| May 2016 | 679.2524671011689 | 0.17 | -0.83 |
| Jun 2016 | 679.045003666852 | -0.03 | -2.27 |
| Jul 2016 | 671.259972580991 | -1.15 | -4.05 |
| Aug 2016 | 670.8578489625979 | -0.06 | -3.02 |
| Sep 2016 | 672.3422188067116 | 0.22 | -2.70 |
| Oct 2016 | 673.5964138619861 | 0.19 | -1.79 |
| Nov 2016 | 691.917315805484 | 2.72 | -0.49 |
| Dec 2016 | 717.5771533505311 | 3.71 | 2.88 |
| Jan 2017 | 722.8921695692031 | 0.74 | 4.54 |
| Feb 2017 | 723.2812597204772 | 0.05 | 6.47 |
| Mar 2017 | 724.901244740804 | 0.22 | 6.30 |
| Apr 2017 | 714.9482940785738 | -1.37 | 5.44 |
| May 2017 | 712.1441203796353 | -0.39 | 4.84 |
| Jun 2017 | 705.4357230995461 | -0.94 | 3.89 |
| Jul 2017 | 710.2030357838763 | 0.68 | 5.80 |
| Aug 2017 | 707.227391632957 | -0.42 | 5.42 |
| Sep 2017 | 705.1956673447303 | -0.29 | 4.89 |
| Oct 2017 | 713.467332364067 | 1.17 | 5.92 |
| Nov 2017 | 717.661736608335 | 0.59 | 3.72 |
| Dec 2017 | 720.8753630930937 | 0.45 | 0.46 |
| Jan 2018 | 724.2315899294142 | 0.47 | 0.19 |
| Feb 2018 | 742.5563760722582 | 2.53 | 2.67 |
| Mar 2018 | 751.27952057457 | 1.18 | 3.64 |
| Apr 2018 | 754.581782559399 | 0.44 | 5.54 |
| May 2018 | 764.3330533984692 | 1.29 | 7.33 |
| Jun 2018 | 763.1707276633433 | -0.15 | 8.18 |
| Jul 2018 | 760.6288940966205 | -0.33 | 7.10 |
| Aug 2018 | 763.2331877824595 | 0.34 | 7.92 |
| Sep 2018 | 770.9518786454519 | 1.01 | 9.32 |
| Oct 2018 | 786.1438454202978 | 1.97 | 10.19 |
| Nov 2018 | 790.0905166277406 | 0.50 | 10.09 |
| Dec 2018 | 776.1997826010617 | -1.76 | 7.68 |
| Jan 2019 | 770.7188719623375 | -0.71 | 6.42 |
| Feb 2019 | 771.8643114073171 | 0.15 | 3.95 |
| Mar 2019 | 773.028524742252 | 0.15 | 2.90 |
| Apr 2019 | 768.868089255596 | -0.54 | 1.89 |
| May 2019 | 765.5907692791026 | -0.43 | 0.17 |
| Jun 2019 | 748.4000786935974 | -2.24 | -1.93 |
| Jul 2019 | 747.772545877356 | -0.08 | -1.69 |
| Aug 2019 | 740.1097886663206 | -1.02 | -3.03 |
| Sep 2019 | 740.8086615232786 | 0.09 | -3.91 |
| Oct 2019 | 747.3188321595654 | 0.88 | -4.94 |
| Nov 2019 | 750.0293023771653 | 0.36 | -5.07 |
| Dec 2019 | 755.7927884126175 | 0.77 | -2.63 |
| Jan 2020 | 750.5768791365729 | -0.69 | -2.61 |
| Feb 2020 | 744.9983513530333 | -0.74 | -3.48 |
| Mar 2020 | 748.692291072825 | 0.50 | -3.15 |
| Apr 2020 | 743.3451387562017 | -0.71 | -3.32 |
| May 2020 | 740.5687124269645 | -0.37 | -3.27 |
| Jun 2020 | 736.1241389859882 | -0.60 | -1.64 |
| Jul 2020 | 726.2924272212049 | -1.34 | -2.87 |
| Aug 2020 | 722.5568711199701 | -0.51 | -2.37 |
| Sep 2020 | 724.155192980694 | 0.22 | -2.25 |
| Oct 2020 | 726.5336613649627 | 0.33 | -2.78 |
| Nov 2020 | 728.54152742973 | 0.28 | -2.86 |
| Dec 2020 | 728.4138476541492 | -0.02 | -3.62 |
| Jan 2021 | 732.920240166774 | 0.62 | -2.35 |
| Feb 2021 | 741.4549515805463 | 1.16 | -0.48 |
| Mar 2021 | 764.3212881605197 | 3.08 | 2.09 |
| Apr 2021 | 767.857857932647 | 0.46 | 3.30 |
| May 2021 | 767.5467451952845 | -0.04 | 3.64 |
| Jun 2021 | 776.1877954688553 | 1.13 | 5.44 |
| Jul 2021 | 777.0825354991977 | 0.12 | 6.99 |
| Aug 2021 | 783.1660669128336 | 0.78 | 8.39 |
| Sep 2021 | 793.3068739669847 | 1.30 | 9.55 |
| Oct 2021 | 811.8961591652727 | 2.34 | 11.75 |
| Nov 2021 | 819.020859981129 | 0.88 | 12.42 |
| Dec 2021 | 829.3957303348432 | 1.27 | 13.86 |
| Jan 2022 | 865.5645814004074 | 4.36 | 18.10 |
| Feb 2022 | 898.8946847011201 | 3.85 | 21.23 |
| Mar 2022 | 940.2893948815868 | 4.61 | 23.02 |
| Apr 2022 | 1019.232788673929 | 8.40 | 32.74 |
| May 2022 | 1051.5474722403721 | 3.17 | 37.00 |
| Jun 2022 | 1090.1940124475166 | 3.68 | 40.46 |
| Jul 2022 | 1089.3032308273032 | -0.08 | 40.18 |
| Aug 2022 | 1078.9836964690805 | -0.95 | 37.77 |
| Sep 2022 | 1167.6275162825693 | 8.22 | 47.19 |
| Oct 2022 | 1250.2981917874881 | 7.08 | 54.00 |
| Nov 2022 | 1244.964990251483 | -0.43 | 52.01 |
| Dec 2022 | 1203.6487742527036 | -3.32 | 45.12 |
| Jan 2023 | 1214.1264105241016 | 0.87 | 40.27 |
| Feb 2023 | 1210.9376188801716 | -0.26 | 34.71 |
| Mar 2023 | 1241.0808609537905 | 2.49 | 31.99 |
| Apr 2023 | 1228.1450579886873 | -1.04 | 20.50 |
| May 2023 | 1247.5588101465307 | 1.58 | 18.64 |
| Jun 2023 | 1286.9821371789726 | 3.16 | 18.05 |
| Jul 2023 | 1306.0409145893693 | 1.48 | 19.90 |
| Aug 2023 | 1332.019121789712 | 1.99 | 23.45 |
| Sep 2023 | 1346.5675402031252 | 1.09 | 15.33 |
| Oct 2023 | 1393.2686587548374 | 3.47 | 11.44 |
| Nov 2023 | 1379.8839604961443 | -0.96 | 10.84 |
| Dec 2023 | 1318.1248694120318 | -4.48 | 9.51 |
| Jan 2024 | 1303.0775031953476 | -1.14 | 7.33 |
| Feb 2024 | 1319.3233059077309 | 1.25 | 8.95 |
| Mar 2024 | 1329.1888270429074 | 0.75 | 7.10 |
| Apr 2024 | 1355.3228250413881 | 1.97 | 10.36 |
| May 2024 | 1367.952500665254 | 0.93 | 9.65 |
| Jun 2024 | 1356.8120817215015 | -0.81 | 5.43 |
| Jul 2024 | 1353.3196763527774 | -0.26 | 3.62 |
| Aug 2024 | 1319.6492802484363 | -2.49 | -0.93 |
| Sep 2024 | 1295.4133854151705 | -1.84 | -3.80 |
| Oct 2024 | 1322.7937795941866 | 2.11 | -5.06 |
| Nov 2024 | 1363.3589685110387 | 3.07 | -1.20 |
| Dec 2024 | 1358.0829459078855 | -0.39 | 3.03 |
| Jan 2025 | 1350.6625307368904 | -0.55 | 3.65 |
| Feb 2025 | 1341.50749608929 | -0.68 | 1.68 |
| Mar 2025 | 1321.3401192922386 | -1.50 | -0.59 |
| Apr 2025 | 1327.394813972696 | 0.46 | -2.06 |
| May 2025 | 1336.233495354575 | 0.67 | -2.32 |
| Jun 2025 | 1337.1570944159675 | 0.07 | -1.45 |
| Jul 2025 | 1329.4116286174176 | -0.58 | -1.77 |
| Aug 2025 | 1318.7389326184657 | -0.80 | -0.07 |
| Sep 2025 | 1305.2779618632935 | -1.02 | 0.76 |
| Oct 2025 | 1299.5719828390766 | -0.44 | -1.76 |
| Nov 2025 | 1302.420044641885 | 0.22 | -4.47 |
| Dec 2025 | 1302.6719374639997 | 0.02 | -4.08 |
| Jan 2026 | 1297.6947839562822 | -0.38 | -3.92 |