Muncie, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Muncie, IN Metro in January 2026 was $1,064.636. The month over month percentage change (MoM) was -0.15%, and the year over year percentage change (YoY) was -2.71%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Muncie, IN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Muncie, IN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Muncie, IN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Muncie, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Muncie, IN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 421.7857564027354 | NaN | NaN |
| Feb 2012 | 421.0066755634989 | -0.18 | NaN |
| Mar 2012 | 423.668546228584 | 0.63 | NaN |
| Apr 2012 | 422.4373852938975 | -0.29 | NaN |
| May 2012 | 418.8168042428266 | -0.86 | NaN |
| Jun 2012 | 415.3651203332025 | -0.82 | NaN |
| Jul 2012 | 412.75017249565803 | -0.63 | NaN |
| Aug 2012 | 416.2303109490432 | 0.84 | NaN |
| Sep 2012 | 414.21308444923596 | -0.48 | NaN |
| Oct 2012 | 412.2850062338741 | -0.46 | NaN |
| Nov 2012 | 412.33847704343265 | 0.01 | NaN |
| Dec 2012 | 412.87750841215677 | 0.13 | NaN |
| Jan 2013 | 413.3757461516079 | 0.12 | -1.99 |
| Feb 2013 | 418.53202702726736 | 1.25 | -0.59 |
| Mar 2013 | 420.97032553112524 | 0.58 | -0.64 |
| Apr 2013 | 418.62576652797185 | -0.56 | -0.90 |
| May 2013 | 423.1115914569982 | 1.07 | 1.02 |
| Jun 2013 | 442.4727686832984 | 4.58 | 6.53 |
| Jul 2013 | 454.3898910660663 | 2.69 | 10.09 |
| Aug 2013 | 458.49274235646544 | 0.90 | 10.15 |
| Sep 2013 | 460.325445241462 | 0.40 | 11.13 |
| Oct 2013 | 449.75978525479013 | -2.29 | 9.09 |
| Nov 2013 | 450.38364302920104 | 0.14 | 9.23 |
| Dec 2013 | 456.24411436503567 | 1.30 | 10.50 |
| Jan 2014 | 458.2499008299948 | 0.44 | 10.86 |
| Feb 2014 | 453.64616981197616 | -1.00 | 8.39 |
| Mar 2014 | 454.2592870563439 | 0.14 | 7.91 |
| Apr 2014 | 454.21708132169556 | -0.01 | 8.50 |
| May 2014 | 450.47434734216887 | -0.82 | 6.47 |
| Jun 2014 | 451.83782076510533 | 0.30 | 2.12 |
| Jul 2014 | 453.5677314497969 | 0.38 | -0.18 |
| Aug 2014 | 455.61997325210115 | 0.45 | -0.63 |
| Sep 2014 | 457.9134064235145 | 0.50 | -0.52 |
| Oct 2014 | 452.4730922283171 | -1.19 | 0.60 |
| Nov 2014 | 449.86285100688025 | -0.58 | -0.12 |
| Dec 2014 | 445.29090612693517 | -1.02 | -2.40 |
| Jan 2015 | 439.28574617512777 | -1.35 | -4.14 |
| Feb 2015 | 440.7068962911385 | 0.32 | -2.85 |
| Mar 2015 | 442.53067431396914 | 0.41 | -2.58 |
| Apr 2015 | 439.8706581976204 | -0.60 | -3.16 |
| May 2015 | 447.1130850182758 | 1.65 | -0.75 |
| Jun 2015 | 454.0101044272228 | 1.54 | 0.48 |
| Jul 2015 | 457.9782593780478 | 0.87 | 0.97 |
| Aug 2015 | 455.0440759498671 | -0.64 | -0.13 |
| Sep 2015 | 455.25866755094296 | 0.05 | -0.58 |
| Oct 2015 | 452.32024899019484 | -0.64 | -0.03 |
| Nov 2015 | 456.59407500189536 | 0.95 | 1.50 |
| Dec 2015 | 458.21439769287065 | 0.36 | 2.90 |
| Jan 2016 | 449.86261959592173 | -1.82 | 2.41 |
| Feb 2016 | 445.652453796312 | -0.94 | 1.12 |
| Mar 2016 | 448.59221185335116 | 0.66 | 1.37 |
| Apr 2016 | 446.9140442514451 | -0.37 | 1.60 |
| May 2016 | 448.2493556553751 | 0.30 | 0.25 |
| Jun 2016 | 449.91572085175903 | 0.37 | -0.90 |
| Jul 2016 | 447.8782866465109 | -0.45 | -2.20 |
| Aug 2016 | 450.4266013792096 | 0.57 | -1.01 |
| Sep 2016 | 453.99108917811503 | 0.79 | -0.28 |
| Oct 2016 | 457.5275183565119 | 0.78 | 1.15 |
| Nov 2016 | 470.99295958889235 | 2.94 | 3.15 |
| Dec 2016 | 489.8072115009329 | 4.00 | 6.90 |
| Jan 2017 | 495.83888391228635 | 1.23 | 10.22 |
| Feb 2017 | 497.558891173439 | 0.35 | 11.65 |
| Mar 2017 | 498.56299960590013 | 0.20 | 11.14 |
| Apr 2017 | 493.3972208230897 | -1.04 | 10.40 |
| May 2017 | 493.6744612916741 | 0.06 | 10.13 |
| Jun 2017 | 491.52652115226476 | -0.43 | 9.25 |
| Jul 2017 | 495.9365538923717 | 0.90 | 10.73 |
| Aug 2017 | 494.1925357533676 | -0.35 | 9.72 |
| Sep 2017 | 492.7745725180306 | -0.29 | 8.54 |
| Oct 2017 | 497.3828782165699 | 0.94 | 8.71 |
| Nov 2017 | 500.88925549250047 | 0.71 | 6.35 |
| Dec 2017 | 504.9804680172616 | 0.82 | 3.10 |
| Jan 2018 | 506.5675588588488 | 0.31 | 2.16 |
| Feb 2018 | 521.104566498659 | 2.87 | 4.73 |
| Mar 2018 | 529.250060210863 | 1.56 | 6.16 |
| Apr 2018 | 533.0517120631258 | 0.72 | 8.04 |
| May 2018 | 540.1194754292208 | 1.33 | 9.41 |
| Jun 2018 | 540.858201001147 | 0.14 | 10.04 |
| Jul 2018 | 542.0300704647625 | 0.22 | 9.29 |
| Aug 2018 | 546.6744133691552 | 0.86 | 10.62 |
| Sep 2018 | 553.6840909800464 | 1.28 | 12.36 |
| Oct 2018 | 564.961452335891 | 2.04 | 13.59 |
| Nov 2018 | 570.1202072173814 | 0.91 | 13.82 |
| Dec 2018 | 563.10599747147 | -1.23 | 11.51 |
| Jan 2019 | 553.3660582203489 | -1.73 | 9.24 |
| Feb 2019 | 549.9866578653937 | -0.61 | 5.54 |
| Mar 2019 | 547.0797040572937 | -0.53 | 3.37 |
| Apr 2019 | 544.1974585118 | -0.53 | 2.09 |
| May 2019 | 543.068035428016 | -0.21 | 0.55 |
| Jun 2019 | 534.0104979678581 | -1.67 | -1.27 |
| Jul 2019 | 533.9295142883459 | -0.01 | -1.49 |
| Aug 2019 | 527.8132838255361 | -1.15 | -3.45 |
| Sep 2019 | 527.0228254124864 | -0.15 | -4.82 |
| Oct 2019 | 530.1194131847282 | 0.59 | -6.17 |
| Nov 2019 | 530.7997032289286 | 0.13 | -6.90 |
| Dec 2019 | 532.4558082449929 | 0.31 | -5.44 |
| Jan 2020 | 524.8116011466744 | -1.44 | -5.16 |
| Feb 2020 | 519.6742065798901 | -0.98 | -5.51 |
| Mar 2020 | 521.2846974995781 | 0.31 | -4.71 |
| Apr 2020 | 518.2994843914784 | -0.57 | -4.76 |
| May 2020 | 517.4421688406434 | -0.16 | -4.72 |
| Jun 2020 | 515.9003578690936 | -0.30 | -3.39 |
| Jul 2020 | 511.99561660045106 | -0.76 | -4.11 |
| Aug 2020 | 513.4016237152944 | 0.28 | -2.73 |
| Sep 2020 | 517.8409152933984 | 0.87 | -1.74 |
| Oct 2020 | 523.10155327619 | 1.02 | -1.32 |
| Nov 2020 | 528.8968730639999 | 1.11 | -0.36 |
| Dec 2020 | 533.7537164036619 | 0.92 | 0.24 |
| Jan 2021 | 535.7659206290255 | 0.38 | 2.09 |
| Feb 2021 | 545.3920847127713 | 1.80 | 4.95 |
| Mar 2021 | 565.1741018850798 | 3.63 | 8.42 |
| Apr 2021 | 571.6924533213758 | 1.15 | 10.30 |
| May 2021 | 575.3780373018936 | 0.65 | 11.20 |
| Jun 2021 | 584.8221487065177 | 1.64 | 13.36 |
| Jul 2021 | 587.9786339314471 | 0.54 | 14.84 |
| Aug 2021 | 593.8409706169375 | 1.00 | 15.67 |
| Sep 2021 | 600.6225521833126 | 1.14 | 15.99 |
| Oct 2021 | 612.43273632862 | 1.97 | 17.08 |
| Nov 2021 | 616.1631488413577 | 0.61 | 16.50 |
| Dec 2021 | 622.9593041005858 | 1.10 | 16.71 |
| Jan 2022 | 647.496618522855 | 3.94 | 20.85 |
| Feb 2022 | 676.111611435558 | 4.42 | 23.97 |
| Mar 2022 | 711.4935308164941 | 5.23 | 25.89 |
| Apr 2022 | 770.6618780360756 | 8.32 | 34.80 |
| May 2022 | 794.2836912411384 | 3.07 | 38.05 |
| Jun 2022 | 821.9993735331291 | 3.49 | 40.56 |
| Jul 2022 | 821.9007627384507 | -0.01 | 39.78 |
| Aug 2022 | 812.898654788963 | -1.09 | 36.89 |
| Sep 2022 | 873.1083653816287 | 7.41 | 45.37 |
| Oct 2022 | 928.6219698790582 | 6.36 | 51.63 |
| Nov 2022 | 925.5655762100852 | -0.33 | 50.21 |
| Dec 2022 | 898.1722797849358 | -2.96 | 44.18 |
| Jan 2023 | 898.3915205084006 | 0.02 | 38.75 |
| Feb 2023 | 900.7138760953178 | 0.26 | 33.22 |
| Mar 2023 | 926.8836470807562 | 2.91 | 30.27 |
| Apr 2023 | 922.6610278998492 | -0.46 | 19.72 |
| May 2023 | 938.8009649433168 | 1.75 | 18.20 |
| Jun 2023 | 969.9651025754243 | 3.32 | 18.00 |
| Jul 2023 | 986.4874183091462 | 1.70 | 20.02 |
| Aug 2023 | 1008.9841701016924 | 2.28 | 24.12 |
| Sep 2023 | 1020.7639874046938 | 1.17 | 16.91 |
| Oct 2023 | 1052.1852506406601 | 3.08 | 13.31 |
| Nov 2023 | 1037.6444223186131 | -1.38 | 12.11 |
| Dec 2023 | 990.1840300782947 | -4.57 | 10.24 |
| Jan 2024 | 978.3671830966589 | -1.19 | 8.90 |
| Feb 2024 | 997.1719526948664 | 1.92 | 10.71 |
| Mar 2024 | 1013.3816150791226 | 1.63 | 9.33 |
| Apr 2024 | 1040.7991202737821 | 2.71 | 12.80 |
| May 2024 | 1055.3852470769614 | 1.40 | 12.42 |
| Jun 2024 | 1048.9775608522457 | -0.61 | 8.15 |
| Jul 2024 | 1046.4175908475 | -0.24 | 6.08 |
| Aug 2024 | 1021.8479504649329 | -2.35 | 1.27 |
| Sep 2024 | 1005.4858060778172 | -1.60 | -1.50 |
| Oct 2024 | 1028.8983435786208 | 2.33 | -2.21 |
| Nov 2024 | 1064.1879056678624 | 3.43 | 2.56 |
| Dec 2024 | 1065.4472752758134 | 0.12 | 7.60 |
| Jan 2025 | 1094.3149471847712 | 2.71 | 11.85 |
| Feb 2025 | 1095.6945265060308 | 0.13 | 9.88 |
| Mar 2025 | 1087.9999415257382 | -0.70 | 7.36 |
| Apr 2025 | 1098.3659469188603 | 0.95 | 5.53 |
| May 2025 | 1106.1549461557743 | 0.71 | 4.81 |
| Jun 2025 | 1105.6786940095485 | -0.04 | 5.41 |
| Jul 2025 | 1099.6130844060774 | -0.55 | 5.08 |
| Aug 2025 | 1089.9179981999553 | -0.88 | 6.66 |
| Sep 2025 | 1077.4572852294775 | -1.14 | 7.16 |
| Oct 2025 | 1068.4298517565157 | -0.84 | 3.84 |
| Nov 2025 | 1066.857314016699 | -0.15 | 0.25 |
| Dec 2025 | 1066.1922263356219 | -0.06 | 0.07 |
| Jan 2026 | 1064.6358285192473 | -0.15 | -2.71 |
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