Napa, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Napa, CA Metro in January 2026 was $5,799.11. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -9.61%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Napa, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Napa, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Napa, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Napa, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Napa, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1896.5717533368343 | NaN | NaN |
| Feb 2012 | 1895.072512965191 | -0.08 | NaN |
| Mar 2012 | 1910.292340581068 | 0.80 | NaN |
| Apr 2012 | 1921.0922464753985 | 0.56 | NaN |
| May 2012 | 1924.959053501315 | 0.20 | NaN |
| Jun 2012 | 1921.4908103445728 | -0.18 | NaN |
| Jul 2012 | 1908.1323533538489 | -0.69 | NaN |
| Aug 2012 | 1927.9483656105135 | 1.04 | NaN |
| Sep 2012 | 1924.836174577973 | -0.16 | NaN |
| Oct 2012 | 1930.4934952171166 | 0.29 | NaN |
| Nov 2012 | 1952.7013769037358 | 1.15 | NaN |
| Dec 2012 | 1984.057575903379 | 1.61 | NaN |
| Jan 2013 | 1978.51943298876 | -0.28 | 4.32 |
| Feb 2013 | 2022.313490093442 | 2.21 | 6.71 |
| Mar 2013 | 2054.82456750494 | 1.61 | 7.57 |
| Apr 2013 | 2071.9072278507115 | 0.83 | 7.85 |
| May 2013 | 2139.168148862516 | 3.25 | 11.13 |
| Jun 2013 | 2294.5591587311974 | 7.26 | 19.42 |
| Jul 2013 | 2396.279674162733 | 4.43 | 25.58 |
| Aug 2013 | 2452.0263064693745 | 2.33 | 27.18 |
| Sep 2013 | 2494.1077063132116 | 1.72 | 29.58 |
| Oct 2013 | 2466.3348350132565 | -1.11 | 27.76 |
| Nov 2013 | 2510.7976234286443 | 1.80 | 28.58 |
| Dec 2013 | 2582.487582622965 | 2.86 | 30.16 |
| Jan 2014 | 2569.3367424063526 | -0.51 | 29.86 |
| Feb 2014 | 2557.5952424452744 | -0.46 | 26.47 |
| Mar 2014 | 2588.2905224537826 | 1.20 | 25.96 |
| Apr 2014 | 2612.7645721831877 | 0.95 | 26.10 |
| May 2014 | 2607.5861411325764 | -0.20 | 21.90 |
| Jun 2014 | 2620.3076046966685 | 0.49 | 14.20 |
| Jul 2014 | 2620.6600376012684 | 0.01 | 9.36 |
| Aug 2014 | 2625.8712947674594 | 0.20 | 7.09 |
| Sep 2014 | 2651.6093862507546 | 0.98 | 6.32 |
| Oct 2014 | 2646.201783626855 | -0.20 | 7.29 |
| Nov 2014 | 2660.84641775384 | 0.55 | 5.98 |
| Dec 2014 | 2654.46076343426 | -0.24 | 2.79 |
| Jan 2015 | 2610.7956483620555 | -1.64 | 1.61 |
| Feb 2015 | 2638.604932622802 | 1.07 | 3.17 |
| Mar 2015 | 2674.312962058219 | 1.35 | 3.32 |
| Apr 2015 | 2673.5400004016306 | -0.03 | 2.33 |
| May 2015 | 2740.947620274446 | 2.52 | 5.11 |
| Jun 2015 | 2791.51463874925 | 1.85 | 6.53 |
| Jul 2015 | 2812.4413111624094 | 0.75 | 7.32 |
| Aug 2015 | 2785.922301398156 | -0.94 | 6.10 |
| Sep 2015 | 2803.3063804511403 | 0.62 | 5.72 |
| Oct 2015 | 2813.226170611905 | 0.35 | 6.31 |
| Nov 2015 | 2883.295036509137 | 2.49 | 8.36 |
| Dec 2015 | 2923.967127513235 | 1.41 | 10.15 |
| Jan 2016 | 2930.103968523343 | 0.21 | 12.23 |
| Feb 2016 | 2902.890023212271 | -0.93 | 10.02 |
| Mar 2016 | 2931.9875885082756 | 1.00 | 9.64 |
| Apr 2016 | 2922.0426206042803 | -0.34 | 9.30 |
| May 2016 | 2934.540299959557 | 0.43 | 7.06 |
| Jun 2016 | 2934.795041351976 | 0.01 | 5.13 |
| Jul 2016 | 2903.78059006307 | -1.06 | 3.25 |
| Aug 2016 | 2905.0831493437486 | 0.05 | 4.28 |
| Sep 2016 | 2917.2714894280007 | 0.42 | 4.07 |
| Oct 2016 | 2934.434700186924 | 0.59 | 4.31 |
| Nov 2016 | 3041.5986148940233 | 3.65 | 5.49 |
| Dec 2016 | 3194.393224353731 | 5.02 | 9.25 |
| Jan 2017 | 3206.395456237583 | 0.38 | 9.43 |
| Feb 2017 | 3231.0262090324513 | 0.77 | 11.30 |
| Mar 2017 | 3258.139232897717 | 0.84 | 11.12 |
| Apr 2017 | 3230.054534037438 | -0.86 | 10.54 |
| May 2017 | 3239.747381525459 | 0.30 | 10.40 |
| Jun 2017 | 3225.6788038756827 | -0.43 | 9.91 |
| Jul 2017 | 3253.585983799358 | 0.87 | 12.05 |
| Aug 2017 | 3232.36266496765 | -0.65 | 11.27 |
| Sep 2017 | 3212.923779671335 | -0.60 | 10.14 |
| Oct 2017 | 3251.412355123578 | 1.20 | 10.80 |
| Nov 2017 | 3276.1629020714945 | 0.76 | 7.71 |
| Dec 2017 | 3311.9478144564428 | 1.09 | 3.68 |
| Jan 2018 | 3361.716138177898 | 1.50 | 4.84 |
| Feb 2018 | 3476.250284697246 | 3.41 | 7.59 |
| Mar 2018 | 3523.3501179892323 | 1.36 | 8.14 |
| Apr 2018 | 3540.331586849571 | 0.48 | 9.61 |
| May 2018 | 3597.1606728436864 | 1.61 | 11.03 |
| Jun 2018 | 3608.732139486539 | 0.32 | 11.88 |
| Jul 2018 | 3603.4050794505138 | -0.15 | 10.75 |
| Aug 2018 | 3609.6290261372656 | 0.17 | 11.67 |
| Sep 2018 | 3636.9621209244006 | 0.76 | 13.20 |
| Oct 2018 | 3717.7512745755002 | 2.22 | 14.34 |
| Nov 2018 | 3744.8638122811585 | 0.73 | 14.31 |
| Dec 2018 | 3678.068301666499 | -1.78 | 11.06 |
| Jan 2019 | 3640.5553808588247 | -1.02 | 8.30 |
| Feb 2019 | 3615.975579902311 | -0.67 | 4.02 |
| Mar 2019 | 3591.8568386904835 | -0.67 | 1.94 |
| Apr 2019 | 3558.840012899163 | -0.92 | 0.52 |
| May 2019 | 3544.16101548136 | -0.41 | -1.47 |
| Jun 2019 | 3464.186862291791 | -2.26 | -4.00 |
| Jul 2019 | 3457.674484486059 | -0.19 | -4.04 |
| Aug 2019 | 3418.8125165534334 | -1.12 | -5.29 |
| Sep 2019 | 3424.757220540013 | 0.17 | -5.83 |
| Oct 2019 | 3462.7613533628833 | 1.11 | -6.86 |
| Nov 2019 | 3475.3060263208313 | 0.36 | -7.20 |
| Dec 2019 | 3488.0009302918697 | 0.37 | -5.17 |
| Jan 2020 | 3459.66023814668 | -0.81 | -4.97 |
| Feb 2020 | 3420.3878505043012 | -1.13 | -5.41 |
| Mar 2020 | 3434.3935443418522 | 0.41 | -4.38 |
| Apr 2020 | 3408.474023131012 | -0.75 | -4.22 |
| May 2020 | 3386.7451738328123 | -0.64 | -4.44 |
| Jun 2020 | 3359.1343944876157 | -0.81 | -3.03 |
| Jul 2020 | 3305.5768785448354 | -1.59 | -4.40 |
| Aug 2020 | 3289.4215844029895 | -0.49 | -3.78 |
| Sep 2020 | 3303.3931044987726 | 0.43 | -3.54 |
| Oct 2020 | 3332.2223893133023 | 0.87 | -3.77 |
| Nov 2020 | 3366.373183040848 | 1.02 | -3.13 |
| Dec 2020 | 3394.097363667037 | 0.82 | -2.69 |
| Jan 2021 | 3403.5482137426966 | 0.28 | -1.62 |
| Feb 2021 | 3472.278735210265 | 2.02 | 1.52 |
| Mar 2021 | 3613.7329362130304 | 4.07 | 5.22 |
| Apr 2021 | 3660.46854344057 | 1.29 | 7.39 |
| May 2021 | 3686.2504616343613 | 0.70 | 8.84 |
| Jun 2021 | 3740.3542959160823 | 1.47 | 11.35 |
| Jul 2021 | 3743.4671868118653 | 0.08 | 13.25 |
| Aug 2021 | 3749.341287566241 | 0.16 | 13.98 |
| Sep 2021 | 3775.1902128301513 | 0.69 | 14.28 |
| Oct 2021 | 3837.4707881558397 | 1.65 | 15.16 |
| Nov 2021 | 3848.5783303705857 | 0.29 | 14.32 |
| Dec 2021 | 3875.563572834791 | 0.70 | 14.19 |
| Jan 2022 | 4041.698857163355 | 4.29 | 18.75 |
| Feb 2022 | 4224.549443146784 | 4.52 | 21.67 |
| Mar 2022 | 4484.186571065018 | 6.15 | 24.09 |
| Apr 2022 | 4915.070418375279 | 9.61 | 34.27 |
| May 2022 | 5094.735759662922 | 3.66 | 38.21 |
| Jun 2022 | 5251.309736928758 | 3.07 | 40.40 |
| Jul 2022 | 5186.258541619665 | -1.24 | 38.54 |
| Aug 2022 | 5051.639740125127 | -2.60 | 34.73 |
| Sep 2022 | 5394.843363774893 | 6.79 | 42.90 |
| Oct 2022 | 5724.824781425493 | 6.12 | 49.18 |
| Nov 2022 | 5657.965076333712 | -1.17 | 47.01 |
| Dec 2022 | 5433.858871382825 | -3.96 | 40.21 |
| Jan 2023 | 5397.634027678456 | -0.67 | 33.55 |
| Feb 2023 | 5371.134658163282 | -0.49 | 27.14 |
| Mar 2023 | 5504.132321684441 | 2.48 | 22.75 |
| Apr 2023 | 5437.663063264347 | -1.21 | 10.63 |
| May 2023 | 5506.854352169989 | 1.27 | 8.09 |
| Jun 2023 | 5680.519541745037 | 3.15 | 8.17 |
| Jul 2023 | 5790.0291611431085 | 1.93 | 11.64 |
| Aug 2023 | 5953.767643754389 | 2.83 | 17.86 |
| Sep 2023 | 6055.982991799723 | 1.72 | 12.26 |
| Oct 2023 | 6278.898556266309 | 3.68 | 9.68 |
| Nov 2023 | 6185.111043989106 | -1.49 | 9.32 |
| Dec 2023 | 5861.58567818156 | -5.23 | 7.87 |
| Jan 2024 | 5767.074719794347 | -1.61 | 6.84 |
| Feb 2024 | 5812.06484666936 | 0.78 | 8.21 |
| Mar 2024 | 5847.138156570849 | 0.60 | 6.23 |
| Apr 2024 | 5972.075800501196 | 2.14 | 9.83 |
| May 2024 | 6045.970887038394 | 1.24 | 9.79 |
| Jun 2024 | 5988.822633399711 | -0.94 | 5.43 |
| Jul 2024 | 5954.7588379958115 | -0.57 | 2.85 |
| Aug 2024 | 5782.803338417031 | -2.89 | -2.87 |
| Sep 2024 | 5631.289537343013 | -2.62 | -7.01 |
| Oct 2024 | 5727.728314080424 | 1.71 | -8.78 |
| Nov 2024 | 5890.561783802952 | 2.84 | -4.76 |
| Dec 2024 | 5846.4254244305175 | -0.75 | -0.26 |
| Jan 2025 | 6415.444524155968 | 9.73 | 11.24 |
| Feb 2025 | 6358.828893343903 | -0.88 | 9.41 |
| Mar 2025 | 6254.225249876403 | -1.64 | 6.96 |
| Apr 2025 | 6263.834994343544 | 0.15 | 4.89 |
| May 2025 | 6274.739437272273 | 0.17 | 3.78 |
| Jun 2025 | 6232.732714238146 | -0.67 | 4.07 |
| Jul 2025 | 6152.110647198365 | -1.29 | 3.31 |
| Aug 2025 | 6050.285146650658 | -1.65 | 4.63 |
| Sep 2025 | 5927.321299681066 | -2.03 | 5.26 |
| Oct 2025 | 5860.565977730594 | -1.13 | 2.32 |
| Nov 2025 | 5849.866461379781 | -0.18 | -0.69 |
| Dec 2025 | 5830.991254445839 | -0.32 | -0.26 |
| Jan 2026 | 5799.11018339542 | -0.55 | -9.61 |
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