Naples, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Naples, FL Metro in January 2026 was $3,560.838. The month over month percentage change (MoM) was -0.72%, and the year over year percentage change (YoY) was -11.91%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Naples, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Naples, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Naples, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Naples, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Naples, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1320.901140027706 | NaN | NaN |
| Feb 2012 | 1315.5034262894312 | -0.41 | NaN |
| Mar 2012 | 1316.6413038298801 | 0.09 | NaN |
| Apr 2012 | 1305.7098736585008 | -0.83 | NaN |
| May 2012 | 1291.6288580526452 | -1.08 | NaN |
| Jun 2012 | 1281.2514163678352 | -0.80 | NaN |
| Jul 2012 | 1273.1951014087963 | -0.63 | NaN |
| Aug 2012 | 1285.0029490683735 | 0.93 | NaN |
| Sep 2012 | 1278.4002174516595 | -0.51 | NaN |
| Oct 2012 | 1270.7901083758425 | -0.59 | NaN |
| Nov 2012 | 1273.4610308375488 | 0.21 | NaN |
| Dec 2012 | 1284.575171075071 | 0.87 | NaN |
| Jan 2013 | 1290.9188426702185 | 0.49 | -2.27 |
| Feb 2013 | 1313.7235591986332 | 1.77 | -0.13 |
| Mar 2013 | 1325.273031961847 | 0.88 | 0.66 |
| Apr 2013 | 1321.0038642236575 | -0.32 | 1.17 |
| May 2013 | 1342.0547732791633 | 1.59 | 3.90 |
| Jun 2013 | 1414.7961963341395 | 5.42 | 10.42 |
| Jul 2013 | 1463.2812669157806 | 3.43 | 14.93 |
| Aug 2013 | 1487.5575078154739 | 1.66 | 15.76 |
| Sep 2013 | 1505.7861223545674 | 1.23 | 17.79 |
| Oct 2013 | 1485.0777153482677 | -1.37 | 16.86 |
| Nov 2013 | 1506.5005805879778 | 1.44 | 18.30 |
| Dec 2013 | 1547.7460918921306 | 2.74 | 20.49 |
| Jan 2014 | 1572.8514116850317 | 1.62 | 21.84 |
| Feb 2014 | 1570.2063882047612 | -0.17 | 19.52 |
| Mar 2014 | 1584.200628267041 | 0.89 | 19.54 |
| Apr 2014 | 1592.0843970071141 | 0.50 | 20.52 |
| May 2014 | 1583.568096164505 | -0.53 | 18.00 |
| Jun 2014 | 1591.1165399569481 | 0.48 | 12.46 |
| Jul 2014 | 1598.4003365027754 | 0.46 | 9.23 |
| Aug 2014 | 1608.3042211108022 | 0.62 | 8.12 |
| Sep 2014 | 1625.9362293706536 | 1.10 | 7.98 |
| Oct 2014 | 1621.4504727229682 | -0.28 | 9.18 |
| Nov 2014 | 1631.169240659551 | 0.60 | 8.28 |
| Dec 2014 | 1632.3832274675929 | 0.07 | 5.47 |
| Jan 2015 | 1614.648846871607 | -1.09 | 2.66 |
| Feb 2015 | 1635.1646442925455 | 1.27 | 4.14 |
| Mar 2015 | 1654.8815869597634 | 1.21 | 4.46 |
| Apr 2015 | 1651.449581734376 | -0.21 | 3.73 |
| May 2015 | 1686.4086383990136 | 2.12 | 6.49 |
| Jun 2015 | 1720.0010706807566 | 1.99 | 8.10 |
| Jul 2015 | 1746.0163250688577 | 1.51 | 9.24 |
| Aug 2015 | 1744.3840451206638 | -0.09 | 8.46 |
| Sep 2015 | 1761.2479658496625 | 0.97 | 8.32 |
| Oct 2015 | 1764.6873060868495 | 0.20 | 8.83 |
| Nov 2015 | 1802.6468098982652 | 2.15 | 10.51 |
| Dec 2015 | 1820.8114877582088 | 1.01 | 11.54 |
| Jan 2016 | 1818.8693421497687 | -0.11 | 12.65 |
| Feb 2016 | 1797.6030806957624 | -1.17 | 9.93 |
| Mar 2016 | 1811.3815422607604 | 0.77 | 9.46 |
| Apr 2016 | 1804.356524468404 | -0.39 | 9.26 |
| May 2016 | 1807.1877549805981 | 0.16 | 7.16 |
| Jun 2016 | 1805.1544046882555 | -0.11 | 4.95 |
| Jul 2016 | 1788.6553301492777 | -0.91 | 2.44 |
| Aug 2016 | 1791.7303875129203 | 0.17 | 2.71 |
| Sep 2016 | 1799.2888836769962 | 0.42 | 2.16 |
| Oct 2016 | 1807.0488468868414 | 0.43 | 2.40 |
| Nov 2016 | 1857.7144810975492 | 2.80 | 3.06 |
| Dec 2016 | 1928.0041661125226 | 3.78 | 5.89 |
| Jan 2017 | 1920.5470221758064 | -0.39 | 5.59 |
| Feb 2017 | 1921.0634421609325 | 0.03 | 6.87 |
| Mar 2017 | 1925.0385872560432 | 0.21 | 6.28 |
| Apr 2017 | 1901.785760860841 | -1.21 | 5.40 |
| May 2017 | 1892.990631341603 | -0.46 | 4.75 |
| Jun 2017 | 1872.383114627813 | -1.09 | 3.72 |
| Jul 2017 | 1879.278411484408 | 0.37 | 5.07 |
| Aug 2017 | 1868.843299691274 | -0.56 | 4.30 |
| Sep 2017 | 1860.9489248640625 | -0.42 | 3.43 |
| Oct 2017 | 1881.8877754779003 | 1.13 | 4.14 |
| Nov 2017 | 1889.8327813077835 | 0.42 | 1.73 |
| Dec 2017 | 1897.0468187381605 | 0.38 | -1.61 |
| Jan 2018 | 1891.1971423953105 | -0.31 | -1.53 |
| Feb 2018 | 1937.5624367603173 | 2.45 | 0.86 |
| Mar 2018 | 1957.2698654685519 | 1.02 | 1.67 |
| Apr 2018 | 1965.5238652496314 | 0.42 | 3.35 |
| May 2018 | 1992.1361685300112 | 1.35 | 5.24 |
| Jun 2018 | 1995.2301526428544 | 0.16 | 6.56 |
| Jul 2018 | 1994.8043302692176 | -0.02 | 6.15 |
| Aug 2018 | 2002.8307705238753 | 0.40 | 7.17 |
| Sep 2018 | 2018.820717872967 | 0.80 | 8.48 |
| Oct 2018 | 2054.7403125257424 | 1.78 | 9.19 |
| Nov 2018 | 2065.5725160991205 | 0.53 | 9.30 |
| Dec 2018 | 2034.3892944457507 | -1.51 | 7.24 |
| Jan 2019 | 2014.6348089970404 | -0.97 | 6.53 |
| Feb 2019 | 2000.309754357711 | -0.71 | 3.24 |
| Mar 2019 | 1980.7196206117178 | -0.98 | 1.20 |
| Apr 2019 | 1957.0139350975674 | -1.20 | -0.43 |
| May 2019 | 1938.230746579496 | -0.96 | -2.71 |
| Jun 2019 | 1888.3777504890802 | -2.57 | -5.35 |
| Jul 2019 | 1877.9507834390486 | -0.55 | -5.86 |
| Aug 2019 | 1855.8994933207987 | -1.17 | -7.34 |
| Sep 2019 | 1856.6005940237396 | 0.04 | -8.03 |
| Oct 2019 | 1874.865292466301 | 0.98 | -8.75 |
| Nov 2019 | 1883.7301921206272 | 0.47 | -8.80 |
| Dec 2019 | 1898.4064553216704 | 0.78 | -6.68 |
| Jan 2020 | 1889.2763407175148 | -0.48 | -6.22 |
| Feb 2020 | 1871.8766756134569 | -0.92 | -6.42 |
| Mar 2020 | 1872.8236657406349 | 0.05 | -5.45 |
| Apr 2020 | 1850.1934204170216 | -1.21 | -5.46 |
| May 2020 | 1834.2020303516765 | -0.86 | -5.37 |
| Jun 2020 | 1818.7606134640732 | -0.84 | -3.69 |
| Jul 2020 | 1795.016419834517 | -1.31 | -4.42 |
| Aug 2020 | 1789.2301818805622 | -0.32 | -3.59 |
| Sep 2020 | 1797.170326397309 | 0.44 | -3.20 |
| Oct 2020 | 1807.6511783930528 | 0.58 | -3.58 |
| Nov 2020 | 1819.7212582437546 | 0.67 | -3.40 |
| Dec 2020 | 1830.147805591688 | 0.57 | -3.60 |
| Jan 2021 | 1813.9011936006023 | -0.89 | -3.99 |
| Feb 2021 | 1845.2740164747352 | 1.73 | -1.42 |
| Mar 2021 | 1910.5222722532903 | 3.54 | 2.01 |
| Apr 2021 | 1933.5769634575136 | 1.21 | 4.51 |
| May 2021 | 1956.0141457594266 | 1.16 | 6.64 |
| Jun 2021 | 2011.7618573747923 | 2.85 | 10.61 |
| Jul 2021 | 2052.3846807173445 | 2.02 | 14.34 |
| Aug 2021 | 2107.618261065856 | 2.69 | 17.80 |
| Sep 2021 | 2174.367317466704 | 3.17 | 20.99 |
| Oct 2021 | 2264.955183554118 | 4.17 | 25.30 |
| Nov 2021 | 2323.4596541481287 | 2.58 | 27.68 |
| Dec 2021 | 2386.878880858814 | 2.73 | 30.42 |
| Jan 2022 | 2484.462874026401 | 4.09 | 36.97 |
| Feb 2022 | 2631.5384320853273 | 5.92 | 42.61 |
| Mar 2022 | 2824.837356866781 | 7.35 | 47.86 |
| Apr 2022 | 3145.0843712580713 | 11.34 | 62.66 |
| May 2022 | 3320.127280713797 | 5.57 | 69.74 |
| Jun 2022 | 3495.971185993034 | 5.30 | 73.78 |
| Jul 2022 | 3513.2269243982105 | 0.49 | 71.18 |
| Aug 2022 | 3473.1747940215955 | -1.14 | 64.79 |
| Sep 2022 | 3737.7483614887497 | 7.62 | 71.90 |
| Oct 2022 | 3978.136093784048 | 6.43 | 75.64 |
| Nov 2022 | 3939.830614644421 | -0.96 | 69.57 |
| Dec 2022 | 3800.15310013972 | -3.54 | 59.21 |
| Jan 2023 | 3789.8148408580782 | -0.27 | 52.54 |
| Feb 2023 | 3784.151236774949 | -0.15 | 43.80 |
| Mar 2023 | 3875.182723858402 | 2.41 | 37.18 |
| Apr 2023 | 3818.870340304578 | -1.45 | 21.42 |
| May 2023 | 3856.7717552556323 | 0.99 | 16.16 |
| Jun 2023 | 3965.2937566746255 | 2.81 | 13.43 |
| Jul 2023 | 4019.6005725638206 | 1.37 | 14.41 |
| Aug 2023 | 4109.672525828638 | 2.24 | 18.33 |
| Sep 2023 | 4164.514934739757 | 1.33 | 11.42 |
| Oct 2023 | 4321.84687216301 | 3.78 | 8.64 |
| Nov 2023 | 4277.947950780158 | -1.02 | 8.58 |
| Dec 2023 | 4083.798488542289 | -4.54 | 7.46 |
| Jan 2024 | 4079.535122983569 | -0.10 | 7.65 |
| Feb 2024 | 4134.925960060336 | 1.36 | 9.27 |
| Mar 2024 | 4159.588563025258 | 0.60 | 7.34 |
| Apr 2024 | 4219.174058898875 | 1.43 | 10.48 |
| May 2024 | 4229.079130408118 | 0.24 | 9.65 |
| Jun 2024 | 4153.589788670447 | -1.78 | 4.75 |
| Jul 2024 | 4102.032755788155 | -1.24 | 2.05 |
| Aug 2024 | 3964.0058028921735 | -3.36 | -3.54 |
| Sep 2024 | 3860.8044438390034 | -2.60 | -7.29 |
| Oct 2024 | 3924.5234104182973 | 1.65 | -9.19 |
| Nov 2024 | 4028.474217142179 | 2.65 | -5.83 |
| Dec 2024 | 3983.1610425759427 | -1.12 | -2.46 |
| Jan 2025 | 4042.4274258844907 | 1.49 | -0.91 |
| Feb 2025 | 3986.8043902130053 | -1.38 | -3.58 |
| Mar 2025 | 3906.255447951327 | -2.02 | -6.09 |
| Apr 2025 | 3904.1406831016025 | -0.05 | -7.47 |
| May 2025 | 3904.4757593791974 | 0.01 | -7.68 |
| Jun 2025 | 3873.4490640367203 | -0.79 | -6.74 |
| Jul 2025 | 3807.973787101454 | -1.69 | -7.17 |
| Aug 2025 | 3735.1399073768703 | -1.91 | -5.77 |
| Sep 2025 | 3656.7560477483394 | -2.10 | -5.28 |
| Oct 2025 | 3615.1343461376764 | -1.14 | -7.88 |
| Nov 2025 | 3603.7760659518985 | -0.31 | -10.54 |
| Dec 2025 | 3586.5566874879873 | -0.48 | -9.96 |
| Jan 2026 | 3560.837591919808 | -0.72 | -11.91 |
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