Niles, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Niles, MI Metro in January 2026 was $1,727.328. The month over month percentage change (MoM) was 0.02%, and the year over year percentage change (YoY) was -2.91%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Niles, MI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Niles, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 618.828919573268 | NaN | NaN |
| Feb 2012 | 611.806395386969 | -1.13 | NaN |
| Mar 2012 | 607.792256331132 | -0.66 | NaN |
| Apr 2012 | 598.7622274992315 | -1.49 | NaN |
| May 2012 | 585.8806418424083 | -2.15 | NaN |
| Jun 2012 | 573.1878760972508 | -2.17 | NaN |
| Jul 2012 | 563.9624843038022 | -1.61 | NaN |
| Aug 2012 | 567.8173236404937 | 0.68 | NaN |
| Sep 2012 | 565.0174075469048 | -0.49 | NaN |
| Oct 2012 | 561.1475848400615 | -0.68 | NaN |
| Nov 2012 | 560.4674318561952 | -0.12 | NaN |
| Dec 2012 | 558.7639247248412 | -0.30 | NaN |
| Jan 2013 | 560.408015750422 | 0.29 | -9.44 |
| Feb 2013 | 565.3695054415493 | 0.89 | -7.59 |
| Mar 2013 | 568.2547124559716 | 0.51 | -6.50 |
| Apr 2013 | 562.6231232252354 | -0.99 | -6.04 |
| May 2013 | 567.9510739038727 | 0.95 | -3.06 |
| Jun 2013 | 599.3531628062223 | 5.53 | 4.57 |
| Jul 2013 | 620.3383362990073 | 3.50 | 10.00 |
| Aug 2013 | 633.0795956872728 | 2.05 | 11.49 |
| Sep 2013 | 643.6090580358415 | 1.66 | 13.91 |
| Oct 2013 | 632.0990902925707 | -1.79 | 12.64 |
| Nov 2013 | 640.3683014298376 | 1.31 | 14.26 |
| Dec 2013 | 654.5073940400075 | 2.21 | 17.14 |
| Jan 2014 | 657.5154746281925 | 0.46 | 17.33 |
| Feb 2014 | 654.4731291352856 | -0.46 | 15.76 |
| Mar 2014 | 661.4048035472797 | 1.06 | 16.39 |
| Apr 2014 | 663.7408782041113 | 0.35 | 17.97 |
| May 2014 | 657.304330000281 | -0.97 | 15.73 |
| Jun 2014 | 660.247448489592 | 0.45 | 10.16 |
| Jul 2014 | 663.6336402219787 | 0.51 | 6.98 |
| Aug 2014 | 667.5084475423223 | 0.58 | 5.44 |
| Sep 2014 | 674.9351256085592 | 1.11 | 4.87 |
| Oct 2014 | 668.2929259222999 | -0.98 | 5.73 |
| Nov 2014 | 666.5285332069385 | -0.26 | 4.09 |
| Dec 2014 | 656.0749957795241 | -1.57 | 0.24 |
| Jan 2015 | 744.5202019767278 | 13.48 | 13.23 |
| Feb 2015 | 746.5209690388414 | 0.27 | 14.06 |
| Mar 2015 | 752.6878259867756 | 0.83 | 13.80 |
| Apr 2015 | 748.619318455057 | -0.54 | 12.79 |
| May 2015 | 761.9434145637742 | 1.78 | 15.92 |
| Jun 2015 | 773.2034867637346 | 1.48 | 17.11 |
| Jul 2015 | 779.6872304034628 | 0.84 | 17.49 |
| Aug 2015 | 772.7153930390423 | -0.89 | 15.76 |
| Sep 2015 | 775.3611349181122 | 0.34 | 14.88 |
| Oct 2015 | 771.5423466717091 | -0.49 | 15.45 |
| Nov 2015 | 782.959466484653 | 1.48 | 17.47 |
| Dec 2015 | 783.7246121765836 | 0.10 | 19.46 |
| Jan 2016 | 830.1185409305644 | 5.92 | 11.50 |
| Feb 2016 | 815.6641586736729 | -1.74 | 9.26 |
| Mar 2016 | 816.1827507149527 | 0.06 | 8.44 |
| Apr 2016 | 808.7921705134088 | -0.91 | 8.04 |
| May 2016 | 808.8280027745836 | 0.00 | 6.15 |
| Jun 2016 | 808.2922395812313 | -0.07 | 4.54 |
| Jul 2016 | 800.5434903356722 | -0.96 | 2.68 |
| Aug 2016 | 803.6072005630613 | 0.38 | 4.00 |
| Sep 2016 | 810.4405201570261 | 0.85 | 4.52 |
| Oct 2016 | 817.6514457654455 | 0.89 | 5.98 |
| Nov 2016 | 842.0094447019835 | 2.98 | 7.54 |
| Dec 2016 | 874.5913037642232 | 3.87 | 11.59 |
| Jan 2017 | 870.1714368281291 | -0.50 | 4.83 |
| Feb 2017 | 875.7852527026879 | 0.65 | 7.37 |
| Mar 2017 | 883.219827606327 | 0.85 | 8.21 |
| Apr 2017 | 877.5792363574437 | -0.64 | 8.51 |
| May 2017 | 879.9493664640133 | 0.27 | 8.79 |
| Jun 2017 | 875.9773836247189 | -0.45 | 8.37 |
| Jul 2017 | 883.04642607147 | 0.81 | 10.31 |
| Aug 2017 | 877.4684557783316 | -0.63 | 9.19 |
| Sep 2017 | 874.391851025661 | -0.35 | 7.89 |
| Oct 2017 | 882.4978302649013 | 0.93 | 7.93 |
| Nov 2017 | 889.1692041942437 | 0.76 | 5.60 |
| Dec 2017 | 893.7784466794584 | 0.52 | 2.19 |
| Jan 2018 | 906.4173214676641 | 1.41 | 4.17 |
| Feb 2018 | 930.4973383106078 | 2.66 | 6.25 |
| Mar 2018 | 943.9521585841742 | 1.45 | 6.88 |
| Apr 2018 | 949.8156473104775 | 0.62 | 8.23 |
| May 2018 | 962.3345498115204 | 1.32 | 9.36 |
| Jun 2018 | 962.5480249065711 | 0.02 | 9.88 |
| Jul 2018 | 962.2136940718277 | -0.04 | 8.97 |
| Aug 2018 | 966.3725997902286 | 0.43 | 10.13 |
| Sep 2018 | 975.5535181558971 | 0.95 | 11.57 |
| Oct 2018 | 990.1351172588339 | 1.50 | 12.20 |
| Nov 2018 | 994.2881672286046 | 0.42 | 11.82 |
| Dec 2018 | 978.9924144667068 | -1.54 | 9.53 |
| Jan 2019 | 963.7536601711342 | -1.56 | 6.33 |
| Feb 2019 | 964.0207530621456 | 0.03 | 3.60 |
| Mar 2019 | 963.935115859543 | -0.01 | 2.12 |
| Apr 2019 | 960.4900256691408 | -0.36 | 1.12 |
| May 2019 | 957.6906685102018 | -0.29 | -0.48 |
| Jun 2019 | 937.4703349838419 | -2.11 | -2.60 |
| Jul 2019 | 933.8097693592124 | -0.39 | -2.95 |
| Aug 2019 | 924.0760544196835 | -1.04 | -4.38 |
| Sep 2019 | 926.1396855982584 | 0.22 | -5.07 |
| Oct 2019 | 938.9901230571143 | 1.39 | -5.16 |
| Nov 2019 | 947.7724489305612 | 0.94 | -4.68 |
| Dec 2019 | 957.3138292032871 | 1.01 | -2.21 |
| Jan 2020 | 947.8975668416756 | -0.98 | -1.64 |
| Feb 2020 | 945.0161397212603 | -0.30 | -1.97 |
| Mar 2020 | 954.7610681865622 | 1.03 | -0.95 |
| Apr 2020 | 952.3280579671447 | -0.25 | -0.85 |
| May 2020 | 951.1866114422855 | -0.12 | -0.68 |
| Jun 2020 | 947.5915891409013 | -0.38 | 1.08 |
| Jul 2020 | 938.5716865284612 | -0.95 | 0.51 |
| Aug 2020 | 936.6108919428735 | -0.21 | 1.36 |
| Sep 2020 | 944.5485075016118 | 0.85 | 1.99 |
| Oct 2020 | 954.4355200400178 | 1.05 | 1.65 |
| Nov 2020 | 963.5594707822974 | 0.96 | 1.67 |
| Dec 2020 | 968.0332347542321 | 0.46 | 1.12 |
| Jan 2021 | 980.3821172523269 | 1.28 | 3.43 |
| Feb 2021 | 995.1264110926868 | 1.50 | 5.30 |
| Mar 2021 | 1026.5220899901062 | 3.16 | 7.52 |
| Apr 2021 | 1035.2169789060604 | 0.85 | 8.70 |
| May 2021 | 1040.0384071633634 | 0.47 | 9.34 |
| Jun 2021 | 1057.7883431113864 | 1.71 | 11.63 |
| Jul 2021 | 1059.8373447239487 | 0.19 | 12.92 |
| Aug 2021 | 1063.580792171523 | 0.35 | 13.56 |
| Sep 2021 | 1069.5995934012863 | 0.57 | 13.24 |
| Oct 2021 | 1089.0940257962638 | 1.82 | 14.11 |
| Nov 2021 | 1095.9187379838988 | 0.63 | 13.74 |
| Dec 2021 | 1107.1437384484057 | 1.02 | 14.37 |
| Jan 2022 | 1111.4199025510793 | 0.39 | 13.37 |
| Feb 2022 | 1161.9201826622455 | 4.54 | 16.76 |
| Mar 2022 | 1226.3061893074625 | 5.54 | 19.46 |
| Apr 2022 | 1337.8120736633994 | 9.09 | 29.23 |
| May 2022 | 1385.3350221688884 | 3.55 | 33.20 |
| Jun 2022 | 1436.4336569922243 | 3.69 | 35.80 |
| Jul 2022 | 1429.8254143697613 | -0.46 | 34.91 |
| Aug 2022 | 1409.0824852443052 | -1.45 | 32.49 |
| Sep 2022 | 1510.6077941062622 | 7.21 | 41.23 |
| Oct 2022 | 1607.1797844858622 | 6.39 | 47.57 |
| Nov 2022 | 1596.2494870007952 | -0.68 | 45.65 |
| Dec 2022 | 1544.848500679874 | -3.22 | 39.53 |
| Jan 2023 | 1535.9881151874915 | -0.57 | 38.20 |
| Feb 2023 | 1537.6444818481932 | 0.11 | 32.34 |
| Mar 2023 | 1576.5535270931405 | 2.53 | 28.56 |
| Apr 2023 | 1558.5830946170247 | -1.14 | 16.50 |
| May 2023 | 1578.8902326038083 | 1.30 | 13.97 |
| Jun 2023 | 1627.2133578193038 | 3.06 | 13.28 |
| Jul 2023 | 1653.9018704150717 | 1.64 | 15.67 |
| Aug 2023 | 1693.9933953357015 | 2.42 | 20.22 |
| Sep 2023 | 1720.6296781152619 | 1.57 | 13.90 |
| Oct 2023 | 1784.134298296772 | 3.69 | 11.01 |
| Nov 2023 | 1766.4488314216383 | -0.99 | 10.66 |
| Dec 2023 | 1688.272897146117 | -4.43 | 9.28 |
| Jan 2024 | 1665.3219750088406 | -1.36 | 8.42 |
| Feb 2024 | 1691.659495061028 | 1.58 | 10.02 |
| Mar 2024 | 1711.3701945793157 | 1.17 | 8.55 |
| Apr 2024 | 1748.2247209761167 | 2.15 | 12.17 |
| May 2024 | 1762.0761670530387 | 0.79 | 11.60 |
| Jun 2024 | 1743.2601461981142 | -1.07 | 7.13 |
| Jul 2024 | 1733.4520392299619 | -0.56 | 4.81 |
| Aug 2024 | 1689.4816074222483 | -2.54 | -0.27 |
| Sep 2024 | 1655.058574031813 | -2.04 | -3.81 |
| Oct 2024 | 1690.0974057733447 | 2.12 | -5.27 |
| Nov 2024 | 1741.9537475061252 | 3.07 | -1.39 |
| Dec 2024 | 1733.313849135123 | -0.50 | 2.67 |
| Jan 2025 | 1779.0506940768312 | 2.64 | 6.83 |
| Feb 2025 | 1766.0275038037169 | -0.73 | 4.40 |
| Mar 2025 | 1742.4268786259618 | -1.34 | 1.82 |
| Apr 2025 | 1751.246690476078 | 0.51 | 0.17 |
| May 2025 | 1761.5502067890543 | 0.59 | -0.03 |
| Jun 2025 | 1759.3988582372126 | -0.12 | 0.93 |
| Jul 2025 | 1748.0572735780665 | -0.64 | 0.84 |
| Aug 2025 | 1734.0341318376372 | -0.80 | 2.64 |
| Sep 2025 | 1717.3773889893725 | -0.96 | 3.77 |
| Oct 2025 | 1713.0236123710554 | -0.25 | 1.36 |
| Nov 2025 | 1722.401571692964 | 0.55 | -1.12 |
| Dec 2025 | 1727.0124064112777 | 0.27 | -0.36 |
| Jan 2026 | 1727.3281869423167 | 0.02 | -2.91 |