Ocala, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Ocala, FL Metro in January 2026 was $1,810.044. The month over month percentage change (MoM) was -0.70%, and the year over year percentage change (YoY) was -8.81%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Ocala, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Ocala, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Ocala, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Ocala, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ocala, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 605.70217122195 | NaN | NaN |
| Feb 2012 | 602.73407477735 | -0.49 | NaN |
| Mar 2012 | 603.253983074856 | 0.09 | NaN |
| Apr 2012 | 600.2506721337564 | -0.50 | NaN |
| May 2012 | 595.5881742211018 | -0.78 | NaN |
| Jun 2012 | 591.4903226893987 | -0.69 | NaN |
| Jul 2012 | 587.4906600300976 | -0.68 | NaN |
| Aug 2012 | 590.59100547014 | 0.53 | NaN |
| Sep 2012 | 587.2419830424262 | -0.57 | NaN |
| Oct 2012 | 583.5625382618364 | -0.63 | NaN |
| Nov 2012 | 584.0092523156488 | 0.08 | NaN |
| Dec 2012 | 585.6508614590745 | 0.28 | NaN |
| Jan 2013 | 582.8018750902743 | -0.49 | -3.78 |
| Feb 2013 | 590.3884730892705 | 1.30 | -2.05 |
| Mar 2013 | 595.0878531008645 | 0.80 | -1.35 |
| Apr 2013 | 593.7496511849381 | -0.22 | -1.08 |
| May 2013 | 603.2384585871348 | 1.60 | 1.28 |
| Jun 2013 | 633.7759360743595 | 5.06 | 7.15 |
| Jul 2013 | 653.6298220396288 | 3.13 | 11.26 |
| Aug 2013 | 663.3441372504099 | 1.49 | 12.32 |
| Sep 2013 | 669.9112278454218 | 0.99 | 14.08 |
| Oct 2013 | 658.1963390791259 | -1.75 | 12.79 |
| Nov 2013 | 663.2251819361187 | 0.76 | 13.56 |
| Dec 2013 | 674.6917420230909 | 1.73 | 15.20 |
| Jan 2014 | 675.2095255852984 | 0.08 | 15.86 |
| Feb 2014 | 670.3003496741601 | -0.73 | 13.54 |
| Mar 2014 | 674.8063291646331 | 0.67 | 13.40 |
| Apr 2014 | 677.8812574586898 | 0.46 | 14.17 |
| May 2014 | 675.2950924642003 | -0.38 | 11.95 |
| Jun 2014 | 678.7502482769792 | 0.51 | 7.10 |
| Jul 2014 | 681.8913978599877 | 0.46 | 4.32 |
| Aug 2014 | 685.1408114374309 | 0.48 | 3.29 |
| Sep 2014 | 692.2154315053067 | 1.03 | 3.33 |
| Oct 2014 | 688.2971622098489 | -0.57 | 4.57 |
| Nov 2014 | 689.4943648960957 | 0.17 | 3.96 |
| Dec 2014 | 684.7000986202244 | -0.69 | 1.48 |
| Jan 2015 | 671.62559032252 | -1.91 | -0.53 |
| Feb 2015 | 673.7644734914898 | 0.32 | 0.52 |
| Mar 2015 | 677.4738877483087 | 0.55 | 0.40 |
| Apr 2015 | 674.3762216198866 | -0.46 | -0.52 |
| May 2015 | 688.5413215809921 | 2.10 | 1.96 |
| Jun 2015 | 702.4887411628264 | 2.03 | 3.50 |
| Jul 2015 | 713.6200533423071 | 1.59 | 4.65 |
| Aug 2015 | 712.2170124454747 | -0.20 | 3.95 |
| Sep 2015 | 717.2094819831887 | 0.70 | 3.61 |
| Oct 2015 | 717.0462483088479 | -0.02 | 4.18 |
| Nov 2015 | 731.5604646627094 | 2.02 | 6.10 |
| Dec 2015 | 739.0268945868002 | 1.02 | 7.93 |
| Jan 2016 | 731.5193543537696 | -1.02 | 8.92 |
| Feb 2016 | 723.3248216969006 | -1.12 | 7.36 |
| Mar 2016 | 728.1074048165567 | 0.66 | 7.47 |
| Apr 2016 | 725.4529578979015 | -0.36 | 7.57 |
| May 2016 | 728.7201024034335 | 0.45 | 5.84 |
| Jun 2016 | 731.0296788195233 | 0.32 | 4.06 |
| Jul 2016 | 727.1733569634644 | -0.53 | 1.90 |
| Aug 2016 | 731.0472895992818 | 0.53 | 2.64 |
| Sep 2016 | 737.3506886855776 | 0.86 | 2.81 |
| Oct 2016 | 743.9303865590061 | 0.89 | 3.75 |
| Nov 2016 | 767.8408420332521 | 3.21 | 4.96 |
| Dec 2016 | 800.5229178985255 | 4.26 | 8.32 |
| Jan 2017 | 800.0937981655375 | -0.05 | 9.37 |
| Feb 2017 | 805.2462172592393 | 0.64 | 11.33 |
| Mar 2017 | 810.8271884359573 | 0.69 | 11.36 |
| Apr 2017 | 805.4524857549877 | -0.66 | 11.03 |
| May 2017 | 807.7613951076564 | 0.29 | 10.85 |
| Jun 2017 | 805.6746145485514 | -0.26 | 10.21 |
| Jul 2017 | 815.5001124584098 | 1.22 | 12.15 |
| Aug 2017 | 816.3227434665336 | 0.10 | 11.67 |
| Sep 2017 | 819.1164465636725 | 0.34 | 11.09 |
| Oct 2017 | 832.6485550563021 | 1.65 | 11.93 |
| Nov 2017 | 842.9468867328858 | 1.24 | 9.78 |
| Dec 2017 | 852.7752797111843 | 1.17 | 6.53 |
| Jan 2018 | 871.1889187904299 | 2.16 | 8.89 |
| Feb 2018 | 900.5511627702788 | 3.37 | 11.84 |
| Mar 2018 | 916.9500238147582 | 1.82 | 13.09 |
| Apr 2018 | 924.4708839717199 | 0.82 | 14.78 |
| May 2018 | 937.8173470252672 | 1.44 | 16.10 |
| Jun 2018 | 940.3667975848346 | 0.27 | 16.72 |
| Jul 2018 | 942.3643723009188 | 0.21 | 15.56 |
| Aug 2018 | 948.7441921661969 | 0.68 | 16.22 |
| Sep 2018 | 959.6099111044782 | 1.15 | 17.15 |
| Oct 2018 | 979.1873336825829 | 2.04 | 17.60 |
| Nov 2018 | 985.6582229561805 | 0.66 | 16.93 |
| Dec 2018 | 972.1905325585782 | -1.37 | 14.00 |
| Jan 2019 | 958.7244617784679 | -1.38 | 10.05 |
| Feb 2019 | 957.9722950997867 | -0.08 | 6.38 |
| Mar 2019 | 955.5896368495992 | -0.25 | 4.21 |
| Apr 2019 | 949.5251919931032 | -0.63 | 2.71 |
| May 2019 | 945.7073835974049 | -0.40 | 0.84 |
| Jun 2019 | 926.2835984556564 | -2.05 | -1.50 |
| Jul 2019 | 925.5313350998559 | -0.08 | -1.79 |
| Aug 2019 | 917.7784452919948 | -0.84 | -3.26 |
| Sep 2019 | 920.856906744236 | 0.34 | -4.04 |
| Oct 2019 | 931.3995294353283 | 1.15 | -4.88 |
| Nov 2019 | 936.6162594395277 | 0.56 | -4.98 |
| Dec 2019 | 943.7197858942661 | 0.76 | -2.93 |
| Jan 2020 | 937.869766103476 | -0.62 | -2.17 |
| Feb 2020 | 930.5493725042634 | -0.78 | -2.86 |
| Mar 2020 | 932.9794096254523 | 0.26 | -2.37 |
| Apr 2020 | 923.5555015072413 | -1.01 | -2.73 |
| May 2020 | 918.4116002541007 | -0.56 | -2.89 |
| Jun 2020 | 914.5923562735945 | -0.42 | -1.26 |
| Jul 2020 | 907.7421679063698 | -0.75 | -1.92 |
| Aug 2020 | 909.7755261293366 | 0.22 | -0.87 |
| Sep 2020 | 917.2719714432658 | 0.82 | -0.39 |
| Oct 2020 | 925.4075902368963 | 0.89 | -0.64 |
| Nov 2020 | 934.1880261282322 | 0.95 | -0.26 |
| Dec 2020 | 941.5107805343848 | 0.78 | -0.23 |
| Jan 2021 | 940.3566481027196 | -0.12 | 0.27 |
| Feb 2021 | 958.285963340801 | 1.91 | 2.98 |
| Mar 2021 | 993.78059321236 | 3.70 | 6.52 |
| Apr 2021 | 1006.5347127263535 | 1.28 | 8.99 |
| May 2021 | 1016.3299632643324 | 0.97 | 10.66 |
| Jun 2021 | 1040.4156401899436 | 2.37 | 13.76 |
| Jul 2021 | 1054.6933093348366 | 1.37 | 16.19 |
| Aug 2021 | 1074.503770556515 | 1.88 | 18.11 |
| Sep 2021 | 1098.5013994442545 | 2.23 | 19.76 |
| Oct 2021 | 1133.781770570479 | 3.21 | 22.52 |
| Nov 2021 | 1154.5524430842338 | 1.83 | 23.59 |
| Dec 2021 | 1179.2242159074135 | 2.14 | 25.25 |
| Jan 2022 | 1217.5251730388227 | 3.25 | 29.48 |
| Feb 2022 | 1283.972438273934 | 5.46 | 33.99 |
| Mar 2022 | 1369.1457761232587 | 6.63 | 37.77 |
| Apr 2022 | 1509.8373356262377 | 10.28 | 50.00 |
| May 2022 | 1582.277522806533 | 4.80 | 55.69 |
| Jun 2022 | 1660.2027515091859 | 4.93 | 59.57 |
| Jul 2022 | 1675.0115529171112 | 0.89 | 58.82 |
| Aug 2022 | 1668.09539408612 | -0.41 | 55.24 |
| Sep 2022 | 1805.236127890243 | 8.22 | 64.34 |
| Oct 2022 | 1928.0997672965689 | 6.81 | 70.06 |
| Nov 2022 | 1915.435928536389 | -0.66 | 65.90 |
| Dec 2022 | 1849.5312480770162 | -3.44 | 56.84 |
| Jan 2023 | 1845.2031646587648 | -0.23 | 51.55 |
| Feb 2023 | 1839.215856413733 | -0.32 | 43.24 |
| Mar 2023 | 1878.1747936437596 | 2.12 | 37.18 |
| Apr 2023 | 1849.1635371884245 | -1.54 | 22.47 |
| May 2023 | 1861.7476936165076 | 0.68 | 17.66 |
| Jun 2023 | 1908.3532248341999 | 2.50 | 14.95 |
| Jul 2023 | 1930.9787642501085 | 1.19 | 15.28 |
| Aug 2023 | 1972.8960270854095 | 2.17 | 18.27 |
| Sep 2023 | 1998.0144828634002 | 1.27 | 10.68 |
| Oct 2023 | 2067.7969752685494 | 3.49 | 7.25 |
| Nov 2023 | 2042.552203601912 | -1.22 | 6.64 |
| Dec 2023 | 1948.0652269138795 | -4.63 | 5.33 |
| Jan 2024 | 1936.3128257445562 | -0.60 | 4.94 |
| Feb 2024 | 1957.2912990366115 | 1.08 | 6.42 |
| Mar 2024 | 1965.378292322991 | 0.41 | 4.64 |
| Apr 2024 | 1994.9973838795245 | 1.51 | 7.89 |
| May 2024 | 2005.8226539756338 | 0.54 | 7.74 |
| Jun 2024 | 1982.421514932678 | -1.17 | 3.88 |
| Jul 2024 | 1969.602567233521 | -0.65 | 2.00 |
| Aug 2024 | 1916.1882282127654 | -2.71 | -2.87 |
| Sep 2024 | 1876.2712651856223 | -2.08 | -6.09 |
| Oct 2024 | 1911.2151029134852 | 1.86 | -7.57 |
| Nov 2024 | 1964.3506916836525 | 2.78 | -3.83 |
| Dec 2024 | 1949.1391600838163 | -0.77 | 0.06 |
| Jan 2025 | 1984.974762133506 | 1.84 | 2.51 |
| Feb 2025 | 1964.5230727394908 | -1.03 | 0.37 |
| Mar 2025 | 1930.1336244714128 | -1.75 | -1.79 |
| Apr 2025 | 1932.3039243418277 | 0.11 | -3.14 |
| May 2025 | 1938.5848247590257 | 0.33 | -3.35 |
| Jun 2025 | 1931.848201453054 | -0.35 | -2.55 |
| Jul 2025 | 1911.8308427611664 | -1.04 | -2.93 |
| Aug 2025 | 1886.2748839720603 | -1.34 | -1.56 |
| Sep 2025 | 1856.2509410087514 | -1.59 | -1.07 |
| Oct 2025 | 1837.6409004846334 | -1.00 | -3.85 |
| Nov 2025 | 1832.0122720440668 | -0.31 | -6.74 |
| Dec 2025 | 1822.8608390617642 | -0.50 | -6.48 |
| Jan 2026 | 1810.0440622489803 | -0.70 | -8.81 |
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