Odessa, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Odessa, TX Metro in January 2026 was $1,690.332. The month over month percentage change (MoM) was 0.21%, and the year over year percentage change (YoY) was -1.72%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Odessa, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Odessa, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Odessa, TX (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Odessa, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Odessa, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 718.1452135638358 | NaN | NaN |
| Feb 2012 | 717.1601879725561 | -0.14 | NaN |
| Mar 2012 | 719.9924625554979 | 0.40 | NaN |
| Apr 2012 | 714.6188176943051 | -0.75 | NaN |
| May 2012 | 706.9250095136065 | -1.08 | NaN |
| Jun 2012 | 700.9407829482773 | -0.85 | NaN |
| Jul 2012 | 699.8230244638189 | -0.16 | NaN |
| Aug 2012 | 709.7401841753863 | 1.42 | NaN |
| Sep 2012 | 711.7131842365307 | 0.28 | NaN |
| Oct 2012 | 712.1832744879573 | 0.07 | NaN |
| Nov 2012 | 716.1040144581709 | 0.55 | NaN |
| Dec 2012 | 722.5208111450092 | 0.90 | NaN |
| Jan 2013 | 733.045638969219 | 1.46 | 2.08 |
| Feb 2013 | 746.01340791344 | 1.77 | 4.02 |
| Mar 2013 | 752.0142684327282 | 0.80 | 4.45 |
| Apr 2013 | 749.6609254930606 | -0.31 | 4.90 |
| May 2013 | 759.8918441834588 | 1.37 | 7.49 |
| Jun 2013 | 798.9613917761362 | 5.14 | 13.98 |
| Jul 2013 | 825.2364693296563 | 3.29 | 17.92 |
| Aug 2013 | 840.4087139270387 | 1.84 | 18.41 |
| Sep 2013 | 850.9017334321534 | 1.25 | 19.56 |
| Oct 2013 | 842.7895804344489 | -0.95 | 18.34 |
| Nov 2013 | 855.7154955367834 | 1.53 | 19.50 |
| Dec 2013 | 878.840143453497 | 2.70 | 21.64 |
| Jan 2014 | 852.2665781051569 | -3.02 | 16.26 |
| Feb 2014 | 853.4046771437552 | 0.13 | 14.40 |
| Mar 2014 | 863.9675671917855 | 1.24 | 14.89 |
| Apr 2014 | 871.7120865530007 | 0.90 | 16.28 |
| May 2014 | 872.8541816712093 | 0.13 | 14.87 |
| Jun 2014 | 882.4911156202542 | 1.10 | 10.46 |
| Jul 2014 | 893.9518243715399 | 1.30 | 8.33 |
| Aug 2014 | 903.2925557588649 | 1.05 | 7.48 |
| Sep 2014 | 915.7161320881698 | 1.38 | 7.62 |
| Oct 2014 | 912.4433807121111 | -0.36 | 8.27 |
| Nov 2014 | 915.8039654040442 | 0.37 | 7.02 |
| Dec 2014 | 914.3876165559552 | -0.15 | 4.05 |
| Jan 2015 | 892.9347168215861 | -2.35 | 4.77 |
| Feb 2015 | 904.9318552802245 | 1.34 | 6.04 |
| Mar 2015 | 916.93760540587 | 1.33 | 6.13 |
| Apr 2015 | 918.7867551270592 | 0.20 | 5.40 |
| May 2015 | 938.1769933307118 | 2.11 | 7.48 |
| Jun 2015 | 954.9089178325994 | 1.78 | 8.21 |
| Jul 2015 | 964.3988116317533 | 0.99 | 7.88 |
| Aug 2015 | 956.7288452615021 | -0.79 | 5.92 |
| Sep 2015 | 957.1310208786094 | 0.04 | 4.52 |
| Oct 2015 | 951.7825141212384 | -0.56 | 4.31 |
| Nov 2015 | 963.1584725704852 | 1.20 | 5.17 |
| Dec 2015 | 966.0127338761357 | 0.30 | 5.65 |
| Jan 2016 | 962.0352855384833 | -0.41 | 7.74 |
| Feb 2016 | 949.294441145998 | -1.32 | 4.90 |
| Mar 2016 | 953.675012559192 | 0.46 | 4.01 |
| Apr 2016 | 946.9383327527275 | -0.71 | 3.06 |
| May 2016 | 944.9409390385683 | -0.21 | 0.72 |
| Jun 2016 | 939.8216851522598 | -0.54 | -1.58 |
| Jul 2016 | 926.1408096952696 | -1.46 | -3.97 |
| Aug 2016 | 919.6233785063209 | -0.70 | -3.88 |
| Sep 2016 | 915.3345064969901 | -0.47 | -4.37 |
| Oct 2016 | 910.3845741540631 | -0.54 | -4.35 |
| Nov 2016 | 928.0412907503085 | 1.94 | -3.65 |
| Dec 2016 | 956.3685041736263 | 3.05 | -1.00 |
| Jan 2017 | 950.299767532043 | -0.63 | -1.22 |
| Feb 2017 | 949.9844326930449 | -0.03 | 0.07 |
| Mar 2017 | 953.5710242442481 | 0.38 | -0.01 |
| Apr 2017 | 946.1841786970413 | -0.77 | -0.08 |
| May 2017 | 948.1470315533044 | 0.21 | 0.34 |
| Jun 2017 | 943.7835621794324 | -0.46 | 0.42 |
| Jul 2017 | 950.9388463890709 | 0.76 | 2.68 |
| Aug 2017 | 945.4252945191811 | -0.58 | 2.81 |
| Sep 2017 | 940.286256413954 | -0.54 | 2.73 |
| Oct 2017 | 947.8471464285649 | 0.80 | 4.12 |
| Nov 2017 | 953.4709681435852 | 0.59 | 2.74 |
| Dec 2017 | 959.0251363459549 | 0.58 | 0.28 |
| Jan 2018 | 996.5772216647156 | 3.92 | 4.87 |
| Feb 2018 | 1019.8322349765175 | 2.33 | 7.35 |
| Mar 2018 | 1032.0045863716532 | 1.19 | 8.23 |
| Apr 2018 | 1040.835568674269 | 0.86 | 10.00 |
| May 2018 | 1059.5010652593564 | 1.79 | 11.74 |
| Jun 2018 | 1068.7411778209969 | 0.87 | 13.24 |
| Jul 2018 | 1077.5105044775075 | 0.82 | 13.31 |
| Aug 2018 | 1092.2152410138538 | 1.37 | 15.53 |
| Sep 2018 | 1112.4556572339147 | 1.85 | 18.31 |
| Oct 2018 | 1143.272800724682 | 2.77 | 20.62 |
| Nov 2018 | 1162.5082419113276 | 1.68 | 21.92 |
| Dec 2018 | 1157.7905644370364 | -0.41 | 20.73 |
| Jan 2019 | 1140.7275395462318 | -1.47 | 14.47 |
| Feb 2019 | 1146.9653320862221 | 0.55 | 12.47 |
| Mar 2019 | 1154.663637152537 | 0.67 | 11.89 |
| Apr 2019 | 1162.813901898016 | 0.71 | 11.72 |
| May 2019 | 1174.4546276644446 | 1.00 | 10.85 |
| Jun 2019 | 1166.5321499483716 | -0.67 | 9.15 |
| Jul 2019 | 1178.2476999141886 | 1.00 | 9.35 |
| Aug 2019 | 1178.4658674905309 | 0.02 | 7.90 |
| Sep 2019 | 1190.3562439046036 | 1.01 | 7.00 |
| Oct 2019 | 1211.6358800430046 | 1.79 | 5.98 |
| Nov 2019 | 1224.4041495183396 | 1.05 | 5.32 |
| Dec 2019 | 1237.8593167636172 | 1.10 | 6.92 |
| Jan 2020 | 1235.762814718029 | -0.17 | 8.33 |
| Feb 2020 | 1226.1766266456225 | -0.78 | 6.91 |
| Mar 2020 | 1230.0272713140162 | 0.31 | 6.53 |
| Apr 2020 | 1221.1337316165364 | -0.72 | 5.01 |
| May 2020 | 1216.560633232872 | -0.37 | 3.59 |
| Jun 2020 | 1210.8425875096689 | -0.47 | 3.80 |
| Jul 2020 | 1199.2978893030877 | -0.95 | 1.79 |
| Aug 2020 | 1196.4773662294435 | -0.23 | 1.53 |
| Sep 2020 | 1198.553179304768 | 0.17 | 0.69 |
| Oct 2020 | 1193.721182839137 | -0.40 | -1.48 |
| Nov 2020 | 1184.0898166944494 | -0.81 | -3.29 |
| Dec 2020 | 1168.5684881642642 | -1.31 | -5.60 |
| Jan 2021 | 1209.5364024621351 | 3.51 | -2.12 |
| Feb 2021 | 1218.0941610428483 | 0.71 | -0.66 |
| Mar 2021 | 1246.5436448407563 | 2.34 | 1.34 |
| Apr 2021 | 1243.0628946948993 | -0.28 | 1.80 |
| May 2021 | 1229.8923207018195 | -1.06 | 1.10 |
| Jun 2021 | 1228.314537279606 | -0.13 | 1.44 |
| Jul 2021 | 1216.048014550513 | -1.00 | 1.40 |
| Aug 2021 | 1209.9953561115753 | -0.50 | 1.13 |
| Sep 2021 | 1209.3231773955476 | -0.06 | 0.90 |
| Oct 2021 | 1221.4064938602246 | 1.00 | 2.32 |
| Nov 2021 | 1223.9976127761852 | 0.21 | 3.37 |
| Dec 2021 | 1233.8868720383246 | 0.81 | 5.59 |
| Jan 2022 | 1270.3774270959302 | 2.96 | 5.03 |
| Feb 2022 | 1303.9679610148664 | 2.64 | 7.05 |
| Mar 2022 | 1343.5017636139034 | 3.03 | 7.78 |
| Apr 2022 | 1426.9526588373485 | 6.21 | 14.79 |
| May 2022 | 1454.253472633225 | 1.91 | 18.24 |
| Jun 2022 | 1489.6840261327566 | 2.44 | 21.28 |
| Jul 2022 | 1476.3151916985757 | -0.90 | 21.40 |
| Aug 2022 | 1452.0056879254073 | -1.65 | 20.00 |
| Sep 2022 | 1542.9002969390842 | 6.26 | 27.58 |
| Oct 2022 | 1629.7437986117757 | 5.63 | 33.43 |
| Nov 2022 | 1619.1539062380411 | -0.65 | 32.28 |
| Dec 2022 | 1569.0678705254043 | -3.09 | 27.17 |
| Jan 2023 | 1490.703875154487 | -4.99 | 17.34 |
| Feb 2023 | 1487.513702892955 | -0.21 | 14.08 |
| Mar 2023 | 1519.6849716644538 | 2.16 | 13.11 |
| Apr 2023 | 1502.6163784934365 | -1.12 | 5.30 |
| May 2023 | 1520.5651239248177 | 1.19 | 4.56 |
| Jun 2023 | 1565.2313061532952 | 2.94 | 5.07 |
| Jul 2023 | 1587.1672456500185 | 1.40 | 7.51 |
| Aug 2023 | 1618.938982243078 | 2.00 | 11.50 |
| Sep 2023 | 1635.6949384351428 | 1.03 | 6.01 |
| Oct 2023 | 1687.020845588364 | 3.14 | 3.51 |
| Nov 2023 | 1667.2405553183976 | -1.17 | 2.97 |
| Dec 2023 | 1597.1739251996937 | -4.20 | 1.79 |
| Jan 2024 | 1583.565242647261 | -0.85 | 6.23 |
| Feb 2024 | 1617.664880330482 | 2.15 | 8.75 |
| Mar 2024 | 1641.5117345766357 | 1.47 | 8.02 |
| Apr 2024 | 1679.1109312363037 | 2.29 | 11.75 |
| May 2024 | 1697.132945797835 | 1.07 | 11.61 |
| Jun 2024 | 1689.0510286102735 | -0.48 | 7.91 |
| Jul 2024 | 1684.0929344999427 | -0.29 | 6.11 |
| Aug 2024 | 1642.9019724485606 | -2.45 | 1.48 |
| Sep 2024 | 1613.513628566465 | -1.79 | -1.36 |
| Oct 2024 | 1647.7470220181685 | 2.12 | -2.33 |
| Nov 2024 | 1702.001438991975 | 3.29 | 2.09 |
| Dec 2024 | 1699.4911683029961 | -0.15 | 6.41 |
| Jan 2025 | 1719.9573071319523 | 1.20 | 8.61 |
| Feb 2025 | 1712.435396724139 | -0.44 | 5.86 |
| Mar 2025 | 1692.8623352590878 | -1.14 | 3.13 |
| Apr 2025 | 1703.1242670319805 | 0.61 | 1.43 |
| May 2025 | 1713.8280236312685 | 0.63 | 0.98 |
| Jun 2025 | 1715.8061561490385 | 0.12 | 1.58 |
| Jul 2025 | 1706.3347007971943 | -0.55 | 1.32 |
| Aug 2025 | 1691.8598981850255 | -0.85 | 2.98 |
| Sep 2025 | 1673.606108486478 | -1.08 | 3.72 |
| Oct 2025 | 1668.0969233898843 | -0.33 | 1.24 |
| Nov 2025 | 1678.6839856316587 | 0.64 | -1.37 |
| Dec 2025 | 1686.715600922701 | 0.48 | -0.75 |
| Jan 2026 | 1690.3317592943367 | 0.21 | -1.72 |
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