Olympia, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Olympia, WA Metro in January 2026 was $3,278.101. The month over month percentage change (MoM) was -0.48%, and the year over year percentage change (YoY) was -6.17%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Olympia, WA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Olympia, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Olympia, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Olympia, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Olympia, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1129.2086653343888 | NaN | NaN |
| Feb 2012 | 1123.9660588213349 | -0.46 | NaN |
| Mar 2012 | 1133.9840057985207 | 0.89 | NaN |
| Apr 2012 | 1141.0146047590222 | 0.62 | NaN |
| May 2012 | 1138.9777023162403 | -0.18 | NaN |
| Jun 2012 | 1133.9529216578703 | -0.44 | NaN |
| Jul 2012 | 1125.1409207106967 | -0.78 | NaN |
| Aug 2012 | 1132.2507745118594 | 0.63 | NaN |
| Sep 2012 | 1124.3610872400432 | -0.70 | NaN |
| Oct 2012 | 1115.7641188177024 | -0.76 | NaN |
| Nov 2012 | 1115.1507969805252 | -0.05 | NaN |
| Dec 2012 | 1117.593578359963 | 0.22 | NaN |
| Jan 2013 | 1128.188649404005 | 0.95 | -0.09 |
| Feb 2013 | 1143.8634071840079 | 1.39 | 1.77 |
| Mar 2013 | 1149.6318847768896 | 0.50 | 1.38 |
| Apr 2013 | 1141.572226389908 | -0.70 | 0.05 |
| May 2013 | 1155.492109434429 | 1.22 | 1.45 |
| Jun 2013 | 1215.7477987334087 | 5.22 | 7.21 |
| Jul 2013 | 1253.0141517368738 | 3.07 | 11.37 |
| Aug 2013 | 1268.269731221701 | 1.22 | 12.01 |
| Sep 2013 | 1276.7016062451398 | 0.67 | 13.55 |
| Oct 2013 | 1249.9939598052306 | -2.09 | 12.03 |
| Nov 2013 | 1258.0762070922353 | 0.65 | 12.82 |
| Dec 2013 | 1282.835066139066 | 1.97 | 14.79 |
| Jan 2014 | 1290.3533654992664 | 0.59 | 14.37 |
| Feb 2014 | 1282.8385942396171 | -0.58 | 12.15 |
| Mar 2014 | 1291.1834217336977 | 0.65 | 12.31 |
| Apr 2014 | 1295.5521987427976 | 0.34 | 13.49 |
| May 2014 | 1285.9896670314647 | -0.74 | 11.29 |
| Jun 2014 | 1287.0771041636426 | 0.09 | 5.87 |
| Jul 2014 | 1286.4544075237475 | -0.05 | 2.67 |
| Aug 2014 | 1287.2670984411152 | 0.06 | 1.50 |
| Sep 2014 | 1297.1304817972054 | 0.77 | 1.60 |
| Oct 2014 | 1287.3063459663697 | -0.76 | 2.99 |
| Nov 2014 | 1286.0457602568626 | -0.10 | 2.22 |
| Dec 2014 | 1276.428242695213 | -0.75 | -0.50 |
| Jan 2015 | 1259.2859733842367 | -1.34 | -2.41 |
| Feb 2015 | 1270.5564625179456 | 0.90 | -0.96 |
| Mar 2015 | 1281.4946354875894 | 0.86 | -0.75 |
| Apr 2015 | 1274.9230840374032 | -0.51 | -1.59 |
| May 2015 | 1297.184647589393 | 1.75 | 0.87 |
| Jun 2015 | 1317.2484566110165 | 1.55 | 2.34 |
| Jul 2015 | 1330.2948184171676 | 0.99 | 3.41 |
| Aug 2015 | 1322.164631526269 | -0.61 | 2.71 |
| Sep 2015 | 1329.929976887287 | 0.59 | 2.53 |
| Oct 2015 | 1329.1013901319116 | -0.06 | 3.25 |
| Nov 2015 | 1355.9590797331994 | 2.02 | 5.44 |
| Dec 2015 | 1370.21645858015 | 1.05 | 7.35 |
| Jan 2016 | 1341.285535111435 | -2.11 | 6.51 |
| Feb 2016 | 1328.4929883961104 | -0.95 | 4.56 |
| Mar 2016 | 1338.4434705032886 | 0.75 | 4.44 |
| Apr 2016 | 1333.9941235822132 | -0.33 | 4.63 |
| May 2016 | 1339.64517494594 | 0.42 | 3.27 |
| Jun 2016 | 1345.2374574767243 | 0.42 | 2.13 |
| Jul 2016 | 1339.198458924205 | -0.45 | 0.67 |
| Aug 2016 | 1347.1024262665487 | 0.59 | 1.89 |
| Sep 2016 | 1357.9367319611301 | 0.80 | 2.11 |
| Oct 2016 | 1367.6259686025016 | 0.71 | 2.90 |
| Nov 2016 | 1413.2869340777147 | 3.34 | 4.23 |
| Dec 2016 | 1478.750466225255 | 4.63 | 7.92 |
| Jan 2017 | 1466.2045737300184 | -0.85 | 9.31 |
| Feb 2017 | 1484.3538349359435 | 1.24 | 11.73 |
| Mar 2017 | 1500.4095255651032 | 1.08 | 12.10 |
| Apr 2017 | 1490.511604167509 | -0.66 | 11.73 |
| May 2017 | 1493.2232889675856 | 0.18 | 11.46 |
| Jun 2017 | 1488.5956651602473 | -0.31 | 10.66 |
| Jul 2017 | 1504.4800364112277 | 1.07 | 12.34 |
| Aug 2017 | 1500.5810502345323 | -0.26 | 11.39 |
| Sep 2017 | 1499.1094213983324 | -0.10 | 10.40 |
| Oct 2017 | 1520.4629632616375 | 1.42 | 11.18 |
| Nov 2017 | 1534.498452577889 | 0.92 | 8.58 |
| Dec 2017 | 1549.556979294074 | 0.98 | 4.79 |
| Jan 2018 | 1595.6225458196013 | 2.97 | 8.83 |
| Feb 2018 | 1648.553938820364 | 3.32 | 11.06 |
| Mar 2018 | 1676.2305940883955 | 1.68 | 11.72 |
| Apr 2018 | 1690.7288040685335 | 0.87 | 13.43 |
| May 2018 | 1720.9338312119855 | 1.79 | 15.25 |
| Jun 2018 | 1733.2516500730633 | 0.72 | 16.43 |
| Jul 2018 | 1743.531211033088 | 0.59 | 15.89 |
| Aug 2018 | 1763.249001381168 | 1.13 | 17.50 |
| Sep 2018 | 1788.2473435363106 | 1.42 | 19.29 |
| Oct 2018 | 1829.6103078354915 | 2.31 | 20.33 |
| Nov 2018 | 1843.0987433809792 | 0.74 | 20.11 |
| Dec 2018 | 1815.4350114397307 | -1.50 | 17.16 |
| Jan 2019 | 1760.3832925100694 | -3.03 | 10.33 |
| Feb 2019 | 1752.8718179035104 | -0.43 | 6.33 |
| Mar 2019 | 1744.0757497896448 | -0.50 | 4.05 |
| Apr 2019 | 1733.6361670743624 | -0.60 | 2.54 |
| May 2019 | 1730.0800254476487 | -0.20 | 0.53 |
| Jun 2019 | 1697.135507497912 | -1.90 | -2.08 |
| Jul 2019 | 1698.541370997822 | 0.08 | -2.58 |
| Aug 2019 | 1685.533478492604 | -0.77 | -4.41 |
| Sep 2019 | 1694.8423685663256 | 0.55 | -5.22 |
| Oct 2019 | 1721.405377213718 | 1.57 | -5.91 |
| Nov 2019 | 1738.6041646087547 | 1.00 | -5.67 |
| Dec 2019 | 1759.75563271085 | 1.22 | -3.07 |
| Jan 2020 | 1784.2767671071047 | 1.39 | 1.36 |
| Feb 2020 | 1776.3664907808518 | -0.44 | 1.34 |
| Mar 2020 | 1790.6447906126878 | 0.80 | 2.67 |
| Apr 2020 | 1784.415334516645 | -0.35 | 2.93 |
| May 2020 | 1787.7376224886684 | 0.19 | 3.33 |
| Jun 2020 | 1790.2007561311052 | 0.14 | 5.48 |
| Jul 2020 | 1781.0168907855095 | -0.51 | 4.86 |
| Aug 2020 | 1787.432782320182 | 0.36 | 6.05 |
| Sep 2020 | 1806.7011531227522 | 1.08 | 6.60 |
| Oct 2020 | 1830.3503881899896 | 1.31 | 6.33 |
| Nov 2020 | 1855.748695206636 | 1.39 | 6.74 |
| Dec 2020 | 1879.0473874685472 | 1.25 | 6.78 |
| Jan 2021 | 1890.9004861498065 | 0.63 | 5.98 |
| Feb 2021 | 1942.118943392557 | 2.71 | 9.33 |
| Mar 2021 | 2032.029714262065 | 4.63 | 13.48 |
| Apr 2021 | 2071.9649240253593 | 1.97 | 16.11 |
| May 2021 | 2095.200912247128 | 1.12 | 17.20 |
| Jun 2021 | 2134.94443989157 | 1.90 | 19.26 |
| Jul 2021 | 2144.892337456422 | 0.47 | 20.43 |
| Aug 2021 | 2158.838284810611 | 0.65 | 20.78 |
| Sep 2021 | 2182.281721156467 | 1.09 | 20.79 |
| Oct 2021 | 2223.2484972317757 | 1.88 | 21.47 |
| Nov 2021 | 2234.2260508142654 | 0.49 | 20.40 |
| Dec 2021 | 2254.782141941249 | 0.92 | 20.00 |
| Jan 2022 | 2319.587364296979 | 2.87 | 22.67 |
| Feb 2022 | 2422.6316225113915 | 4.44 | 24.74 |
| Mar 2022 | 2561.534916745856 | 5.73 | 26.06 |
| Apr 2022 | 2806.5230723897703 | 9.56 | 35.45 |
| May 2022 | 2913.5023024988513 | 3.81 | 39.06 |
| Jun 2022 | 3017.804853988037 | 3.58 | 41.35 |
| Jul 2022 | 2992.758774655856 | -0.83 | 39.53 |
| Aug 2022 | 2924.4856899876754 | -2.28 | 35.47 |
| Sep 2022 | 3116.27668790512 | 6.56 | 42.80 |
| Oct 2022 | 3289.567381886287 | 5.56 | 47.96 |
| Nov 2022 | 3237.7970320760323 | -1.57 | 44.92 |
| Dec 2022 | 3102.9001711922074 | -4.17 | 37.61 |
| Jan 2023 | 3079.7774539546244 | -0.74 | 32.77 |
| Feb 2023 | 3058.2052846179713 | -0.70 | 26.24 |
| Mar 2023 | 3122.7005031795243 | 2.11 | 21.91 |
| Apr 2023 | 3075.594623671658 | -1.51 | 9.59 |
| May 2023 | 3108.004844399299 | 1.05 | 6.68 |
| Jun 2023 | 3198.152897263087 | 2.90 | 5.98 |
| Jul 2023 | 3248.8888105148335 | 1.59 | 8.56 |
| Aug 2023 | 3329.520744236579 | 2.48 | 13.85 |
| Sep 2023 | 3378.4429169071186 | 1.47 | 8.41 |
| Oct 2023 | 3503.799972574755 | 3.71 | 6.51 |
| Nov 2023 | 3461.2056750091056 | -1.22 | 6.90 |
| Dec 2023 | 3299.518724157715 | -4.67 | 6.34 |
| Jan 2024 | 3274.889265081949 | -0.75 | 6.34 |
| Feb 2024 | 3321.294394832704 | 1.42 | 8.60 |
| Mar 2024 | 3350.3350707625887 | 0.87 | 7.29 |
| Apr 2024 | 3420.3651989328446 | 2.09 | 11.21 |
| May 2024 | 3458.5373768211816 | 1.12 | 11.28 |
| Jun 2024 | 3429.4113045755785 | -0.84 | 7.23 |
| Jul 2024 | 3414.149409138315 | -0.44 | 5.09 |
| Aug 2024 | 3320.3019613927627 | -2.75 | -0.28 |
| Sep 2024 | 3245.4048170126093 | -2.26 | -3.94 |
| Oct 2024 | 3318.9703934155727 | 2.27 | -5.27 |
| Nov 2024 | 3431.79009796489 | 3.40 | -0.85 |
| Dec 2024 | 3418.24545006897 | -0.39 | 3.60 |
| Jan 2025 | 3493.587370899183 | 2.20 | 6.68 |
| Feb 2025 | 3463.072875705326 | -0.87 | 4.27 |
| Mar 2025 | 3403.8155961263037 | -1.71 | 1.60 |
| Apr 2025 | 3414.2248843555362 | 0.31 | -0.18 |
| May 2025 | 3428.887844518312 | 0.43 | -0.86 |
| Jun 2025 | 3421.1638845505586 | -0.22 | -0.24 |
| Jul 2025 | 3390.394699003521 | -0.90 | -0.70 |
| Aug 2025 | 3355.061232252745 | -1.04 | 1.05 |
| Sep 2025 | 3304.6535258822964 | -1.50 | 1.83 |
| Oct 2025 | 3288.2196900244326 | -0.50 | -0.93 |
| Nov 2025 | 3295.8414357300962 | 0.23 | -3.96 |
| Dec 2025 | 3293.982287748109 | -0.06 | -3.63 |
| Jan 2026 | 3278.100710869049 | -0.48 | -6.17 |
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