Orlando, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Orlando, FL Metro in January 2026 was $2,561.521. The month over month percentage change (MoM) was -0.66%, and the year over year percentage change (YoY) was -9.27%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Orlando, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Orlando, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Orlando, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Orlando, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 766.6521869781603 NaN NaN
Feb 2012 767.9495228136616 0.17 NaN
Mar 2012 774.3018601288234 0.83 NaN
Apr 2012 774.3452627711118 0.01 NaN
May 2012 770.9426835318029 -0.44 NaN
Jun 2012 768.357401624173 -0.33 NaN
Jul 2012 765.8592143895967 -0.32 NaN
Aug 2012 773.8200874489341 1.04 NaN
Sep 2012 773.7964292682318 0.00 NaN
Oct 2012 774.1527409298303 0.05 NaN
Nov 2012 779.9304471562107 0.75 NaN
Dec 2012 787.7996186572882 1.01 NaN
Jan 2013 786.2042452026719 -0.20 2.55
Feb 2013 802.9602176522955 2.13 4.56
Mar 2013 814.4822523668404 1.44 5.19
Apr 2013 817.1278388695827 0.33 5.53
May 2013 834.9074633663481 2.18 8.30
Jun 2013 883.1169177242082 5.77 14.94
Jul 2013 916.7317649533677 3.81 19.70
Aug 2013 936.0482807954581 2.11 20.97
Sep 2013 952.4433046713318 1.75 23.09
Oct 2013 944.9580976014422 -0.79 22.06
Nov 2013 961.410397504972 1.74 23.27
Dec 2013 987.4711530966924 2.71 25.35
Jan 2014 988.8417032484076 0.14 25.77
Feb 2014 990.7071195220981 0.19 23.38
Mar 2014 1004.0569106654543 1.35 23.28
Apr 2014 1011.9188810178478 0.78 23.84
May 2014 1007.3812653339305 -0.45 20.66
Jun 2014 1011.1757056472293 0.38 14.50
Jul 2014 1014.1240862397831 0.29 10.62
Aug 2014 1017.4289679387957 0.33 8.69
Sep 2014 1026.4634450138153 0.89 7.77
Oct 2014 1020.3142626182506 -0.60 7.98
Nov 2014 1021.5609609616099 0.12 6.26
Dec 2014 1015.2734401041629 -0.61 2.82
Jan 2015 1013.7082843549993 -0.15 2.52
Feb 2015 1021.9831326880983 0.82 3.16
Mar 2015 1031.1288132050709 0.90 2.70
Apr 2015 1027.3448114278629 -0.37 1.52
May 2015 1045.6572992614347 1.78 3.80
Jun 2015 1062.056367237219 1.57 5.03
Jul 2015 1072.7130582713328 1.00 5.78
Aug 2015 1067.3186061410618 -0.50 4.90
Sep 2015 1074.214438901295 0.65 4.65
Oct 2015 1074.925402255492 0.07 5.35
Nov 2015 1095.2634530596815 1.89 7.22
Dec 2015 1103.9063168907576 0.79 8.73
Jan 2016 1099.4148858805884 -0.41 8.46
Feb 2016 1088.430188786302 -1.00 6.50
Mar 2016 1097.8639244745227 0.87 6.47
Apr 2016 1096.7856876255828 -0.10 6.76
May 2016 1102.7949311780294 0.55 5.46
Jun 2016 1107.7158828195672 0.45 4.30
Jul 2016 1102.6464211854764 -0.46 2.79
Aug 2016 1108.7850888606772 0.56 3.89
Sep 2016 1118.6187982585784 0.89 4.13
Oct 2016 1127.41981713279 0.79 4.88
Nov 2016 1161.5847206101807 3.03 6.06
Dec 2016 1207.6297475901495 3.96 9.40
Jan 2017 1205.9757387717423 -0.14 9.69
Feb 2017 1214.2039863022515 0.68 11.56
Mar 2017 1224.3184139225182 0.83 11.52
Apr 2017 1217.8583908695464 -0.53 11.04
May 2017 1222.4581006259277 0.38 10.85
Jun 2017 1220.598686960559 -0.15 10.19
Jul 2017 1235.2549133024581 1.20 12.03
Aug 2017 1236.0227213506666 0.06 11.48
Sep 2017 1237.6414222847814 0.13 10.64
Oct 2017 1256.2789685850476 1.51 11.43
Nov 2017 1267.9857043359605 0.93 9.16
Dec 2017 1279.826919163958 0.93 5.98
Jan 2018 1285.465770344631 0.44 6.59
Feb 2018 1325.9837973212188 3.15 9.21
Mar 2018 1348.074287165775 1.67 10.11
Apr 2018 1360.895664745428 0.95 11.75
May 2018 1384.3618653581716 1.72 13.24
Jun 2018 1391.1985579072712 0.49 13.98
Jul 2018 1394.8455196197192 0.26 12.92
Aug 2018 1405.206596493521 0.74 13.69
Sep 2018 1422.5013272629358 1.23 14.94
Oct 2018 1453.6050110379765 2.19 15.71
Nov 2018 1465.155738797078 0.80 15.55
Dec 2018 1445.9480110987995 -1.31 12.98
Jan 2019 1431.8948182832396 -0.97 11.39
Feb 2019 1430.364799234683 -0.11 7.87
Mar 2019 1426.216803042264 -0.29 5.80
Apr 2019 1417.7668868295536 -0.59 4.18
May 2019 1413.3289534499954 -0.31 2.09
Jun 2019 1386.0133251879565 -1.93 -0.37
Jul 2019 1385.7976743072804 -0.02 -0.65
Aug 2019 1373.1350712868946 -0.91 -2.28
Sep 2019 1376.033866948223 0.21 -3.27
Oct 2019 1390.3756338165447 1.04 -4.35
Nov 2019 1397.6191564382002 0.52 -4.61
Dec 2019 1408.4400358586274 0.77 -2.59
Jan 2020 1405.380207630641 -0.22 -1.85
Feb 2020 1396.1205808297107 -0.66 -2.39
Mar 2020 1403.0867551103943 0.50 -1.62
Apr 2020 1393.2322772697025 -0.70 -1.73
May 2020 1388.4363559827564 -0.34 -1.76
Jun 2020 1382.7032602063798 -0.41 -0.24
Jul 2020 1369.626203266435 -0.95 -1.17
Aug 2020 1368.6894263835993 -0.07 -0.32
Sep 2020 1375.4540459817817 0.49 -0.04
Oct 2020 1382.7190930844072 0.53 -0.55
Nov 2020 1389.8911704502689 0.52 -0.55
Dec 2020 1395.0667756364132 0.37 -0.95
Jan 2021 1390.9073314607367 -0.30 -1.03
Feb 2021 1415.0886808750934 1.74 1.36
Mar 2021 1465.3044958258806 3.55 4.43
Apr 2021 1481.1206282372982 1.08 6.31
May 2021 1490.4577810052115 0.63 7.35
Jun 2021 1518.0204582888412 1.85 9.79
Jul 2021 1528.7088443907269 0.70 11.62
Aug 2021 1546.7978149014516 1.18 13.01
Sep 2021 1571.8131875993267 1.62 14.28
Oct 2021 1614.3250358591356 2.71 16.75
Nov 2021 1637.8227739704735 1.46 17.84
Dec 2021 1668.7124332896894 1.89 19.61
Jan 2022 1724.7755779327426 3.36 24.00
Feb 2022 1812.760250909862 5.10 28.10
Mar 2022 1925.3899663981279 6.21 31.40
Apr 2022 2115.529324752991 9.88 42.83
May 2022 2211.65834180235 4.54 48.39
Jun 2022 2313.828330741651 4.62 52.42
Jul 2022 2327.471029058994 0.59 52.25
Aug 2022 2311.558848306583 -0.68 49.44
Sep 2022 2494.1154051171734 7.90 58.68
Oct 2022 2656.9613904239454 6.53 64.59
Nov 2022 2636.3963143931587 -0.77 60.97
Dec 2022 2543.066191688239 -3.54 52.40
Jan 2023 2535.249710973588 -0.31 46.99
Feb 2023 2528.209844826126 -0.28 39.47
Mar 2023 2587.07021830774 2.33 34.37
Apr 2023 2552.0584073968894 -1.35 20.64
May 2023 2578.741304938973 1.05 16.60
Jun 2023 2650.925865691606 2.80 14.57
Jul 2023 2691.902721013459 1.55 15.66
Aug 2023 2755.4381325584727 2.36 19.20
Sep 2023 2795.0946410462693 1.44 12.07
Oct 2023 2896.7163080668706 3.64 9.02
Nov 2023 2868.47997645283 -0.97 8.80
Dec 2023 2744.2433264588617 -4.33 7.91
Jan 2024 2734.9507365309482 -0.34 7.88
Feb 2024 2772.4265002966063 1.37 9.66
Mar 2024 2791.893822129671 0.70 7.92
Apr 2024 2840.4360348944324 1.74 11.30
May 2024 2858.3036866577054 0.63 10.84
Jun 2024 2824.884360834841 -1.17 6.56
Jul 2024 2807.207087866337 -0.63 4.28
Aug 2024 2730.848198705931 -2.72 -0.89
Sep 2024 2674.0768426606573 -2.08 -4.33
Oct 2024 2722.4053002706646 1.81 -6.02
Nov 2024 2797.584762468756 2.76 -2.47
Dec 2024 2775.0838583567133 -0.80 1.12
Jan 2025 2823.2590544532754 1.74 3.23
Feb 2025 2794.243390387656 -1.03 0.79
Mar 2025 2746.2742302150605 -1.72 -1.63
Apr 2025 2750.2645777135704 0.14 -3.17
May 2025 2755.529031941635 0.19 -3.60
Jun 2025 2740.9239560832566 -0.53 -2.97
Jul 2025 2705.727585376443 -1.28 -3.61
Aug 2025 2664.9950100667884 -1.50 -2.41
Sep 2025 2619.749690082914 -1.70 -2.03
Oct 2025 2594.4121053821113 -0.97 -4.70
Nov 2025 2588.563995346866 -0.22 -7.47
Dec 2025 2578.6457947105328 -0.38 -7.08
Jan 2026 2561.52119939557 -0.66 -9.27