Oshkosh, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Oshkosh, WI Metro in January 2026 was $1,921.38. The month over month percentage change (MoM) was -0.22%, and the year over year percentage change (YoY) was -0.83%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Oshkosh, WI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Oshkosh, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Oshkosh, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oshkosh, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oshkosh, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 861.6138916241391 | NaN | NaN |
| Feb 2012 | 860.1451566597373 | -0.17 | NaN |
| Mar 2012 | 861.6022474112085 | 0.17 | NaN |
| Apr 2012 | 856.5627963204 | -0.58 | NaN |
| May 2012 | 851.1109354536861 | -0.64 | NaN |
| Jun 2012 | 848.5912912674894 | -0.30 | NaN |
| Jul 2012 | 847.1395064193526 | -0.17 | NaN |
| Aug 2012 | 854.320329397324 | 0.85 | NaN |
| Sep 2012 | 851.4878075466921 | -0.33 | NaN |
| Oct 2012 | 847.0810772159027 | -0.52 | NaN |
| Nov 2012 | 844.3001255431295 | -0.33 | NaN |
| Dec 2012 | 841.5202322507155 | -0.33 | NaN |
| Jan 2013 | 856.175387311647 | 1.74 | -0.63 |
| Feb 2013 | 868.4631562583038 | 1.44 | 0.97 |
| Mar 2013 | 879.2827427909033 | 1.25 | 2.05 |
| Apr 2013 | 879.0286646679328 | -0.03 | 2.62 |
| May 2013 | 891.2036700393553 | 1.39 | 4.71 |
| Jun 2013 | 929.3323060958628 | 4.28 | 9.52 |
| Jul 2013 | 954.0539759460924 | 2.66 | 12.62 |
| Aug 2013 | 964.8754794193034 | 1.13 | 12.94 |
| Sep 2013 | 972.3451054998284 | 0.77 | 14.19 |
| Oct 2013 | 959.1610028730429 | -1.36 | 13.23 |
| Nov 2013 | 964.3112082440357 | 0.54 | 14.21 |
| Dec 2013 | 977.6525190600594 | 1.38 | 16.18 |
| Jan 2014 | 960.9564696484919 | -1.71 | 12.24 |
| Feb 2014 | 955.2563330231246 | -0.59 | 9.99 |
| Mar 2014 | 960.7118038490362 | 0.57 | 9.26 |
| Apr 2014 | 964.109162580213 | 0.35 | 9.68 |
| May 2014 | 959.3191977450363 | -0.50 | 7.64 |
| Jun 2014 | 961.3284022708061 | 0.21 | 3.44 |
| Jul 2014 | 962.4343071628534 | 0.12 | 0.88 |
| Aug 2014 | 962.4084767084245 | 0.00 | -0.26 |
| Sep 2014 | 964.8859618118836 | 0.26 | -0.77 |
| Oct 2014 | 954.6034325875805 | -1.07 | -0.47 |
| Nov 2014 | 949.0467978448412 | -0.58 | -1.58 |
| Dec 2014 | 938.7281858592455 | -1.09 | -3.98 |
| Jan 2015 | 915.7979087115621 | -2.44 | -4.70 |
| Feb 2015 | 920.1615573284614 | 0.48 | -3.67 |
| Mar 2015 | 926.767898591102 | 0.72 | -3.53 |
| Apr 2015 | 924.920044299374 | -0.20 | -4.07 |
| May 2015 | 942.3535351087969 | 1.89 | -1.77 |
| Jun 2015 | 958.5469538006862 | 1.72 | -0.29 |
| Jul 2015 | 968.7473409193178 | 1.06 | 0.66 |
| Aug 2015 | 964.3975332680081 | -0.45 | 0.21 |
| Sep 2015 | 967.9336067119741 | 0.37 | 0.32 |
| Oct 2015 | 966.7538640825754 | -0.12 | 1.27 |
| Nov 2015 | 979.1497581568972 | 1.28 | 3.17 |
| Dec 2015 | 983.9586107431132 | 0.49 | 4.82 |
| Jan 2016 | 973.6628284452676 | -1.05 | 6.32 |
| Feb 2016 | 963.5381433539064 | -1.04 | 4.71 |
| Mar 2016 | 968.3925977290021 | 0.50 | 4.49 |
| Apr 2016 | 966.1426945466162 | -0.23 | 4.46 |
| May 2016 | 969.9493679057421 | 0.39 | 2.93 |
| Jun 2016 | 973.1147820063773 | 0.33 | 1.52 |
| Jul 2016 | 968.0963000763842 | -0.52 | -0.07 |
| Aug 2016 | 972.4224366724372 | 0.45 | 0.83 |
| Sep 2016 | 980.2081290893418 | 0.80 | 1.27 |
| Oct 2016 | 988.6654619782064 | 0.86 | 2.27 |
| Nov 2016 | 1015.1567489841932 | 2.68 | 3.68 |
| Dec 2016 | 1049.4647130640144 | 3.38 | 6.66 |
| Jan 2017 | 987.9253121363613 | -5.86 | 1.47 |
| Feb 2017 | 993.2000589439804 | 0.53 | 3.08 |
| Mar 2017 | 1000.3818205552884 | 0.72 | 3.30 |
| Apr 2017 | 994.8710858499178 | -0.55 | 2.97 |
| May 2017 | 997.1812611356627 | 0.23 | 2.81 |
| Jun 2017 | 994.3767956745012 | -0.28 | 2.19 |
| Jul 2017 | 1003.4317397254781 | 0.91 | 3.65 |
| Aug 2017 | 1001.0940251493289 | -0.23 | 2.95 |
| Sep 2017 | 1000.3482035402728 | -0.07 | 2.06 |
| Oct 2017 | 1012.5845508597267 | 1.22 | 2.42 |
| Nov 2017 | 1019.92010441143 | 0.72 | 0.47 |
| Dec 2017 | 1025.544259911082 | 0.55 | -2.28 |
| Jan 2018 | 1017.1491838328828 | -0.82 | 2.96 |
| Feb 2018 | 1044.8241113708134 | 2.72 | 5.20 |
| Mar 2018 | 1059.7730074531637 | 1.43 | 5.94 |
| Apr 2018 | 1066.7702050506014 | 0.66 | 7.23 |
| May 2018 | 1081.6904143103138 | 1.40 | 8.48 |
| Jun 2018 | 1085.945915365784 | 0.39 | 9.21 |
| Jul 2018 | 1089.895899334149 | 0.36 | 8.62 |
| Aug 2018 | 1096.010205197587 | 0.56 | 9.48 |
| Sep 2018 | 1104.902473519472 | 0.81 | 10.45 |
| Oct 2018 | 1120.6279987589546 | 1.42 | 10.67 |
| Nov 2018 | 1124.4593416736457 | 0.34 | 10.25 |
| Dec 2018 | 1107.7230676609377 | -1.49 | 8.01 |
| Jan 2019 | 1079.7266766679581 | -2.53 | 6.15 |
| Feb 2019 | 1079.2481113203698 | -0.04 | 3.30 |
| Mar 2019 | 1079.953690964483 | 0.07 | 1.90 |
| Apr 2019 | 1079.0458599727037 | -0.08 | 1.15 |
| May 2019 | 1080.2176815452217 | 0.11 | -0.14 |
| Jun 2019 | 1063.203072070738 | -1.57 | -2.09 |
| Jul 2019 | 1062.9263177082373 | -0.03 | -2.47 |
| Aug 2019 | 1052.486889965509 | -0.98 | -3.97 |
| Sep 2019 | 1053.0712444045023 | 0.06 | -4.69 |
| Oct 2019 | 1062.5478053370148 | 0.90 | -5.18 |
| Nov 2019 | 1067.2502548496393 | 0.44 | -5.09 |
| Dec 2019 | 1073.3771896004037 | 0.57 | -3.10 |
| Jan 2020 | 1042.941892259868 | -2.83 | -3.41 |
| Feb 2020 | 1035.514569931412 | -0.71 | -4.05 |
| Mar 2020 | 1041.0309651465714 | 0.53 | -3.60 |
| Apr 2020 | 1035.4558703298037 | -0.54 | -4.04 |
| May 2020 | 1034.7319333320238 | -0.07 | -4.21 |
| Jun 2020 | 1032.9426361123665 | -0.17 | -2.85 |
| Jul 2020 | 1025.3296765436864 | -0.74 | -3.54 |
| Aug 2020 | 1026.2480993518088 | 0.09 | -2.49 |
| Sep 2020 | 1035.070210737576 | 0.86 | -1.71 |
| Oct 2020 | 1045.9740224190057 | 1.05 | -1.56 |
| Nov 2020 | 1054.256287644722 | 0.79 | -1.22 |
| Dec 2020 | 1059.0260749381655 | 0.45 | -1.34 |
| Jan 2021 | 1043.5534788313962 | -1.46 | 0.06 |
| Feb 2021 | 1058.8919780614679 | 1.47 | 2.26 |
| Mar 2021 | 1091.8692376973352 | 3.11 | 4.88 |
| Apr 2021 | 1101.6486488582673 | 0.90 | 6.39 |
| May 2021 | 1109.0864686588181 | 0.68 | 7.19 |
| Jun 2021 | 1129.7560634737192 | 1.86 | 9.37 |
| Jul 2021 | 1136.486301996417 | 0.60 | 10.84 |
| Aug 2021 | 1142.366769294343 | 0.52 | 11.32 |
| Sep 2021 | 1147.947611107787 | 0.49 | 10.91 |
| Oct 2021 | 1162.4392305061774 | 1.26 | 11.14 |
| Nov 2021 | 1165.2440110442371 | 0.24 | 10.53 |
| Dec 2021 | 1174.4250789052678 | 0.79 | 10.90 |
| Jan 2022 | 1232.3073133722062 | 4.93 | 18.09 |
| Feb 2022 | 1278.82730381271 | 3.78 | 20.77 |
| Mar 2022 | 1340.6471447110023 | 4.83 | 22.79 |
| Apr 2022 | 1451.867342187815 | 8.30 | 31.79 |
| May 2022 | 1501.9922372916465 | 3.45 | 35.43 |
| Jun 2022 | 1555.1656093929705 | 3.54 | 37.66 |
| Jul 2022 | 1550.9275738224183 | -0.27 | 36.47 |
| Aug 2022 | 1527.5034169478893 | -1.51 | 33.71 |
| Sep 2022 | 1629.2560089388771 | 6.66 | 41.93 |
| Oct 2022 | 1722.9293462771136 | 5.75 | 48.22 |
| Nov 2022 | 1710.7343054393118 | -0.71 | 46.81 |
| Dec 2022 | 1657.598513781274 | -3.11 | 41.14 |
| Jan 2023 | 1634.1135075007119 | -1.42 | 32.61 |
| Feb 2023 | 1641.2681744730107 | 0.44 | 28.34 |
| Mar 2023 | 1688.933986613835 | 2.90 | 25.98 |
| Apr 2023 | 1673.552243975333 | -0.91 | 15.27 |
| May 2023 | 1695.9398929980728 | 1.34 | 12.91 |
| Jun 2023 | 1744.8504687609227 | 2.88 | 12.20 |
| Jul 2023 | 1770.3205821509368 | 1.46 | 14.15 |
| Aug 2023 | 1809.968690428301 | 2.24 | 18.49 |
| Sep 2023 | 1833.8115102535644 | 1.32 | 12.56 |
| Oct 2023 | 1895.3657599036735 | 3.36 | 10.01 |
| Nov 2023 | 1871.5529408634816 | -1.26 | 9.40 |
| Dec 2023 | 1784.625603404779 | -4.64 | 7.66 |
| Jan 2024 | 1757.2083220566724 | -1.54 | 7.53 |
| Feb 2024 | 1782.063591522175 | 1.41 | 8.58 |
| Mar 2024 | 1804.0579589725157 | 1.23 | 6.82 |
| Apr 2024 | 1848.7565139580533 | 2.48 | 10.47 |
| May 2024 | 1874.4491837491637 | 1.39 | 10.53 |
| Jun 2024 | 1863.759428905411 | -0.57 | 6.82 |
| Jul 2024 | 1859.7433609510983 | -0.21 | 5.05 |
| Aug 2024 | 1815.9485748074826 | -2.35 | 0.33 |
| Sep 2024 | 1781.5656733879969 | -1.89 | -2.85 |
| Oct 2024 | 1824.5984349053158 | 2.42 | -3.73 |
| Nov 2024 | 1888.9385215567474 | 3.53 | 0.93 |
| Dec 2024 | 1889.788130038823 | 0.05 | 5.89 |
| Jan 2025 | 1937.5011103376683 | 2.53 | 10.26 |
| Feb 2025 | 1932.0831917602197 | -0.28 | 8.42 |
| Mar 2025 | 1913.3167152634082 | -0.97 | 6.06 |
| Apr 2025 | 1931.4538690640156 | 0.95 | 4.47 |
| May 2025 | 1951.7912786754082 | 1.05 | 4.13 |
| Jun 2025 | 1958.9464186826253 | 0.37 | 5.11 |
| Jul 2025 | 1952.1749487637396 | -0.35 | 4.97 |
| Aug 2025 | 1942.1138076748673 | -0.51 | 6.95 |
| Sep 2025 | 1921.5353916392605 | -1.06 | 7.86 |
| Oct 2025 | 1917.219898672764 | -0.22 | 5.08 |
| Nov 2025 | 1923.1100437845803 | 0.31 | 1.81 |
| Dec 2025 | 1925.6178597363935 | 0.13 | 1.90 |
| Jan 2026 | 1921.3802428342967 | -0.22 | -0.83 |
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