Owensboro, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Owensboro, KY Metro in January 2026 was $1,286.827. The month over month percentage change (MoM) was -0.31%, and the year over year percentage change (YoY) was -4.58%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Owensboro, KY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Owensboro, KY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Owensboro, KY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Owensboro, KY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 558.2602287992358 | NaN | NaN |
| Feb 2012 | 558.5081750840602 | 0.04 | NaN |
| Mar 2012 | 563.4334201337158 | 0.88 | NaN |
| Apr 2012 | 563.8529021713605 | 0.07 | NaN |
| May 2012 | 560.2868263677775 | -0.63 | NaN |
| Jun 2012 | 555.1896478434411 | -0.91 | NaN |
| Jul 2012 | 549.9685361251314 | -0.94 | NaN |
| Aug 2012 | 552.0181983934071 | 0.37 | NaN |
| Sep 2012 | 547.3869585663047 | -0.84 | NaN |
| Oct 2012 | 543.5693510275379 | -0.70 | NaN |
| Nov 2012 | 541.9744572850489 | -0.29 | NaN |
| Dec 2012 | 541.1437001580213 | -0.15 | NaN |
| Jan 2013 | 543.4200144418737 | 0.42 | -2.66 |
| Feb 2013 | 549.4678093398418 | 1.11 | -1.62 |
| Mar 2013 | 552.188477201972 | 0.50 | -2.00 |
| Apr 2013 | 548.2596335144908 | -0.71 | -2.76 |
| May 2013 | 553.5607596281172 | 0.97 | -1.20 |
| Jun 2013 | 578.8734935579891 | 4.57 | 4.27 |
| Jul 2013 | 593.0946023075062 | 2.46 | 7.84 |
| Aug 2013 | 598.2687368954871 | 0.87 | 8.38 |
| Sep 2013 | 601.1374528428828 | 0.48 | 9.82 |
| Oct 2013 | 590.0682502216264 | -1.84 | 8.55 |
| Nov 2013 | 593.7787279122058 | 0.63 | 9.56 |
| Dec 2013 | 603.7466294301996 | 1.68 | 11.57 |
| Jan 2014 | 576.612516296737 | -4.49 | 6.11 |
| Feb 2014 | 572.2534839717707 | -0.76 | 4.15 |
| Mar 2014 | 575.4448962508454 | 0.56 | 4.21 |
| Apr 2014 | 576.6534811479657 | 0.21 | 5.18 |
| May 2014 | 571.7496292460328 | -0.85 | 3.29 |
| Jun 2014 | 572.963397852839 | 0.21 | -1.02 |
| Jul 2014 | 574.2812357308029 | 0.23 | -3.17 |
| Aug 2014 | 576.4988361792228 | 0.39 | -3.64 |
| Sep 2014 | 581.2741788313091 | 0.83 | -3.30 |
| Oct 2014 | 577.2333536212791 | -0.69 | -2.17 |
| Nov 2014 | 576.1460549071269 | -0.19 | -2.97 |
| Dec 2014 | 570.1791356510724 | -1.04 | -5.56 |
| Jan 2015 | 601.4325042300035 | 5.48 | 4.30 |
| Feb 2015 | 604.5427118467074 | 0.52 | 5.64 |
| Mar 2015 | 608.565534146964 | 0.67 | 5.76 |
| Apr 2015 | 606.0566516976693 | -0.41 | 5.10 |
| May 2015 | 615.2937665723935 | 1.52 | 7.62 |
| Jun 2015 | 623.574704456862 | 1.35 | 8.83 |
| Jul 2015 | 629.2131095932036 | 0.90 | 9.57 |
| Aug 2015 | 626.4989802012583 | -0.43 | 8.67 |
| Sep 2015 | 629.8567326338245 | 0.54 | 8.36 |
| Oct 2015 | 629.9118293365179 | 0.01 | 9.13 |
| Nov 2015 | 639.3523633697016 | 1.50 | 10.97 |
| Dec 2015 | 642.9386109557064 | 0.56 | 12.76 |
| Jan 2016 | 652.1668844714798 | 1.44 | 8.44 |
| Feb 2016 | 643.2108409290856 | -1.37 | 6.40 |
| Mar 2016 | 644.3693138044591 | 0.18 | 5.88 |
| Apr 2016 | 641.3110945867822 | -0.47 | 5.82 |
| May 2016 | 642.1869666943978 | 0.14 | 4.37 |
| Jun 2016 | 643.7934296114347 | 0.25 | 3.24 |
| Jul 2016 | 640.255145040159 | -0.55 | 1.76 |
| Aug 2016 | 640.1659471338868 | -0.01 | 2.18 |
| Sep 2016 | 639.8513790107065 | -0.05 | 1.59 |
| Oct 2016 | 636.7013648790704 | -0.49 | 1.08 |
| Nov 2016 | 649.739152066015 | 2.05 | 1.63 |
| Dec 2016 | 670.298218120438 | 3.16 | 4.26 |
| Jan 2017 | 664.1634774076851 | -0.91 | 1.84 |
| Feb 2017 | 666.7751805368805 | 0.39 | 3.66 |
| Mar 2017 | 672.2466827909622 | 0.82 | 4.33 |
| Apr 2017 | 670.1202159068704 | -0.32 | 4.49 |
| May 2017 | 673.6592253319265 | 0.53 | 4.90 |
| Jun 2017 | 673.6682987225031 | 0.00 | 4.64 |
| Jul 2017 | 681.936390870543 | 1.23 | 6.51 |
| Aug 2017 | 682.2950408057549 | 0.05 | 6.58 |
| Sep 2017 | 684.3205428339595 | 0.30 | 6.95 |
| Oct 2017 | 695.2446836475538 | 1.60 | 9.20 |
| Nov 2017 | 703.8510171342926 | 1.24 | 8.33 |
| Dec 2017 | 711.4552494488128 | 1.08 | 6.14 |
| Jan 2018 | 674.2988276213184 | -5.22 | 1.53 |
| Feb 2018 | 697.7577587801406 | 3.48 | 4.65 |
| Mar 2018 | 711.6331593434629 | 1.99 | 5.86 |
| Apr 2018 | 718.3553260369181 | 0.95 | 7.20 |
| May 2018 | 728.1370687707296 | 1.36 | 8.09 |
| Jun 2018 | 728.2887810501524 | 0.02 | 8.11 |
| Jul 2018 | 728.4967247789642 | 0.03 | 6.83 |
| Aug 2018 | 733.1960160267263 | 0.65 | 7.46 |
| Sep 2018 | 742.0103937020845 | 1.20 | 8.43 |
| Oct 2018 | 757.4649876411713 | 2.08 | 8.95 |
| Nov 2018 | 763.8087928796325 | 0.84 | 8.52 |
| Dec 2018 | 752.6416690677984 | -1.46 | 5.79 |
| Jan 2019 | 737.4836879497627 | -2.01 | 9.37 |
| Feb 2019 | 735.363031666868 | -0.29 | 5.39 |
| Mar 2019 | 732.3009005662536 | -0.42 | 2.90 |
| Apr 2019 | 727.8876382673841 | -0.60 | 1.33 |
| May 2019 | 725.5921110477157 | -0.31 | -0.35 |
| Jun 2019 | 711.2500984105295 | -1.98 | -2.34 |
| Jul 2019 | 710.7124517984834 | -0.08 | -2.44 |
| Aug 2019 | 703.6340405779869 | -1.00 | -4.03 |
| Sep 2019 | 704.3356678292541 | 0.10 | -5.08 |
| Oct 2019 | 710.7716331038276 | 0.91 | -6.16 |
| Nov 2019 | 714.2826206527461 | 0.49 | -6.48 |
| Dec 2019 | 719.9783425071882 | 0.80 | -4.34 |
| Jan 2020 | 710.3547677907104 | -1.34 | -3.68 |
| Feb 2020 | 702.9399705681733 | -1.04 | -4.41 |
| Mar 2020 | 704.476272561787 | 0.22 | -3.80 |
| Apr 2020 | 698.8900145382228 | -0.79 | -3.98 |
| May 2020 | 697.5631367201095 | -0.19 | -3.86 |
| Jun 2020 | 695.8949280457233 | -0.24 | -2.16 |
| Jul 2020 | 690.4764663682699 | -0.78 | -2.85 |
| Aug 2020 | 691.0249168304423 | 0.08 | -1.79 |
| Sep 2020 | 697.1132861182701 | 0.88 | -1.02 |
| Oct 2020 | 703.5982063068452 | 0.93 | -1.01 |
| Nov 2020 | 707.6356906466799 | 0.57 | -0.93 |
| Dec 2020 | 708.5126934436189 | 0.12 | -1.59 |
| Jan 2021 | 731.902611809182 | 3.30 | 3.03 |
| Feb 2021 | 742.6275442349709 | 1.47 | 5.65 |
| Mar 2021 | 766.2565395094529 | 3.18 | 8.77 |
| Apr 2021 | 769.9544511791418 | 0.48 | 10.17 |
| May 2021 | 768.7145660226605 | -0.16 | 10.20 |
| Jun 2021 | 776.3069528278793 | 0.99 | 11.56 |
| Jul 2021 | 773.8327085094744 | -0.32 | 12.07 |
| Aug 2021 | 775.6790284918645 | 0.24 | 12.25 |
| Sep 2021 | 781.469947386278 | 0.75 | 12.10 |
| Oct 2021 | 797.679339545688 | 2.07 | 13.37 |
| Nov 2021 | 803.4949067266438 | 0.73 | 13.55 |
| Dec 2021 | 812.6477527815548 | 1.14 | 14.70 |
| Jan 2022 | 838.627771699424 | 3.20 | 14.58 |
| Feb 2022 | 872.4682786249791 | 4.04 | 17.48 |
| Mar 2022 | 915.8090166115059 | 4.97 | 19.52 |
| Apr 2022 | 994.6028291719222 | 8.60 | 29.18 |
| May 2022 | 1026.6253166794256 | 3.22 | 33.55 |
| Jun 2022 | 1063.8274159925472 | 3.62 | 37.04 |
| Jul 2022 | 1064.6070318058757 | 0.07 | 37.58 |
| Aug 2022 | 1055.9658645911388 | -0.81 | 36.13 |
| Sep 2022 | 1140.6605875199857 | 8.02 | 45.96 |
| Oct 2022 | 1218.5934166980144 | 6.83 | 52.77 |
| Nov 2022 | 1212.613960931318 | -0.49 | 50.92 |
| Dec 2022 | 1173.2529373771206 | -3.25 | 44.37 |
| Jan 2023 | 1157.5412152851832 | -1.34 | 38.03 |
| Feb 2023 | 1153.9075586702143 | -0.31 | 32.26 |
| Mar 2023 | 1182.9059493049458 | 2.51 | 29.17 |
| Apr 2023 | 1171.726002083568 | -0.94 | 17.81 |
| May 2023 | 1191.148205567179 | 1.66 | 16.03 |
| Jun 2023 | 1227.8093677222168 | 3.08 | 15.41 |
| Jul 2023 | 1244.3949088353331 | 1.35 | 16.89 |
| Aug 2023 | 1268.9747461439708 | 1.98 | 20.17 |
| Sep 2023 | 1284.4862741925338 | 1.22 | 12.61 |
| Oct 2023 | 1332.183964570535 | 3.71 | 9.32 |
| Nov 2023 | 1318.0599730853073 | -1.06 | 8.70 |
| Dec 2023 | 1258.1107933514065 | -4.55 | 7.23 |
| Jan 2024 | 1243.3295486779984 | -1.17 | 7.41 |
| Feb 2024 | 1263.0830767269003 | 1.59 | 9.46 |
| Mar 2024 | 1275.7252465755678 | 1.00 | 7.85 |
| Apr 2024 | 1304.809821515804 | 2.28 | 11.36 |
| May 2024 | 1319.244877422549 | 1.11 | 10.75 |
| Jun 2024 | 1308.0412429954565 | -0.85 | 6.54 |
| Jul 2024 | 1302.0492767354253 | -0.46 | 4.63 |
| Aug 2024 | 1267.357633996729 | -2.66 | -0.13 |
| Sep 2024 | 1243.1296900465177 | -1.91 | -3.22 |
| Oct 2024 | 1271.4838007238443 | 2.28 | -4.56 |
| Nov 2024 | 1314.3369274066824 | 3.37 | -0.28 |
| Dec 2024 | 1312.653608434877 | -0.13 | 4.34 |
| Jan 2025 | 1348.5542806842634 | 2.74 | 8.46 |
| Feb 2025 | 1347.0267367690055 | -0.11 | 6.65 |
| Mar 2025 | 1336.2891817046677 | -0.80 | 4.75 |
| Apr 2025 | 1350.4473198760102 | 1.06 | 3.50 |
| May 2025 | 1364.6586983566988 | 1.05 | 3.44 |
| Jun 2025 | 1365.614513456326 | 0.07 | 4.40 |
| Jul 2025 | 1350.1543111687758 | -1.13 | 3.70 |
| Aug 2025 | 1328.1636621939824 | -1.63 | 4.80 |
| Sep 2025 | 1302.8297771112816 | -1.91 | 4.80 |
| Oct 2025 | 1291.0697619058046 | -0.90 | 1.54 |
| Nov 2025 | 1291.5435172792959 | 0.04 | -1.73 |
| Dec 2025 | 1290.8327771729578 | -0.05 | -1.66 |
| Jan 2026 | 1286.8273974440835 | -0.31 | -4.58 |
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