Oxnard, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Oxnard, CA Metro in January 2026 was $5,260.35. The month over month percentage change (MoM) was -0.64%, and the year over year percentage change (YoY) was -7.71%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Oxnard, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Oxnard, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Oxnard, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Oxnard, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1964.4033630647837 | NaN | NaN |
| Feb 2012 | 1939.6330437196993 | -1.26 | NaN |
| Mar 2012 | 1930.1117554667053 | -0.49 | NaN |
| Apr 2012 | 1904.8512602556639 | -1.31 | NaN |
| May 2012 | 1873.2629075754116 | -1.66 | NaN |
| Jun 2012 | 1849.2702787765215 | -1.28 | NaN |
| Jul 2012 | 1830.4443782792457 | -1.02 | NaN |
| Aug 2012 | 1849.0503589183174 | 1.02 | NaN |
| Sep 2012 | 1845.1164174175492 | -0.21 | NaN |
| Oct 2012 | 1845.1481884495433 | 0.00 | NaN |
| Nov 2012 | 1859.5918377120097 | 0.78 | NaN |
| Dec 2012 | 1878.334386129788 | 1.01 | NaN |
| Jan 2013 | 1911.0401941103173 | 1.74 | -2.72 |
| Feb 2013 | 1956.029530269589 | 2.35 | 0.85 |
| Mar 2013 | 1987.6135516199029 | 1.62 | 2.98 |
| Apr 2013 | 1993.9938661191673 | 0.32 | 4.68 |
| May 2013 | 2045.236184879393 | 2.57 | 9.18 |
| Jun 2013 | 2190.345982593722 | 7.10 | 18.44 |
| Jul 2013 | 2294.5301406972108 | 4.76 | 25.35 |
| Aug 2013 | 2350.718289955856 | 2.45 | 27.13 |
| Sep 2013 | 2389.6848959184167 | 1.66 | 29.51 |
| Oct 2013 | 2355.2935552992585 | -1.44 | 27.65 |
| Nov 2013 | 2390.80390383949 | 1.51 | 28.57 |
| Dec 2013 | 2453.273153087765 | 2.61 | 30.61 |
| Jan 2014 | 2465.3491708715483 | 0.49 | 29.01 |
| Feb 2014 | 2456.4551692152945 | -0.36 | 25.58 |
| Mar 2014 | 2486.86312501347 | 1.24 | 25.12 |
| Apr 2014 | 2504.4124401421122 | 0.71 | 25.60 |
| May 2014 | 2491.5150073340333 | -0.51 | 21.82 |
| Jun 2014 | 2499.020396739015 | 0.30 | 14.09 |
| Jul 2014 | 2499.286040243536 | 0.01 | 8.92 |
| Aug 2014 | 2497.7035966291396 | -0.06 | 6.25 |
| Sep 2014 | 2512.5525821711203 | 0.60 | 5.14 |
| Oct 2014 | 2493.7779357517325 | -0.75 | 5.88 |
| Nov 2014 | 2495.2364857295 | 0.06 | 4.37 |
| Dec 2014 | 2474.4361521893475 | -0.83 | 0.86 |
| Jan 2015 | 2434.9612859757826 | -1.59 | -1.23 |
| Feb 2015 | 2457.4386333426123 | 0.92 | 0.04 |
| Mar 2015 | 2485.775041509651 | 1.15 | -0.04 |
| Apr 2015 | 2474.044334191065 | -0.47 | -1.21 |
| May 2015 | 2523.8175139869763 | 2.01 | 1.30 |
| Jun 2015 | 2566.722534222392 | 1.70 | 2.71 |
| Jul 2015 | 2591.718756155723 | 0.97 | 3.70 |
| Aug 2015 | 2567.7384288657768 | -0.92 | 2.80 |
| Sep 2015 | 2575.9389297969005 | 0.32 | 2.52 |
| Oct 2015 | 2570.24330577938 | -0.22 | 3.07 |
| Nov 2015 | 2622.7506846036054 | 2.04 | 5.11 |
| Dec 2015 | 2645.6683024688477 | 0.87 | 6.92 |
| Jan 2016 | 2632.6833728496094 | -0.49 | 8.12 |
| Feb 2016 | 2602.6084460865086 | -1.14 | 5.91 |
| Mar 2016 | 2629.5716512334284 | 1.04 | 5.79 |
| Apr 2016 | 2620.6726717426427 | -0.34 | 5.93 |
| May 2016 | 2626.8865005911166 | 0.24 | 4.08 |
| Jun 2016 | 2626.6968270446732 | -0.01 | 2.34 |
| Jul 2016 | 2601.3519680626905 | -0.96 | 0.37 |
| Aug 2016 | 2605.9369079941935 | 0.18 | 1.49 |
| Sep 2016 | 2614.9236440718337 | 0.35 | 1.51 |
| Oct 2016 | 2626.9707473326703 | 0.46 | 2.21 |
| Nov 2016 | 2714.614012825844 | 3.34 | 3.50 |
| Dec 2016 | 2843.7364737875055 | 4.76 | 7.49 |
| Jan 2017 | 2849.1250397873728 | 0.19 | 8.22 |
| Feb 2017 | 2875.8632301512844 | 0.94 | 10.50 |
| Mar 2017 | 2901.2896018245397 | 0.88 | 10.33 |
| Apr 2017 | 2873.7214427255385 | -0.95 | 9.66 |
| May 2017 | 2872.3564812732543 | -0.05 | 9.35 |
| Jun 2017 | 2853.9440003211384 | -0.64 | 8.65 |
| Jul 2017 | 2879.2050644610663 | 0.89 | 10.68 |
| Aug 2017 | 2865.572527696966 | -0.47 | 9.96 |
| Sep 2017 | 2855.934152320165 | -0.34 | 9.22 |
| Oct 2017 | 2894.669390844176 | 1.36 | 10.19 |
| Nov 2017 | 2918.523966137588 | 0.82 | 7.51 |
| Dec 2017 | 2949.3812761293166 | 1.06 | 3.72 |
| Jan 2018 | 2999.6100157227165 | 1.70 | 5.28 |
| Feb 2018 | 3102.444782334585 | 3.43 | 7.88 |
| Mar 2018 | 3146.6146390844688 | 1.42 | 8.46 |
| Apr 2018 | 3160.317710577978 | 0.44 | 9.97 |
| May 2018 | 3203.1271044029504 | 1.36 | 11.52 |
| Jun 2018 | 3206.414706922157 | 0.10 | 12.35 |
| Jul 2018 | 3196.497120727422 | -0.31 | 11.02 |
| Aug 2018 | 3203.805794763186 | 0.23 | 11.80 |
| Sep 2018 | 3225.0605708829044 | 0.66 | 12.93 |
| Oct 2018 | 3292.2125455108235 | 2.08 | 13.73 |
| Nov 2018 | 3308.722435755023 | 0.50 | 13.37 |
| Dec 2018 | 3246.173626537193 | -1.89 | 10.06 |
| Jan 2019 | 3211.1337407397114 | -1.08 | 7.05 |
| Feb 2019 | 3188.487500051914 | -0.70 | 2.77 |
| Mar 2019 | 3166.850219683528 | -0.68 | 0.64 |
| Apr 2019 | 3136.6434556124937 | -0.95 | -0.75 |
| May 2019 | 3118.681433267862 | -0.57 | -2.64 |
| Jun 2019 | 3040.532333601773 | -2.51 | -5.17 |
| Jul 2019 | 3028.0732007232186 | -0.41 | -5.27 |
| Aug 2019 | 2985.0685275184505 | -1.42 | -6.83 |
| Sep 2019 | 2982.543058474755 | -0.08 | -7.52 |
| Oct 2019 | 3009.723470939871 | 0.91 | -8.58 |
| Nov 2019 | 3019.891950047463 | 0.34 | -8.73 |
| Dec 2019 | 3036.9175378742484 | 0.56 | -6.45 |
| Jan 2020 | 3023.9414992450206 | -0.43 | -5.83 |
| Feb 2020 | 2996.8137629254616 | -0.90 | -6.01 |
| Mar 2020 | 3015.948986141598 | 0.64 | -4.76 |
| Apr 2020 | 2993.2129366239606 | -0.75 | -4.57 |
| May 2020 | 2979.268905595937 | -0.47 | -4.47 |
| Jun 2020 | 2955.400315126765 | -0.80 | -2.80 |
| Jul 2020 | 2915.0065387748677 | -1.37 | -3.73 |
| Aug 2020 | 2904.802375144113 | -0.35 | -2.69 |
| Sep 2020 | 2922.166063456274 | 0.60 | -2.02 |
| Oct 2020 | 2946.4135312613707 | 0.83 | -2.10 |
| Nov 2020 | 2974.9782190168726 | 0.97 | -1.49 |
| Dec 2020 | 2999.026852073611 | 0.81 | -1.25 |
| Jan 2021 | 3007.904835660199 | 0.30 | -0.53 |
| Feb 2021 | 3070.002326371441 | 2.06 | 2.44 |
| Mar 2021 | 3189.1325122060853 | 3.88 | 5.74 |
| Apr 2021 | 3225.496550012987 | 1.14 | 7.76 |
| May 2021 | 3244.441243923401 | 0.59 | 8.90 |
| Jun 2021 | 3301.0408639902676 | 1.75 | 11.70 |
| Jul 2021 | 3313.8641226105706 | 0.39 | 13.68 |
| Aug 2021 | 3333.8777199284427 | 0.60 | 14.77 |
| Sep 2021 | 3366.971088142647 | 0.99 | 15.22 |
| Oct 2021 | 3433.539074224532 | 1.98 | 16.53 |
| Nov 2021 | 3454.9814016812443 | 0.62 | 16.14 |
| Dec 2021 | 3492.6087179050073 | 1.09 | 16.46 |
| Jan 2022 | 3629.639734649535 | 3.92 | 20.67 |
| Feb 2022 | 3814.669585174734 | 5.10 | 24.26 |
| Mar 2022 | 4064.0236168667184 | 6.54 | 27.43 |
| Apr 2022 | 4477.716369373499 | 10.18 | 38.82 |
| May 2022 | 4653.3409034777005 | 3.92 | 43.43 |
| Jun 2022 | 4815.424263323121 | 3.48 | 45.88 |
| Jul 2022 | 4768.332356840011 | -0.98 | 43.89 |
| Aug 2022 | 4656.57037528009 | -2.34 | 39.67 |
| Sep 2022 | 4985.391278156216 | 7.06 | 48.07 |
| Oct 2022 | 5282.811342101515 | 5.97 | 53.86 |
| Nov 2022 | 5200.142488561865 | -1.56 | 50.51 |
| Dec 2022 | 4970.38688533903 | -4.42 | 42.31 |
| Jan 2023 | 4911.380520897948 | -1.19 | 35.31 |
| Feb 2023 | 4871.379078357009 | -0.81 | 27.70 |
| Mar 2023 | 4981.449908167178 | 2.26 | 22.57 |
| Apr 2023 | 4916.754931512912 | -1.30 | 9.81 |
| May 2023 | 4984.7249756896435 | 1.38 | 7.12 |
| Jun 2023 | 5147.715316993741 | 3.27 | 6.90 |
| Jul 2023 | 5249.246793463858 | 1.97 | 10.09 |
| Aug 2023 | 5403.106064241788 | 2.93 | 16.03 |
| Sep 2023 | 5508.6888555238575 | 1.95 | 10.50 |
| Oct 2023 | 5736.459358190813 | 4.14 | 8.59 |
| Nov 2023 | 5677.895707820953 | -1.02 | 9.19 |
| Dec 2023 | 5406.38157919718 | -4.78 | 8.77 |
| Jan 2024 | 5313.637830207928 | -1.71 | 8.19 |
| Feb 2024 | 5387.502171209602 | 1.39 | 10.60 |
| Mar 2024 | 5434.231418692625 | 0.87 | 9.09 |
| Apr 2024 | 5558.694666722091 | 2.29 | 13.06 |
| May 2024 | 5633.489981000892 | 1.35 | 13.02 |
| Jun 2024 | 5595.8517502935065 | -0.67 | 8.71 |
| Jul 2024 | 5578.981388090736 | -0.30 | 6.28 |
| Aug 2024 | 5427.020301133753 | -2.72 | 0.44 |
| Sep 2024 | 5297.310486660248 | -2.39 | -3.84 |
| Oct 2024 | 5408.685831702704 | 2.10 | -5.71 |
| Nov 2024 | 5579.927434884988 | 3.17 | -1.72 |
| Dec 2024 | 5536.516721597496 | -0.78 | 2.41 |
| Jan 2025 | 5699.827358513148 | 2.95 | 7.27 |
| Feb 2025 | 5645.5839229030935 | -0.95 | 4.79 |
| Mar 2025 | 5549.62916716351 | -1.70 | 2.12 |
| Apr 2025 | 5576.823654212744 | 0.49 | 0.33 |
| May 2025 | 5605.19082076556 | 0.51 | -0.50 |
| Jun 2025 | 5588.339999899802 | -0.30 | -0.13 |
| Jul 2025 | 5524.736509658206 | -1.14 | -0.97 |
| Aug 2025 | 5447.090902354067 | -1.40 | 0.37 |
| Sep 2025 | 5339.462799089742 | -1.98 | 0.80 |
| Oct 2025 | 5297.959410095611 | -0.78 | -2.05 |
| Nov 2025 | 5300.962009147602 | 0.06 | -5.00 |
| Dec 2025 | 5294.19697200472 | -0.13 | -4.38 |
| Jan 2026 | 5260.349618585873 | -0.64 | -7.71 |
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