Pensacola, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Pensacola, FL Metro in January 2026 was $2,073.806. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -6.19%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Pensacola, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Pensacola, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 769.5206088469135 | NaN | NaN |
| Feb 2012 | 766.2159172886859 | -0.43 | NaN |
| Mar 2012 | 765.8290878329398 | -0.05 | NaN |
| Apr 2012 | 758.930989674009 | -0.90 | NaN |
| May 2012 | 749.3942966844197 | -1.26 | NaN |
| Jun 2012 | 740.7343138383837 | -1.16 | NaN |
| Jul 2012 | 733.2440606400595 | -1.01 | NaN |
| Aug 2012 | 735.3119464962531 | 0.28 | NaN |
| Sep 2012 | 729.4115622373845 | -0.80 | NaN |
| Oct 2012 | 723.265141464395 | -0.84 | NaN |
| Nov 2012 | 723.3392983885481 | 0.01 | NaN |
| Dec 2012 | 725.3422792698834 | 0.28 | NaN |
| Jan 2013 | 731.5011554570797 | 0.85 | -4.94 |
| Feb 2013 | 741.109113179431 | 1.31 | -3.28 |
| Mar 2013 | 747.0032380646489 | 0.80 | -2.46 |
| Apr 2013 | 745.0065050719297 | -0.27 | -1.83 |
| May 2013 | 756.0052323821869 | 1.48 | 0.88 |
| Jun 2013 | 793.1535454304878 | 4.91 | 7.08 |
| Jul 2013 | 816.686708092069 | 2.97 | 11.38 |
| Aug 2013 | 827.0038379950108 | 1.26 | 12.47 |
| Sep 2013 | 833.6545202015378 | 0.80 | 14.29 |
| Oct 2013 | 819.7373882909621 | -1.67 | 13.34 |
| Nov 2013 | 827.8497280638692 | 0.99 | 14.45 |
| Dec 2013 | 844.8563995891766 | 2.05 | 16.48 |
| Jan 2014 | 847.276007920311 | 0.29 | 15.83 |
| Feb 2014 | 843.5592211292375 | -0.44 | 13.82 |
| Mar 2014 | 850.1989407465496 | 0.79 | 13.82 |
| Apr 2014 | 853.9705083923559 | 0.44 | 14.63 |
| May 2014 | 848.5682845430549 | -0.63 | 12.24 |
| Jun 2014 | 850.2798230910084 | 0.20 | 7.20 |
| Jul 2014 | 850.7558693387717 | 0.06 | 4.17 |
| Aug 2014 | 851.2643771587827 | 0.06 | 2.93 |
| Sep 2014 | 855.6290733777702 | 0.51 | 2.64 |
| Oct 2014 | 847.6916125744875 | -0.93 | 3.41 |
| Nov 2014 | 846.6622022115471 | -0.12 | 2.27 |
| Dec 2014 | 840.9410127023224 | -0.68 | -0.46 |
| Jan 2015 | 828.3198886601998 | -1.50 | -2.24 |
| Feb 2015 | 833.4025816182784 | 0.61 | -1.20 |
| Mar 2015 | 839.2000767900141 | 0.70 | -1.29 |
| Apr 2015 | 835.4468842280193 | -0.45 | -2.17 |
| May 2015 | 850.0791073165668 | 1.75 | 0.18 |
| Jun 2015 | 863.3511130792065 | 1.56 | 1.54 |
| Jul 2015 | 871.4453830130869 | 0.94 | 2.43 |
| Aug 2015 | 864.5857556273049 | -0.79 | 1.57 |
| Sep 2015 | 865.4638489961724 | 0.10 | 1.15 |
| Oct 2015 | 860.207038568542 | -0.61 | 1.48 |
| Nov 2015 | 870.6812284223042 | 1.22 | 2.84 |
| Dec 2015 | 872.8034554849469 | 0.24 | 3.79 |
| Jan 2016 | 865.5078746121012 | -0.84 | 4.49 |
| Feb 2016 | 853.6703965533045 | -1.37 | 2.43 |
| Mar 2016 | 858.5738019030016 | 0.57 | 2.31 |
| Apr 2016 | 855.773243171294 | -0.33 | 2.43 |
| May 2016 | 858.050565566952 | 0.27 | 0.94 |
| Jun 2016 | 858.6491409624098 | 0.07 | -0.55 |
| Jul 2016 | 851.9243604137253 | -0.78 | -2.24 |
| Aug 2016 | 855.076519954981 | 0.37 | -1.10 |
| Sep 2016 | 861.1498549396019 | 0.71 | -0.50 |
| Oct 2016 | 866.5493411284463 | 0.63 | 0.74 |
| Nov 2016 | 891.4046729482975 | 2.87 | 2.38 |
| Dec 2016 | 925.5777356619025 | 3.83 | 6.05 |
| Jan 2017 | 919.670488289986 | -0.64 | 6.26 |
| Feb 2017 | 924.7168860325136 | 0.55 | 8.32 |
| Mar 2017 | 931.5280354668132 | 0.74 | 8.50 |
| Apr 2017 | 925.8127591121267 | -0.61 | 8.18 |
| May 2017 | 928.3170583480376 | 0.27 | 8.19 |
| Jun 2017 | 925.8155710774208 | -0.27 | 7.82 |
| Jul 2017 | 936.3593799539819 | 1.14 | 9.91 |
| Aug 2017 | 936.7493917037374 | 0.04 | 9.55 |
| Sep 2017 | 937.9367118805383 | 0.13 | 8.92 |
| Oct 2017 | 951.4988158945959 | 1.45 | 9.80 |
| Nov 2017 | 960.5424818456006 | 0.95 | 7.76 |
| Dec 2017 | 969.3576749439032 | 0.92 | 4.73 |
| Jan 2018 | 978.6263991430086 | 0.96 | 6.41 |
| Feb 2018 | 1009.5888530650043 | 3.16 | 9.18 |
| Mar 2018 | 1026.9688577238128 | 1.72 | 10.25 |
| Apr 2018 | 1036.4724559560475 | 0.93 | 11.95 |
| May 2018 | 1052.4843623308548 | 1.55 | 13.38 |
| Jun 2018 | 1056.364630717584 | 0.37 | 14.10 |
| Jul 2018 | 1058.5692809342984 | 0.21 | 13.05 |
| Aug 2018 | 1064.3793214494426 | 0.55 | 13.63 |
| Sep 2018 | 1074.712800536644 | 0.97 | 14.58 |
| Oct 2018 | 1094.845541894616 | 1.87 | 15.07 |
| Nov 2018 | 1101.8704879047864 | 0.64 | 14.71 |
| Dec 2018 | 1086.496794249773 | -1.39 | 12.08 |
| Jan 2019 | 1067.0778790607342 | -1.79 | 9.04 |
| Feb 2019 | 1062.5521119581379 | -0.42 | 5.25 |
| Mar 2019 | 1056.9804570756876 | -0.52 | 2.92 |
| Apr 2019 | 1050.927841344396 | -0.57 | 1.40 |
| May 2019 | 1049.8389306733288 | -0.10 | -0.25 |
| Jun 2019 | 1031.4423522217944 | -1.75 | -2.36 |
| Jul 2019 | 1034.0749375410342 | 0.26 | -2.31 |
| Aug 2019 | 1028.6827683813503 | -0.52 | -3.35 |
| Sep 2019 | 1035.214453144894 | 0.64 | -3.67 |
| Oct 2019 | 1051.4728157880852 | 1.57 | -3.96 |
| Nov 2019 | 1061.8729682610779 | 0.99 | -3.63 |
| Dec 2019 | 1074.0225323284246 | 1.14 | -1.15 |
| Jan 2020 | 1068.933667615626 | -0.47 | 0.17 |
| Feb 2020 | 1064.3159616219025 | -0.43 | 0.17 |
| Mar 2020 | 1072.3926596117617 | 0.76 | 1.46 |
| Apr 2020 | 1067.7594621428577 | -0.43 | 1.60 |
| May 2020 | 1068.2619747104097 | 0.05 | 1.76 |
| Jun 2020 | 1069.9088067955938 | 0.15 | 3.73 |
| Jul 2020 | 1065.0055642448515 | -0.46 | 2.99 |
| Aug 2020 | 1067.9255389180257 | 0.27 | 3.82 |
| Sep 2020 | 1076.7159704627331 | 0.82 | 4.01 |
| Oct 2020 | 1085.4696425135924 | 0.81 | 3.23 |
| Nov 2020 | 1094.0079044534448 | 0.79 | 3.03 |
| Dec 2020 | 1100.4991978379082 | 0.59 | 2.47 |
| Jan 2021 | 1104.3075637254422 | 0.35 | 3.31 |
| Feb 2021 | 1125.5236337137394 | 1.92 | 5.75 |
| Mar 2021 | 1166.3735071573094 | 3.63 | 8.76 |
| Apr 2021 | 1178.1826806068436 | 1.01 | 10.34 |
| May 2021 | 1185.0316763146568 | 0.58 | 10.93 |
| Jun 2021 | 1207.6615073737134 | 1.91 | 12.88 |
| Jul 2021 | 1218.4084449784941 | 0.89 | 14.40 |
| Aug 2021 | 1234.9371568779816 | 1.36 | 15.64 |
| Sep 2021 | 1254.9158736120871 | 1.62 | 16.55 |
| Oct 2021 | 1285.9922558812466 | 2.48 | 18.47 |
| Nov 2021 | 1299.9820203491604 | 1.09 | 18.83 |
| Dec 2021 | 1319.346247597953 | 1.49 | 19.89 |
| Jan 2022 | 1372.1121734266221 | 4.00 | 24.25 |
| Feb 2022 | 1434.5528908875517 | 4.55 | 27.46 |
| Mar 2022 | 1515.155249345198 | 5.62 | 29.90 |
| Apr 2022 | 1656.1791841391998 | 9.31 | 40.57 |
| May 2022 | 1722.796068956143 | 4.02 | 45.38 |
| Jun 2022 | 1794.1107858146695 | 4.14 | 48.56 |
| Jul 2022 | 1798.2766270968514 | 0.23 | 47.59 |
| Aug 2022 | 1782.696231752715 | -0.87 | 44.36 |
| Sep 2022 | 1923.1071621429812 | 7.88 | 53.25 |
| Oct 2022 | 2051.0830490046906 | 6.66 | 59.49 |
| Nov 2022 | 2039.1575423076017 | -0.58 | 56.86 |
| Dec 2022 | 1972.583394499051 | -3.26 | 49.51 |
| Jan 2023 | 1974.1791660926067 | 0.08 | 43.88 |
| Feb 2023 | 1977.8518203264805 | 0.19 | 37.87 |
| Mar 2023 | 2033.2197144457634 | 2.80 | 34.19 |
| Apr 2023 | 2014.7435645084224 | -0.91 | 21.65 |
| May 2023 | 2039.7891774721506 | 1.24 | 18.40 |
| Jun 2023 | 2096.325633481146 | 2.77 | 16.85 |
| Jul 2023 | 2126.230768678885 | 1.43 | 18.24 |
| Aug 2023 | 2175.6856687694044 | 2.33 | 22.05 |
| Sep 2023 | 2207.3992767967584 | 1.46 | 14.78 |
| Oct 2023 | 2287.1353309503256 | 3.61 | 11.51 |
| Nov 2023 | 2265.5606017673254 | -0.94 | 11.10 |
| Dec 2023 | 2169.684544320852 | -4.23 | 9.99 |
| Jan 2024 | 2144.994329072455 | -1.14 | 8.65 |
| Feb 2024 | 2170.3097380350914 | 1.18 | 9.73 |
| Mar 2024 | 2182.491731162634 | 0.56 | 7.34 |
| Apr 2024 | 2220.2622193568463 | 1.73 | 10.20 |
| May 2024 | 2236.5870953687304 | 0.74 | 9.65 |
| Jun 2024 | 2215.006460191247 | -0.96 | 5.66 |
| Jul 2024 | 2204.333372224568 | -0.48 | 3.67 |
| Aug 2024 | 2145.183031770376 | -2.68 | -1.40 |
| Sep 2024 | 2103.543735624164 | -1.94 | -4.70 |
| Oct 2024 | 2137.161496668652 | 1.60 | -6.56 |
| Nov 2024 | 2191.4974806779433 | 2.54 | -3.27 |
| Dec 2024 | 2173.42740461441 | -0.82 | 0.17 |
| Jan 2025 | 2210.6795548481355 | 1.71 | 3.06 |
| Feb 2025 | 2190.445121481772 | -0.91 | 0.93 |
| Mar 2025 | 2157.0931255562773 | -1.52 | -1.16 |
| Apr 2025 | 2163.8625893370436 | 0.31 | -2.54 |
| May 2025 | 2173.197498786518 | 0.43 | -2.83 |
| Jun 2025 | 2168.578411157146 | -0.21 | -2.10 |
| Jul 2025 | 2149.9479282134866 | -0.86 | -2.47 |
| Aug 2025 | 2126.6570888931565 | -1.08 | -0.86 |
| Sep 2025 | 2103.3511351940606 | -1.10 | -0.01 |
| Oct 2025 | 2087.948363866631 | -0.73 | -2.30 |
| Nov 2025 | 2086.9259763487657 | -0.05 | -4.77 |
| Dec 2025 | 2082.6952671368567 | -0.20 | -4.17 |
| Jan 2026 | 2073.8056702143504 | -0.43 | -6.19 |