Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Philadelphia, PA Metro in January 2026 was $2,581.304. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -3.40%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1191.4241630853107 | NaN | NaN |
| Feb 2012 | 1186.4703628957086 | -0.42 | NaN |
| Mar 2012 | 1191.6195845240834 | 0.43 | NaN |
| Apr 2012 | 1188.7751332628868 | -0.24 | NaN |
| May 2012 | 1179.3651978836956 | -0.79 | NaN |
| Jun 2012 | 1168.1004137979799 | -0.95 | NaN |
| Jul 2012 | 1156.1338012779527 | -1.02 | NaN |
| Aug 2012 | 1158.7452852166562 | 0.23 | NaN |
| Sep 2012 | 1148.1033210304242 | -0.92 | NaN |
| Oct 2012 | 1136.1030888954688 | -1.04 | NaN |
| Nov 2012 | 1132.549172152936 | -0.31 | NaN |
| Dec 2012 | 1132.057844611617 | -0.04 | NaN |
| Jan 2013 | 1212.2129498604986 | 7.08 | 1.75 |
| Feb 2013 | 1224.988540955797 | 1.05 | 3.25 |
| Mar 2013 | 1230.5807764674119 | 0.46 | 3.27 |
| Apr 2013 | 1223.2486072231914 | -0.60 | 2.90 |
| May 2013 | 1235.4234293211966 | 1.00 | 4.75 |
| Jun 2013 | 1287.4587560292935 | 4.21 | 10.22 |
| Jul 2013 | 1317.9489673778203 | 2.37 | 14.00 |
| Aug 2013 | 1328.6596605680595 | 0.81 | 14.66 |
| Sep 2013 | 1334.4701446320369 | 0.44 | 16.23 |
| Oct 2013 | 1310.8836761042235 | -1.77 | 15.38 |
| Nov 2013 | 1321.0473219830562 | 0.78 | 16.64 |
| Dec 2013 | 1344.6284178648104 | 1.79 | 18.78 |
| Jan 2014 | 1243.4603768008799 | -7.52 | 2.58 |
| Feb 2014 | 1233.9486957693593 | -0.76 | 0.73 |
| Mar 2014 | 1239.9611495798483 | 0.49 | 0.76 |
| Apr 2014 | 1241.525108049622 | 0.13 | 1.49 |
| May 2014 | 1231.6599966836707 | -0.79 | -0.30 |
| Jun 2014 | 1231.9049440275462 | 0.02 | -4.32 |
| Jul 2014 | 1231.5910930091375 | -0.02 | -6.55 |
| Aug 2014 | 1231.1962650475311 | -0.03 | -7.33 |
| Sep 2014 | 1236.3088135010507 | 0.42 | -7.36 |
| Oct 2014 | 1223.7631186894234 | -1.01 | -6.65 |
| Nov 2014 | 1220.0826653552906 | -0.30 | -7.64 |
| Dec 2014 | 1208.8128777050078 | -0.92 | -10.10 |
| Jan 2015 | 1164.9792892837536 | -3.63 | -6.31 |
| Feb 2015 | 1171.405800720182 | 0.55 | -5.07 |
| Mar 2015 | 1180.0468023785909 | 0.74 | -4.83 |
| Apr 2015 | 1173.9278245883495 | -0.52 | -5.44 |
| May 2015 | 1193.1180390185011 | 1.64 | -3.13 |
| Jun 2015 | 1209.6418624279827 | 1.39 | -1.81 |
| Jul 2015 | 1220.0444967244691 | 0.86 | -0.94 |
| Aug 2015 | 1211.52180779712 | -0.70 | -1.60 |
| Sep 2015 | 1215.4750578218523 | 0.33 | -1.68 |
| Oct 2015 | 1210.5903520281017 | -0.40 | -1.08 |
| Nov 2015 | 1227.1411516306962 | 1.37 | 0.58 |
| Dec 2015 | 1232.127601955503 | 0.41 | 1.93 |
| Jan 2016 | 1247.5167313679206 | 1.25 | 7.09 |
| Feb 2016 | 1231.430784600056 | -1.29 | 5.12 |
| Mar 2016 | 1236.9457112028263 | 0.45 | 4.82 |
| Apr 2016 | 1230.231631791038 | -0.54 | 4.80 |
| May 2016 | 1232.2421665454276 | 0.16 | 3.28 |
| Jun 2016 | 1233.1312382681965 | 0.07 | 1.94 |
| Jul 2016 | 1224.5639114154271 | -0.69 | 0.37 |
| Aug 2016 | 1228.0699280776696 | 0.29 | 1.37 |
| Sep 2016 | 1234.3791500932666 | 0.51 | 1.56 |
| Oct 2016 | 1240.2225906865965 | 0.47 | 2.45 |
| Nov 2016 | 1274.0715829386618 | 2.73 | 3.82 |
| Dec 2016 | 1322.387047540291 | 3.79 | 7.33 |
| Jan 2017 | 1294.5205477625275 | -2.11 | 3.77 |
| Feb 2017 | 1299.6251556235866 | 0.39 | 5.54 |
| Mar 2017 | 1305.6206854779039 | 0.46 | 5.55 |
| Apr 2017 | 1294.9907072645756 | -0.81 | 5.26 |
| May 2017 | 1296.7823357895284 | 0.14 | 5.24 |
| Jun 2017 | 1291.1744776705852 | -0.43 | 4.71 |
| Jul 2017 | 1301.3543554046796 | 0.79 | 6.27 |
| Aug 2017 | 1295.4605141842128 | -0.45 | 5.49 |
| Sep 2017 | 1291.2726719901812 | -0.32 | 4.61 |
| Oct 2017 | 1305.2637312341797 | 1.08 | 5.24 |
| Nov 2017 | 1314.1936707615987 | 0.68 | 3.15 |
| Dec 2017 | 1323.429990045352 | 0.70 | 0.08 |
| Jan 2018 | 1402.1677650679742 | 5.95 | 8.32 |
| Feb 2018 | 1439.9792268852452 | 2.70 | 10.80 |
| Mar 2018 | 1459.5698643731912 | 1.36 | 11.79 |
| Apr 2018 | 1468.018912772349 | 0.58 | 13.36 |
| May 2018 | 1485.3872525006773 | 1.18 | 14.54 |
| Jun 2018 | 1484.6295722096816 | -0.05 | 14.98 |
| Jul 2018 | 1481.5295629064262 | -0.21 | 13.85 |
| Aug 2018 | 1486.4455106544528 | 0.33 | 14.74 |
| Sep 2018 | 1499.0569057482999 | 0.85 | 16.09 |
| Oct 2018 | 1525.799187903472 | 1.78 | 16.90 |
| Nov 2018 | 1534.4187816971094 | 0.56 | 16.76 |
| Dec 2018 | 1512.9384272773768 | -1.40 | 14.32 |
| Jan 2019 | 1540.3069286878417 | 1.81 | 9.85 |
| Feb 2019 | 1536.4361306980725 | -0.25 | 6.70 |
| Mar 2019 | 1531.8249175197445 | -0.30 | 4.95 |
| Apr 2019 | 1524.0451388496676 | -0.51 | 3.82 |
| May 2019 | 1520.018804835694 | -0.26 | 2.33 |
| Jun 2019 | 1493.849966972742 | -1.72 | 0.62 |
| Jul 2019 | 1493.5185063018134 | -0.02 | 0.81 |
| Aug 2019 | 1481.2414129012623 | -0.82 | -0.35 |
| Sep 2019 | 1483.3164756046922 | 0.14 | -1.05 |
| Oct 2019 | 1496.6896563010364 | 0.90 | -1.91 |
| Nov 2019 | 1504.248054348418 | 0.51 | -1.97 |
| Dec 2019 | 1514.6265940090007 | 0.69 | 0.11 |
| Jan 2020 | 1413.185675070407 | -6.70 | -8.25 |
| Feb 2020 | 1405.2554215530345 | -0.56 | -8.54 |
| Mar 2020 | 1415.2418055418018 | 0.71 | -7.61 |
| Apr 2020 | 1410.0829263141836 | -0.36 | -7.48 |
| May 2020 | 1408.614171758781 | -0.10 | -7.33 |
| Jun 2020 | 1403.6856726810777 | -0.35 | -6.04 |
| Jul 2020 | 1389.2130779391887 | -1.03 | -6.98 |
| Aug 2020 | 1385.2152757964332 | -0.29 | -6.48 |
| Sep 2020 | 1391.2484093809762 | 0.44 | -6.21 |
| Oct 2020 | 1400.5132124424495 | 0.67 | -6.43 |
| Nov 2020 | 1412.430908840652 | 0.85 | -6.10 |
| Dec 2020 | 1423.5615960680816 | 0.79 | -6.01 |
| Jan 2021 | 1421.370351559 | -0.15 | 0.58 |
| Feb 2021 | 1448.165127873707 | 1.89 | 3.05 |
| Mar 2021 | 1499.0667994671117 | 3.52 | 5.92 |
| Apr 2021 | 1514.3429578523142 | 1.02 | 7.39 |
| May 2021 | 1520.0198283288119 | 0.38 | 7.91 |
| Jun 2021 | 1538.9783779608406 | 1.25 | 9.64 |
| Jul 2021 | 1538.627898198045 | -0.02 | 10.76 |
| Aug 2021 | 1542.0512213113018 | 0.22 | 11.32 |
| Sep 2021 | 1548.18190338461 | 0.40 | 11.28 |
| Oct 2021 | 1568.960082442609 | 1.34 | 12.03 |
| Nov 2021 | 1571.7850065602365 | 0.18 | 11.28 |
| Dec 2021 | 1584.218510234411 | 0.79 | 11.29 |
| Jan 2022 | 1625.5850756137893 | 2.61 | 14.37 |
| Feb 2022 | 1691.5771234428698 | 4.06 | 16.81 |
| Mar 2022 | 1778.2019102321829 | 5.12 | 18.62 |
| Apr 2022 | 1929.3294257347538 | 8.50 | 27.40 |
| May 2022 | 1995.8750877810362 | 3.45 | 31.31 |
| Jun 2022 | 2065.6461402334744 | 3.50 | 34.22 |
| Jul 2022 | 2058.428055132513 | -0.35 | 33.78 |
| Aug 2022 | 2027.8991205980415 | -1.48 | 31.51 |
| Sep 2022 | 2169.3967370238906 | 6.98 | 40.13 |
| Oct 2022 | 2302.9544817642495 | 6.16 | 46.78 |
| Nov 2022 | 2288.5735545234215 | -0.62 | 45.60 |
| Dec 2022 | 2215.708208427529 | -3.18 | 39.86 |
| Jan 2023 | 2216.1441330480375 | 0.02 | 36.33 |
| Feb 2023 | 2215.4788406324315 | -0.03 | 30.97 |
| Mar 2023 | 2271.7407024847853 | 2.54 | 27.76 |
| Apr 2023 | 2250.5612630669916 | -0.93 | 16.65 |
| May 2023 | 2284.1716878187813 | 1.49 | 14.45 |
| Jun 2023 | 2355.4687189414954 | 3.12 | 14.03 |
| Jul 2023 | 2398.296869740133 | 1.82 | 16.51 |
| Aug 2023 | 2459.4422783768277 | 2.55 | 21.28 |
| Sep 2023 | 2499.6340952302307 | 1.63 | 15.22 |
| Oct 2023 | 2591.207173500273 | 3.66 | 12.52 |
| Nov 2023 | 2568.174180735271 | -0.89 | 12.22 |
| Dec 2023 | 2460.010055907203 | -4.21 | 11.03 |
| Jan 2024 | 2434.650934604303 | -1.03 | 9.86 |
| Feb 2024 | 2470.7160970960426 | 1.48 | 11.52 |
| Mar 2024 | 2495.511824240983 | 1.00 | 9.85 |
| Apr 2024 | 2548.9859944041773 | 2.14 | 13.26 |
| May 2024 | 2576.3234426403196 | 1.07 | 12.79 |
| Jun 2024 | 2555.3461793927627 | -0.81 | 8.49 |
| Jul 2024 | 2544.8763621777216 | -0.41 | 6.11 |
| Aug 2024 | 2483.6652109759925 | -2.40 | 0.99 |
| Sep 2024 | 2437.6850702039596 | -1.85 | -2.48 |
| Oct 2024 | 2492.879100789797 | 2.26 | -3.79 |
| Nov 2024 | 2572.3059481888085 | 3.19 | 0.16 |
| Dec 2024 | 2563.2720945689794 | -0.35 | 4.20 |
| Jan 2025 | 2672.038199585579 | 4.24 | 9.75 |
| Feb 2025 | 2657.163564036101 | -0.56 | 7.55 |
| Mar 2025 | 2625.390632318894 | -1.20 | 5.20 |
| Apr 2025 | 2645.8621691414473 | 0.78 | 3.80 |
| May 2025 | 2670.128711804947 | 0.92 | 3.64 |
| Jun 2025 | 2676.6364068782286 | 0.24 | 4.75 |
| Jul 2025 | 2664.89830693135 | -0.44 | 4.72 |
| Aug 2025 | 2644.2650912479703 | -0.77 | 6.47 |
| Sep 2025 | 2610.431353299185 | -1.28 | 7.09 |
| Oct 2025 | 2594.781766284938 | -0.60 | 4.09 |
| Nov 2025 | 2595.9339934891677 | 0.04 | 0.92 |
| Dec 2025 | 2592.35719301431 | -0.14 | 1.14 |
| Jan 2026 | 2581.3043404651226 | -0.43 | -3.40 |