Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Philadelphia, PA Metro in January 2026 was $2,581.304. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -3.40%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Philadelphia, PA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Philadelphia, PA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Philadelphia, PA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1191.4241630853107 NaN NaN
Feb 2012 1186.4703628957086 -0.42 NaN
Mar 2012 1191.6195845240834 0.43 NaN
Apr 2012 1188.7751332628868 -0.24 NaN
May 2012 1179.3651978836956 -0.79 NaN
Jun 2012 1168.1004137979799 -0.95 NaN
Jul 2012 1156.1338012779527 -1.02 NaN
Aug 2012 1158.7452852166562 0.23 NaN
Sep 2012 1148.1033210304242 -0.92 NaN
Oct 2012 1136.1030888954688 -1.04 NaN
Nov 2012 1132.549172152936 -0.31 NaN
Dec 2012 1132.057844611617 -0.04 NaN
Jan 2013 1212.2129498604986 7.08 1.75
Feb 2013 1224.988540955797 1.05 3.25
Mar 2013 1230.5807764674119 0.46 3.27
Apr 2013 1223.2486072231914 -0.60 2.90
May 2013 1235.4234293211966 1.00 4.75
Jun 2013 1287.4587560292935 4.21 10.22
Jul 2013 1317.9489673778203 2.37 14.00
Aug 2013 1328.6596605680595 0.81 14.66
Sep 2013 1334.4701446320369 0.44 16.23
Oct 2013 1310.8836761042235 -1.77 15.38
Nov 2013 1321.0473219830562 0.78 16.64
Dec 2013 1344.6284178648104 1.79 18.78
Jan 2014 1243.4603768008799 -7.52 2.58
Feb 2014 1233.9486957693593 -0.76 0.73
Mar 2014 1239.9611495798483 0.49 0.76
Apr 2014 1241.525108049622 0.13 1.49
May 2014 1231.6599966836707 -0.79 -0.30
Jun 2014 1231.9049440275462 0.02 -4.32
Jul 2014 1231.5910930091375 -0.02 -6.55
Aug 2014 1231.1962650475311 -0.03 -7.33
Sep 2014 1236.3088135010507 0.42 -7.36
Oct 2014 1223.7631186894234 -1.01 -6.65
Nov 2014 1220.0826653552906 -0.30 -7.64
Dec 2014 1208.8128777050078 -0.92 -10.10
Jan 2015 1164.9792892837536 -3.63 -6.31
Feb 2015 1171.405800720182 0.55 -5.07
Mar 2015 1180.0468023785909 0.74 -4.83
Apr 2015 1173.9278245883495 -0.52 -5.44
May 2015 1193.1180390185011 1.64 -3.13
Jun 2015 1209.6418624279827 1.39 -1.81
Jul 2015 1220.0444967244691 0.86 -0.94
Aug 2015 1211.52180779712 -0.70 -1.60
Sep 2015 1215.4750578218523 0.33 -1.68
Oct 2015 1210.5903520281017 -0.40 -1.08
Nov 2015 1227.1411516306962 1.37 0.58
Dec 2015 1232.127601955503 0.41 1.93
Jan 2016 1247.5167313679206 1.25 7.09
Feb 2016 1231.430784600056 -1.29 5.12
Mar 2016 1236.9457112028263 0.45 4.82
Apr 2016 1230.231631791038 -0.54 4.80
May 2016 1232.2421665454276 0.16 3.28
Jun 2016 1233.1312382681965 0.07 1.94
Jul 2016 1224.5639114154271 -0.69 0.37
Aug 2016 1228.0699280776696 0.29 1.37
Sep 2016 1234.3791500932666 0.51 1.56
Oct 2016 1240.2225906865965 0.47 2.45
Nov 2016 1274.0715829386618 2.73 3.82
Dec 2016 1322.387047540291 3.79 7.33
Jan 2017 1294.5205477625275 -2.11 3.77
Feb 2017 1299.6251556235866 0.39 5.54
Mar 2017 1305.6206854779039 0.46 5.55
Apr 2017 1294.9907072645756 -0.81 5.26
May 2017 1296.7823357895284 0.14 5.24
Jun 2017 1291.1744776705852 -0.43 4.71
Jul 2017 1301.3543554046796 0.79 6.27
Aug 2017 1295.4605141842128 -0.45 5.49
Sep 2017 1291.2726719901812 -0.32 4.61
Oct 2017 1305.2637312341797 1.08 5.24
Nov 2017 1314.1936707615987 0.68 3.15
Dec 2017 1323.429990045352 0.70 0.08
Jan 2018 1402.1677650679742 5.95 8.32
Feb 2018 1439.9792268852452 2.70 10.80
Mar 2018 1459.5698643731912 1.36 11.79
Apr 2018 1468.018912772349 0.58 13.36
May 2018 1485.3872525006773 1.18 14.54
Jun 2018 1484.6295722096816 -0.05 14.98
Jul 2018 1481.5295629064262 -0.21 13.85
Aug 2018 1486.4455106544528 0.33 14.74
Sep 2018 1499.0569057482999 0.85 16.09
Oct 2018 1525.799187903472 1.78 16.90
Nov 2018 1534.4187816971094 0.56 16.76
Dec 2018 1512.9384272773768 -1.40 14.32
Jan 2019 1540.3069286878417 1.81 9.85
Feb 2019 1536.4361306980725 -0.25 6.70
Mar 2019 1531.8249175197445 -0.30 4.95
Apr 2019 1524.0451388496676 -0.51 3.82
May 2019 1520.018804835694 -0.26 2.33
Jun 2019 1493.849966972742 -1.72 0.62
Jul 2019 1493.5185063018134 -0.02 0.81
Aug 2019 1481.2414129012623 -0.82 -0.35
Sep 2019 1483.3164756046922 0.14 -1.05
Oct 2019 1496.6896563010364 0.90 -1.91
Nov 2019 1504.248054348418 0.51 -1.97
Dec 2019 1514.6265940090007 0.69 0.11
Jan 2020 1413.185675070407 -6.70 -8.25
Feb 2020 1405.2554215530345 -0.56 -8.54
Mar 2020 1415.2418055418018 0.71 -7.61
Apr 2020 1410.0829263141836 -0.36 -7.48
May 2020 1408.614171758781 -0.10 -7.33
Jun 2020 1403.6856726810777 -0.35 -6.04
Jul 2020 1389.2130779391887 -1.03 -6.98
Aug 2020 1385.2152757964332 -0.29 -6.48
Sep 2020 1391.2484093809762 0.44 -6.21
Oct 2020 1400.5132124424495 0.67 -6.43
Nov 2020 1412.430908840652 0.85 -6.10
Dec 2020 1423.5615960680816 0.79 -6.01
Jan 2021 1421.370351559 -0.15 0.58
Feb 2021 1448.165127873707 1.89 3.05
Mar 2021 1499.0667994671117 3.52 5.92
Apr 2021 1514.3429578523142 1.02 7.39
May 2021 1520.0198283288119 0.38 7.91
Jun 2021 1538.9783779608406 1.25 9.64
Jul 2021 1538.627898198045 -0.02 10.76
Aug 2021 1542.0512213113018 0.22 11.32
Sep 2021 1548.18190338461 0.40 11.28
Oct 2021 1568.960082442609 1.34 12.03
Nov 2021 1571.7850065602365 0.18 11.28
Dec 2021 1584.218510234411 0.79 11.29
Jan 2022 1625.5850756137893 2.61 14.37
Feb 2022 1691.5771234428698 4.06 16.81
Mar 2022 1778.2019102321829 5.12 18.62
Apr 2022 1929.3294257347538 8.50 27.40
May 2022 1995.8750877810362 3.45 31.31
Jun 2022 2065.6461402334744 3.50 34.22
Jul 2022 2058.428055132513 -0.35 33.78
Aug 2022 2027.8991205980415 -1.48 31.51
Sep 2022 2169.3967370238906 6.98 40.13
Oct 2022 2302.9544817642495 6.16 46.78
Nov 2022 2288.5735545234215 -0.62 45.60
Dec 2022 2215.708208427529 -3.18 39.86
Jan 2023 2216.1441330480375 0.02 36.33
Feb 2023 2215.4788406324315 -0.03 30.97
Mar 2023 2271.7407024847853 2.54 27.76
Apr 2023 2250.5612630669916 -0.93 16.65
May 2023 2284.1716878187813 1.49 14.45
Jun 2023 2355.4687189414954 3.12 14.03
Jul 2023 2398.296869740133 1.82 16.51
Aug 2023 2459.4422783768277 2.55 21.28
Sep 2023 2499.6340952302307 1.63 15.22
Oct 2023 2591.207173500273 3.66 12.52
Nov 2023 2568.174180735271 -0.89 12.22
Dec 2023 2460.010055907203 -4.21 11.03
Jan 2024 2434.650934604303 -1.03 9.86
Feb 2024 2470.7160970960426 1.48 11.52
Mar 2024 2495.511824240983 1.00 9.85
Apr 2024 2548.9859944041773 2.14 13.26
May 2024 2576.3234426403196 1.07 12.79
Jun 2024 2555.3461793927627 -0.81 8.49
Jul 2024 2544.8763621777216 -0.41 6.11
Aug 2024 2483.6652109759925 -2.40 0.99
Sep 2024 2437.6850702039596 -1.85 -2.48
Oct 2024 2492.879100789797 2.26 -3.79
Nov 2024 2572.3059481888085 3.19 0.16
Dec 2024 2563.2720945689794 -0.35 4.20
Jan 2025 2672.038199585579 4.24 9.75
Feb 2025 2657.163564036101 -0.56 7.55
Mar 2025 2625.390632318894 -1.20 5.20
Apr 2025 2645.8621691414473 0.78 3.80
May 2025 2670.128711804947 0.92 3.64
Jun 2025 2676.6364068782286 0.24 4.75
Jul 2025 2664.89830693135 -0.44 4.72
Aug 2025 2644.2650912479703 -0.77 6.47
Sep 2025 2610.431353299185 -1.28 7.09
Oct 2025 2594.781766284938 -0.60 4.09
Nov 2025 2595.9339934891677 0.04 0.92
Dec 2025 2592.35719301431 -0.14 1.14
Jan 2026 2581.3043404651226 -0.43 -3.40